cover
Contact Name
Muhammad Syahriandi Adhantoro
Contact Email
m.syahriandi@ums.ac.id
Phone
+6285728557159
Journal Mail Official
saintek@ums.ac.id
Editorial Address
Universitas Muhammadiyah Surakarta, Jalan Ahmad Yani No. 157, Pabelan, Surakarta, Jawa Tengah 57169
Location
Kota surakarta,
Jawa tengah
INDONESIA
Jurnal Penelitian Sains Teknologi
ISSN : 14115174     EISSN : 2830067X     DOI : 10.23917/saintek
Jurnal Penelitian Sains Teknologi is a peer-reviewed scientific journal dedicated to publishing high-quality, original, and methodologically rigorous research in the fields of science and technology. The journal aims to serve as a scholarly forum for the dissemination of theoretical and applied research that advances scientific knowledge, technological innovation, and evidence-based solutions to contemporary challenges. Its scope covers applied science and computational studies, information technology and intelligent systems, engineering and applied technology, as well as the development, evaluation, and implementation of technological models, methods, and systems across various sectors, including education, industry, healthcare, government, energy, and the environment. By emphasizing originality, academic integrity, interdisciplinary perspectives, and ethical research practices, Jurnal Penelitian Sains Teknologi seeks to foster scholarly dialogue, support innovation-driven research, and enhance the impact and visibility of scientific and technological contributions at both national and global levels.
Arjuna Subject : Umum - Umum
Articles 2 Documents
Search results for , issue "Vol. 2, No. 2, September 2026" : 2 Documents clear
Utilization of Blockchain-Based Smart Contracts in Banking: A Systematic Review of Technical, Regulatory, and Systemic Risk Dimensions Pradana, Fajar Gemilang; Dipsatara, Taqiya
Jurnal Penelitian Sains Teknologi Vol. 2, No. 2, September 2026
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/saintek.v2i2.16341

Abstract

The advancement of blockchain technology has created significant opportunities for transforming the financial sector, particularly banking. One of the most transformative applications of this technology is the smart contract—self-executing digital agreements that automatically enforce predefined conditions without the need for intermediaries. This study presents a systematic literature review of 10 academic publications published between 2020 and 2025 to evaluate the utilization of smart contracts in the banking sector. The analysis focuses on three main dimensions: technical implementation, regulatory compliance, and systemic risk implications. The findings indicate that smart contracts have been implemented in automated lending systems, decentralized identity verification (KYC), asset tokenization, real-time auditing, and blockchain-based payment infrastructures. Despite these advantages, adoption remains constrained by security vulnerabilities in contract code, scalability limitations, interoperability challenges, and regulatory uncertainty across jurisdictions. This study also proposes a conceptual experimental framework for evaluating smart contract performance, security robustness, and compliance readiness within banking environments. The results contribute to a more integrated understanding of how smart contracts can be adopted safely and sustainably in highly regulated financial ecosystems.
Development of an Internet of Things (IoT) Based Grating Diffraction Experimental Device with Real-Time Light Intensity Data Acquisition Khairi, Arif Malik; Ishafit, Ishafit
Jurnal Penelitian Sains Teknologi Vol. 2, No. 2, September 2026
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/saintek.v2i2.16343

Abstract

This study aims to develop an Internet of Things (IoT)-based diffraction grating experimental apparatus and to examine its feasibility and performance in physics laboratory activities. The research employs the Research and Development (R&D) method with the ADDIE development model, which includes the stages of analysis, design, development, implementation, and evaluation. The experimental apparatus developed consists of a laser diode light source, a diffraction grating, an LDR light sensor, a stepper motor as an automatic scanning system, and a NodeMCU ESP8266 microcontroller that functions as an IoT-based control and data acquisition system. The validation of the apparatus was conducted by subject-matter experts and media experts using an assessment instrument based on a Likert scale. The validation results indicate that the experimental apparatus falls into the very feasible category for use in physics laboratory activities. The performance testing of the apparatus shows that the system is capable of detecting the distribution of light intensity and the positions of diffraction maxima consistently. The calculation of the wavelength based on experimental data produces values in the range of 647–652 nm, which are close to the theoretical value of the light source of 650 nm with a low level of relative error. In addition, the use of an IoT-based system allows the data acquisition process to be conducted automatically and visualized in real time, thereby improving the efficiency and objectivity of measurements. The results of this study indicate that the developed experimental apparatus has the potential to support the modernization of physics laboratories and improve the quality of digital data based laboratory learning.

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