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Al-Mujaddid: Jurnal Ekonomi dan Bisnis Islam menyediakan sarana publikasi nasional bagi para peneliti baik profesional maupun akademisi pada bidang penelitian yang berhubungan dengan ekonomi islam. Jurnal ini dapat memuat berbagai pendekatan metodologis dalam mengidentifikasi dan memecahkan masalah-masalah penting yang muncul dan masalah ekonomi islam.
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Jawa timur
INDONESIA
Al-Mujaddid: Jurnal Ekonomi dan Bisnis Islam
Published by Sekolah Tinggi Agama Islam Nurul Qadim
ISSN : 30645581     EISSN : 30645417     DOI : -
Core Subject :
Al-Mujaddid: Jurnal Ekonomi dan Bisnis Islam mengundang para akademisi, peneliti, praktisi, dan mahasiswa untuk mengirimkan artikel ilmiah terbaiknya di bidang ekonomi Islam, keuangan syariah, dan bisnis berbasis nilai-nilai Islam. Jurnal ini berkomitmen menjadi wadah publikasi hasil penelitian empiris, studi kasus, maupun kajian konseptual yang relevan dan berkontribusi bagi pengembangan ilmu pengetahuan serta praktik ekonomi Islam di tingkat lokal, nasional, maupun global.
Arjuna Subject : -
Articles 9 Documents
 1 
PENGARUH PERSENTASE PENDUDUK MISKIN,PENGANGGURAN TERBUKA TERHADAP PERTUMBUHAN EKONOMI, PENGELUARAN PEMERINTAH SEBAGAI VARIABEL MODERASI DI PROVINSI KALIMANTAN TIMUR Mahrus Sholeh
AL-MUJADDID - JURNAL EKONOMI DAN BISNIS ISLAM Vol 1 No 1 (2025): Al-Mujaddid - Jurnal Ekonomi dan Bisnis Islam
Publisher : STAI Nurul Qadim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63398/mujaddid.v1i1.5

Abstract

This study aims to explain the existence of economic growth by using the variable percentage of poor population, open unemployment with government spending as a moderating variable. In this study using secondary data published by the Statistics Agency and Bank Indonesia. The data used is annual data from 2017-201. The tools used by SPSS, using the T test and MRA. The results of the study show that the percentage of poor people has no effect on economic growth in East Kalimantan Province. Open unemployment has a significant positive effect on economic growth in East Kalimantan. Government spending is able to moderate the percentage of poor people and open unemployment in East Kalimantan Province.
ALOKASI DANA DESA TERHADAP PEMBANGUNAN DESA TRAPANG BANYUATES SAMPANG PERSPEKTIF PEMBANGUNAN IBNU KHALDUN Mailadatul Mufallihah
AL-MUJADDID - JURNAL EKONOMI DAN BISNIS ISLAM Vol 1 No 1 (2025): Al-Mujaddid - Jurnal Ekonomi dan Bisnis Islam
Publisher : STAI Nurul Qadim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63398/mujaddid.v1i1.6

Abstract

The management of village funds in the scope of community economic development is part of efforts to prosper the village in accordance with the purpose of allocating village funds. This study aims to determine the allocation of village funds for the development of the village of Trapang Banyuates Sampang from the development perspective of Ibnu Khaldun. The type of research used is descriptive qualitative research with interview data collection techniques, observation. The effectiveness of managing village funds is illustrated by aspects of planning, implementation, supervision and accountability with the results that the village government has allocated village funds properly but has not been optimal in mapping village programs. The development of Trapang Village, in Ibnu Khaldun's view, is still not optimal, especially in infrastructure development and increasing human resources which are not yet efficient. The village government is also not optimal in mapping village needs and the inclusion of community participation in making decisions is very minimal.
KONTRIBUSI PLTU PAITON DALAM PEMBANGUNAN EKONOMI MASYARAKAT PROBOLINGGO DARI PERSPEKTIF ISLAM M. Hibatullah Huwaidi; Shafwan Tsauri
AL-MUJADDID - JURNAL EKONOMI DAN BISNIS ISLAM Vol 1 No 1 (2025): Al-Mujaddid - Jurnal Ekonomi dan Bisnis Islam
Publisher : STAI Nurul Qadim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63398/mujaddid.v1i1.7

Abstract

The purpose of this article is to look at the contribution of the Paiton Steam Power Plant (PLTU) in the economic development of society in Probolinggo, East Java from an Islamic perspective. PLTU Paiton is one of the largest power plants in Indonesia and plays an important role in meeting electricity needs in the region. In an Islamic perspective, corporate social responsibility is a moral obligation for companies to provide benefits to the surrounding community and maintain environmental sustainability. This article finds that the Paiton PLTU has had a positive impact on the community's economy through various things such as increasing employment opportunities, community income, and infrastructure development. Therefore, PLTU Paiton must manage the waste and emissions produced so that they do not damage the surrounding environment.
PENGARUH PENGANGGURAN DAN ANGKA HARAPAN HIDUP TERHADAP INDEKS PEMBANGUNAN MANUSIA DIMEDIASI OLEH KEMISKINAN DI PROVINSI ACEH M Hibatullah Huwaidi
AL-MUJADDID - JURNAL EKONOMI DAN BISNIS ISLAM Vol 1 No 1 (2025): Al-Mujaddid - Jurnal Ekonomi dan Bisnis Islam
Publisher : STAI Nurul Qadim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63398/mujaddid.v1i1.8

Abstract

This study aims to determine the influence exerted by active reactions and life expectancy on the human development index (HDI) in the province of Aceh. This study also includes poverty as an intervening variable. The method used is multiple regression analysis with secondary data from 2027-2021 obtained from the Central Bureau of Statistics for Aceh Province with SPSS 22 software. The results of this study indicate that HDI is significantly affected by life expectancy. Meanwhile, unemployment has a significant effect on poverty as an intermediary variable, although poverty itself does not have a significant effect on HDI.
DAMPAK EKONOMI DESA MELALUI WISATA PANTAI WANE DALAM PERSPEKTIF EKONOMI ISLAM KEC. MONTA, KAB. BIMA Nurwati
AL-MUJADDID - JURNAL EKONOMI DAN BISNIS ISLAM Vol 1 No 1 (2025): Al-Mujaddid - Jurnal Ekonomi dan Bisnis Islam
Publisher : STAI Nurul Qadim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63398/mujaddid.v1i1.10

Abstract

This study aims to determine the impact of the village economy through wane beach tourism in the perspective of Islamic economics in Monta District, Bima Regency. The study used a desk research method with online data and information search techniques, secondary sources, and scientific publication sources. While the analysis technique used is qualitative descriptive analysis techniques, analogies, comparisons of several research results and other scientific publications with the problem of the village economic dimension through tourist beaches. The results of the study showed that there are two aspects in the first village economy, namely the positive aspect for the village economy, increasing village economic income, making the village more exposed, asphalted transportation roads, increasing household economy, fishermen have the opportunity to sell fish. The Islamic economic view of the impact of tourist villages focuses on welfare, justice, and utilizing the environment without damaging the environment. While the negative aspects for the village economy are the lack of village security, the high crime rate among visitors so that it hinders local tourists from visiting and will reduce village income. In the Islamic economic view, it is very condemnatory of unjust acts and crime rates that cause harm to others.
ANALISIS STRATEGI PEMASARAN PRODUK FUNDING TERHADAP MINAT NASABAH DI BPRS BHAKTI SUMEKAR KANTOR CABANG PRAGAAN Ainiyatul Muhassanah; Holilur Rahman
AL-MUJADDID - JURNAL EKONOMI DAN BISNIS ISLAM Vol 1 No 2 (2025): Al-Mujaddid - Jurnal Ekonomi Islam
Publisher : STAI Nurul Qadim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63398/mujaddid.v1i2.56

Abstract

Penelitian ini membahas strategi pemasaran yang diterapkan oleh BPRS Bhakti Sumekar Kantor Cabang Pragaan, yaitu strategi penetrasi pasar, pengembangan produk, dan diversifikasi. Latar belakang penelitian ini adalah pentingnya strategi pemasaran dalam menarik minat nasabah di tengah persaingan yang ketat. Menggunakan pendekatan kualitatif melalui wawancara dan dokumentasi, penelitian ini bertujuan untuk menggali efektivitas strategi pemasaran tersebut. Hasil penelitian menunjukkan bahwa strategi pengembangan produk merupakan strategi yang paling berpengaruh dalam menarik minat nasabah, khususnya melalui inovasi produk dan kerja sama dengan pihak lain. Kesimpulannya, strategi pemasaran yang diterapkan cukup berhasil meningkatkan minat dan loyalitas nasabah meskipun menghadapi tantangan seperti persaingan dan dampak pandemi
PENGARUH BI RATE NILAI TUKAR DAN INFLASI TERHADAP PENDAPATAN BAGI HASIL BANK MEGA SYARIAH INDONESIA PERIODE 2019-2023 Afilatul Agustini; Zaid Raya Argantara
AL-MUJADDID - JURNAL EKONOMI DAN BISNIS ISLAM Vol 1 No 2 (2025): Al-Mujaddid - Jurnal Ekonomi Islam
Publisher : STAI Nurul Qadim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63398/mh2b2762

Abstract

Indonesia's economy faced many challenges from 2019 to 2023, including the effects of the COVID-19 pandemic, exchange rate fluctuations, and unstable inflation rates. If the BI Rate is lower, it can increase profit margins, while if BI Rate is higher, it can reduce profit margins, Fluctuating exchange rates can affect the operational costs of Islamic banks, if the Rupiah weakens, income from financing in foreign exchange will increase when converted to Rupiah. On the other hand, if the rupiah strengthens, income from financing in foreign currency will decrease when converted to rupiah. High inflation tends to reduce customer purchasing power, which can have a negative impact on profit-sharing income. The formulation of the problem of this study is: 1). Does the BI rate affect Bank Mega Syariah Indonesia's profit-sharing income in the 2019-2023 period? 2). Does the Rupiah exchange rate affect Bank Mega Syariah Indonesia's profit-sharing income in the 2029-2023 period? 3). Does inflation affect Bank Mega Indonesia's profit-sharing income in the 2019-2023 period? 4). Do BI Rate, Rupiah Exchange Rate and Inflation affect Bank Mega Syariah Indonesia's profit-sharing income for the 2019-2023 period? The method used in this study is associative quantitative research. The object of this research is the quarterly bank financial statements of Bank Mega Syariah Indonesia for the 2019-2023 period. The data collection technique uses documentation, data analysis uses multiple linear analysis tests. The result of this study is that the Bi Rate has no effect on Bank Mega Syariah Indonesia's profit-sharing income for the 2019-2023 period, this can be seen from the significance value of 0.078 > 0.05. The exchange rate has no effect on Bank Mega Syariah Indonesia's profit-sharing income for the 2019-2023 period, this can be seen from the significance value of 0.716 > 0.05. Inflation affects Bank Mega Syariah Indonesia's profit-sharing income for the 2019-2023 period this can be seen from a significance value of 0.036 < 0.05. BI Rate, Exchange Rate, and Inflation affect Bank Mega Syariah Indonesia's profit-sharing income for the 2019-2023 period, this can be seen from the significance value of 0.008 < 0.05.
PENGARUH KUALITAS PRODUK DAN KUALITAS PELAYANAN ANTAR JEMPUT TABUNGAN TERHADAP MINAT MENABUNG NASABAH DI BMT NU CABANG PRAGAAN SUMENEP Horriyah
AL-MUJADDID - JURNAL EKONOMI DAN BISNIS ISLAM Vol 1 No 2 (2025): Al-Mujaddid - Jurnal Ekonomi Islam
Publisher : STAI Nurul Qadim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63398/cwmy4837

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kualitas produk dan kualitas pelayanan terhadap minat nasabah menabung di BMT NU Cabang Pragaan Sumenep, serta mengidentifikasi variabel yang berpengaruh signifikan. Penelitian ini menggunakan pendekatan kuantitatif dengan populasi sebanyak 500 nasabah penabung, sedangkan sampel penelitian berjumlah 83 responden. Teknik pengumpulan dan analisis data dilakukan melalui uji instrumen, uji validitas dan reliabilitas, uji asumsi klasik, analisis regresi linier berganda, uji koefisien korelasi dan determinasi, serta uji simultan dan parsial dengan bantuan aplikasi SPSS 20. Hasil penelitian menunjukkan bahwa kualitas produk tidak berpengaruh signifikan terhadap minat menabung nasabah, yang ditunjukkan oleh nilai thitung sebesar 0,425 dengan signifikansi 0,672 (>0,05). Sementara itu, kualitas pelayanan berpengaruh signifikan terhadap minat menabung nasabah dengan nilai thitung sebesar 4,782 dan signifikansi 0,000 (<0,05). Dengan demikian, dapat disimpulkan bahwa kualitas pelayanan menjadi faktor dominan dalam meningkatkan minat menabung nasabah di BMT NU Cabang Pragaan
IMPLEMENTASI AKAD MURABAHAH PADA PRODUK CICIL EMAS DI PT. BANK SYARIAH INDONESIA (BSI) KCP JEMBERGAJAH MADA Bachrul Ulum; Nur Holisah; Nuril Faiqoh Nazyatul Islamiah
AL-MUJADDID - JURNAL EKONOMI DAN BISNIS ISLAM Vol 1 No 2 (2025): Al-Mujaddid - Jurnal Ekonomi Islam
Publisher : STAI Nurul Qadim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63398/ffttf811

Abstract

Penelitian ini dibuat untuk melihat bagaimana praktek akad Murabahah pada produk Cicil Emas di BSI KCP Jember Gajah Mada jika dilihat dari Hukum Ekonomi Syariah. Fokus utamanya adalah membahas tentang keterbukaan harga jual, keuntungan (margin) bank, dan kepastian adanya emas yang dicicil supaya tidak ada unsur riba. Data-data dalam jurnal ini didapat langsung dari hasil observasi di kantor dan wawancara dengan staf di bagian pawning. Hasilnya menunjukkan jika Cicil Emas di sini sudah sesuai dengan aturan syariah dan Fatwa DSN-MUI. Bank sudah sangat jujur dalam memberi tahu harga modal emas dan untungnya (margin) ke nasabah di awal. Selain itu, jika ada nasabah yang macet bayar, bank lebih milih menggunakan cara musyawarah terlebih dahulu dengan nasabah tersebut, jadi hak nasabah tetap aman dan tidak ada yang merasa dirugikan

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