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JIsEB
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jiseb@iainptk.ac.id
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+6282158539500
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dinakhairunnisa@iainptk.ac.id
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Jl Soeprapto No. 30 Pontianak Kalimantan Barat
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INDONESIA
Journal of Islamic Economics Business (JIsEb)
Published by Institut Agama Islam Negeri Pontianak
ISSN : 27455874     EISSN : 27454762     DOI : https://doi.org/10.24260/
Core Subject :
JIsEB fokus pada kajian ekonomi dan bisnis Islam. Kajian ekonomi meliputi kajian pemikiran ekonomi Islam, sosio ekonomi, ekonomi mikro, ekonomi makro, ekonomi moneter, ekonomi publik, ekonomi pembangunan, ekonomi politik, dan manajerial. Sedangkan kajian bisnis meliputi kegiatan organisasi baik dari produksi, keuangan, pemasaran dan sumber daya manusia. Selain itu, JIsEB juga mengkaji permasalahan maupun isu terbaru berkaitan dengan spesialisi jurnal ini baik secara nasional maupun internasional. Selain itu kami juga menerima penelitian bidang lain yang memiliki hubungan dengan lingkup ekonomi dan bisnis Islam.
Arjuna Subject : -
Articles 38 Documents
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DEMOGRAPHIC SEGMENTATION IN THE DISTRIBUTION OF HOME OWNERSHIP FINANCING (KPR) AT BANK SYARIAH INDONESIA KC PALANGKARAYA Rahmad Kurniawan; Itsla Yunisva Aviva; Oktafiana Putri Kinanti
Journal of Islamic Economy and Business (JIsEB) Vol. 2 No. 1 (2023): Journal of Islamic Economics and Business (JISEB)
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

Introduction/ Purpose: Segmentation is very important in the world of banking. Segmentation plays an important role and is the basis for banking players to position their products so they are different from their competitors. This research seeks to examine the application of demographic segmentation in the distribution of housing finance (KPR) at Bank Syariah Indonesia KC Palangkaraya Diponegoro. And the effectiveness of applying demographic segmentation in the distribution of home ownership financing (KPR) at Bank Syariah Indonesia KC Palangkaraya Diponegoro. Research Methods: The method used in this study is a qualitative method with descriptive qualitative method and the type is intrinsic case study, the data collection method is by observation, interviews and documentation. This research was conducted at Bank Syariah Indonesia KC Palangkaraya Diponegoro with research subjects namely Consumer Business Relationship Manager (CBRM) and Consumer Business Staff (CBS), while the object was the application of demographic segmentation in financing home ownership at Bank Syariah Indonesia KC Palangkaraya Diponegoro. Results: The results showed The application of demographic segmentation at Bank Syariah Indonesia KC Palangkaraya Diponegoro can easily classify customers by occupation, based on income, age and domicile, which are the main requirements assessed by Bank Syariah Indonesia in disbursing home ownership financing to determine the character of a customer. The effectiveness of applying demographic segmentation at Bank Syariah Indonesia is considered not effective in terms of work, it is proven that Bank Syariah Indonesia focuses on permanent employee customers..
OPTIMIZATION OF CASH WAQF MANAGEMENT IN THE ISLAMIC ECONOMIC REVIEW Eka Junila Saragih
Journal of Islamic Economy and Business (JIsEB) Vol. 2 No. 1 (2023): Journal of Islamic Economics and Business (JISEB)
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

This study aims to examine the optimization of cash waqf management in which cash waqf is a productive waqf in developing the people's economy. In Indonesia, cash waqf that reaches trillions of rupiah has not been optimally managed or distributed to improve people's welfare. This research is a type of qualitative research using a literature review. Data collection is sourced from books, journals and laws and regulations. In Indonesia, cash waqf is still far behind other countries, including several neighboring countries in Southeast Asia. The waqf funds collected are around Rp. 831 billion from the potential waqf of Rp.180 trillion annually. This is due to the lack of public understanding of cash waqf, not many nazirs who are skilled in managing productive waqf and there is no integrated system in the use of cash waqf. Seeing this phenomenon, cash waqf needs to be re-optimized so that the development of the waqf runs smoothly and in accordance with expectations. The government or Islamic financial institutions must socialize about cash waqf, build the reputation of professional waqf institutions, and build an independent and professional waqf system.
THE ROLE OF THE HOME FISH CRACKERS INDUSTRY IN INCREASING THE FAMILY ECONOMY: Case Study of Jalan Ampera, Parit Baru Village , District Selalau Sambas Regency Sofia Safitri; Syamratun - Nurjannah
Journal of Islamic Economy and Business (JIsEB) Vol. 2 No. 1 (2023): Journal of Islamic Economics and Business (JISEB)
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

The purpose of this study is to determine: (1) the role of the home industry in efforts to improve the family economy (2) Knowing the factors that are inhibiting and driving the home activity of the fish cracker industry. The method used is a descriptive method with a qualitative approach. The techniques used to collect data are observation, interview, and documentation techniques. Informants in this study were fish cracker home industry players on Jalan Ampera, Parit Baru Village, Selakau District, Sambas Regency. The results of this study can be concluded that: 1) The social economic conditions of the community who are involved in the fish cracker industry home on Jalan Ampera, Parit Baru Village, Selakau District , have improved the economy of their business actors' families. With the fulfillment of the daily living needs of the fish cracker industry home players, as well as with the improvement of the social conditions of industrial home owners ranging from better jobs, increased incomes and better children's education. 2) In the running of the home fish cracker industry there are factors that encourage it as well as inhibiting factors. There are several reasons from the community related to the reasons for carrying out home activities in the fish cracker industry, namely to maximize the potential of the surrounding nature, help the role of the husband, and as the main job. The inhibiting factors that occur in the home-carrying process out of the fish cracker industry are twofold, namely weather changes and the availability of raw materials. Keywords: Home Industry, Family Economy.
THE AGRICULTURAL SECTOR IN THE HYDROPONICS SECTOR IN IMPROVING THE HOUSEHOLD ECONOMY IN SIANTAN TENGAH Dina Khairunnisa
Journal of Islamic Economy and Business (JIsEB) Vol. 2 No. 1 (2023): Journal of Islamic Economics and Business (JISEB)
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

Introduction/ Purpose: This study aims how people who grow some vegetables using hydroponics become easier and more practical in improving the household economy. Hydroponics is the choice of the agricultural sector for people who do not have large areas to grow crops. The purpose of holding a hydroponic program is to make members of farmer groups independent in the economy. Research Methods: This study uses primary data qualitative research, the researcher observes the phenomena around it without any numerical measurements by analyzing in-depth case studies in the Central Siantan village. Results: The results of this research are hydroponics can improve household economy because it can become independent in the agricultural sector in food for daily consumption. The household economy is no longer dependent on high market prices, but we can even create household income.
SHARIAH CROWDFUNDING: CONCEPT AND EMPIRICAL STUDIES Ali Rama
Journal of Islamic Economy and Business (JIsEB) Vol. 2 No. 1 (2023): Journal of Islamic Economics and Business (JISEB)
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

Crowdfunding, atau urun dana, menjadi alternatif sumber pendanaan yang populer, terutama untuk ide kreatif dan proyek sosial. Keunggulan model ini terletak pada kemudahan penggalangan dana dengan kontribusi kecil tanpa standar kelayakan yang ketat. Platform digital memungkinkan akses ke berbagai komunitas tanpa batasan geografis. Kesuksesan crowdfunding di negara maju mendorong penerapannya di negara berkembang, dengan crowdfunding syariah menjadi segmen baru yang berkembang pesat. Meskipun belum mapan secara konsep, crowdfunding syariah memiliki potensi besar, terutama di negara seperti Indonesia, Malaysia, dan Singapura. Penelitian sebelumnya lebih fokus pada crowdfunding berbasis imbalan dan ekuitas, namun crowdfunding sosial dan syariah masih kurang dipahami. Penelitian ini bertujuan memberikan gambaran tentang sejarah dan mekanisme crowdfunding, integrasi keuangan syariah, dan perilaku crowd dalam konteks crowdfunding syariah.
Financing Risk Management: Maq??id Mukallaf Review of Islamic Banks’ Financing Analysis Yulia Yulia; S Purnamasari; Naili Rahmawati
Journal of Islamic Economy and Business (JIsEB) Vol. 2 No. 2 (2023): Journal of Islamic Economics and Business (JISEB)
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/s0rhhb35

Abstract

This study aims to examine if the financing analysis carried out by Islamic banks in an effort to avoid financing risks is in accordance with qa?du al-sh?ri' (the Lawgiver’s intent) and qa?du al-mukallaf (the obligee’s intent). The methods used in this study were comparative approach and conceptual approach. This study found that financing risk management aims to achieve the common good, namely avoiding the risk of non-performing financing that can harm various parties in accordance with the purpose. Based on this analysis, there is a conformity between the objectives and intention of the oblige (maq??d al-mukallaf) which are in accordance with sharia (maq??d shar?'). This can be accepted in terms of Maq??id al-shar?’ah (higher objectives of sharia) because the risk management performed and the objectives of the Islamic bank as the mukallaf (obligee) are consistent. This study recommends that Islamic banks should be stricter in conducting financing risk management to achieve the public interest.
INVESTMENT INTEREST IN KENDARI COMMUNITY Muhammad Afriansyah Hidayah; RR Tini Anggraeni
Journal of Islamic Economy and Business (JIsEB) Vol. 2 No. 2 (2023): Journal of Islamic Economics and Business (JISEB)
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/qzcfkf04

Abstract

Investment is one of the development tools needed by a country to improve people's welfare. This study aims to determine the effect of financial literacy, accountability, religiosity, returns, and digital platforms on investment interest (an empirical study of the people of Kendari). The population in this study is the general public of Kendari City. The sampling technique used is random sampling technique, the selected sample is 156 respondents. Data was taken using the questionnaire method. The data analysis method used was multiple regression analysis with the help of SPSS version 25 software. The results showed that the coefficient of determination test obtained an adjusted R value of 59.2% while the remaining 40.8% was influenced by other variables not included in this study. Based on the results of multiple linear regression tests, the most dominant variable affecting investment interest is digital platforms.
ANALISIS KEBERHASILAN PEMBERDAYAAN DANA ZAKAT PRODUKTIF PADA PROGRAM SEJUTA BERDAYA LAZ AL AZHAR MENGGUNAKAN METODE CIBEST (CENTER OF ISLAMIC BUSINESS AND ECONOMIC STUDIES): STUDI KASUS KSM PENGASINAN DEPOK Vini Dwi Seswita; Ady Cahyadi
Journal of Islamic Economy and Business (JIsEB) Vol. 2 No. 2 (2023): Journal of Islamic Economics and Business (JISEB)
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/mr8wmq95

Abstract

This research aims to measure the level of success in empowering mustahik using zakat funds in the One Million Berdaya Program at the Al Azhar Amil Zakat Institution. The success level of zakat empowerment is measured using the CIBEST (Center of Islamic Business and Economic Studies) method. The CIBEST method is a method used to measure the material and spiritual index values of households, in this case the mustahik who are beneficiaries of the One Million Berdaya Program based on the CIBEST Quadrant. The research results showed that the welfare index value of mustahik increased after receiving program benefits by 31.6%. Apart from an increase in the welfare index value, there was a decrease in the material poverty index value after receiving program benefits by 54.5%
PENGARUH INVESTASI, KONSUMSI RUMAH TANGGA DAN PENGELUARAN PEMERINTAH TERHADAP PERTUMBUHAN EKONOMI DI PROVINSI KALIMANTAN BARAT Anggatia Ariza
Journal of Islamic Economy and Business (JIsEB) Vol. 3 No. 1 (2024): Journal of Islamic Economics and Business (JISEB)
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/a9wxp130

Abstract

Each Country basically has a goal in economic development that is advanced in order to achieve the level of well-being of society and to create a better economic, social, political system in the future. Economic development strives to achieve high economic growth that ultimately enables the improvement of the living standards and welfare of all people. This research aims to find out; 1) the influence of investment on economic growth in West Kalimantan, 2) the influence of household consumption on economic growth in West Kalimantan, 3) the influence of government spending on economic growth in West Kalimantan, 4) the influence of investment, household consumption and simultaneous government spending on economic growth. The method used in this study is a descriptive method with a quantitative approach. The data collection technique used is an explanatory technique by explaining causation. The data analysis technique used in the data analysis technique used is the regression analysis of the data panel which is a combination of time series and cross section. The results of this study show that 1) Variable investment has a positive influence and a significant value of 0.010 on economic growth in West Kalimantan. 2) Household consumption variables have a positive effect and a significant value of 0.013 on economic growth. 3) Variable government spending has a positive effect and a significant value of 0.000 on economic growth. 4) Variable investment, household consumption and government spending have a significant impact on economic growth
Analysis of Interlocking Directorship, Diversification of Operations, Geographical Diversification, Bonus Compensation to Earning Management Hepi Prayudiawan; Shabrina Azzahra
Journal of Islamic Economy and Business (JIsEB) Vol. 3 No. 1 (2024): Journal of Islamic Economics and Business (JISEB)
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/gcq8vn82

Abstract

This study aims to analyze empirical evidence of the linkage of leadership positions, operational diversification, geographic spread, and bonus compensation in profit management. We analyzed manufacturing companies on the Indonesia Stock Exchange from 2014 to 2018. Purposive sampling method was used in this study. Discretionary accrual proxies are used on profit management variables. The study was analyzed by multiple linear regression. The study found that leadership linkages, operational diversification, and geographic diversification affect revenue management. The bonus has no effect on performance.

Page 3 of 4 | Total Record : 38

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