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Contact Name
Imam Kharits Najibulloh
Contact Email
it@insima.ac.id
Phone
+6285879856006
Journal Mail Official
rumahjurnal@insima.ac.id
Editorial Address
https://jurnal.insima.ac.id/index.php/j-ebi/about/editorialTeam
Location
Kab. cilacap,
Jawa tengah
INDONESIA
J-EBI Jurnal Ekonomi dan Bisnis Islam
ISSN : 28292995     EISSN : 28292995     DOI : https://doi.org/10.57210/j-ebi.3.01
Core Subject : Economy,
Focuse And Scope J-EBI (Jurnal Ekonomi dan Bisnis Islam) 1. Ekonomi dan Bisnis Syariah 2. Manajemen 3. Manajemen Bisnis 4. Akuntansi Syariah 5. Keuangan dan Perbankan Syariah 6. Manajemen Zakat, Infak, Shodaqoh dan Wakaf 7. Kewirausahaan Islam 8. Hukum Ekonomi Islam 9. Pemikiran Ekonomi Islam 10. Etika Bisnis Islam 11. Pasar Modal Islam
Articles 30 Documents
ANALISIS PENERAPAN HARGA PASAR BERDASARKAN TINGKAT PRODUKSI PADA KOMODITAS CABAI MERAH DALAM PERSPEKTIF MAQASHID SYARIAH: (Studi Kasus: Kelompok “Juli Tani” Desa Sidodadi Ramunia, Kecamatan Beringin, Kabupaten Deli Serdang, Sumatera Utara) Ellina Satyana; Muhammad Arif; Nuri Aslami
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 2 No 01 (2023): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v2.i01.135

Abstract

This study aims to analyze the application of market prices based on production levels on red chili from the maqashid sharia perspective by the Juli Farmers Group in Sidodadi Ramunia Village, Beringin District, Deli Serdang Regency, North Sumatra. This research is a descriptive qualitative research, the data collection methods are observation, interviews and documentation. The subject of this study was focused on 30 red chili farmers using a purposive sampling technique. The results of this study indicate that changes in the price of red chilies on the market do not affect the high or low quantity of red chili production produced by farmer Juli Tani, Sidodadi Ramunia Village. Fluctuations in chili prices have not made red chili farmer Juli Tani switch to producing other commodities. The most basic reason for this decision is due to a strong belief in interest and experience in red chili farming, as well as other factors that affect production such as land area, labor and fertilizer. The average net income of Juli Tani's red chili farmers with 1,050 kg/rante in one harvest is Rp. 5,682,500, whereas if calculated per year Rp. 11,065,000 or around Rp. 1,844,166/month. The application of maqashid sharia in looking at market prices is when at-tas'ir (pricing) is permitted if human benefit can be realized. Islam requires the government to intervene in prices if there are indications of market distortions. For the application of maqashid sharia, the level of production is assessed from the Maslahah (M) value obtained by the Juli Red Chili Farmers Group, Sidodadi Ramunia Village in production activities, namely Rp. 11,715,000.
Pengaruh Harga dan Kemudahan Penggunaan Terhadap Keputusan Pembelian Fesyen Muslim di Tokopedia Salam Nur Huri Mustofa; Putri Pratiwi Sutrisna
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 2 No 01 (2023): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v2.i01.136

Abstract

Tokopedia Salam is the first marketplace in Indonesia that specifically sells halal products, Muslim fashion and services related to Muslims. This feature was released by Tokopedia since 2019 with the aim of making it easier for Muslims to fulfill their daily needs without fear that the products or services purchased contain ingredients that are forbidden in Islam. This study aims to determine the effect of Price and Ease of Use on Muslim Fashion Purchase Decisions at Tokopedia Salam. The type of research used is quantitative research. Data collection was carried out through questionnaires distributed to Tokopedia Salam consumers in Central Java using a purposive sampling technique. Data analysis of this study includes instrument tests, namely validity and reliability tests, classical assumption tests, namely normality tests, multicollinearity and heteroscedasticity, and statistical tests, namely the validity test of influence (t), model suitability test (f) and determination coefficient test (R2) which are processed using SPSS. The results of the study indicate that based on the t-test, price and ease of use have a significant positive effect on purchasing decisions, price and ease of use also have a joint effect on purchasing decisions.
PENGARUH PENERAPAN ETIKA BISNIS ISLAM TERHADAP SISTEM JUAL-BELI DI PASAR TRADISIONAL(Studi Kasus pada Pasar Caplek di Kecamatan Majenang, Kabupaten Cilacap, Jawa Tengah) Muhammad Ngasifudin; Dede Kurnia; Eka Putri Purwanti; Eni Ma’arifah
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 2 No 01 (2023): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v2.i01.137

Abstract

Business ethics in buying and selling things that must be prioritized, it can't be separated from business ethics, many previous studies have shown a positive relationship between business ethics and trade success, the greater awareness of traders in ethics in business determines the importance of linking factors ethics in business, this study analyzes how much influence Islamic business ethics has in buying and selling at the Majenang Caplek Market. The type of research used is field research with quantitative methods using normative and sociological approaches. The subjects of this research are all traders who are in the Caplek market. The sample of respondents in this study was 30 people with the method of spreading by simple random sampling, which was carried out randomly without regard to the existing strata in the population. The results of this study found that there is a positive influence between the application of Islamic business ethics and the buying and selling system in the Majenang Caplek market with the regression equation Y: 2.713 + 0.470 X, it can be interpreted that the Islamic business ethics variable (X) has a significant effect on the selling system. buy at the Majenang Caplek market  
BIAYA ADMINISTRASI PEMBIAYAAN DI BAITUL MAAL WAT TAMWIL (BMT) DALAM PERSPEKTIF EKONOMI ISLAM Bayu Sudrajat; Masngudi Masngudi
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 2 No 01 (2023): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v2.i01.141

Abstract

BMT provides financing services to the community with the implementation and its products refer to Al-Qur'an and Hadith interpreted in the fatwa of the national sharia council of clerics indonesia. In realizing the financing, BMT also implements the administrative cost of financing as a pre-requisite to be paid by the member of the financing if the financing is realized. The absence of definite technical rules in determining the size of the administrative costs of financing makes the BMT in determining the administrative costs tend to adopt the ways undertaken by conventional financial institutions where in determining administrative costs based on a percentage of the size of the nominal financing. This shows the possibility of the BMT looking for its own advantages behind the administration of financing, because the greater the cost it will be the greater the administrative costs to be paid.
EVALUASI KINERJA KEUANGAN PERBANKAN SYARIAH DI INDONESIA MENGGUNAKAN METODE RGEC DAN ISLAMICITY PERFORMANCE INDEX (IPI) Wiwin Yulistiani; Nurul Haq; Faisal Muttaqin
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 2 No 01 (2023): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v2.i01.142

Abstract

This study aims to determine the financial performance of Islamic banking in Indonesia using the RGEC method and the Islamicity Performance Index.To find out this, researchers used a descriptive quantitative method with secondary data collection techniques in the form of financial reports that are available on the official website of each Islamic bank for the 2017-2021 period. The samples used were 5 Islamic Banks. The results of financial performance research using the REC method (Risk Profile, Earnings and Capital), namely NPF, FDR, BOPO and CAR show that the five banks are in good condition. However, the Earnings ratio (ROA) of Bank Muamalat Indonesia is considered Not Good with an average percentage of 0.04% and the other four banks are considered Fairly Good with an average percentage of ≥0.05%. The results of the research on financial performance using the Islamicity Performance Index method on the Profit Sharing Ratio show that the four Islamic banks are in good condition and Bank BTPN Syariah is in a bad condition with an average percentage of 0.024% less than 30%. The Zakat Performance Ratio and Equitable Distribution Ratio of the five Islamic banks are stated to be very unfavorable. In Islamic Investment vs. Non-Islamic Investment and Islamic Income vs. Non-Islamic Income, the five Islamic banks are stated to be very good with an average percentage of ≥50.
PERKEMBANGAN, PENGAWASAN DAN PENGENDALIAN BANK SYARIAH DI INDONESIA Fitriani Fitriani; Nur Nasrina; Heri Sunandar
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 2 No 01 (2023): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v2.i01.143

Abstract

Islamic banking is a banking system developed based on Islamic law. Indonesia, where the majority of the population is Muslim, provides ample space for the development of Islamic banks. The development of Islamic banking in Indonesia has become a benchmark for the successful existence of the Islamic economy. The Sharia Banking Supervisory Authority in Indonesia examines Islamic banking supervision from a normative juridical perspective. Regulation and supervision of Islamic banking based on Law Number 3 of 2004 concerning Amendments to Law Number 23 of 1999 concerning Bank Indonesia and Law No. 21 of 2008 are the authority of BI. After the enactment of Law No. 21 of 2011 concerning the OJK, sharia banking supervision, which was originally the authority of BI, shifted to the OJK. The internal control system implemented must be in accordance with applicable policies and regulations so that the results obtained can have a positive impact on the financing transactions carried out.
STRATEGI PENGEMBANGAN KARIER DAN RETENSI KARYAWAN PADA LEMBAGA KEUANGAN SYARIAH DI KECAMATAN MAJENANG KABUPATEN CILACAP Yosinta Pangestuti; Supar Supar; Akhman Rohimat; Yanuar Maulana
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 4 No 02 (2025): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v4.i02.188

Abstract

This study examines the career development strategies and factors influencing employee retention at Islamic Financial Institutions (IFIs) in Majenang District, Cilacap Regency. The research's background is the dynamic role of IFIs in the economy and the unique challenge of managing human resources who are not only technically competent but also possess Sharia integrity. Employee retention is a crucial issue as qualified human resources with sharia integrity are often targeted for recruitment by competitors, both other IFIs and conventional institutions. This research used a qualitative approach with a case study method, where data was collected through in-depth interviews with managers, leaders, and employees from BSI KCP Diponegoro Majenang, BPRS Syuriah Majenang, and BMT Surya Utama Majenang. The findings indicate a significant difference in the strategies implemented: BSI uses a formal and structured approach, consistent with the Competency-Based Career Planning Model and the Dual Career Path Model. Meanwhile, local IFIs adopted an informal and personal approach through coaching and discussions, aligning with the concept of informal learning and the Protean Model. The main factors influencing employee retention were spiritual motivation viewing work as an act of worship and a trust (amanah) a supportive work environment, and fair leadership. Employee retention is successfully achieved through the integration of sharia values into human resource management, creating an organizational culture based on ukhuwah (brotherhood) and amanah (trust).
IMPLEMENTASI ETIKA BISNIS ISLAM UNTUK MEMPERKUAT KINERJA DAN KEBERLANJUTAN UMKM  BANJANEGARA Cinanthya Yuwono; Dwi Kuswianto; Ovi Ariyanti
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 4 No 02 (2025): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v4.i02.190

Abstract

Education and the implementation of Islamic business ethics play a crucial role in strengthening the performance and sustainability of SMEs, particularly in Banjarnegara Regency. This study aims to explore the application of Islamic business ethical values as a strategy to enhance SME performance and sustainability. The research is a field study using a qualitative descriptive approach. Data were collected through in-depth interviews, observations, and documentation involving 50 SME actors in the food, beverage, and small trade sectors. The findings indicate that integrating values such as honesty, justice, trustworthiness, transparency, and social responsibility can enhance business integrity and reputation, build consumer trust, promote healthy business growth, and strengthen competitiveness through professionalism and sustainable ethical practices. Government support through market programs, training, machinery assistance, and halal certification also plays a significant role in improving product quality and expanding SME markets. In conclusion, the synergy between the application of Islamic business ethics and government support creates a tangible, measurable, and effective model of business sustainability.
PENGARUH TINGKAT PENDIDIKAN DAN MASA KERJA TERHADAP KINERJA KARYAWAN TOKO GAYA MART CIPARI TAHUN 2024 Okta Fiana Sari; Ngasifudin Ngasifudin
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 4 No 02 (2025): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v4.i02.191

Abstract

Education level and length of service are closely related to employee performance. A higher level of education is often associated with better knowledge and skills, and longer years of service will provide more experience, which can contribute to improved employee performance. This research aims to find out whether these two variables contribute to employee performance. The method used in this research is quantitative with a multiple linear analysis approach. Data was collected through questionnaires distributed to all 46 employees of the Gaya Mart Cipari Store. Which means this research uses a saturated sampling technique. The research results show that partially, education level does not has a significant effect on employee performance with a significance value of 0.088, while length of service also does not show a significant effect on employee performance with a significance value of 0.116. The research, simultaneously, these two variables have a significant effect on employee performance with a significance value of 0.029. The R Square value of 0.152 shows that only 15.2% of factors in employee performance can be explained by education level and length of service. The remaining 84.8% was influenced by other factors not examined in this study.
TATA KELOLA DAN KEPATUHAN SYARIAH SEBAGAI INSTRUMEN  PENCEGAHAN MISSION DRIFT PADA KOPERASI SYARIAH DI INDONESIA Supar Supar; Arief Safari; Amie Amelia
J-EBI Jurnal Ekonomi dan Bisnis Islam Vol 4 No 02 (2025): Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam K.H. Sufyan Tsauri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v4.i02.214

Abstract

Sharia cooperatives, as an integral component of Islamic Non-Bank Financial Institutions (LKSNB), play a strategic role in strengthening the economic structure of Muslim communities through a financial distribution mechanism rooted in justice and the values of maqāṣid al-sharī‘ah. However, the development of several sharia cooperatives in Indonesia has shown indications of mission drift, which is a shift in orientation from socio-economic objectives towards a profit-dominated agenda, risking the obscuring of foundational Islamic economic values that prioritize collective welfare. This study aims to analyze the relationship between the implementation of good governance and sharia compliance with the tendency of mission drift within Indonesian sharia cooperatives. Employing a descriptive qualitative approach utilizing secondary data sourced from reports issued by the Financial Services Authority (OJK), the National Committee for Sharia Economics and Finance (KNEKS), as well as internationally reputable academic publications , the findings reveal that the implementation of transparency, accountability, and the effectiveness of sharia supervisory mechanisms still faces structural challenges. Sharia Supervisory Boards (DPS) have not fully exercised their active role in ensuring operational adherence to sharia principles, while external pressures to accelerate asset growth and liquidity often stimulate deviation from the social mission. Therefore, this study emphasizes the urgent need for an integrative model that harmonizes the sharia governance framework with the cooperative governance model, enabling sharia cooperatives to uphold maqāṣid al-sharī‘ah values while simultaneously achieving equitable and sustainable economic performance

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