cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Desy Arum Sunarta
Contact Email
desyarumdas@gmail.com
Phone
-
Journal Mail Official
desyarumdas@gmail.com
Editorial Address
-
Location
Kab. pinrang,
Sulawesi selatan
INDONESIA
Mappideceng:Jurnal Ekonomi Syariah
Published by STAI DDI Pinrang
ISSN : -     EISSN : 31239439     DOI : -
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
The journal encompasses a broad and integrative scope of scholarship in Islamic economics. It covers studies in Islamic economic law, Islamic banking and finance, Islamic business and entrepreneurship, as well as Islamic law and Islamic marketing. In addition, the journal welcomes research on Islamic philanthropy, including zakat, waqf, and Islamic social finance, alongside studies on Islamic human resource management. Contemporary and applied discussions on the halal supply chain and the halal industry also form an important part of the journal’s academic focus. Furthermore, the journal remains open to other relevant and emerging topics that contribute to the theoretical development, empirical analysis, and practical advancement of Islamic economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 20 Documents
 1   2 
Analisis Perilaku Konsumen Perspektif Ekonomi Islam Dalam Transaksi Jual Beli (Di Pasar Rakyat Pekkabata Kab Pinrang) A Rahmat Hidayat; Mustamin B; Andi Bisyriani
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the phenomenon of consumer behavior at Pekkabata Traditional Market by considering the principles of Islamic economics that influence their purchasing decisions. With this, it is expected to identify key factors that shape consumer shopping behavior in a context that is in accordance with sharia. This study uses qualitative descriptive research, namely a research approach that describes data in depth. Data collection techniques include observation, interviews, and documentation, which are analyzed using qualitative descriptive methods. The results of this study indicate that: 1) Consumer behavior in the Pekkabata market in conducting transactions has been carried out in accordance with Islamic law, where consumers carry out a fair, honest and non-harmful bargaining process for other parties. 2) Consumer behavior factors in the Pekkabata market are more influenced by cultural and personal factors, because consumer behavior tends to be sensitive to price due to limited income and consumers prefer affordable products according to their needs.
Analisis Minat Masyarakat Desa Kaballangang Dalam Menggunakan Produk Perbankan Syariah Riza Syaripuddin; Wahyuni; Desy Arum Sunarta
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Banks have an important role in the economy, including production, consumption, trade, savings and investment activities. In general, banks are divided into conventional banks and sharia banking. These two types of banks have the main function of collecting funds and distributing funds.This study aims to analyze the interest of the Kaballangang Village community in using Islamic banking products and the factors that influence it. The method used is descriptive qualitative with interview, observation, and documentation techniques. The subjects of the study were people who had or did not have experience using Islamic banking products.The research results show that: 1) The Kaballangang Village Community's understanding of sharia banking is still very limited. Most respondents do not have sufficient knowledge regarding sharia banking principles, systems and products. 2) The Kaballangang Village community's interest in sharia banking products is relatively low. Of the 15 informants interviewed, only 3 people used sharia banking products, while the other 12 preferred conventional banks such as BRI.
Implementasi Fatwa DSN-MUI No.92/DSN/MUI/IV/2014 Tentang Akad Rahn Pada Pembiayaan Wisata Religi Di Pegadaian Syariah Kabupaten Pinrang Putri Hasma; Wahyuni; Rasyidah Bulqis
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the implementation of the rahn contract in financing religious tourism at Pegadaian Syariah UPS Pasar Sentral, Pinrang Regency and its compliance with DSN-MUI Fatwa No.92/DSN-MUI/IV/2024. The method used is qualitative descriptive with observation, interview, and documentation techniques.The results of the study indicate that: 1) the religious tourism financing system based on the rahn contract is a practical sharia solution for people who want to perform the Umrah pilgrimage. This program provides easy access to funds through gold collateral, easy installments, and a safe process that is in accordance with sharia principles. 2) Its implementation is in accordance with the fatwa, with transactions that are free of usury, transparent, and only subject to administration and storage fees. However, there are still obstacles such as low public understanding of the rahn contract and limited gold ownership. Pegadaian Syariah addresses this through education and additional services such as gold savings and gold purchases in installments to increase program accessibility for prospective Umrah pilgrims.
Analisis Risiko pada Produk Pembiayaan Arrum BPKB di Pegadaian Syariah UPS Watang Sawitto Rachmadana; Desy Arum Sunarta; Rasyidah Bulqis
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of Micro, Small and Medium Enterprises is often hampered by limited access to capital due to lack of eligible collateral. Arrum BPKB financing products from Pegadaian Syariah are an alternative solution, but still have potential risks. This study aims to determine the form of Arrum BPKB financing and analyze its risks at Pegadaian Syariah UPS Watang Sawitto. Using descriptive qualitative methods with data collection techniques through observation, interviews, and documentation of employees and customers. The results of this study are as follows. 1) The forms of Arrum BPKB financing at Pegadaian Syariah UPS Watang Sawitto are: a) Financing in the form of loans, where customers apply for financing with vehicle ownership certificates (BPKB) as collateral. b) The term agreed upon by the customer, according to the customer's needs. c) Storage service fees are charged. d) Financing repayment is made using a monthly installment system. 2) Risk analysis for Arrum BPKB financing products at Pegadaian Syariah UPS Watang Sawitto is carried out using risk management by: a) Identifying risks. b) Measuring risks. c) Monitoring risks. d) Controlling risks
Analisis Ekonomi Islam pada Program Jaminan Sosial Ketenagakerjaan Konsumen Bukan Penerima Upah di BPJS Ketenagakerjaan Cabang Pinrang Sri Wahyuni; Desy Arum Sunarta; Mustamin B
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 2 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Indonesia with a Muslim majority does not necessarily know the Islamic economy in the Employment Social Security program at BPJS Ketenagakerjaan. So it is necessary to analyze the Social Security program to find out the application of Islamic economics, especially the segmentation of Non-Wage Earners This study aims to determine the form of the employment social security program and to find out the Islamic economy on the Non-Wage Recipient consumer employment social security program. This type of research is descriptive qualitative research where researchers go into the field to explore information on employees and consumers who are not wage earners. The results of this study are. (1) There are 3 forms of employment social security programs for consumers who are not wage earners, namely: Work Accident Insurance, Death Insurance and Old Age Insurance. (2) Islamic economic analysis on the employment social security program for Non-Wage Receiving consumers at BPJS Ketenagakerjaan Pinrang has been based on the principles of Islamic economics where 5 principles are the principles of tawhid, justice, responsibility, truth and honesty, and the principle of willingness.
Analisis Tantangan dan Peluang dalam Pengembangan Produk Investasi Syariah (Studi Kasus Di BSI KCP Pinrang) Amaliah Nur Wahida; Wahyuni; Rasyidah Bulqis
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 2 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Along with the development of the sharia financial industry, especially in the banking sector, sharia investment products have become one of the choices that  are increasingly in demand by the public. However, the development of this product cannot be separated from the various challenges that must be faced, both in terms  of regulation, understanding, and market competition in the community. This study aims to determine the development, challenges and opportunities of sharia investment products. The type of research used is descriptive qualitative. In its implementation, researchers conducted field visits to collect relevant information from employees of Bank Syariah Indonesia Pinrang Branch. The results of this study are. 1) The development of sharia investment products at Bank Syariah Indonesia focuses on two main products, namely gold installments and deposits. The emphasis on increasing gold installment sales and strengthening deposit products is expected to strengthen the position of sharia banking in the Pinrang Regency area. 2) the challenges in the gold installment program at Bank Syariah Indonesia (BSI) KCP Pinrang are related to the down payment (DP) which is often an obstacle for some customers
Analisis Pelaksanaan Program Keluarga Harapan (PKH) dalam Meningkatkan Kesejahteraan Keluarga Penerima Manfaat di Desa Massewae Kecamatan Duampanua Kabupaten Pinrang (Perspektif Ekonomi Islam) Nurfadilah; Desy Arum Sunarta; Rasyidah Bulqis
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 2 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Poverty is a major challenge in development, including in Massewae Village, Duampanua District, Pinrang Regency. The Family Hope Program (PKH) is here as an effort to overcome this problem by providing financial assistance to underprivileged families. However, the distribution of assistance still experiences obstacles that require attention so that it is right on target. This study aims to analyze the effectiveness of PKH implementation in Massewae Village and its compliance with Islamic economic principles. Qualitative descriptive methods are used with observation, interview, and documentation techniques. The research subjects include recipients, assistants, PKH leaders, and related parties in program implementation.The results of this study indicate that: 1) The implementation of PKH has a positive impact on improving welfare, especially in health, education, and social aspects. However, there are still negative impacts in the form of dependence on aid. 2) Based on the perspective of Islamic economics, PKH in Massewae Village has reflected the principles of monotheism and balance, but still faces challenges in terms of the principles of caliphate and distribution justice.
Analisis Produktvitas Dana Zakat Melalui Program Bedah Rumah di BAZNAS Kab. Pinrang Nurul Ismayanti; Desy Arum Sunarta; Andi Bisyriani
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 2 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Zakat has an important role in economic and social aspects. On the one hand, zakat helps reduce poverty and fosters social awareness for the rich. On the other hand, zakat prevents the accumulation of wealth in a handful of people. Therefore, the role of the Zakat Agency is very much needed so that its distribution is right on target. This study aims to analyze the productivity of zakat funds through the house renovation program by BAZNAS Pinrang Regency. This type of research is descriptive qualitative with observation, interview, and documentation techniques for beneficiaries. The results of the study show that zakat funds are distributed through field parties who work together with BAZNAS, then organize the implementation of house renovation. Supporting factors of the program include a) Availability of definite funds, b) Transparency in reporting, and c) Good coordination between parties. While the inhibiting factors encountered are time issues, such as delays in the process of building houses for aid recipients.
Strategi Program Pemberdayaan Desa Dalam Mengembangkan Ekonomi Masyarakat di Dusun Cappakala Kabupaten Pinrang (Perspektif Maqashid Syariah) Nurul Mutmainna; Mustamin B; Wahyuni
Mappideceng:Jurnal Ekonomi Syariah Vol 1 No 1 (2024): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the Village Empowerment Program Strategy in Developing the Community Economy in Cappakala Hamlet, Pinrang Regency based on the Maqāṣid Sharīʿah perspective. The background of this study is the government's efforts through the establishment of Village-Owned Enterprises (BUMDes) to explore village potential and improve welfare, as mandated in Law No. 32 of 2004 and Government Regulation No. 43 of 2014. Cappakala Hamlet has local potential that needs to be managed synergistically by the village government and the community to encourage economic growth. This study uses a descriptive qualitative approach. Primary data sources were obtained through in-depth interviews with the Village Head, Village Secretary, and the community of Cappakala Hamlet. Secondary data were obtained from archives, books, and journals related to community empowerment, economic development, and Maqāṣid Sharīʿah. Data analysis was carried out through data collection, data reduction, data presentation, and drawing conclusions. The results of the study indicate that the village empowerment program strategy in Cappakala Hamlet seeks to establish BUMDes with business units such as BRI Link, sewing groups, and savings and loans. This strategy was developed by integrating the principles of Maqāṣid Sharīʿah (maintenance of religion/din, soul/nafs, reason/‘aql, descendants/nasl, and wealth/māl). The implementation of the Maqāṣid Sharīʿah perspective is realized through: (a) Sustainable Economic Empowerment (Property) through sharia-based MSMEs; (b) Increasing Access to Education and Skills (Intellect) through technical training; (c) Increasing Social and Health Welfare (Soul); (d) Maintaining Religion and Spirituality (Religion) through worship development and access to sharia banking; and (e) Developing Supporting Infrastructure (Descendants). Overall, this strategy is aimed at creating comprehensive, sustainable community welfare in accordance with Islamic values.
Analisis Pemasaran Syariah dalam Meningkatkan Nasabah Produk BSI OTO Pada Bank Syariah Indonesia KCP Pinrang Nasriani; Wahyuni; Rasyidah Bulqis
Mappideceng:Jurnal Ekonomi Syariah Vol 2 No 2 (2025): Mappideceng: Jurnal Ekonomi Syariah
Publisher : STAI DDI Pinrang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

BSI OTO is a motor vehicle financing service product (cars and motorbikes). This research aims to analyze Sharia Marketing in increasing customers for BSI OTO products. The method used is qualitative with interview techniques, observation and documentation. The research subjects were sharia bank employees and customers of BSI OTO KCP ​​Pinrang. The results of the study indicate that: 1) The BSI OTO Product System at Bank Syariah Indonesia KCP Pinrang uses the murabahah contract, which is a buying and selling scheme where the bank buys vehicles from dealers and resells them to customers at an agreed price, including a profit margin. 2) The sharia marketing strategy implemented by Bank Syariah KCP Pinrang in increasing the number of BSI OTO product customers is quite effective. This strategy includes promotion, distribution of brochures, socialization, and utilization of social media.

Page 2 of 2 | Total Record : 20

 1   2 

Filter by Year

2024 2025


Reset
Filter By Issues
All Issue Vol 2 No 2 (2025): Mappideceng: Jurnal Ekonomi Syariah Vol 2 No 1 (2025): Mappideceng: Jurnal Ekonomi Syariah Vol 1 No 2 (2024): Mappideceng: Jurnal Ekonomi Syariah Vol 1 No 1 (2024): Mappideceng: Jurnal Ekonomi Syariah