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Contact Name
Imam Kharits Najibulloh
Contact Email
it@insima.ac.id
Phone
+6285879856006
Journal Mail Official
rumahjurnal@insima.ac.id
Editorial Address
https://jurnal.insima.ac.id/index.php/j-ebi/about/editorialTeam
Location
Kab. cilacap,
Jawa tengah
INDONESIA
J-EBI Jurnal Ekonomi dan Bisnis Islam
ISSN : 28292995     EISSN : 28292995     DOI : https://doi.org/10.57210/j-ebi.3.01
Core Subject : Economy,
Focuse And Scope J-EBI (Jurnal Ekonomi dan Bisnis Islam) 1. Ekonomi dan Bisnis Syariah 2. Manajemen 3. Manajemen Bisnis 4. Akuntansi Syariah 5. Keuangan dan Perbankan Syariah 6. Manajemen Zakat, Infak, Shodaqoh dan Wakaf 7. Kewirausahaan Islam 8. Hukum Ekonomi Islam 9. Pemikiran Ekonomi Islam 10. Etika Bisnis Islam 11. Pasar Modal Islam
Articles 30 Documents
ANALISIS KECENDERUNGAN PEMBELIAN SECARA IMPULSIF DITINJAU DARI SUDUT PANDANG ISLAM Rina Samsiyah Agustina; Azka Muhammad Mufti; Ima Rahmawati; Irni Fahrani
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 3 No 01 (2024): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v3.i01.70

Abstract

The needs of modern consumers are often influenced by capitalist lifestyles that complicate the understanding between needs and wants. Impulse buying is a common phenomenon that raises questions about the compatibility of this consumptive practice with Islamic teachings that emphasize balance and justice. This study aims to analyze impulse buying tendencies from an Islamic perspective. Through a qualitative descriptive approach, this research analyzes various relevant literatures to understand the factors that drive impulse buying and its implications in the context of Islamic values. The results show that impulse buying often violates the principle of istishab (continuity) in Islam and can lead to unhealthy consumptive behavior that is financially and spiritually detrimental. Therefore, a deeper understanding of Islamic teachings and values and the application of these practices in daily life is expected to help Muslims overcome impulse buying tendencies and develop more balanced and responsible consumption patterns.
PENERAPAN TEKNOLOGI BLOCKCHAIN DALAM INDUSTRI KEUANGAN SYARIAH : TANTANGAN DAN PELUANG Imam Kharits Najibulloh; Leny Rahmalia
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 3 No 01 (2024): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v3.i01.71

Abstract

The Islamic finance industry has experienced rapid growth in recent years. However, the industry still faces several challenges, such as lack of transparency, risk of fraud, and inefficiencies. Blockchain technology is emerging as a potential solution to overcome these challenges. Application of blockchain technology in the Islamic finance industry, including the challenges and opportunities obtained from its implementation. The research methodology involves a literature review and case study of various projects and pilot projects that use blockchain technology in the field of Islamic finance. In this research, the method used is a literature review. A literature review is carried out by collecting and analyzing various sources of information relevant to the research topic. The results of the literature review show that blockchain technology has great potential in overcoming the challenges of transparency, risk awareness and efficiency in the Islamic financial system. Case studies show examples of projects that integrate blockchain technology, such as a sharia interest rate platform, a price disclosure system, and a sharia digital payment solution. The analysis results show that the application of blockchain technology in the Islamic finance industry has the potential to reduce administrative costs, secure transactions, simplify transactions, and expand the Islamic investment market. However, there are still challenges that must be addressed, such as protocol standardization, regulations and current technological limitations. This research provides a basis for developing strategies for using blockchain technology that are more effective in supporting the growth of the Islamic finance industry.  
DISTRIBUSI ZAKAT DI LAZISNU DALAM UPAYA MENINGKATKAN KESEJAHTERAAN MASYARAKAT KEBUMEN Niken Lestari; Karomatun Sari’ah
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 3 No 01 (2024): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v3.i01.72

Abstract

The aim of this research was to examine: How Zakat is distributed at LAZISNU Kebumen in an effort to improve the welfare of the people of Kebumen. This research is field research with a qualitative approach. Data collection techniques are carried out by collecting literature data from several literatures related to the issues raised, which basically differ in interpretation in understanding each division, and then the author examines and analyzes the existing data. Data analysis techniques are carried out by data reduction, which means summarizing, selecting, and sorting out the main things, focusing on important things, and looking for themes and patterns. The results of this study show that the pattern of distribution of Zakat funds in LAZISNU Kebumen is consumption management and productive management of Zakat. The consumptive model of distributing ZIS funds is not only staples but consumptive goods that are not only eaten but also dead assets cannot increase. While the productive model is usually distributed for business development, capital, and entrepreneurial training. The distribution of zakat to improve the welfare of the Kebumen community can be seen when a recipient of zakat has improved his economic level and can turn into a muzaki, no longer a mustahik.    
FAKTOR YANG MEMPENGARUHI ANTI OLIGOPOLI DAN PERSAINGAN BISNIS TIDAK SEHAT Rizki Nurwijayanti; Icha Aprilia
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 3 No 02 (2024): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v3.i02.75

Abstract

An unhealthy oligopoly will give rise to business competition for economists. For economists, the definition of Oligopoly is a form of imperfect market competition where the supply of products is controlled by a number of companies. Typically, the number of companies is more than two but less than ten. Every time a company changes its price, it will be considered by other companies because of mutual trust in the market. This research is literature research using a qualitative approach, namely by reviewing literature books in accordance with the theory discussed, especially regarding the scope of Oligopoly and unhealthy business competition. This qualitative method describes existing phenomena or realities, both natural and human engineered. The research results show that the phenomenon of oligopoly and unhealthy business competition is important to understand in the context of the development of the business world. Oligopoly, as a form of imperfect market, has several negative impacts on society, especially related to rising prices of basic necessities and a lack of flexibility to compete. However, oligopoly markets also have advantages, such as price stability which tends to be maintained, product innovation and efficiency in the processing process.
KONSEP HALAL HARAM DALAM EKONOMI ISLAM Nurjaijah Lingga; Malahayatie Malahayatie
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 3 No 02 (2024): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v3.i02.76

Abstract

In the context of growing globalization, understanding the concepts of halal and haram in Islamic economics is crucial. This concept functions as a guide to determine the legality of actions and reflects the moral and ethical values ​​in Islamic teachings. Halal means “permitted” and haram means “prohibited,” both of which underlie Muslims' economic decisions. The main sources of this concept are the Koran and Hadith, but its application is increasingly complex along with innovations in financial instruments and market developments. This type of research is library research with a qualitative approach. This research pays more attention to the concepts of halal and haram in the lives of Muslims which are clearly outlined in the Naqli proposition. The research results show that Islam teaches that the rules of halal (mubah) and haram are not determined by the needs of individuals or society. Halal has become an integral part of the value framework in Islamic science, functioning as a guideline that directs the behavior of the community. Thus, it can be concluded that halal philosophy includes several aspects. From an ontological perspective, halal is related to understanding the nature of something. From an epistemological perspective, halal rules are related to efforts to understand Islam correctly through a proper study process. This includes efforts or "ijtihad" to apply halal rules in sharia economic transactions. Meanwhile, from an axiological perspective, halal rules play an important role in providing appropriate guidance for humans in living their lives.
RESPON PENGUSAHA TENTANG FITUR QRIS SEBAGAI MEDIA TRANSAKSI DALAM PERSPEKTIF KEUANGAN SYARIAH DI KOTA WATAMPONE Aqil Fajrul; Kamiruddin Kamiruddin; Muh Hasbi Ash Shiddiq
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 3 No 02 (2024): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v3.i02.77

Abstract

The purpose of this research is to determine the response of entrepreneurs in Watampone City towards the QRIS feature as a transaction medium and analyzing QRIS features as a transaction medium from the perspective of islamic finance in Watampone City. This research uses a qualitative approach, with data collection techniques namely observation and interviews. The data analysis techniques used are data reduction, data condensation, and drawing conclusions. The results of the study show that 1) The response of entrepreneurs in the city of Watampone to the QRIS feature as a transaction medium shows a positive response to the QRIS feature because it provides ease of transactions, efficiency, and opportunities to develop a more modern business. 2) The QRIS feature as a transaction medium in Watampone City meets the main principles in Islamic finance, namely the prohibition of usury, transparency, and prevention of double payments. This provides an efficient and Sharia-compliant transaction solution, so it can be accepted and used by entrepreneurs in carrying out their economic activities.
ANALISIS PERTUMBUHAN KONSUMSI PRODUK HALAL DI BERBAGAI SEKTOR EKONOMI INDONESIA HINGGA TAHUN 2025 Maya Utami; Cahaya Aqila; Putri Andini; Yenni Samri Julianti Nasution
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 3 No 02 (2024): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v3.i02.78

Abstract

The increasing demand for halal products is in line with the growth of the Muslim population and public awareness of the importance of halal products, as well as policy support from the government. Halal products now cover a wider range of sectors, such as food, cosmetics, pharmaceuticals, tourism and finance. This literature research was carried out using secondary data analysis methods obtained from various literature sources, industry reports, and previous academic research discussing the development of halal products globally and in Indonesia. The literature analyzed includes the halal concept, global halal economic growth, related government policies, and the role of regulations in encouraging the consumption of halal products. The research results show that consumption of halal products is expected to increase significantly, reaching a total of US$282 billion, which marks a 53% increase in consumption value in 2020. The food and beverage sector is the largest contributor to this growth, with a projected increase of US$135 billion in 2020 to US$204 billion in 2025. Apart from that, the media and recreation sector also shows significant growth. Even though the tourism sector has experienced negative impacts due to the pandemic, it is hoped that this sector will recover along with the recovery of the post-pandemic tourism industry.
MANAJEMEN PERENCANAAN BISNIS SYARIAH PADA E-COMMERCE Efriza Pahlevi Wulandari; Muhammad Akbar; Nurfadilah Sindika Sari; Achmad Shidiq
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 3 No 02 (2024): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v3.i02.85

Abstract

The large digital market in Indonesia has made startups mushroom in Indonesia. If this continues, online business competition will become increasingly tight and a mature business plan is needed to survive and compete with competitors. The application of sharia principles to online businesses and their planning has been studied for a long time, so it is not something new. However, sharia business planning has not been fully applied to online businesses. This study uses a descriptive analysis method through a literature review of journals and articles. Sharia business planning in online businesses must pay attention to maqashid sharia through the implementation of buying and selling transaction procedures, namely buyers register and sign in, buyers choose products, make purchases, make payments, sellers send products to buyers, and certain conditions such as returns and exchanges. The implementation of the transaction procedure for buying and selling must be in accordance with the principles of buying and selling in Islam which are carried out with elements of willingness with the existence of a contract, the benefits of the object and subject being transacted, justice with pricing and taking reasonable profits, not exploiting, being honest about the product information conveyed in detail, freedom from khiyar, avoiding elements that are prohibited in Islam, namely maisir, gharar, usury and haram, and sahih, namely the conditions and pillars of buying and selling on e-commerce are met.
PENGARUH LITERASI KEUANGAN SYARIAH, SOCIAL INFLUENCE, KEMUDAHAN, DAN KEMANFAATAN TERHADAP MINAT PENGGUNAAN E-MONEY  SHOPEEPAY Kiky Ismawati Oktaviani; Mahmudatus Sa’diyah
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 3 No 02 (2024): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v3.i02.86

Abstract

This research examines the influence of sharia financial literacy, social influence, convenience and usefulness factors on interest in using Shopeepay e-money. With advances in technology, it is now easy for people to make transactions using just a smartphone as well as electronic payments such as e-money. This research uses quantitative methods. The sample in this study was generation Z Muslims who used ShopeePay e-money, totaling 96 respondents who were calculated using the ancient rao formula. Questionnaire data collection techniques. Multiple linear regression analysis technique. The results of the research show that sharia financial literacy has a significant positive effect on interest in using ShopeePay e-money, obtained by a value of tcount > ttable, namely 2.259 > 1.6617 with a significance value of less than 0.05 (0.026 < 0.05). Social Influence has a significant positive effect on interest in using ShopeePay e-money, obtained by a value of tcount > ttable, namely 2.218 > 1.6617 with a significance value of less than 0.05 (0.029 < 0.05). Convenience has a significant positive effect on interest in using ShopeePay e-money. The value obtained is tcount > ttable, namely 2.426 > 1.6617 with a significance value of less than 0.05 (0.017 < 0.05). And usefulness also has a significant positive effect on interest in using ShopeePay e-money. The value obtained is tcount > ttable, namely 2.029 > 1.6617 with a significance value of less than 0.05 (0.045 < 0.05).
ANALISIS TEORI PENAWARAN ISLAMI DALAM PRAKTIK UMKM: STUDI KASUS GEPREK BU IDA DI KEDIRI Moch. Agus Shofawi Mubaroq Agus Shofawi
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 4 No 02 (2025): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v4.i02.87

Abstract

The research aims to analyze the implementation of Islamic Supply Theory within an MSME in Kediri, specifically Warung Geprek Bu Ida. Supply theory from an Islamic economic perspective emphasizes the principles of justice (al−′adl), social responsibility, and environmental sustainability, which serve as the foundation for production activities and pricing. The research employed a field study with a qualitative descriptive approach. Data sources were obtained through direct observation and interviews with the business owner. The study concludes that the Islamic Supply Theory is effectively implemented by the informal MSME Warung Geprek Bu Ida. Its implementation is based on three ethical dimensions: justice (al−′adl) and Maslahah in pricing (by maintaining small margins); informal Social Responsibility (R) in the form of affordable prices as a community contribution; and the internalization of External Costs through Khilafah (stewardship) awareness in waste management. Overall, this case study demonstrates that spiritual motivation (Falah) is the key variable shaping the Islamic supply curve at the micro-business level.

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