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Jurnal Ekonomi dan Bisnis (Jebi)
Published by CV. Adiba Aisha Amira
ISSN : -     EISSN : 30218365     DOI : Zenodo
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Jurnal Ekonomi dan Bisnis adalah jurnal yang menerbitkan hasil penelitian, baik kajian teori maupun lapangan, baik secara umum maupun secara khusus yang berkaitan dengan bidang ekonomi dan bisnis.
Arjuna Subject : -
Articles 440 Documents
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PENGARUH KEMUDAHAN AKSES DAN PERILAKU KONSUMTIF TERHADAP PENGGUNAAN SHOPEEPAY SEBAGAI ALAT PEMBAYARAN DIGITAL PADA MAHASISWA S-1 DAN D-4 FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS NEGERI JAKARTA   Ditto Habib Yudha Mahardhika; Ivan Fadhillah Syakieb, Muhammad Rizal Romdoni, Ravi Raditya Kurniadi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 12 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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Abstract

This study aims to evaluate the impact of Ease of Access and Consumptive Behavior on the use of ShopeePay as a digital payment method. The approach used is a quantitative method, with data collected through questionnaires filled out by 58 active undergraduate and diploma students from the Faculty of Economics and Business at Universitas Negeri Jakarta, who are ShopeePay users. Data analysis was conducted using multiple linear regression with the assistance of SPSS and Stata software. The research findings indicate that both independent variables, Ease of Access and Consumptive Behavior, have a positive and significant influence, both partially and simultaneously, on the use of ShopeePay as a digital payment tool.
PENGARUH KUALITAS LAYANAN DAN KEPUASAN PELANGGAN TERHADAP LOYALITAS PELANGGAN PADA APLIKASI GOPAY Renandia Chandra Putri; Maysharoh, Daril Fajar Ardiyansyah
Jurnal Ekonomi dan Bisnis Vol. 2 No. 12 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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Financial technology (fintech) has influenced people's behavior in financial transactions, including the use of digital wallets such as GoPay. As mobile phone users and internet access increase, the use of GoPay continues to grow. However, competition with other platforms creates a need to understand user behavior, especially related to service quality and customer satisfaction. This study aims to analyze whether service quality and customer satisfaction affect GoPay user loyalty and whether customer satisfaction and service quality have a direct or indirect effect on customer loyalty through customer satisfaction on the GoPay application. This study uses a quantitative method, which is descriptive in nature which aims to describe the data that has been collected and then draw conclusions even though it is not general. The results of this study indicate that the Service Quality variable (X1) has a positive effect on Customer Satisfaction. This is evidenced by the p-value which shows ≤ 0.05 and t- statistic> 1.64 so that it meets the significance criteria. Then the Service Quality variable (X2) which also has a positive effect on User Loyalty as evidenced by the p-value ≤ 0.05 and t- statistic> 1.64, so that the results show a significant relationship. The last is the Customer Satisfaction variable (X3) also has a positive effect on User Loyalty. This is proven by the p- value ≤ 0.05 and t-statistic > 1.64 which meets the significance criteria.
PENGARUH PERFORMANCE EXPECTANCY, EFFORT EXPECTANCY, DAN SOCIAL INFLUENCE TERHADAP BEHAVIORAL INTENTION PADA APLIKASI AJAIB Siti Holipah; Rizki Syaban Mulyasaputra, Mohamad Badar Fadlilah, Shauqi Rizqulloh Mahmudi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 12 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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With the rapid advancement of digital technology, technology-based investment applications like Ajaib are becoming increasingly popular. This study aims to assess the influence of Performance Expectancy, Effort Expectancy, and Social Influence on Behavioral Intention to use the Ajaib application. The research employs a quantitative method with a survey approach using Google Forms, involving 124 respondents who have experience using the Ajaib application. Data analysis is conducted using Structural Equation Modeling (SEM) with the SmartPLS software. The results reveal that Effort Expectancy and Social Influence have a significant impact on Behavioral Intention, while Performance Expectancy does not have a significant effect. Additionally, Social Influence is found to significantly influence Performance Expectancy. These findings highlight the importance of ease of use and social influence in encouraging users’ intention to adopt investment applications. The practical implications of this study suggest that app developers should focus on these factors to boost user adoption.
THE INFLUENCE OF SERVICE QUALITY, PERCEIVED EASE OF USE, AND TRUST ON CUSTOMER SATISFACTION IN USING THE BCA MOBILE BANKING APPLICATION Najwan Tsaqib; Khalisa Azalia, Raissa Diamantha Kalila, Rakha Athallah Syahputra, Tineukeu Ariyanti
Jurnal Ekonomi dan Bisnis Vol. 2 No. 12 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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Along with the rapid development of technology, the banking sector is encouraged to adopt digital services to improve customer accessibility and convenience. Mobile banking applications are one of the important innovations that allow customers to make transactions anytime and anywhere. This study aims to analyze the effect of Service Quality, Perceived Ease of Use, and Trust on customer Customer Satisfaction in using the BCA Mobile Banking application. The data in this study were collected through questionnaires distributed to 100 respondents in Jakarta, who were selected based on the criteria of active users of the BCA Mobile Banking application. The data that has been obtained is analyzed using the SEM-PLS model to evaluate the relationship between variables. The results showed that perceived ease of use and trust have a positive and significant effect on customer satisfaction, while service quality has a negative and insignificant impact on customer satisfaction of BCA mobile banking application users. These findings highlight the importance of security, convenience, and trust in creating a positive experience that can encourage loyalty of mobile banking application users. Banks need to prioritize developing easy-to-use features and maintaining customer trust through a secure and reliable system.
REKONSTRUKSI PEMIKIRAN EKONOMI ISLAM PADA MASA DAULAH MUGHAL: KAJIAN BERBASIS LITERATURE REVIEW Ervina Hijrah Nirwana; Nasrullah Sapa, Mukhtar Lutfi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 12 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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The Mughal dynasty is one of the major dynasties in Islamic history that made ã significant contribution to the development of an economy based on Islamic values. The economic policies implemented such as the agrarian system, taxaion, and trade, reflect the principles of justice, balance, and protection of vulnerable groups. This research aims to recontruct the thought of Islamic economists in the Mughal Daulah trought the study of relevant literature, using the literature review method, this research analyzes secondary data from various journals, and other historical document. The result show that Mughal economic policies such as zamindari, jagirdari, zakat-based taxation, kaharaj, and jizyah as well as trade regulation prohibiting usury succeeded in creating economic stability and social harmony in a multiethnic society.
OPTIMASI KEUNTUNGAN PENJUALAN DAGING PADA PT HIJRAH FOOD MENGGUNAKAN PEMROGRAMAN LINEAR Agung Listianto; Muhammad Farikh Hidayat Julio, Muhamad Fadillah, Rendy Rusdiyanto, Paduloh
Jurnal Ekonomi dan Bisnis Vol. 2 No. 12 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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This study aims to optimize the profit of meat sales at PT Hijrahfood through the application of linear programming method. Since its establishment in 1992, PT Hijrahfood as a meat distributor has faced significant challenges in increasing profitability amid increasingly fierce competition. With the increasing demand for quality meat products, the company needs to design effective strategies in managing production and sales. In this study, we developed a mathematical model to analyze the relationship between various variables that affect profits, such as production costs and selling prices. The graphical method is used to visualize the objective function as well as the constraints, enabling the discovery of the optimal solution. It is hoped that the results of this study can provide in- depth insight into better management strategies, as well as improve the efficiency and profitability of PT Hijrahfood. Thus, this research is not only relevant for PT Hijrahfood, but is also expected to make a meaningful contribution to the meat distribution industry as a whole.
ANALISIS PENERAPAN ERGONOMI PADA KARYAWAN PACKING TOKO BAHAN KUE DENGAN METODE (REBA)   Zulham Ilyas; Ario Muhammad Ikhsan, Anggito Abimanyu, Paduloh
Jurnal Ekonomi dan Bisnis Vol. 2 No. 12 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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This study focuses on the ergonomics of work posture during the packing process at Toko Bahan Kue Berkah Jaya, a bakery ingredient store located in Bekasi, Indonesia. The subject of the study is a worker with a height of 173 cm who performs tasks at a packing station with a table height of 80 cm. Observations indicate that the worker adopts a bent posture with a back angle of 25°, suggesting an ergonomic mismatch between the worker’s posture and the workstation setup. This misalignment poses a potential risk of musculoskeletal disorders (MSDs).The objective of this study is to analyze the worker’s posture during the packing process and provide ergonomic recommendations for improving workstation design. The methodology involves collecting primary data through direct observation and video documentation, followed by the application of the Rapid Entire Body Assessment (REBA) method to evaluate posture risk. The REBA score is analyzed to determine the ergonomic risks associated with the current setup.The findings highlight that the current workstation height leads to poor posture, increasing the risk of MSDs. By increasing the table height to 95-100 cm and ensuring optimal material placement within arm's reach, the ergonomic risk score is significantly reduced. The proposed improvements show a notable decrease in posture risk, with REBA scores shifting from a high-risk to a controlled category. These results demonstrate the effectiveness of ergonomic intervention in promoting better work posture and reducing musculoskeletal risk factors.
ANALISIS LITERASI KEUANGAN DIGITALISASI PADA MAHASISWA PERBANKAN SYARIAHDI UIN SJECH M. DJAMIL DJAMBEK BUKITTINGGI Haryono Haryono; Khadijah Nurani
Jurnal Ekonomi dan Bisnis Vol. 2 No. 12 (2025): JEBI: Jurnal Ekonomi dan Bisnis
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The purpose of this study was to determine how to manage money in digital financial literacy for Islamic Banking students at UIN Sjech M. Djamil Djambek Bukittinggi and to determine the obstacles and opportunities for students to improve digital financial literacy for Islamic Banking students at UIN Sjech M. Djamil Djambek Bukittinggi. This study uses a qualitative method in which researchers will try to find data information in the field or research place, understand and interpret the data and then the data is processed to be able to conclude the final results of the study. Data collection techniques use observation, interview and documentation methods. As well as data analysis techniques in this study using data collection methods, data reduction, data presentation and drawing conclusions. The results of the study show that the Analysis of Digital Financial Literacy in Islamic Banking Students at UIN Sjech M. Djamil Djambek Bukittinggi consists of basic personal finance, cash management, credit and debt management, saving, investment, risk management. Of the six indicators, Islamic Banking students understand financial literacy very well.
HAK DAN KEWAJIBAN KARYAWAN: PENERAPAN ETIKA KERJA DALAM MEMBANGUN PROFESIONALISME ALFAMIDI METRO Intan Aulia Denada; Muhammad Najib Nurkhadziqi, Nova Elisa, Alva Yenica Nandavita
Jurnal Ekonomi dan Bisnis Vol. 3 No. 1 (2025): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

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The application of Islamic business ethics and work ethics is the main spearhead for having an attitude of professionalism in fulfilling the rights and obligations of employees within the company. An employee has obligations that must be fulfilled towards the company, so the employee must also get his rights from the company. Professionalism includes attitudes, behavior and work ethics that reflect commitment and responsibility for the tasks carried out by each individual. Therefore, it is hoped that the implementation of work ethics can be the spearhead that enables individuals to uphold their professionalism. The research method used is a qualitative method, namely by conducting direct interviews which are then processed by the author. In the research, the author found that Islamic business ethics which include the principles of monotheism and balance include aspects such as management, professionalism in working in a company or organization which is expected to maintain the company's sustainability.
ANALISIS KINERJA KEUANGAN PADA YAYASAN FRANKENMOLEN Wahyu Agusti Sanggo; Daniel Nemba Dambe
Jurnal Ekonomi dan Bisnis Vol. 3 No. 1 (2025): JEBI: Jurnal Ekonomi dan Bisnis
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The purpose of this research is to analyze the financial performance of Frankenmolen Foundation in terms of fiscal performance, non-program activity efficiency performance, and program efficiency performance. This research uses descriptive research methods with data collection techniques through documentation and interviews from the Frankenmolen Foundation. The data analysis instrument used is the financial ratio of non-profit organizations including fiscal performance, non-program activity efficiency performance ratio, and program efficiency performance ratio. The results showed that fiscal performance was classified as quite effective for total revenue divided by total costs, but ineffective for total revenue divided by total assets. In addition, the efficiency performance of non-program activities is classified as inefficient while the efficiency performance of the program is classified as efficient.

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