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Journal of Islamic Economics
Published by Sekolah Tinggi Agama Islam Al-Muntahy
ISSN : -     EISSN : 30898005     DOI : https://doi.org/10.65663/commercio.v2i2.303
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
COMMERCIO is a refereed scientific journal specialized in Islamic economics and business, and related fields of knowledge. The journal is published biannually, in June and December, and accepts contributions in English.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 16 Documents
 1   2 
Strategies to Enhance Students' Entrepreneurial Spirit Through Caring Economics Entrepreneurship Education Siti Nurul Aini Hidayah; Mohammad Dasuki; Syarifatul Marwiyah
Journal of Islamic Economics Vol. 1 No. 2 (2024): July - December 2024
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v1i2.179

Abstract

This study aims to examine the impact of implementing a caring economics-based Project Based Learning model on increasing students' entrepreneurial interest. The method used was a quasi-experimental one involving students as research subjects. The learning process was carried out through several stages, including environmental observations, interviews with business actors, report preparation, designing creative business ideas, and reflection on activities. Data analysis was carried out using a difference test to determine significant changes before and after the treatment. The results showed an increase in students' entrepreneurial interest after participating in the learning. The number of respondents with a high interest category increased from 10% to 30%, the medium category increased from 30% to 56%, while the low category decreased drastically from 60% to 14%. The average entrepreneurial interest score also increased from 4.27 before the treatment to 5.60 after, with a significance level of 0.000 (<0.05). These findings prove that the caring economics-based entrepreneurship learning model is effective in fostering interest, developing creative and innovative characters, and strengthening students' readiness to enter the business world.
Analysis of the Use of E-Lkpd on Student Learning Outcomes on Central Bank Material at State Senior High School 6 Palembang Nurofiah; Hendri Gunawan; Nuryanti Permata Sari
Journal of Islamic Economics Vol. 2 No. 2 (2025): July - December 2025
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v2i2.252

Abstract

This study aims to examine the effect of using Electronic Student Worksheets (E-LKPD) on the learning outcomes of tenth-grade social science students. The research is motivated by the growing need for innovative digital learning media that can enhance student engagement and support effective understanding of learning materials in line with developments in educational technology. The study employed a quantitative approach using a quasi-experimental method with a pretest-posttest control group design. The research sample consisted of two classes: Class X IPS 1 as the experimental group, which received instruction using E-LKPD, and Class X IPS 2 as the control group, which was taught using conventional direct instruction methods. Data were collected through learning outcome tests administered as pretests and posttests to both groups. The collected data were analyzed using a Paired Sample t-Test to identify improvements in learning outcomes within the experimental group and an Independent Samples t-Test to compare learning outcomes between the experimental and control groups. The results indicate that the average learning outcomes of students in the experimental class increased after the implementation of E-LKPD. However, the comparative analysis between the experimental and control groups revealed that the difference in learning outcomes was not statistically significant. These findings suggest that while E-LKPD has the potential to improve students’ learning outcomes within a group, its effectiveness is not significantly superior to conventional direct instruction. The study implies that the successful implementation of E-LKPD requires appropriate instructional strategies and strong teacher facilitation to achieve more significant learning outcomes.
Reconstructing the Concept of Entrepreneurial Culture in the Digital Age: A Cross-Cultural Theoretical Framework: Merekonstruksi Konsep Budaya Kewirausahaan di Era Digital: Kerangka Teoretis Lintas Budaya Rofiqotur Riskiyah; Nur Syam
Journal of Islamic Economics Vol. 1 No. 2 (2024): July - December 2024
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v1i2.270

Abstract

This study aims to reconstruct the concept of entrepreneurial culture within the context of the digital age through a cross-cultural theoretical approach. The global digitalization process has reshaped how entrepreneurs think, act, and interact, thereby requiring a renewed understanding of how cultural values, norms, and practices influence modern entrepreneurial behavior. The research employs a library research method by analyzing a wide range of up-to-date academic sources, including peer-reviewed international journals and relevant scholarly books. The literature analysis focuses on three key dimensions: (1) the evolution of the entrepreneurial culture concept, (2) the influence of digital transformation on cultural values and entrepreneurial behavior, and (3) the development of a cross-cultural theoretical framework to understand entrepreneurship in the digital era. The findings reveal that entrepreneurial culture in the digital era is not solely derived from traditional values such as innovation, risk-taking, and achievement orientation but is also shaped by digital dimensions such as technological adaptability, network culture, and digital ethics. Consequently, the reconstruction of entrepreneurial culture must consider the interplay between local and global cultural values mediated by digital technology. This study contributes to the development of a more inclusive and context-sensitive theory of entrepreneurship and provides a conceptual foundation for policymakers, educators, and scholars in designing relevant entrepreneurial models for the era of global digital transformation.
Determinants Of Customer Engagement (Ce) In Islamic Banks: Faktor-Faktor Penentu Keterlibatan Pelanggan (CE) di Bank Syariah Alimatul Farida; Andriani Samsuri; Anshori
Journal of Islamic Economics Vol. 1 No. 1 (2024): January-June
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v1i1.271

Abstract

Islamic banking as an institution engaged in service, must be able to cover customer needs and maintain customer relationship patterns because it is necessary to compete with conventional banks. The purpose of this article study is to determine the determinants of Customer Engagement in Islamic banks and to determine the relevance of Customer Engagement to customer loyalty in Islamic banks. The research method used in this article study uses the Systematic Literature Review (SLR) method, namely collecting previous research articles as secondary data by searching for literature collections from database sites www.scholar.google.com, https://www.scopus.com, and https://openknowledgemaps.org/ using the keywords customer engagement and customer engagement with Islamic banking. The articles collected are articles published in 2017 - 2022. The results of this article study state that the determining factors of Customer Engagement (CE) in Islamic banks are customer satisfaction, customer commitment, religious factors, Customer Relationship, partnership and brotherhood in Islam between customers and Islamic banks to achieve goals, service quality and excellence. And Customer Engagement (CE) is relevant in mediating the loyalty of Islamic bank customers.
Perspektif Literasi Digital Dan Kesiapan Teknologi Melalui Integrasi Artificial Intelligence Dalam Sistem Akuntansi Umkm Nuril Badria; Naimatul Hasanah
Journal of Islamic Economics Vol. 2 No. 2 (2025): July - December 2025
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v2i2.302

Abstract

Digital transformation is driving the integration of artificial intelligence (AI) into MSME accounting systems as an effort to improve the quality of financial information and the effectiveness of decision-making. However, the success of AI integration is determined not only by the availability of technology but also by the ability of business actors to utilize it. This study aims to analyze the influence of digital literacy and technological readiness on AI integration in MSME accounting systems and its impact on accounting system quality. This study used a quantitative approach with an explanatory research design. Data were analyzed using the Partial Least Squares (PLS) method. The results show that digital literacy and technological readiness have a positive and significant effect on AI integration in MSME accounting systems. Furthermore, AI integration has been shown to have a positive effect on accounting system quality. Furthermore, AI integration acts as a mediating variable in the relationship between digital literacy and technological readiness and the quality of MSME accounting systems. These findings confirm that AI integration in MSME accounting systems requires a foundation of digital capabilities and technological readiness to produce a quality and sustainable accounting system.
The Role of Islamic Political Economy in Implementing The Globalization of The Asean Economic Community (AEC) Muh Syaukin Muttaqin; Nurlailah; Susilowati
Journal of Islamic Economics Vol. 2 No. 2 (2025): July - December 2025
Publisher : Sekolah Tinggi Agama Islam Al-Muntahy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65663/commercio.v2i2.303

Abstract

The ASEAN Economic Community (AEC) is the realization of a free market in Southeast Asia, which has been implemented gradually since the ASEAN Summit in Singapore in 1992. The establishment of the ASEAN Economic Community (AEC) aims to enhance economic stability in the ASEAN region and is expected to address economic challenges among ASEAN member states. This study employs a qualitative descriptive approach. In collecting data, the researcher seeks to identify factual information from the data gathered through the research process, which is then processed and analyzed. The analytical framework used in this study is an inductive approach, namely describing the concept of Islamic political economy in a specific manner based on theoretical and doctrinal foundations. The findings of this study indicate that Islamic political economy in the implementation of the ASEAN Economic Community in Indonesia aims to improve economic stability for both Muslim and non-Muslim communities within the ASEAN region, particularly in Indonesia, and is expected to address economic issues among ASEAN countries. The consequences of the AEC agreement include the free flow of goods among ASEAN countries, the impact of the free flow of services, the free flow of investment, the movement of skilled labor, and the free flow of capital. These developments may have both positive and negative impacts on Indonesia’s economy. Therefore, from the government’s perspective, strategies and measures have been undertaken to ensure that Indonesia is prepared and able to take advantage of the momentum created by the ASEAN Economic Community.

Page 2 of 2 | Total Record : 16

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