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Miftachul Ulum
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Rashid
Published by Jaanur Elbarik Indonesia
ISSN : -     EISSN : 30909252     DOI : https://doi.org/10.65065/rashid
Core Subject : Economy, Science, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences
Rashid: Journal of Economic adalah jurnal penelitian yang ditinjau oleh rekan sejawat yang menerima manuskrip di bidang Ilmu Manajemen, Ekonomi, Makroekonomi Islam, Makroekonomi, Ekonomi Syariah, Keuangan Syariah, dan Manajemen Operasional dan Produksi.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 13 Documents
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Implementasi Prinsip Syariah dalam Pengelolaan Keuangan melalui Produk Simpanan Umat: Studi Kasus KSPPS BMT Dana Mentari Muhammadiyah Purwokerto Adibatunnisa Adibatunnisa; Zahra Ayu Agustin; Reifka Nur Amalia; Sulasih Sulasih
Rashid : Journal of Economic Vol. 1 No. 2 (2025): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/nx8nz449

Abstract

This study aims to analyze the implementation of sharia principles in managing the Simpanan Umat product at KSPPS BMT Dana Mentari Muhammadiyah Purwokerto and evaluate its contribution to institutional integrity, member trust, and community empowerment. Using a descriptive qualitative method, data were collected through semi-structured interviews, observations, and document studies involving management, staff, and members selected by purposive sampling. The data analysis followed the Miles and Huberman model consisting of data reduction, data display, and conclusion drawing. The findings reveal that KSPPS BMT Dana Mentari consistently applies sharia principles—trustworthiness (amanah), justice, balance, and public interest—in operational activities. These values are reflected in transparent contracts, ethical fund management, member-centered services, and educational efforts that strengthen sharia literacy and accountability. This strategic approach ensures that financial activities not only achieve economic goals but also uphold spiritual and social values in accordance with Islamic ethical standards.
Studi Literatur: Faktor-Faktor Motivasi Kerja dalam Upaya Meningkatkan Kinerja Karyawan Apritama Putra Gafur; Mashita Dayana; Reski Amalia Karim; Evanda Parebong; Chris Dayanti Br. Ginting
Rashid : Journal of Economic Vol. 1 No. 2 (2025): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/kjcdwd68

Abstract

This study aims to identify and examine the factors influencing work motivation and its impact on employee performance. The research adopts a qualitative approach through a literature review, analyzing various references such as books, scientific articles, and previous research findings. The study reveals that work motivation is influenced by internal factors (needs, goals, attitudes, abilities, and self-drive) and external factors (compensation, job security, social relationships, supervision, and organizational policies). Based on motivational theories proposed by Maslow, Herzberg, Vroom, Adams, and Skinner, motivation plays a central role in improving performance through the fulfillment of needs, fairness, recognition, and reinforcement of positive behavior. Overall, work motivation is not solely determined by financial aspects but also by intrinsic drives, career development opportunities, and a participative work culture. Therefore, organizations need to develop reward systems and work environments that effectively foster employee performance improvement
Konsep Akad Qard Alhasan dalam Pengembangan Pembiayaan Pedidikan di Bank Mini Syariah UIN Sunan Ampel Surabaya Najlatus Syarifah Roihana; Siti Alfia Nur Rohmayanti
Rashid : Journal of Economic Vol. 1 No. 2 (2025): Rashid : Journal of Economic
Publisher : Jaanur Elbarik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65065/p93xre73

Abstract

 The Qard-Al Hasan contract is a form of sharia-compliant financing that focuses on social aspects and benefits. In the development of educational funding at Bank Mini Syariah UIN Sunan Ampel Surabaya, this contract plays a crucial role as an alternative option that complies with sharia principles to meet the educational funding needs of underprivileged communities. This article aims to explain the meaning and application of the Qard-Al Hasan contract in the context of developing educationalfinancing. Through a literature review and conceptual analysis, it was found that this contract not only provides financial benefits such as cost efficiency but also increases public trust and loyalty to Islamic financial institutions. The main challenges faced include credit risk and a lack of public information about the benefits and how this contract works. With strategic implementation and appropriate education, the Qard-Al Hasan contract can be an effective tool in supporting the sustainability of sharia-compliant educational financing and strengthening the role of Islamic financial institutions in society.

Page 2 of 2 | Total Record : 13

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