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All Journal Abdimas Talenta : Jurnal Pengabdian Kepada Masyarakat Journal of Research in Mathematics Trends and Technology AL-ARBAH: Journal of Islamic Finance and Banking Caring : Indonesian Journal of Nursing Science Jurnal Pengabdian Pada Masyarakat Jurnal Abdimas Maduma Al Birru: Jurnal Keuangan dan Perbankan Syariah Al Qardhu Jurnal Ekonomi dan Bisnis Islam Green Economics Review Journal of Islamic Entrepreneurship and Business Research
Ismayadi
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Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Nursing Social Sciences Other

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Improved education in the student environment towards the industrial revolution 4.0 Ismayadi; Silvia, Desy; Putra, Rachman Mega; Azuga, Nabila Afifah; Candra, Ade Ary; Kristiando
ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 2 (2019): ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (892.363 KB) | DOI: 10.32734/abdimastalenta.v4i2.4270

Abstract

Real work lecture is a form of activity carried out by a college of community service activities in a certain area or an educational institution. provide real work experience in the field in the field of forming an independent attitude and responsibility in the implementation of work and activities in the field. In addition, KKN also aims to assist the community in improving their level of knowledge and skills so that it is expected to improve the welfare of the people in the area. KKN activities run well and smoothly. This is due to the enthusiasm of the community including the children there who are passionate about participating in every activity we carry out. The activities carried out at namely the socialization of the importance of education, the socialization of the importance of risk behavior, the mastery of Indonesian Language Mastery in Era 4.0, tutoring and discussion, and the river of life. It is hoped that the implementation of the Community Service programs can be useful and applied in the lives of all parties concerned.
A Surveilans Akreditasi Ban Paud Dan PNF Provinsi Nusa Tenggara Barat Tahun 2023 Ismayadi; Arzani, M.
Al-Madani: Jurnal Pengabdian Pada MAsyarakat Vol 3 No 1 (2024): JUNI: Al-Madani (Jurnal Pengabdian Pada Masyarakat)
Publisher : Institut Agama Islam Hamzanwadi NW Pancor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/al-madani.v3i1.1463

Abstract

Kegiatan surveilans akreditasi ini adalah untuk memastikan dan menjamin proses pelaksanaan akreditasi di setiap provinsi berjalan sesuai dengan aturan yang sudah ditetapkan. Surveilans BAN PAUD dan PNF Provinsi di NTB diharapkan dapat: 1. Memantau dan mengevaluasi satuan PAUD dan PNF yang telah terakreditasi masih sesuai dengan peringkatnya. 2. Memantau kinerja asesor dalam melaksanakan proses akreditasi. 3. Mendeskripsikan temuan/masalah terkait dengan ketidaksesuaian antara implementasi kegiatan BAN PAUD dan PNF di wilayah kerja Provinsi Nusa Tenggara Barat. 4. Menemukan solusi yang dapat dipertimbangkan guna meningkatkan kualitas kinerja asesor sebagai salah satu upaya penjaminan kualitas penyelenggaraan lembaga PAUD PNF.
MEKANISME RESCHEDULING PEMBIAYAANNASABAH BERMASALAH DENGAN AKAD MURABAHAH DI BPRS DINAR ASHRI CABANG AIKMEL Ismayadi; Anisa Putri Danianti
Al Birru: Jurnal Keuangan dan Perbankan Syariah Vol. 1 No. 1 (2022): Januari 202`2
Publisher : Al Birru: Jurnal Keuangan dan Perbankan Syariah

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Abstract

Abstrak Pelaksanaan Rescheduling yaitu untuk mengetahui seberapa besar pendapatan yang diperoleh lembaga keuangan syariah melalui penjadwalan kembali (Rescheduling) bagi nasabah yang gagal memenuhi kewajibannya. Dengan resecheduling maka lembaga keuangan syariah dapat meminimalisir kerugian yang terjadi akibat penyaluran dana yang diberikan. Adapun mekanisme pelaksanaan rescheduling pada pembiayaan modal kerja bermasalah menggunakan akad murabahah di BPRS Dinar Ashri Cabang Aikmel, sesuai dengan ekonomi islam dan Fatwa DSN MUI. Mekanisme Rescheduling di BPRS Cabang Dinar Ashri Aikmel dilakukan dengan memberikan perpanjangan masa pembiayaan, sisa pokok kepada nasabah digunakan sebagai pembiayaan baru sesuai dengan nilai cicilan kemampuan nasabah membayar, proses penjadwalan ulang di BPRS Cabang Dinar Aikmel dilakukan dengan mengubah masa pembiayaan, jadwal pembayaran dan jumlah cicilan,namun tidak mengubah sisa pembayaran di awal akadnya.Pelaksanaan rescheduling di BPRS Dinar ashri Cabang Aikmel berjalan dengan baik, Rescheduling terbukti lebih efektif untuk menyelesaikan pembiayaan yang bermasalah,Pelaksanaa Rescheduling di BPRS Dinar ashri Cabang Aikmel juga telah sesuai dengan prinsip-prinsip dasar ekonomi islam, surat Al-Baqarah pasal 280 dan surat hukum DSN pasal 280. 48/DSN-MUI/II/2005 berkenaan penyusunan semula undang-undang murabahah Kata kunci : Rescheduling, Pembiayaan Bermasalah, Mekanisme dan Penangguhan
PENGARUH BRAND IMAGE DAN TINGKAT RELIGIUSITAS TERHADAP MINAT MENGGUNAKAN LAYANAN BANK SYARIAH (Studi Kasus Masyarakat Kecamatan Selong) Ayu Fitriana Maranti; Ismayadi
Al Birru: Jurnal Keuangan dan Perbankan Syariah Vol. 1 No. 2 (2022): Juli 2022
Publisher : Al Birru: Jurnal Keuangan dan Perbankan Syariah

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Abstract

Abstrak Brand image dan religiusitas dapat mempengaruhi keputusan dimana citra merek yang merupakan simbol indikator yang membedakan barang atau jasa dan juga kualitas dari sebuah produk perusahaan dan religiusitas adalah keragaman, yaitu suatu keadaan yang ada dalam diri seseorang yang mendorongnya untuk bertingkah laku sesuai dengan kadar ketaatannya pada agama. Metode dalam penelitian ini menggunakan pendekatan asosiatif kuantitatif. Cara pengambilan sampel menggunakan probability sampeling secara rondom sampling (secara acak). Sampel dalam penelitian ini sebanyak 30 responden. Data yang diproleh kemudian diolah menggunakan alat bantu SPSS versi 16. Analisis ini meliputi uji validitas, uji realibilitas, uji asumsi klasik, uji statistik melalui uji t test, F test, dan uji koefisien determinasi (R2) serta uji regresi linear berganda. Hasil uji F test menunjukkan variabel brand image dan tingkat religiusitas berpengaruh secara bersama-sama (simultan) terhadap minat. Hasil uji t test menunjukkan variabel brand image berpengaruh secara signifikan dan variabel religiusitas tidak berpengaruh secara signifikan terhadap minat. Sedangkan hasil uji koefisiensi determinasi (R2) menunjukkan pengaruh variabel bebas dalam menjelaskan variabel terikat sebesar 35,5% sisanya 64,5% dijelaskan oleh variabel lain yang tidak dibahas dalam penelitian ini. Kata Kunci : Brand Image, Religiusitas, Minat, Bank Syariah.
Analisis Pengaruh QRIS terhadap Transaksi UMKM di Kabupaten Pati Fitria; Ismayadi
Journal of Islamic Entrepreneurship and Business Research Vol. 1 No. 2 (2024)
Publisher : Yayasan Al Ma'arif Dawuhan

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Abstract

The advancement of digital technology and financial technology (fintech) has driven the implementation of the Quick Response Indonesian Standard (QRIS) as a digital payment method. This study aims to analyze the impact of QRIS on the transaction volume of Micro, Small, and Medium Enterprises (MSMEs) in Pati Regency, identify the factors influencing QRIS adoption, and evaluate its contribution to MSME economic growth. A literature review method is employed to examine the effects of QRIS implementation on MSMEs in Pati. Secondary data is collected from various sources, including academic journals, books, research reports, and official publications from relevant institutions. The study applies a qualitative descriptive analysis to interpret the findings. The results indicate that QRIS has a positive and significant impact on the transaction volume of MSMEs in Pati Regency. Furthermore, several factors, such as digital literacy, infrastructure readiness, and customer preference, influence the adoption rate of QRIS among MSMEs. This study recommends that MSMEs enhance their utilization of QRIS to improve financial transactions, while relevant stakeholders should actively promote QRIS adoption through education, training, and incentive programs. Additionally, government policies supporting digital payment systems are essential to fostering MSME growth. Further research is required to explore the broader implications of QRIS adoption, particularly its effects on financial inclusion, business sustainability, and economic resilience within the MSME sector.
Pengaruh Zakat Infak Sedekah (ZIS) dan Indeks Pembangunan Manusia (IPM) Terhadap Pertumbuhan Ekonomi di NTB Tahun 2018-2022 Virda, Virda noviyanti; Ismayadi
Al-Qardhu Vol. 2 No. 2 (2024): (Februari) Jurnal Al-Qardhu
Publisher : Fakultas Syariah IAI Hamzanwadi Pancor, Lombok Timur, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/alqardhu.v2i2.1965

Abstract

improve people's standard of living and encourage distribution and changes in income. In economic growth, there are several factors that influence growth itself. This study aims to analyze the effect of ZIS (Zakat, Infak and Sedekah) and IPM (Human Development Index) on the economic growth of NTB Province (West Nusa Tenggara) in 2018-2022. The method used is the classical assumption test and multiple regression analysis with the help of the SPSS version 26.0 program to obtain a comprehensive picture of the relationship between one variable and another. The sample in this study consisted of 10 cities/regencies in NTB Province during 2018-2022. The data used in this study is secondary data from the National Zakat Agency (BAZNAS) of NTB Province, for data on the distribution of ZIS funds, IPM, and economic growth sourced from the Central Statistics Agency of NTB Province from 2018-2022. The results of the study indicate that the ZIS variable does not have a significant effect on Economic Growth partially while the HDI has a significant effect on Economic Growth partially. The results of the simultaneous regression analysis obtained that the estimated linear regression model is feasible to be used to explain the effect of ZIS and HDI on Economic Growth.
Pelatihan Asesor Akreditasi Instrumen Pendidikan Dasar Dan Menegah (DASMEN) Badan Akreditasi Nasiona Ismayadi; Sri Handayani, Baiq; Arzani, M.; Satria Elmiana, Dewi
Al-Madani: Jurnal Pengabdian Pada MAsyarakat Vol 4 No 1 (2025): JUNI: Al-Madani (Jurnal Pengabdian Pada Masyarakat)
Publisher : Institut Agama Islam Hamzanwadi Pancor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/al-madani(jurnalpengabdianpadamasyarakat).v4i1.2339

Abstract

In Permendikbudristek No. 38/2023 it is also stated that the National Accreditation Agency for Early Childhood Education, Basic Education, and Secondary Education, hereinafter referred to as BAN-PDM, is an agency that carries out accreditation of early childhood education units, basic education units, secondary education units, and equivalent education programs that in carrying out their duties are independent and professional. Thus, BAN-PDM assessors have the authority to accredit PAUD units and dasmen units. Assessors from dasmen also have the right to accredit PAUD units. The 2024 basic secondary instrument training for assessors is a professional development program specifically designed to improve the competence of assessors in using effective and relevant assessment instruments, ensuring that the assessment process carried out by assessors can produce accurate, relevant, and reliable data as a basis for decision making related to the quality of education. The expected results of the 2024 BAN-PDM Assessor Training activities include: 1. Having the ability to understand BAN-PDM accreditation policies and mechanisms. 2. Have the ability to understand changes in the mindset and culture of BAN-PDM assessors. 3. Understand the accreditation instruments that include the following components: Educator Performance in Managing Student-Centered Learning Processes, Leadership of the Head of Educational Units in Managing Educational Units, Learning Environment Climate, and Graduate and/or Student Learning Outcome Competencies. 4. Have the technical skills needed as an assessor. 5. Have the ability to use the Sispena application. 6. Understand integrity as an assessor.
Analysis of the Influence of Ease and Usefulness on Interest in Using QRIS in Micro, Small and Medium Enterprises (MSMEs) in Jempong Baru Village Ismayadi
AL-ARBAH: Journal of Islamic Finance and Banking Vol. 7 No. 1 (2025)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2025.7.1.25791

Abstract

Purpose - This research aims tofor the Analysis of the Influence of Ease and Usefulness on Interest in Using QRIS in Micro, Small and Medium Enterprises (MSMEs) in Jempong Baru Village with the formulation of the problem to analyze the influence of ease on interest in using QRIS and analyze the influence of usefulness on interest in using QRIS which was carried out in Jempong Baru Village, Mataram City. Method - The types of research are:quantitative research type where quantitative research uses research based on postpositivism philosophy, used to research a particular population or sample. In this study, the sample taken used non-probability sampling technique. Non-probability sampling is a sampling technique that does not provide equal opportunities or chances for each member of the population to be selected as a sample. The sampling technique in this study used purposive sampling technique. Purposive sampling is a sampling technique with certain considerations. The number of samples was 30 MSMEs in Jempong Baru Village. The data obtained from the questionnaire was then processed using SPSS Version 16.0 software. Result - The results of this study indicate that the influence of the Ease Variable on the Interest Variable in using QRIS in Micro, Small and Medium Enterprises (MSMEs) in Jempong Baru Village, Mataram City is 83%. This means that the ease variable has a positive and significant influence on the Interest variable in using QRIS. This shows that the easier it is to use the QRIS service, the higher the interest in using the QRIS service. While the influence of the Benefit Variable on the Interest Variable in using QRIS in Micro, Small and Medium Enterprises (MSMEs) is 72% in Jempong Baru Village, Mataram City. This means that the benefit variable has a positive and significant influence on the Interest variable in using QRIS. This shows that the more benefits received and obtained by QRIS users, the higher the interest in using QRIS. Implication - This finding shows the important role of technology in supporting people's economic activities, especially in digital transaction activities. In addition, the role of technology increases efficiency, reduces costs, and creates new economic opportunities. This technology enables faster, safer, and more affordable transactions, as well as enabling wider access to markets and financial services. Originality - This analysis provides a more comprehensive explanation regardingEase and Benefits of Interest in Using QRISin Jempong Baru Village. This review contributes to the literature by identifying the convenience, benefits and weaknesses of QRIS in Jempong Baru Village.. Keywords:                     Convenience, Benefits, Interest, QRIS and MSMEs.
Transformasi Keuangan Berkelanjutan: Peran Bank Syariah dalam Mendukung UMKM melalui Green Financing dan QRIS Cross-Border Dewi Malihatul Mawaddah; Ferry Khusnul Mubarok; Ismayadi; Ahmad Lukman Nugraha; Ubbadul Adzkiya; Tyagita Dianingtyas Sudibyo
Green Economics Review Vol. 1 No. 2 (2024)
Publisher : Yayasan Al Ma'arif Dawuhan

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Abstract

The transformation toward sustainable finance has become a key priority in addressing climate change and economic inequality, particularly within the Micro, Small, and Medium Enterprises (MSMEs) sector. Despite their significant contribution to national economies, MSMEs often face barriers in accessing financing that aligns with sustainability principles and digital innovation. This study aims to explore the strategic role of Islamic banks in supporting MSMEs through the implementation of green financing and the utilization of cross-border QRIS as a digital financial innovation. Using a descriptive qualitative approach, this research incorporates literature review, secondary data analysis from Islamic banks’ financial reports, and interviews with MSME actors and banking practitioners. The findings reveal that Islamic banks have substantial potential in providing sustainable financing through Sharia-compliant schemes, such as green murabahah and environmental mudharabah, which support eco-friendly MSME projects. Additionally, the integration of cross-border QRIS expands international market access for MSMEs and enhances the efficiency of cross-border transactions. The implications of this study highlight the need for strong collaboration among regulators, Islamic banks, and MSMEs to foster an inclusive and sustainable financial ecosystem. Policy recommendations include strengthening fiscal incentives for green financing, improving Sharia-based digital financial literacy, and developing payment infrastructure that supports global connectivity. Islamic banks, therefore, can act as key catalysts in driving sustainable and globally competitive MSME growth.
Disaster Mitigation Training in Disaster Resistant Village in Tanjung Rejo Village Medan Sunggal Medan City Ismayadi; Tanjung, Dudut
ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 2 (2022): ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/abdimastalenta.v7i2.10399

Abstract

The hydrometeorological flood disaster in Indonesia is influenced by climate change and inappropriate land conversion. Mitigation is generally carried out in the context of reducing losses due to the possibility of a disaster, be it loss of life and/or loss of property that will affect human life and activities. This Community Service activity was carried out in the Tanjung Rejo Village, which is located on Jalan Abadi Gang Balai Desa No. 13-B Medan District. The distance from the University of North Sumatra to Tanjung Rejo Village is 3.7 Km via Jl. Dr. Mansyur (about 11 minutes). Tanjung Rejo Sub-district is a sub-district located on lowland with an altitude of 24-37 meters above sea level and an average temperature of around 24°C to 32°C with an average Rainfall of 1,800-2,000 mm/year. In order to define an appropriate and accurate mitigation plan or strategy, it is necessary to carry out a risk assessment. Disaster mitigation activities should be routine and sustainable activities. This means that mitigation activities should have been carried out in the long period prior to disaster activities, which often come sooner than expected, and even have greater intensity than originally thought.
Co-Authors Ahmad Lukman Nugraha Anisa Putri Danianti Arzani, M. Ayu Fitriana Maranti Azhari Bina Melvia Girsang Candra, Ade Ary Dewi Malihatul Mawaddah Dudut Tanjung Eqlima Elfira Evi Indriani Br Karo Fitria Fuad Hasan Gunaika, Raka Harahap, Ikhsanuddin Ahmad Hayatunnufus Kristiando Lumban Tobing, Wike Joesline Manik , Yessi Mardina Marpaung, J.L. Marpaung, T.J. Mubarok, Ferry Khusnul Mula Tarigan Munzaimah Nabila Afifah Azuga Putra Armidin, Ranu Putra, Rachman Mega Qaedi Hutagalung, Arif Rilani Manurung, Vindy Satria Elmiana, Dewi Satria Lubis, Andrew Silvia, Desy Singarimbun , Apredo Suranta Siringoringo, Y.B. Sri Handayani, Baiq Syahputra Harahap, Edy Tyagita Dianingtyas Sudibyo Ubbadul Adzkiya’ Virda, Virda noviyanti Zulfan