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INDONESIA
Ekonomi Syariah, Perbankan, Hukum, dan Sistem
Published by Yayasan Ahmad Sarmadi Indonesia
ISSN : -     EISSN : 30314143     DOI : 10.17605
Core Subject : Economy, Humanities, Science, Agriculture, Social,
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
The Islamic Economics, Banking, Law, System journal is an academic publication focusing on the study of Islamic economics, Islamic banking, Islamic law, and the systems that underpin them. EKOSSISTEM journal aims to provide in-depth insights into the application of Islamic economic principles in the banking sector and legal systems, as well as their impact on global economic development. The articles published cover a wide range of topics, from Islamic economic theory and innovations in Islamic banking products to legal studies related to finance and Islamic business practices.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) -
Articles 15 Documents
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THE EFFECT OF ORGANIZATIONAL COMMITMENT AND WORK COMPETENCE ON EMPLOYEE PERFORMANCE OF PT TELKOM AKSES SURABAYA Panjaitan, Dolfi Ishak; Sarmadi, Ahmad
EKOSSISTEM : Islamic Economics, Banking, Law, System Vol. 1 No. 1 (2021): Ekossistem Vol 1 Number 1 Januari - Desember (2021).
Publisher : EKOSSISTEM : Islamic Economics, Banking, Law, System

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17605/xvt7sv97

Abstract

This study aims to analyze the influence of Organizational Commitment and Work Competence on Employee Performance at PT Telkom Akses Surabaya. The telecommunications industry is highly dynamic, requiring employees who are not only competent but also have a high level of commitment. The research uses a quantitative approach with a survey method. The sample consisted of 68 employees selected purposively. Data were collected through questionnaires and analyzed using multiple linear regression with the help of SPSS 26. The results show that: (1) Organizational Commitment has a positive and significant effect on Employee Performance (β = 0.634; t = 7.159; Sig. 0.000); (2) Work Competence has a positive and significant effect on Employee Performance (β = 0.320; t = 3.713; Sig. 0.000); (3) Simultaneously, both variables have a significant effect on Employee Performance (F = 167.239; Sig. 0.000) with a contribution of 82.3% (R² = 0.823). These results prove that increasing commitment and competence together can improve employee performance. The company is recommended to develop programs to strengthen organizational commitment through employee engagement and to improve competence through continuous training to achieve optimal performance.
DIALECTIC OF LEGAL THEORY IN CIVIL CASE DECISIONS FOUR COURT DECISIONS IN THE TANGERANG JURISDICTION FOR THE 2023-2025 PERIOD Dr Walim; Ahmad Sarmadi; Agung Susilo; Uway Wahyudi
EKOSSISTEM : Islamic Economics, Banking, Law, System Vol. 4 No. 7 (2026): Ekossistem Volume 4 Number 7 (April 2026)
Publisher : Yasi Learning Education Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17605/kv483w20

Abstract

It is not uncommon to encounter a synthesis within a new legal theory. This study analyzes four court decisions within the Tangerang jurisdiction, consisting of one court determination and three divorce rulings, using the framework of progressive legal theory, legal system theory, and the theory of justice. The objective of this research is to examine how these legal theories are reflected in judicial considerations and the consistency in the application of legal principles in similar cases. The research method employs a normative juridical approach with a qualitative analysis of the decisions of the Tangerang District Court Number 1333/Pdt.P/2025/PN.TNG, Number 926/Pdt.G/2023/PN.Tng, Number 1074/Pdt.G/2025/PN Tng, and the Tangerang Religious Court Number 1654/Pdt.G/2025/PA.Tng. The findings indicate that judges do not merely apply the law positivistically, but also consider values of justice, utility, and responsiveness to the needs of society. However, a disparity in approaches was found in assessing the weight of evidence, which has implications for whether a claim is granted or rejected. This study recommends the need for harmonization of judges' understanding regarding the theory of evidence and the principle of substantive justice.
MSME RETAIL TRANSFORMATION STRATEGY BASED ON SHARIA ECONOMIC PRINCIPLES Sugina Mr; Ahmad Sarmadi; Dedy Iskandar; Andri Cahyo Purnomo
EKOSSISTEM : Islamic Economics, Banking, Law, System Vol. 4 No. 7 (2026): Ekossistem Volume 4 Number 7 (April 2026)
Publisher : Yasi Learning Education Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17605/xhvw6c59

Abstract

The digital transformation of shariah-based retail MSMEs is a strategic effort to enhance competitiveness and ethical business value in the digital era. However, its implementation still faces fundamental challenges such as symbolic tendencies, limitations in digital and shariah literacy, infrastructure gaps, and non-inclusive access to financing. This study aims to analyze the digital transformation of retail MSMEs within the framework of shariah economics using a qualitative approach based on literature review. Data were collected from various selected secondary sources to examine relevant characteristics, challenges, opportunities, and strategies. The findings indicate that the digital transformation of MSMEs is a complex, holistic process, where internal limitations of MSMEs (such as capital and human resources) intersect with external challenges in the form of uneven digital infrastructure, low literacy, and suboptimal regulatory frameworks. On the other hand, shariah principles and the presence of shariah fintech actually offer significant opportunities to build a more just and sustainable financial system. However, there exists a fundamental paradox in the form of a wide gap between available technological innovations and the adoption capacity of business actors. Therefore, effective transformation strategies must focus on building a symbiotic ecosystem through synergistic collaboration among all stakeholders.
JURIDICAL ANALYSIS OF THE RIGHT OF DISASTER VICTIMS TO SUE AGAINST STATE NEGLIGENCE Dea Ayu Juliasi Dea; Ahmad Sarmadi; Muhamad Zaenudin; Agung Susilo; Faizal Rizal Anugrah
EKOSSISTEM : Islamic Economics, Banking, Law, System Vol. 4 No. 7 (2026): Ekossistem Volume 4 Number 7 (April 2026)
Publisher : Yasi Learning Education Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17605/6nc09413

Abstract

The floods and landslides that struck three provinces in Sumatra in December 2025 caused significant material losses, highlighting that the state’s responsibility extends not only to disaster response but also to preventing disasters through responsive policies and consistent law enforcement. This study aims to analyze the legal basis for disaster victims' right to sue the state for negligence in disaster management. Using a normative legal research method, the study examines relevant legislation, legal doctrines, and court decisions. The results indicate that state responsibility is hierarchical and multidimensional, rooted in the welfare state concept. State negligence in disaster management is structural, encompassing epistemic, policy, and accountability failures. The victims' right to sue functions as a corrective legal mechanism supported by strong legal foundations, such as Article 1365 of the Indonesian Civil Code, the Government Administration Law, and the strict liability principle in environmental law. Thus, litigation is not merely a compensatory effort but a strategic instrument to enforce state accountability and environmental justice.
ANALISIS YURIDIS PUTUSAN PENGADILAN AGAMA TANGERANG NOMOR 1654/PDT.G/2025/PA.TNG TENTANG CERAI TALAK DENGAN KESEPAKATAN MEDIASI Syarif Hidyatullah; Ahmad Sarmadi
EKOSSISTEM : Islamic Economics, Banking, Law, System Vol. 4 No. 7 (2026): Ekossistem Volume 4 Number 7 (April 2026)
Publisher : Yasi Learning Education Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17605/1cs1ws59

Abstract

The process of resolving divorce cases not only concerns the dissolution of the marital bond but also has implications for civil rights. This study analyzes the Tangerang Religious Court Decision Number 1654/Pdt.G/2025/PA.Tng, which granted a talak divorce petition based on a mediation agreement reached between the Petitioner and the Respondent regarding post-divorce rights. The research focuses on the validity of the partially successful mediation agreement, the judge's legal reasoning, and the juridical implications of incorporating this agreement into the final ruling. The research employs a normative juridical method, using a statutory approach and case analysis. The findings indicate that the judge carefully considered the formal and material requirements of the mediation agreement in accordance with Articles 1320 and 1337 of the Indonesian Civil Code (KUHPerdata), and integrated them into the operative section of the judgment. The agreement is binding on the parties and possesses executory legal force. This decision reflects the court's endeavor to resolve divorce cases comprehensively while taking into account the interests of both parties and their children.

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