cover
Contact Name
Soleh Hanafi Ihsan
Contact Email
habeutama35@gmail.com
Phone
+6281331038507
Journal Mail Official
habeutama35@gmail.com
Editorial Address
Sapphire Ressidence Blok 6E No.19, Kepuh Sari RT 12/ RW 05, Desa Prasung, Kecamatan Buduran, Kabupaten Sidoarjo, Jawa Timur
Location
Kab. sidoarjo,
Jawa timur
INDONESIA
CURVE: Journal of Economic, Business and Accounting
ISSN : -     EISSN : 31108814     DOI : -
Core Subject : Economy,
CURVE: Journal of Economic, Business and Accounting is a peer-reviewed academic journal that publishes high-quality theoretical and applied research in the fields of Economics, Business, and Accounting. The journal is published six times a year, in February, April, june, August, October, and December. Focus and Scope CURVE aims to advance scientific knowledge in the disciplines of economics, business, and accounting. Priority is given to original research articles that provide academic contributions and have potential impact in their respective fields, particularly those relevant to Indonesia. Economics Public Economics, International Economics, Development Economics, Monetary Economics, Financial Economics, Game Theory, Business Administration, Finance, Marketing, Human Resource Management, Strategic Management Operations, Entrepreneurship, Business Ethics, Accounting, Public Sector, Accounting Taxation, Financial Accounting, Management Accounting, Auditing, Accounting Information Systems Note: The listed fields are indicative. The Editorial Board welcomes high-quality scholarly articles covering a broad range of economics and business topics.
Articles 19 Documents
PERAN UMKM DALAM MENINGKATKAN PEREKONOMIAN MASYARAKAT PASCA PANDEMI COVID-19 PADA KAMPUNG LOGAM NGINGAS KECAMATAN WARU KABUPATEN SIDOARJO Aria Setia Ningtiyas
CURVE: Journal of Economic, Business and Accounting Vol 2 No 1 (2026): April
Publisher : PT. Habe Cendekia Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66596/kptqs526

Abstract

The type of research conducted in this thesis, which is field research aimed at seeing the role of MSMEs in boosting the community's economy post-COVID-19 pandemic in Kampung Logam Ngingas, Waru District, Sidoarjo Regency. The data collection technique used in this thesis involves interviews with the owners and employees of metal MSMEs located in Kampung Logam Ngingas. To gather data for the ongoing research, this thesis also uses observation methodology to monitor the situation in the field. The data used in this thesis were obtained from official sites, including those of Waru District, Sidoarjo Regency, and the Central Bureau of Statistics (BPS). The conclusion obtained from the research in this thesis is that there is no significant change in both production output and input. Although experiencing a decline in revenue, the owners of Ngingas metal MSMEs offer metal machine servicing services and sell some of their assets to stay afloat and avoid bankruptcy. These Ngingas metal MSMEs also have a positive impact on the residents of Ngingas village, as many jobs are absorbed, thereby increasing the income of the local community. Although Ngingas metal MSMEs were affected by COVID-19, this did not cause some workers to lose their jobs. This is evidenced by a 1.8% decrease in poverty in that year from the total population.
ANALISIS SWOT DALAM PENGEMBANGAN DESA WISATA DIUKUR DARI TINGKAT KESEJAHTERAAN MASYARAKAT(Studi Kasus Desa Wisata Lontar Sewu Hendrosari) Safira Putri Rahmadana
CURVE: Journal of Economic, Business and Accounting Vol 2 No 1 (2026): April
Publisher : PT. Habe Cendekia Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66596/nyy9cf07

Abstract

This study uses SWOT Analysis. This analysis is based on reasoning that can simultaneously minimize weaknesses and threats while still maximizing strengths and opportunities. The researcher also uses the Human Development Index theory to measure the community's welfare after the development of Lontar Sewu Tourism Village, in order to support the findings of the SWOT analysis. Based on the research findings, Lontar Sewu Tourism Village is classified as class I for both internal and external factors (positive, positive). This indicates that the development of Lontar Sewu Tourism Village is strong and has potential, and the strategic recommendations provided are aggressive. Furthermore, the welfare level of the residents of Hendrosari Village also shows changes and is gradually increasing in accordance with what is stated in the Human Development Index theory, namely the Long and Decent Life Indicator, the Knowledge Indicator, and the Decent Standard of Living Indicator. As for the suggestions that can be given as guidelines to the village government and tourism managers, they are to provide regular educational training for business owners, enhance marketing both directly and indirectly, and be able to predict opportunities for high-value products that can be developed and innovated to be able to face competition among tourist destinations.
KONTRIBUSI UMKM TERHADAP PENYERAPAN TENAGA KERJA DAN STABILITAS EKONOMI INDONESIA Dzikri Darmawan
CURVE: Journal of Economic, Business and Accounting Vol 2 No 1 (2026): April
Publisher : PT. Habe Cendekia Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66596/dydecr47

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in the Indonesian economy as the backbone supporting the sustainability of the national economy. This study aims to identify the quantitative and qualitative contributions of MSMEs to the labor market, analyze their status as pillars of the national economy, and formulate strategies to strengthen their strengths, thereby supporting overall economic stability. The research method used in this study is a qualitative descriptive method with a literature analysis approach (library research). The results indicate that Micro, Small, and Medium Enterprises (MSMEs) make a significant contribution to the national economy, both in employment absorption and in maintaining Indonesia's economic stability. Based on data analysis, the MSME sector is capable of absorbing approximately 97 percent of the total national workforce, or more than 119 million people by 2025.
DIGITAL BRANDING STRATEGY FOR MSMEs TO INCREASE COMPETITIVENESS IN THE GLOBAL Ashif Syaifullah
CURVE: Journal of Economic, Business and Accounting Vol 2 No 1 (2026): April
Publisher : PT. Habe Cendekia Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66596/81pykx74

Abstract

The era of globalization and the digital economy demands that Indonesian MSMEs adopt digital branding strategies to strengthen their competitiveness in the global market, where a strong online presence influences 70% of consumer purchasing decisions through platforms like Instagram and TikTok. Challenges such as low digital literacy, limited capital, and export regulations prevent only 15% of MSMEs from successfully penetrating the international market. This study aims to analyze effective digital branding strategies for MSMEs, encompassing brand identity, content, advertising, and global e-commerce, as well as the enabling and inhibiting factors for sustainable transformation. The study used a qualitative descriptive approach through semi-structured interviews with 10 MSMEs from the fashion, culinary, and craft sectors, supplemented by observations of social media, e-commerce, and secondary data from literature and government reports over three months. Thematic analysis identified strategic patterns, factors, and implications. The results show that integrated strategies such as unique USPs, multilingual SEO, UGC content, micro-influencers, and marketplaces like Etsy tripled revenue and expanded to 10 countries within 1-2 years, supported by access to technology and government training. Inhibiting factors include minimal digital literacy (60% of MSMEs) and export bureaucracy, with implications for increasing visibility by 70%, ROI by 40%, and achieving a target of 30 million digital MSMEs by 2029 through stakeholder synergy.
ENHANCING EXPORT PERFORMANCE OF COASTAL SEAFOOD SMEs THROUGH COLLABORATIVE NETWORKS IN SIDOARJO, INDONESIA Soleh Hanafi Ihsan Ihsan; Sudarmiatin; Heri Pratikto
CURVE: Journal of Economic, Business and Accounting Vol 2 No 1 (2026): April
Publisher : PT. Habe Cendekia Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66596/eatzkz93

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a critical role in Indonesia’s economy, particularly in the seafood processing sector. However, these enterprises face significant challenges, including limited access to financing, global market networks, and competitiveness against larger firms. This study explores the socio-economic collaboration between seafood processing MSMEs in Sidoarjo and local stakeholders, including fishers, cooperatives, non-governmental organizations (NGOs), and village governments, in enhancing export performance. Using a qualitative descriptive approach through in-depth interviews and participatory observations, the findings indicate that sustainable and trust-based relationships between MSMEs and fishers are crucial for ensuring high-quality raw materials and competitive products in international markets. Collaboration with NGOs and cooperatives provides capacity-building, training, and improved access to financial resources. Village government support facilitates access to assistance programs, training, and product certification for export purposes. These results suggest that multi-stakeholder collaboration can overcome MSME challenges, expand export opportunities, and strengthen the global competitiveness of processed seafood products. The study offers practical insights for policy interventions aimed at supporting MSME development and international market expansion in the seafood sector.
ENVIRONMENTALLY BASED TOURISM IN THE TRANSFORMATION OF THE REGIONAL ECONOMIC STRUCTURE OF EAST JAVA WITH LOCATION QUOTIENT AND SPATIAL PANEL ANALYSIS Renta Yustie; Ermatry Hariani; Betty Silfia Ayu Utami; Novi Theresia Kiak
CURVE: Journal of Economic, Business and Accounting Vol 2 No 2 (2026): Agustus
Publisher : PT. Habe Cendekia Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66596/1hdf6113

Abstract

The transformation of the regional economic structure in East Java is influenced by the development of environmentally based tourism, along with the increasing demands for sustainable development and inter-regional ecological conditions. While the tourism sector is seen as a driver of regional economic growth, empirical evidence linking sectoral specialization, environmental quality, and spatial linkages within a regional economic framework is still limited. This study aims to analyze the role of environmentally based tourism in driving the transformation of the regional economic structure in East Java. The study uses panel data from regencies and cities in East Java over several years of observation 2015 until 2024. Location Quotient is applied to identify the comparative advantages of the tourism sector, while a spatial panel regression model is used to estimate the influence of tourism and environmental variables on regional economic performance, taking into account spatial dependencies between regions. The analysis results indicate that environmentally based tourism has a high level of specialization in several regions and contributes positively and significantly to regional economic growth. Empirical findings also reveal spatial spillover effects, where tourism development in a region influences the economic performance of surrounding regions, with the environment acting as a moderating factor. This study offers novelty by integrating the Location Quotient and spatial panel econometrics in the study of environmentally based tourism and provides important policy implications for sustainable regional economic development planning.
FINTECH LITERACY, HEDONIC LIFESTYLE, AND PAYLATER USE: GENDER AS A MODERATOR Deasy Tantriana; Sofia Ranti Rahmah Riska Hidayat
CURVE: Journal of Economic, Business and Accounting Vol 2 No 2 (2026): Agustus
Publisher : PT. Habe Cendekia Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66596/as0wcn68

Abstract

This study examines the effects of fintech literacy and hedonic lifestyle on PayLater use and tests gender as a moderator among Generation Z in Surabaya. A quantitative survey involved 196 PayLater users aged 18–28 selected through purposive sampling, equally divided between 98 men and 98 women. Data were analyzed using PLS-SEM and multi-group analysis in SmartPLS 4. Fintech literacy positively affected PayLater use (β = 0.560; p < 0.001), as did hedonic lifestyle (β = 0.350; p < 0.001), while the model explained 74.5% of the variance. Fintech literacy had a stronger effect among women (β = 0.771) than men (β = 0.494), with a significant group difference (p = 0.004). Conversely, hedonic lifestyle was significant among men (β = 0.403; p < 0.001) but not women (β = 0.128; p = 0.106), and the group difference was significant (p = 0.013). Fintech literacy may therefore facilitate PayLater use rather than automatically restrain it. Digital financial education should integrate operational competence, responsible credit management, and gender-sensitive safeguards.
DETERMINAN NERACA PERDAGANGAN INDONESIA TAHUN 2000 –2024 Nova Putri Wulandari; Betty Silfia Ayu Utami
CURVE: Journal of Economic, Business and Accounting Vol 2 No 2 (2026): Agustus
Publisher : PT. Habe Cendekia Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66596/aqm3bz62

Abstract

The trade balance is one of the key indicators reflecting a country’s economic condition through export and import activities. As one of the world’s leading producers of crude palm oil (CPO), Indonesia relies heavily on CPO exports as a source of foreign exchange. Changes in CPO export volume, international CPO prices, the inflation rate, and the U.S. dollar exchange rate are believed to influence the performance of Indonesia’s trade balance. This study aims to analyze the impact of these four variables on Indonesia’s trade balance in both the short and long term. The study employs a quantitative approach using annual secondary data from 2000 to 2024. The trade balance is used as the dependent variable, while CPO export volume, international CPO prices, inflation, and the U.S. dollar exchange rate serve as independent variables. The analysis was conducted using the Vector Error Correction Model (VECM) to identify short-term and long-term relationships among the variables. The results show that in the short term, none of the variables had a significant effect on Indonesia’s trade balance. Conversely, in the long term, CPO export volume, international CPO prices, inflation, and the U.S. dollar exchange rate had significant effects. CPO exports and prices increase foreign exchange earnings, while inflation reduces export competitiveness. The U.S. dollar exchange rate also affects international trade competitiveness. These findings indicate 
Pengaruh Literasi Keuangan Syariah Dan Halal Lifestyle Terhadap Minat Menabung Gen Z Di Surabaya Pada Bank Syariah Dengan Selfcontrol Sebagai Variabel Moderasi Muhammad Firdaus; Nurul Fatma Hasan
CURVE: Journal of Economic, Business and Accounting Vol 2 No 2 (2026): Agustus
Publisher : PT. Habe Cendekia Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66596/fjf6ns36

Abstract

This study analyzes the influence of Sharia financial literacy and halal lifestyle on Generation Z’s interest in saving at Sharia banks in Surabaya, while examining the moderating role of self-control. Utilizing a quantitative approach, primary data were gathered through Likert-scale questionnaires distributed to 105 purposively selected Generation Z respondents in Surabaya. Data analysis was conducted using IBM SPSS version 25, employing multiple linear regression to evaluate direct effects and Moderated Regression Analysis (MRA) to test the moderating effects. The results indicate that Sharia financial literacy, halal lifestyle, and self-control individually exert a significant direct effect on Generation Z’s interest in saving at Sharia banks. However, self-control was not proven to moderate the influence of either Sharia financial literacy or halal lifestyle on their saving interest. These findings contribute academic and practical insights, particularly for Sharia banking institutions in formulating strategic policies to capture the Generation Z market by strengthening Sharia financial literacy programs and promoting the practical implementation of a halal lifestyle.

Page 2 of 2 | Total Record : 19