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Wasīlah: Journal Of Sharia Sciences
Published by Pt Sulthan Journal Publisher
ISSN : -     EISSN : 31108156     DOI : -
Core Subject : Religion, Economy, Humanities, Education, Art, Social,
Religion Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other
Wasīlah: Journal Of Sharia Sciences specializes in Sharia Sciences and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines, covering: Islamic Economics, Sharia Economic Law, Islamic Finance, Islamic Banking, Islamic Family Law, Islamic Law and Social Studies, Islamic Law and Politics, Constitutional Law (Fiqh Siyasah), Penal Law (Fiqh Jinayah) and Criminology, Islamic Constitutional Law, Islamic Jurisprudence, Law of sharia financial institutions, Non-bank financial industry law, Islamic Astronomy Observatory, Islamic law and gender, Islamic law and society, Islamic Business Management, Islamic Business Ethics, Islamic Fintech. This journal is published 4 times a year, namely February, May, August and November.
Arjuna Subject : Umum - Umum
Articles 5 Documents
 1 
Search results for , issue "Vol. 1 No. 1 (2025): Mei" : 5 Documents clear
The Influence of Financing on the Loan to Deposit Ratio (LDR) in Baitul Maal Wat Tamwil in Bandung Meilani Nur; Dayyinah Ayunda Rahmawati
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 1 (2025): Mei
Publisher : Wasīlah: Journal Of Sharia Sciences

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Abstract

This study aims to analyze the impact of financing on the Loan to Deposit Ratio (LDR) in BMT (Baitul Maal Wat Tamwil) financial institutions in Bandung. Understanding this relationship is crucial, as the LDR serves as a key indicator of liquidity management and financial stability within Islamic microfinance institutions like BMT. The research population includes all financial reports, particularly balance sheet reports, from BMT financial institutions operating in Bandung City. A sample was taken from financial reports covering the period from 2015 to 2023. The collected data was processed using the LDR (Loan to Deposit Ratio) formula and analyzed through various statistical methods using SPSS 24, including simple linear regression analysis, correlation analysis, and the t-test, to assess the significance and strength of the relationship between financing and LDR. The findings of the study indicate that financing does not have a significant effect on the LDR of BMT institutions in Bandung City. This suggests that LDR is influenced by multiple factors beyond financing alone. Other key determinants include third-party funds, the level of deposits, and the equity owned by BMT institutions, which play a crucial role in shaping liquidity ratios. These findings highlight the complexity of liquidity management in Islamic financial institutions and suggest that a more comprehensive approach is needed to evaluate the factors affecting LDR.
Praktik Konsumsi Makanan Halal Dalam Budaya Lokal (Studi Kasus Antropologi Ekonomi di Komunitas Muslimah Hijaber Palopo) Muh Nur Kholis; Reza Hilmy Luayyin
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 1 (2025): Mei
Publisher : Wasīlah: Journal Of Sharia Sciences

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Abstract

communities in Palopo, with a specific focus on the Hijaber Palopo community. Halal food consumption is not only perceived as a religious obligation but also as part of social identity and cultural expression. Using an Islamic economic anthropological approach, this research aims to uncover how halal practices are performed, interpreted, and socially constructed within a local context. The study employs a descriptive qualitative method through participant observation, in-depth interviews, and documentation. Findings reveal that halal consumption practices within the Hijaber Palopo community are influenced by local values, the reinforcement of religious identity, and social change driven by the penetration of social media. Halal is not only a religious norm but also a means of community empowerment, social solidarity, and a symbol of Islamic lifestyle and status. This research highlights the importance of understanding local dynamics in the practice of Islamic economics and contributes to the development of a culturally contextual halal discourse.
Kesesuaian Fiqh Muamalah Dalam Bentuk Donasi BAZNAS di Fitur Halal Corner Tokopedia Latifa Nur Ramadhaniar; Fatimatus Zahro; Sheptya Angelita Hurdiana; Reza Hilmy Luayyin
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 1 (2025): Mei
Publisher : Wasīlah: Journal Of Sharia Sciences

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Abstract

Seiring perkembangan zaman, khususnya kemajuan teknologi digital yang begitu pesat, telah membawa dampak signifikan pada aspek kehidupan manusia. Perubahan signifikan yang terlihat adalah peralihan dari pola hidup konvensional ke penggunaan media digital, mulai dari cara berkomunikasi, bekerja, belajar dan berbelanja, hingga cara berdonasi untuk amal. Salah satu tren yang muncul dari revolusi digital adalah donasi online, yakni sebuah cara baru untuk berkontribusi pada kebaikan sosial. Apa yang dulunya merupakan kegiatan amal tradisional kini dapat dilakukan dengan mudah dan cepat melalui internet. Pada penelitian ini, jenis metodologi yang digunakan ialah penelitian kualitatif dengan bahan yang diperoleh dari Library Research (kepustakaan). Penulis juga menggunakan metode penelitian kualitatif dengan pendekatan analisis aplikasi yakni Tokopedia yang menjadi platform sarana donasi online dalam penelitian ini. Salah satu media perantaranya adalah melalui e-commerce. Tokopedia sebagai platform e-commerce terbesar turut merilis fitur syariah yang disebut dengan fitur Tokopedia Halal Corner. Fitur ini memastikan bahwa semua transaksi, produk dan layanan yang ditawarkan bebas dari unsur riba, gharar, dan maysir, serta prosesnya sesuai dengan prinsip syariah yang berlaku, sehingga memberikan kemaslahatan.
Reformulasi Konsep Kesejahteraan dalam Ekonomi Syariah Berbasis Ekoteologi Islam (Studi atas Pemikiran Umer Chapra) Rahmat Hidayat; Ahmad Syaifuddin Romli
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 1 (2025): Mei
Publisher : Wasīlah: Journal Of Sharia Sciences

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Abstract

This study examines the practice of halal food consumption within the local culture of rural Muslim communities in Palopo, with a specific focus on the Hijaber Palopo community. Halal food consumption is not only perceived as a religious obligation but also as part of social identity and cultural expression. Using an Islamic economic anthropological approach, this research aims to uncover how halal practices are performed, interpreted, and socially constructed within a local context. The study employs a descriptive qualitative method through participant observation, in-depth interviews, and documentation. Findings reveal that halal consumption practices within the Hijaber Palopo community are influenced by local values, the reinforcement of religious identity, and social change driven by the penetration of social media. Halal is not only a religious norm but also a means of community empowerment, social solidarity, and a symbol of Islamic lifestyle and status. This research highlights the importance of understanding local dynamics in the practice of Islamic economics and contributes to the development of a culturally contextual halal discourse.
Kesesuaian Akad Salam Pada Fitur Pre order Tokopedia ahmad Muhammad al maghrobi; Salman Al farisi; Lukmanul hakim; Reza hilmy luayyin
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 1 (2025): Mei
Publisher : Wasīlah: Journal Of Sharia Sciences

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Abstract

This research analyzes the suitability of the salam contract with the pre-order system in Tokopedia . The pre-order   system in Tokopedia  allows buyers to order goods that are not yet available, with the seller promising to deliver them at a later date and payment is often made in advance. This mechanism shows similarities with the concept of a salam contract in fiqh muamalah, which is a sale and purchase contract in which payment is made in advance for goods that will be delivered in the future.However, to ensure Shariah compliance, it is important to observe the unique characteristics of Tokopedia 's pre-order   system. This analysis focuses on the potential alignments and differences between the two. While there are fundamental similarities regarding upfront payment and delivery of goods at a later date, some aspects require more attention. These include issues such as item specifications, delivery timeframes, risk of transaction cancellation, and dispute resolution mechanisms in case of problems. Potential discrepancies may arise if the specifications of the goods are unclear, the delivery time is uncertain, or there are provisions that may disadvantage one of the parties. Therefore, it is important to ensure that the terms and conditions in Tokopedia 's pre-order   feature explicitly fulfill the legal pillars and conditions of the salam contract, in order to provide legal certainty and sharia compliance for all parties involved in the transaction.

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