Ribhuna: Jurnal Keuangan dan Perbankan Syariah
Focus and Scope The topics are as follows, but not limited to : - Takaful and Risk MAnagement - Inclusive financial development - Money payment system & Financial Innovation - Islamic pricing risk & Liquidity Management - Economics analysis of Islamic Banking & Finance - Regulation & Stability of Islamic Banking & Finance - Sharia supervisory boards in Islamic Banking & Finance - Product development Islamic Finance institution - Islamic Economics & Finance - Islamic Finance Service - Islamic Ethics and Governance - Islamic Capital Market - Islamic Microfinance - Islamic financing Modes - Islamic Social Finance and other related topics
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44 Documents
<![CDATA[MANAJEMEN HOTEL DI LOMBOK NTB DALAM BRANDING PARAWISATA HALAL UNTUK MENARI PENGUJUNG TAHUN 2018 ]]>
<![CDATA[Muhamad Ari Arifin]]>
<![CDATA[ RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 1 (2023): January 2023 ]]>
Publisher : <![CDATA[Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. ]]>
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DOI: 10.69552/ribhuna.v2i1.1534
<![CDATA[West Nusa Tenggara, which is one of the priorities in the development of halal tourism, seeks various strategies to perfect the wishes of the government. Based on data from the Central Statistics Agency, as known by Hassanuddin, Lombok is one of the favorite tourist destinations in Indonesia, with the number of visitors reaching 3.5 million people in 2017, the hotel management strategy in branding halal tourism to attract visitors in 2018 and the impact the existence of halal tourism branding on hotels in Central Lombok in attracting visitors in 2018. This study uses a descriptive qualitative methodology using a phenomenological method of field research, in which this study seeks to understand the meaning of an event and its interplay with humans in situations in the form of a field, namely by going directly to the field to explore governance, describing or describing. The hotel management strategy in 2018 in the application of destination branding by the NTB government continues to use the basic principles of sharia by referring to what has become a provision in Islamic values ​​and the impact of halal tourism branding on Central Lombok hotels in attracting visitors in 2018. very influential on the level of visitor interest and income there was a decrease in turnover due to the devastating earthquake that hit the Lombok area until the end of the year..]]>
<![CDATA[STUDI ANALISIS KEDUDUKAN MASLAHAH MURSALAH SEBAGAI SALAH SATU SUMBER HUKUM ISLAM: STUDI ANALISIS KEDUDUKAN MASLAHAH MURSALAH SEBAGAI SALAH SATU SUMBER HUKUM ISLAM ]]>
<![CDATA[Muhamad Ari Arifin]]>
<![CDATA[ RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 2 (2023): July 2023 ]]>
Publisher : <![CDATA[Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. ]]>
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DOI: 10.69552/ribhuna.v2i2.1542
<![CDATA[maslahah mursalah, hukum Islam,Analasis]]>
<![CDATA[PERAN NILAI-NILAI MAQHASID SYARIAH DALAM PENANGGULANGAN KEMISKINAN DI TENGAH PANDEMI COVID 19 ]]>
<![CDATA[Siti Khayisatuzahro Nur]]>;
<![CDATA[Dimas Herliandis Shodiqin]]>
<![CDATA[ RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 1 No. 2 (2022): July 2022 ]]>
Publisher : <![CDATA[Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. ]]>
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<![CDATA[The problem of poverty in Indonesia is certainly crucial and results in the country's economic slowdown. Various poverty alleviation programs were initiated by the National Team for the Acceleration of Poverty Reduction (TNP2K). The poverty alleviation model has been implemented and has had a positive impact on reducing poverty in Indonesia. In line with the program, Islam is present as a means of achieving community welfare within the scope of sharia by using the values ​​of Maqashid Sharia. The research method used in this research is descriptive research with a library research approach. The results of this study are: (1) the poverty reduction program is divided into 4 models of poverty alleviation stages, namely the social assistance development model, community empowerment development model, and micro-enterprise empowerment model (2) poverty reduction program by applying Maqashid Syariah values ​​in accordance with the Maqashid Syariah principles described in 5 basic concepts, namely guarding religion, guarding reason, protecting soul, protecting offspring, and safeguarding property. Internalization of Maqashid Syariah values ​​in poverty alleviation can be achieved to realize the benefit for the community.]]>
<![CDATA[PENGARUH KOMUNIKASI DAN KEMAMPUAN KERJA TERHADAP KINERJA KARYAWAN DI KPPS BMT NU JAWA TIMUR AREA BANYUWANGI ]]>
<![CDATA[Nurul Hidayah]]>;
<![CDATA[Anis Hidayati]]>
<![CDATA[ RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 1 (2023): January 2023 ]]>
Publisher : <![CDATA[Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. ]]>
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DOI: 10.69552/ribhuna.v2i1.1821
<![CDATA[This study aims to determine whether there is a relationship in the influence of communication and work ability on employee performance at KSPP BMT NU East Java Banyuwangi Area. In this study, the researcher took the title to find out how influential work communication and work skills at BMT NU, East Java, Banyuwangi area, because of the return of this title there are many employees who are not good at communicating between co-workers and their superiors. work ability also affects their work it carries out. In this research used a quantitative approach, in the process of collecting data used several methods, namely questionnaires, documentation and data analysis techniques used SPSS v.16 for windows, then used the SPPS v.16 windows application, so with this result Knowledge had a t value. < t table (2.366 > 2.037). So it could be concluded that communication had a significant effect on employee performance at KPPS BMT NU, East Java Banyuwangi Area and work ability had a t count < t table (2.766 < 2.037). So it could be concluded that work ability affects employee performance at KPPS BMT NU, East Java, Banyuwangi Area]]>
<![CDATA[Pengaruh Label Halal, Citra Merek dan Kualitas Produk Terhadap Loyalitas Pelanggan Mie-Sedap pada Konsumen Toko Basmalah Cabang Muncar ]]>
<![CDATA[Samsuri Samsuri]]>
<![CDATA[ RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 1 (2023): January 2023 ]]>
Publisher : <![CDATA[Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. ]]>
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DOI: 10.69552/ribhuna.v2i1.1822
<![CDATA[This study aims to determine whether there is an influence of the halal label variable, brand image and product quality on customer loyalty of the Sedaap brand instant noodles on consumers of Basmalah Stores, Muncar Branch. This study used a quantitative approach with data collection techniques through questionnaires with a Likert scale. This study used 60 consumers of Muncar Branch Basmalah Shop consumers with a purposive sampling technique. Regression analysis results can be seen that the halal label variable, brand image and product quality simultaneously affect customer loyalty 80.6%, and the remaining 19.4% (100% - 80.6%) is influenced by other variables outside the model. Thus it can be concluded that there is an influence of the halal label, brand image and product quality on customer loyalty of the Sedaap brand instant noodles on consumers of Muncar Branch Basmalah Stores.]]>
<![CDATA[TINJAUAN HUKUM JUAL BELI HANDPHONE (HP) BEKAS DALAM PERSPEKTIF ISLAM (STUDI KASUS UD. VIRGO CELL ROGOJAMPI ]]>
<![CDATA[Yeny Rokhilawati]]>;
<![CDATA[Habibulloh Habibulloh]]>;
<![CDATA[Ridhwan Nasrulloh]]>
<![CDATA[ RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 1 (2023): January 2023 ]]>
Publisher : <![CDATA[Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. ]]>
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DOI: 10.69552/ribhuna.v2i1.1823
<![CDATA[This study aims to explain the law of buying and selling used cellphones (Hp) in an Islamic perspective (UD case study. Virgo Cell Rogojampi). This research uses a qualitative descriptive approach. In the data collection process, it uses several methods, namely observation, interviews, and documentation. Data analysis techniques use qualitative data analysis (data reduction, data presentation and drawing conclusions). as for the results of the research that buying and selling mobile phones at UD Virgo Cell Rogojampi uses a murabahah contract and the law of buying and selling is in accordance with islamic perspectives]]>
<![CDATA[STRATEGI MENGGALI MINAT MASYARAKAT UNTUK MEMAKAI JASA UNGGULAN DI BMT NUANSA UMAT CABANG PURWOHARJO ]]>
<![CDATA[Afria Rachmawati]]>
<![CDATA[ RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 1 (2023): January 2023 ]]>
Publisher : <![CDATA[Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. ]]>
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DOI: 10.69552/ribhuna.v2i1.1824
<![CDATA[This research is to find out the strategies that should be used in offering mobile service and using the products of the BMT Nuansa Umat Purwoharjo. The strategy is used so that people are interested in saving money at BMT NU which carries the slogan “Serving Without Limits Serving Sincerelyâ€ÂÂ. The method used is Descriptive Qualitative. The research was conducted at BMT NU Branch Purwoharjo with the research subject being the marketing of each product offering program or Nuansa Umat saving program to customers/ members or general customers. The marketing strategy for superior service products used by the BMT NU Purwoharjo branch is to determine the publics interest in saving, namely by using several strategies, namely by identifying internal and external factors. Besides that, ait also prioritizes excellent service, honest and trustworthy and can be relied on.]]>
<![CDATA[POTRET PERILAKU MANAJEMEN KEUANGAN PADA GENERASI MILENIAL (STUDI KABUPATEN JEMBER) ]]>
<![CDATA[Iffatun Ni'mah]]>
<![CDATA[ RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 2 (2023): July 2023 ]]>
Publisher : <![CDATA[Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. ]]>
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DOI: 10.69552/ribhuna.v2i2.2054
<![CDATA[Abstract This research aims to describe how the financial management of the millennial generation, especially in Jember district. The purpose of this research is to find out how the millennial generation manages and manages finances. This study used qualitative research methods. The informants in this study are people in Jember who belong to the millennial generation. The results of the study show that the conclusions of this study indicate that there are various ways how the millennial generation manages and manages their finances. The results of interviews with several informants show that some prefer to use online media, such as saving and buying goods using m-banking, e-wallets, etc., but there are also those who prefer to use offline media, namely manual money and piggy banks. Keywords: Financial Management, Behavior, Millennial Generation Abstrak Penelitian ini bertjuan untuk menggambarkan bagaimana bagaimana menajemen keuangan generasi milenial khusunya di kabupaten Jember. Tujuan penelitian ini adalah untuk mengetahui cara generasi milenial tersebut dalam memanaj dan mengelola keuangan. Penelitian ini menggunakan metode penelitian kualitatif. Informan dalam penelitian ini yaitu masyarakat di Jember yang termasuk pada generasi milenial. Hasil dari penelitian menunjukkan bahwa Adapun kesimpulan dari penelitian ini menunjukkan bahwa ada berbagai cara bagaimana generasi milenial mengelola dan memanaj keuangannya. Dari hasil wawancara bersama beberapa informan menunjukkan bahwa ada yang lebih memilih untuk menggunakan media online seperti menabung dan membeli barang menggunakan m-banking, e-wallet dll, namun juga ada yang lebih menyukai untuk menggunakan media offline yaitu dengan uang manual dan celengan.]]>
<![CDATA[PROFESIONALISME NADZIR DALAM PENGELOLAAN WAKAF DI MASJID AL INAYAH DUSUN MELIK DESA PARIJATAH KULON KECAMATAN SRONO KABUPATEN BANYUWANGI ]]>
<![CDATA[Habibulloh Habibulloh]]>;
<![CDATA[Afria Rachmawati]]>;
<![CDATA[Yeni Rokhilawati]]>;
<![CDATA[Gilang Ramadhan]]>
<![CDATA[ RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 2 (2023): July 2023 ]]>
Publisher : <![CDATA[Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. ]]>
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DOI: 10.69552/ribhuna.v2i2.2110
<![CDATA[The aim of this research is to determine the professionalism of nadzir in managing waqf at the Al-Inayah Mosque, Dusun Melik, Parijatah Village, Kulon district. Banyuwangi. This research uses a qualitative approach and a phenomenological type of research, the research subject is the chairman of the takmir of the Al-Inayah mosque (nadzir waqf) and the waqf property manager (waqf section). Data collection uses observation, interviews, documentation and data validation techniques using source triangulation. The results of the research show that Nadzir's professionalism influences waqf management and has a positive effect on society. The results of this research show that in principle of professionalism, the waqf nadzir at the Al-Inayah Mosque in Melik Hamlet, Parijtah Kulon Village meets the criteria, as a professional nadzir. Namely, it has the principles: (1) Excellence and responsibility. (2) Speaking and humanistic skills. (3) Understanding of law and ethics. Keywords : Professionalism, Nadzir, Waqf]]>
<![CDATA[PENGARUH BOPO DAN CAR TERHADAP FDR BANK UMUM SYARIAH (BUS) TAHUN 2019-2020 ]]>
<![CDATA[Icha Salfa bela]]>;
<![CDATA[Indah Delima putri]]>;
<![CDATA[khoiriyatus annisa]]>;
<![CDATA[khusna krisdian hanifah]]>
<![CDATA[ RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 3 No. 1 (2024): January 2024 ]]>
Publisher : <![CDATA[Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. ]]>
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DOI: 10.69552/ribhuna.v3i1.2188
<![CDATA[This study aims to analyze whether the Operational Burden on National Income and the Capital Adequacy Ratio have an impact on the Financing to Deposit Ratio. In this study, the researchers defined the title to find out how BOPO and CAR influenced FDR, and whether low BOPOs and high CAR could influence the FDR ratio. This research was done at the Sharia General Bank. This study is a quantitative study with the method of analysis used is Error Correction Model (ECM). The total sample used in this study is 36 data which are monthly data published by the Otoritas Jasa Keuangan (OJK) from 2019 to 2022. The results of this study show that BOPO in the long and short term has no significant negative effects on FDR and CAR in the short term does not have a significant negative effect. In the long term, it has a significant negative impact on the Financing to Deposit Ratio (FDR) of the Shariah General Bank in Indonesia. It can then be concluded that only in the short term CAR can affect FDR, whereas BOPO has no significant negative effects in the long term or in short term. Abstrak Peneltian ini bertujuan untuk menganalisis apakah Beban Operasional terhadap Pendapatan Nasional dan Capital Adequacy Ratio berpengaruh terhadap Financing to Deposit Ratio. Dalam penelitian ini peneliti menentukan judul untuk mengetahui seberapa berpengaruhnya BOPO dan CAR terhadap FDR, dikrenakan apakah dengan rendahnya BOPO dan tingginya CAR dapat mempengaruhi rasio FDR. Penelitian ini dilakukan pada Bank Umum Syariah. Penelitian ini merupakan penelitian kuantitatif dengan metode analisis yang digunakan adalah Error Correction Model (ECM). Jumlah sampel yang digunakan dalam penelitian ini adalah 36 data yang merupakan data bulanan yang diterbitkan oleh Otoritas Jasa Keuangan (OJK) dari tahun 2019 hingga tahun 2022. Hasil penelitian ini BOPO dalam jangka panjang dan jangka pendek memiliki pengaruh negative tidak signifikan terhadap FDR. Dan CAR dalam jangka pendek memiliki pengaruh negative tidak signifikan. Sedangkan, pada jangka panjang memiliki pengaruh negative signifikan terhadap Financing to Deposit Ratio (FDR) pada Bank Umum Syariah di Indonesia. Maka dapat ditarik kesimpulan hanya pada jangka pendek CAR dapat mempengaruhi FDR, sedangkan BOPO memiliki pengaruh negative tidak signifikan pada jangka panjang maupun pendek.]]>
