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Rashid
Published by Jaanur Elbarik Indonesia
ISSN : -     EISSN : 30909252     DOI : https://doi.org/10.65065/rashid
Core Subject : Economy, Science, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences
Rashid: Journal of Economic adalah jurnal penelitian yang ditinjau oleh rekan sejawat yang menerima manuskrip di bidang Ilmu Manajemen, Ekonomi, Makroekonomi Islam, Makroekonomi, Ekonomi Syariah, Keuangan Syariah, dan Manajemen Operasional dan Produksi.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 20 Documents
 1   2 
Implementasi Prinsip Syariah dalam Pengelolaan Keuangan melalui Produk Simpanan Umat: Studi Kasus KSPPS BMT Dana Mentari Muhammadiyah Purwokerto Adibatunnisa Adibatunnisa; Zahra Ayu Agustin; Reifka Nur Amalia; Sulasih Sulasih
Rashid : Journal of Economic Vol. 1 No. 2 (2025): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/nx8nz449

Abstract

This study aims to analyze the implementation of sharia principles in managing the Simpanan Umat product at KSPPS BMT Dana Mentari Muhammadiyah Purwokerto and evaluate its contribution to institutional integrity, member trust, and community empowerment. Using a descriptive qualitative method, data were collected through semi-structured interviews, observations, and document studies involving management, staff, and members selected by purposive sampling. The data analysis followed the Miles and Huberman model consisting of data reduction, data display, and conclusion drawing. The findings reveal that KSPPS BMT Dana Mentari consistently applies sharia principles—trustworthiness (amanah), justice, balance, and public interest—in operational activities. These values are reflected in transparent contracts, ethical fund management, member-centered services, and educational efforts that strengthen sharia literacy and accountability. This strategic approach ensures that financial activities not only achieve economic goals but also uphold spiritual and social values in accordance with Islamic ethical standards.
Studi Literatur: Faktor-Faktor Motivasi Kerja dalam Upaya Meningkatkan Kinerja Karyawan Apritama Putra Gafur; Mashita Dayana; Reski Amalia Karim; Evanda Parebong; Chris Dayanti Br. Ginting
Rashid : Journal of Economic Vol. 1 No. 2 (2025): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/kjcdwd68

Abstract

This study aims to identify and examine the factors influencing work motivation and its impact on employee performance. The research adopts a qualitative approach through a literature review, analyzing various references such as books, scientific articles, and previous research findings. The study reveals that work motivation is influenced by internal factors (needs, goals, attitudes, abilities, and self-drive) and external factors (compensation, job security, social relationships, supervision, and organizational policies). Based on motivational theories proposed by Maslow, Herzberg, Vroom, Adams, and Skinner, motivation plays a central role in improving performance through the fulfillment of needs, fairness, recognition, and reinforcement of positive behavior. Overall, work motivation is not solely determined by financial aspects but also by intrinsic drives, career development opportunities, and a participative work culture. Therefore, organizations need to develop reward systems and work environments that effectively foster employee performance improvement
Konsep Akad Qard Alhasan dalam Pengembangan Pembiayaan Pedidikan di Bank Mini Syariah UIN Sunan Ampel Surabaya Najlatus Syarifah Roihana; Siti Alfia Nur Rohmayanti
Rashid : Journal of Economic Vol. 1 No. 2 (2025): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/p93xre73

Abstract

 The Qard-Al Hasan contract is a form of sharia-compliant financing that focuses on social aspects and benefits. In the development of educational funding at Bank Mini Syariah UIN Sunan Ampel Surabaya, this contract plays a crucial role as an alternative option that complies with sharia principles to meet the educational funding needs of underprivileged communities. This article aims to explain the meaning and application of the Qard-Al Hasan contract in the context of developing educationalfinancing. Through a literature review and conceptual analysis, it was found that this contract not only provides financial benefits such as cost efficiency but also increases public trust and loyalty to Islamic financial institutions. The main challenges faced include credit risk and a lack of public information about the benefits and how this contract works. With strategic implementation and appropriate education, the Qard-Al Hasan contract can be an effective tool in supporting the sustainability of sharia-compliant educational financing and strengthening the role of Islamic financial institutions in society.
Analisis Akad Ijarah Pada Sistem Kerja Platform Digital: Perspektif Fiqih Kontemporer Al Maghfuri, Rahmah Salsabila; Yazid, Muhammad
Rashid : Journal of Economic Vol. 1 No. 2 (2025): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/c42ht291

Abstract

This study aims to analyze the implementation of the ijarah contract in the working system of digital platforms from a contemporary Islamic jurisprudence perspective. The research method used is a qualitative method with a literature study approach that examines classical sources, contemporary fatwas, and modern research related to the digital economy. The results show that digital platforms such as Gojek still fulfill the main elements of the ijarah contract, namely clarity of benefits (manfa'ah), clarity of ujrah, and clarity of implementation time that are clearly displayed in the application. The click mechanism in the application is considered a valid form of digital ijab and qabul as long as it demonstrates the willingness of both parties. In addition, an automatic, algorithm-based tariff calculation system can increase transparency, although dynamic tariff changes have the potential to create elements of gharar if not clearly regulated. The division of commissions between the platform and the worker partner based on a certain percentage is also acceptable in contemporary Islamic jurisprudence as long as it is agreed upon from the start and does not harm either party
Analisis Perbandingan Realisasi Anggaran BPHTB Periode (2020-2024) Terhadap Peningkatan Pendapatan Asli Daerah Kota Medan Ananda, Iqbal; Rosalina, Melissa; Rahmansyah, Riki
Rashid : Journal of Economic Vol. 1 No. 2 (2025): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/yn6gfs94

Abstract

This study aims to examine the discrepancy between the targeted figures and the actual achievement of Land and Building Acquisition Tax (BPHTB) revenue in the Medan City area during the period 2020 to 2024. Quantitative methods include descriptive analysis, comparative techniques, and simple linear regression on secondary data from the local Regional Revenue Agency (BAPENDA). The results of the study indicate that the realization of BPHTB has a significant impact on the growth of PAD, with a peak achievement of 95.59% occurring in 2021 and a low point of 62.84% in 2023. Although the average value tends to increase, the data shows a high level of variation and extreme distribution. The results of statistical tests show a very close positive linear relationship between the realization of BPHTB and PAD (indicated by a correlation coefficient reaching 0.971), however, its statistical significance is limited due to the relatively small number of samples and quite sharp data fluctuations. Among the inhibiting factors identified are the still low level of understanding and concern of taxpayers, inadequate levels of compliance, and socialization and supervision from local governments that have not been running optimally
Pengaruh Return on Asset dan Return on Equity terhadap Harga Saham Pada Pt. Fajar Surya Wisesa Tbk Periode 2020-2024 Rumaisha Rahayu; Tiara Diva Maharani Keliat; Aulia Rahma; Annisa Annisa; Keisya Desputri
Rashid : Journal of Economic Vol. 2 No. 1 (2026): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/4xcybs77

Abstract

Stock prices can be influenced by various financial performance factors, including Return on Assets (ROA) and Return on Equity (ROE). This study aims to examine the effect of Return on Assets (ROA) and Return on Equity (ROE) on stock prices both partially and simultaneously. The unit of analysis in this study is PT Fajar Surya Wisesa Tbk during the period 2020–2024. This research employs a quantitative descriptive approach. The population of this study consists of the company’s financial statements, with purposive sampling used as the sampling technique, resulting in a total of five annual observations. Data analysis was conducted using classical assumption tests, multiple linear regression analysis, and hypothesis testing (t-test and F-test) with the assistance of SPSS software. The results indicate that, partially, Return on Assets (ROA) has a negative and insignificant effect on stock prices, while Return on Equity (ROE) has a positive but insignificant effect on stock prices. Simultaneously, Return on Assets (ROA) and Return on Equity (ROE) do not have a significant effect on the stock prices of PT Fajar Surya Wisesa Tbk.
Dinamika Green Marketing dan Adopsi Keuangan Digital pada Sektor Bisnis: Suatu Tinjauan Literatur Ascasaputra Aditya; Utami Tunjung Sari; Bhenu Artha; Bahri Bahri; Niken Permata Sari; Antonius Satria Hadi; Cahya Purnama Asri
Rashid : Journal of Economic Vol. 2 No. 1 (2026): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/q6e6s422

Abstract

The primary objective of this study is to identify the strategic role of FinTech in facilitating green marketing implementation, analyze its impact on market share expansion, with a specific focus on the Micro, Small, and Medium Enterprises (MSMEs) sector, and critically evaluate the environmental challenges stemming from digital technology adoption. The methodology employed is a systematic literature review, utilizing data extraction from four reputable academic databases: Scopus, Web of Science, Google Scholar, and IEEE Xplore. Based on inclusion criteria restricted to English-language peer-reviewed articles, the final selection process yielded 82 relevant studies for analysis. The findings indicate that the integration of digital payment platforms and artificial intelligence (AI) significantly enhances market reach, operational efficiency, and the personalization of marketing campaigns. Furthermore, FinTech has been shown to facilitate the provision of green investment infrastructure, carbon footprint tracking, and incentives for eco-friendly transactions.
Analisis Perilaku Konsumen Dalam Pembelian Produk Seafood Fried Rice Pada Resto Angel’s Wing Kota Bengkulu Monica Anwar; Ririn Afriani
Rashid : Journal of Economic Vol. 2 No. 1 (2026): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/k1drk519

Abstract

Bengkulu City has great potential in the agribusiness sector, especially in the development of culinary industries based on abundant marine resources. One of them is through Seafood Fried Rice dishes that combine fried rice with fresh seafood ingredients such as shrimp, squid, and fish. The purpose of this research was to analyze the stages of the purchasing decision process for Seafood Fried Rice products at Angel's Wing Bengkulu City and analyze the factors that influence consumer behavior in purchasing Seafood Fried Rice products at Angel's Wing Bengkulu City. In this research, an analysis was conducted on the factors that influence consumer purchasing decisions, namely price, lifestyle, income, culinary image, and peer support. The method used is a quantitative approach by distributing questionnaires to 100 respondents who visited the restaurant. The collected data were then analyzed using descriptive analysis and multiple linear regression analysis. The results of the research indicate that the stages of the purchasing decision process go through five main stages: need recognition, information search, alternative evaluation, purchase decision, and post-purchase behavior. Factors influencing the decision to purchase Seafood Fried Rice at Angel's Wing in Bengkulu City are income (X3) and peer support (X5), while price (X1), lifestyle (X2), and culinary image (X4) do not influence the decision to purchase Seafood Fried Rice at Angel's Wing in Bengkulu City.
Strategi Pengembangan Tambak Udang Pada Pt. Dua Putra Perkasa Di Desa Linau Kecamatan Maje Kabupaten Kaur Muhamad Haikal Al Rasyid; Herri Fariadi
Rashid : Journal of Economic Vol. 2 No. 1 (2026): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/0pdqmy03

Abstract

The study aims to determine the internal and external factors that influence the development of shrimp farming at PT. Dua Putra Perkasa and analyze the shrimp farming development strategy implemented by PT. Dua Putra Perkasa. The research method used is quantitative descriptive research with a descriptive research type using SWOT analysis (Strength, Weakness, Opportunity, Threat) as well as IFE and EFE analysis methods. The results revealed that the main strength factor is the high availability of capital (score 3.857), the main weakness factor is low promotion (score 1.714) and the total weight score of the internal factor evaluation matrix is 3.07. The main opportunity factor is the high demand for shrimp (score 3.571), the main threat factor is the risk of disease spread (score 1.714) and the total weight score of the external factor evaluation matrix is 2.79.
Pengaruh Penerapan Pemasaran Digital terhadap Pendapatan pada Usaha Mikro Kuliner di Kecamatan Kuantan Mudik Engla Listia; Fenny Trisnawati; Hardisem Syabrus
Rashid : Journal of Economic Vol. 2 No. 1 (2026): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/n2kj1j88

Abstract

This study aims to analyze the effect of digital marketing implementation on revenue of culinary micro-enterprises in Kuantan Mudik District. The method used in this study is a quantitative approach with a causal research type. The population in this study were all culinary micro-enterprises that use digital marketing, with a sample of 51 respondents taken using saturated sampling techniques. Data collection was carried out through questionnaires that had been tested for validity and reliability, then analyzed using descriptive analysis and simple linear regression. The results of the study indicate that digital marketing has a positive and significant effect on the revenue of culinary micro-enterprises in Kuantan Mudik District. The coefficient of determination (R2) value of 0.148 indicates that digital marketing is able to explain 14.8% of the variation in revenue, while the rest is influenced by other factors outside the study. The regression equation obtained is Y = 10.018 + 0.070X, which means that every increase in one unit of digital marketing will increase revenue by 0.070 units. The conclusion of this study is that the more optimal the implementation of digital marketing, the greater the opportunity to increase revenue for culinary micro-enterprises. 

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