cover
Contact Name
Nikmatul Masruroh
Contact Email
nikmatul.masruroh82@gmail.com
Phone
+6282234210312
Journal Mail Official
editor.ijief@gmail.com
Editorial Address
Jl. Mataram No 1, Postgraduate Building - UIN Kiai Haji Achmad Siddiq Jember
Location
Kab. jember,
Jawa timur
INDONESIA
IJIEF: Indonesian Journal of Islamic Economics and Finance
ISSN : -     EISSN : 26157535     DOI : https://doi.org/10.35719/ijief.v7i1
IJIEF: Indonesian Journal of Islamic Economics and Finance is a bilingual (Indonesia/Malay & English), academic, peer-reviewed journal published by the Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq Jember. The journal particularly focuses on topics related to Economics, Econometrics and Finance, Islmaic Economics and Finance, Art and Humanities, Islamic Development Economic and other relevant topics. The journal is to provide readers with a better understanding of Indonesian Islamic economics and finance and present developments through the publication of research paper, conceptual paper, conference/seminar/workshop paper, case studies, book review, and technical report. The journal is published biannually in June and December. This journal is an open access journal which means that all content is freely available without charge for the user or his/her institution. Users are allowed to read, download, copy, distribute, print, search, or link to the full texts of the articles, or use them for any other lawful purpose, without asking prior permission from the publisher or the author. This is in accordance with the BOAI definition of open access.
Articles 61 Documents
Understanding the The Consumer Behavior of Smokers through Microeconomics Theory in Islamic Perspective Khairunnisa Musari
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 1 No. 2 (2018): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v1i2.199

Abstract

Smoking in microeconomics included in the Theory of Consumer Behavior. This theory discusses how the consumers allocate income between different heads and how they decide how much to consume now and how much to save for future. In turn, it bears implications for macroeconomic policies. Further, many literatures explain that smoking has a negative impact in health, norms and ethics, and economic side. In Islamic economics, the law of smoking is not explicitly and expressly mentioned by the Qur'an and Sunnah. The jurists seek its solution through ijtihad. However, mostly studies which discussed about sharia issues corroborates that this activity is haraam and should be abandoned. No many studies focused on the Islamic macro-microeconomics side. Hence, in order to explain the cigarettes, smokers, and smoking activity in Islamic economics side in the future, this paper try to discuss about the smokers behavior in the microeconomics theory. Understanding the consumer behavior of smokers is difficult. But, referring to the theory of consumer behavior, smoking activity can be justified because the consumer is believed rational if they fulfill the all of axioms of preferences. The smokers behavior will try to be understood in three steps: consumer preferences, budget constraints, and consumer choices. JEL Classification: D01, D10, D11, D12, D14
Driving Factors of Zakat Payment by The Farmers to the Development of Sharia Economy-Based Rural:: Case Study in Wonosobo, Central Java, Indonesia Yuni Yulia Farikha
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 1 No. 2 (2018): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v1i2.203

Abstract

Abstract: Farmers can also be a driver of zakat payments for their community. In Indonesia, the potato farmers in Dieng Plateu, Wonosobo, Central Java, have practiced it more than 30 years. This paper would like to explore the practice of zakat in Kalilembu Village in Dieng Plateau by inquiring the driving factors of the farmers to pay zakat. Through qualitative approach, this study distributes questionnaire and interview the farmers who routinely pay zakat. This study deduces that the driving factors of the farmers to pay zakat are: religious motivation, economic, governance of zakat, and zakat payer satisfaction. This study recommends the zakat payments by farmers in this village become a role model for the development of sharia economy-based rural with the community as a prime driver. JEL Classification: O18, P25, R51, Z12
Analysis of the Pop Up Market in Islamic Economics Business Perspective: Lesson Learned in Pekanbaru Nurhadi Nurhadi
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 2 No. 1 (2019): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v2i1.238

Abstract

The market phenomenon in Pekanbaru in the last decade is enlivened by the existence of the pop-up market. By utilizing idle land around the settlement, the sellers provide goods for daily needs. This study is a mixed research model, which uses qualitative descriptive methods and direct observation. The research shows that the pop-up market just a momentary event that occurs when there is a crowd. It can be categorized as a traditional market with basic goods and carried out on mobile. According to a business economics perspective, the pop-up market plays an important role in fostering economic development, which leads to the welfare of society. Further, the existence of the pop-up market also in accordance with the principles of Islamic business economics which give attention to the micro and small enterprises due to the target of the pop-up market in Pekanbaru is the middle and lower classes. Keywords: Islamic Economics, Islamic Business, Pop Up Market
The Effect of Inflation, Rupiah Exchange Rate, Composite Stock Price Index, and BI Rate on Sharia Commercial Bank Liquidity in Indonesia Rinda Quratul A'yun
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 7 No. 1 (2024): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v7i1.280

Abstract

This study aims to analyze the influence of macroeconomic variables, including inflation, the rupiah exchange rate, the composite stock price index (IHSG), and Bank Indonesia’s benchmark interest rate (BI Rate), on the liquidity of Islamic commercial banks in Indonesia, as measured by the Financing to Deposit Ratio (FDR) during the period 2013–2018. Secondary data were obtained from banking financial reports, Bank Indonesia, the Financial Services Authority (OJK), and the Central Statistics Agency (BPS). The analytical method used was multiple linear regression with a quantitative approach. The results of the study indicate that the four independent variables simultaneously have a significant effect on the FDR of Islamic commercial banks. Partially, inflation and the rupiah exchange rate have a significant effect on the FDR, while the IHSG and BI Rate show no significant influence. These findings affirm that macroeconomic stability plays a crucial role in maintaining the liquidity health of Islamic banking. This research provides important implications for regulators and stakeholders in the Islamic banking industry in formulating monetary policies and liquidity management strategies.
Pengaruh Intelectual Quotient, Emotional Quotient, dan Spiritual Quotient terhadap Minat Entrepreneur Santri di Kabupaten Banyuwangi Yunus Zamrozi
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 2 No. 2 (2019): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v2i2.285

Abstract

Effect of the intellectual quotient (IQ), emotional quotient (EQ), and spiritual quotient (SQ) persistently and simultaneously toward the entrepreneurial interest of students in Islamic boarding school (santri) in Banyuwangi Regency. This study aims to determine the effect of intellectual intelligence (IQ), emotional intelligence (EQ) and spiritual intelligence (SQ) persistently and simultaneously toward the entrepreneurial interest of students in Islamic boarding school (santri) in Banyuwangi Regency. The study used Nonprobability sampling in the form of purposive sampling. The data collection techniques used are primary data and secondary data. Primary data is obtained by means of interviews, observations and distributing questionnaires, while secondary data is obtained through documentation. Documentation techniques are used to obtain data from books, bulletin reports, and magazines considered as documentation. Interview and observation techniques were used to find out the number of students from 2016 to 2019 of Islamic Business Faculty and had attended entrepreneurship training and run entrepreneurship owned by Darussalam Islamic boarding schools and Manbaul 'Ulum Islamic boarding schools, while the questionnaires were spread to 104 respondents with the aim of finding out the answers provided by the researcher. There are 4 variables in this study, 3 independent variables namely IQ, EQ, and SQ and 1 dependent variable namely entrepreneurial interest. Data analysis in this study using multiple linear regression analysis. The results of t-test analysis (partial) of IQ, EQ, and SQ on entrepreneurial interests have a positive and significant effect, this is evidenced IQ to obtain a regression coefficient of 0.420 is positive, and the Sig. 0.0000 ≤ 0.05, EQ gets a regression coefficient of 0.407 positive, with Sig. 0.0000≤0.05, SQ gets a regression coefficient of 0.168 positive, and the Sig. 0.0004≤0.05. While the results of union analysis F (simultaneous) Intellectual intelligence, emotional intelligence and spiritual intelligence simultaneously have a positive and significant effect on interest in interest in santri entrepreneurial Islamic boarding schools in Banyuwangi Regency. This is proved by F analysis is about 195.755 ≥ F table 2.70 with the value of sig. 0,000a, based on R2 Test, intellectual intelligence, emotional intelligence and spiritual intelligence affect the interest of santri entrepreneurial boarding schools in Banyuwangi Regency by 84.4%.
Telemarketing in Islamic Economics: Theory and Practice Rini Puji Astuti
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 2 No. 1 (2019): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v2i1.319

Abstract

One of the keys to success for the survival of the company's business is a marketing strategy. At present, marketing has been recognized as a means to meet customer satisfaction. The company will prioritize everything required by consumers. More precisely, companies will prioritize consumer wants, not based on what consumer needs. Therefore, companies always concern about marketing strategies to attract as many customers as possible and increase their sales. By using a qualitative descriptive approach based on library research, this paper describes telemarketing as one of the promotional strategies in the marketing concept. This paper tries to describe telemarketing in an Islamic economic perspective, based on theory and practice.
Formulasi Kebijakan Kampung Zakat Terpadu Kementerian Agama (Studi Kasus Jember) Mahfiyah Mahfiyah
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 2 No. 1 (2019): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v2i1.361

Abstract

Ministry of Religious Affairs of Jember Regency develops a Kampung Zakat Terpadu (Integrated Zakat Village) in Pace, Jambearum Village, Sumberjambe Sub-District, Jember Regency. As the first zakat village in East Java Province, Kampung Zakat Terpadu in Jember also become a pilot village by the Ministry of Religious Affairs of East Java Province Regional Office. This paper tries to describe the model of policy formulation for the management of this Desa Zakat Terpadu through the descriptive qualitative approach. By doing interviews, observation, and documentation, this study finds the policy formulation model of Kampung Zakat Terpadu is influenced by preference and external factors. Then, the model of policy formulation for the management of Kampung Zakat Terpadu includes collection, distribution, utilization, and supervision.
Analisis UU Nomor 19 Tahun 2016 tentang Jual Beli Berbasis Informatika dan Transaksi Elektronik Menurut Pandangan Syariah Islam Akrim Billah
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 2 No. 2 (2019): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v2i2.386

Abstract

ABSTRACT 2018 is the year in which the digital world is increasingly sophisticated, digital developments in the millennial era make the world in one grip, especially in the world of online buying and selling. From internal and external cities can easily interact through electronic media. With the development of information technology that has caused world relations to be unlimited and cause rapid economic changes, buying and selling transactions can also be carried out through electronic transactions that are not limited by time and place. Islam is a religion that regulates everything in human life, in Islamic sharia, there are rules related to buying and selling. Islam has previously expanded its principle interpretation and norms in material matters that are intangible. As the world changes into globalization, the accelerated process of development from various aspects cannot be stopped, especially the world of Online Buying and Selling, so that the basic rules and norms emerge overall intangible material issues established in Indonesia in the Information and Electronic Transactions Act. The purpose of this study is to explain how the Islamic Sharia views about the practice of buying and selling and also how the practice of buying and selling based on Information and Electronic Transactions according to Law No. 19 of 2016. The conclusion of this study is that informatics-based buying and selling and electronic transactions as regulated in Islam and Law No. 19 of 2016 are valid as long as they fulfill the requirements in the sale and purchase, and give good faith as stipulated in the Act. Keywords: Law, buying and selling, Islamic sharia
Pengaruh Spiritual Marketing terhadap Loyalitas Konsumen melalui Kepuasan Konsumen Makanan Oleh-Oleh Khas Meda Endang Sulistya Rini; Chairul Arif; Nurul Amalia
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 2 No. 2 (2019): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v2i2.496

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Spiritual Product, Spiritual Price, Spiritual Promotion, Spiritual Place terhadap loyalitas konsumen melalui kepuasan konsumen. Penelitian ini merupakan penelitian yang menjadikan kuesioner sebagai instrumentnya. Populasi yang digunakan didalam penelitian ini adalah yang pernah mengkonsumsi dan membeli Produk Risol Gogo, Bolu Meranti dan Napoleon. Sampel sebanyak 130. Teknik pengambilan sampel yang digunakan adalah teknik Accidental. Hasil penelitian menunjukkan bahwa Spiritual produk, spiritual Prince, spiritual promotion dan spiritual place mempunyai pengaruh yang signifikan terhadap kepuasan sedangkan Spiritual produk, spiritual Prince, spiritual promotion dan spiritual place dan kepuasan mempunyai pengaruh yang tidak signifikan terhadap loyalitas.
Profession Zakat in Qanun Perspective/District Code (Perda) of Aceh Suryani Suryani; Muhammad Anwar Fathoni; Ismaulina Ismaulina
IJIEF: Indonesian Journal of Islamic Economics and Finance Vol. 2 No. 2 (2019): Indonesian Journal of Islamic Economics and Finance
Publisher : Department of Islamic Economics, Postgraduate Program, UIN Kiai Haji Achmad Siddiq, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijief.v2i2.591

Abstract

Poverty has been a greatest problem in Indonesia. It emerges consideration for community, especially government as regulator because its characteristics multi-dimensionally and complexly have influenced every aspect of human civilization, mainly Indonesian people. Poverty level in Indonesia decreases every year, but the hard attempts to cope with it must be central priority for government to reach national development target: creating welfare for all of Indonesian people. Zakat as a religious instrument that has a mission to empower the poor has been running for so long in this country. However, in the beginning of the New Order era zakat started being driven into state legislation. Zakat has potential to help the government tackle the issue of social justice and welfare. This is consistent with the constitutional mandate. However, due to the unfavorable political situation zakat issues were suspended. In 1999 Law No. 38/1999 was issued. It became a milestone for Indonesian that Islamic Sharia zakat officially became positive legal which meant being legalized by the state. This code was later replaced by Law 23/2011. Unlike the previous law, Law No. 23/2011 provided reinforcement against BAZNAS role as a leading sector in the management of national charity (zakat).