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All Journal Jurnal Ilmiah Ekonomi Islam International Journal of Law Reconstruction Transformatif Jurnal Ilmu Hukum Tambun Bungai El-Iqtishod: Jurnal Ekonomi Syariah Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat Formosa (JPMF) Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Heritage of Nusantara: International Journal of Religious Literature and Heritage Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis

Rahmad Kurniawan

IAIN Palangka Raya

Author-ID : 2449448

Religion Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Nursing Public Health Social Sciences Veterinary Other

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Articles

THE FRAUD OF BANKING REVIEW IN LEGAL PERSPECTIVE Novi Angga Safitri; Jefry Tarantang; Rahmad Kurniawan; Tri Anshari Muharrami
International Journal of Law Reconstruction Vol 6, No 1 (2022): International Journal of Law Reconstruction
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/ijlr.v6i1.20424

The fraud is one of the things that can be done by someone, from the mild to the most severe level of cheating. Fraud is one of the acts of fraud and fraud committed by certain groups in obtaining personal gain and of course having a fairly large level of loss. This research aims to explain the ideas and theories and characteristics of perpetrators of fraud, how to resolve the law that must be enforced in order to face judicial problems and risks for perpetrators and ways and strategies to overcome fraud that occurs within the scope of banking. This study used a method in literature and library research, namely analysis in the form of discussions related to legal ideas, theories and the occurrence of fraud in the banking law perspective so that conclusions can then be drawn in understanding the extent to which actions based on fraud perpetrators can harm themselves or loss to another person/party. Losses caused by fraud are very large losses and can be widespread in the scope of banking. In addition, the bank really avoids all forms of loss, one of which is reputation risk which greatly affects the quality of the bank because it can give a bad image and influence to the wider community due to cases of fraud or fraud. The fraud prevention strategy is in the form of a systematic form that exists in controlling fraud, in this case management is required to mobilize productivity and quality resources so that the strategy in controlling prevention can continue and provide useful effects in reducing fraud cases.

URGENSI BEKERJA DALAM ALQURAN Rahmad Kurniawan
Transformatif Vol 3, No 1 (2019): ISSUED IN APRIL 2019
Publisher : POSTGRADUATE OF PALANGKA RAYA STATE ISLAMIC INSTITUTION

This article examines the urgency of working based on the Qur'an, it is focused on Surah At-Taubah verse 105 and Surah Al-Jumuah verses 9-11. The method that used in this article is library method; meanwhile normative approach is the approach that used to interpret the Qur'an, specifically. Content analysis and hermeneutics is used to analyzed. The results indicate that the urgency of working in the Qur'an contained in Surah At-Taubah verse 105 concerning the importance of hardworking which will match good results and also emphasizing that the significance of the assessment of work from Allah, the judgment of Rasulullah, and the judgment of believers towards someone's (work) achievements. Furthermore, in Surah Al-Jumuah verses 9-1 declared that if all obligations to Allah have been fulfilled, then someone can back to economic activity or work. Regarding the command to work and worship, when a human works, do not forget worship because not only the world is preferred, but afterlife is prioritized too.

Penyuluhan Urgensi Tera Ukur/Sertifikasi Timbangan di Pasar Kahayan Kota Palangka Raya Rahmad Kurniawan; Jefry Tarantang; Wahyu Akbar; Ahmad Dakhoir; Novi Angga Safitri
PaKMas: Jurnal Pengabdian Kepada Masyarakat Vol 2 No 1 (2022): Mei 2022
Publisher : Yayasan Pendidikan Penelitian Pengabdian Algero

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54259/pakmas.v2i1.829

The target of this outreach activity is business actors in Kahayan Market who use weighing tools in their sales. The devotees carry out various efforts aimed at increasing protection for consumers and maintaining the quality of circulating goods and services that are good for the community or consumers. The devotees carry out various efforts aimed at increasing protection for consumers and maintaining the quality of circulating goods and services that are good for the community or consumers.

KAIDAH APPRAISAL JAMINAN PADA PERBANKAN SYARIAH Rahmad Kurniawan; Jefry Tarantang; Harfani
El-Iqtishod: Jurnal Ekonomi Syariah Vol 6 No 1 (2022): Jurnal Ekonomi Syariah EL-IQTISHOD
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Artikel ini bertujuan untuk membahas kaidah jaminan pada perbankan syariah. Jaminan atau anggunan adalah sebuah harta yang diserahkan kepada seseorang untuk pembayaran atau bukti kesanggupan terhadap kewajiban. Jaminan merupakan salah satu bagian dari penerapan prinsip kehati-hatian pada perbankan syariah, dengan adanya jaminan maka pihak bank percaya bahwa nasabah akan bersungguh-sungguh dalam menjalankan kewajibannya dalam sebuah transaksi. Dalam perbankan terdapat penilaian terhadap jaminan atau yang dikenal dengan istilah appraisal. Penilaian barang jaminan meliputi nilai pasar, nilai baru, nilai wajar, nilai asuransi, nilai likuiditas, dan nilai buku. Ketentuan barang yang bisa menjadi jaminan dalam perbankan adalah barang yang memiliki nilai atau harga, bukan barang yang menjadi sumber pendapatan calon kreditur, dan barang yang siap dilepas debitur dan diberikan kepada kreditur jika terjadi wanprestasi, selain itu jaminan juga harus memenuhi unsur MAST (Marketability, Ascertainably of value, Stability of value, Transferability, Secured

Literasi Pemanfaatan Aplikasi Keuangan Digital Bukukas Pada Umkm Di Kota Sampit, Kalimantan Tengah. Rahmad Kurniawan; Jefry Tarantang; Wahyu Akbar; Sofyan Hakim; Enriko Tedja Sukmana; Riza Hafizi
Jurnal Pengabdian Masyarakat Formosa Vol. 1 No. 1 (2022): April 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

In the current digital era, there are still many MSMEs that do manual recording, especially in Sampit City. The importance of digital financial literacy through bookkeeping applications for MSMEs can help them record their financial transactions and make it easier to recap the sales of products sold through the Cash Book application. The purpose of community service for MSMEs is to record financial transactions using the BukuKas application simply. The method used is service learning, starting from the preparation stage, dedication stage and reflection. As a result of this activity, MSME actors can use the BukuKas application, can operate transactions in BukuKas, and can find out the cost of goods sold, make financial records and make financial reports.

REGULASI DAN IMPLEMENTASI BIAYA ADMINISTRASI PADA PERBANKAN SYARIAH Rahmad Kurniawan; Wahyu Akbar; Novi Angga Safitri; Resha Theara
Jurnal Ilmu Hukum Tambun Bungai Vol 7 No 1 (2022): Jurnal Ilmu Hukum Tambun Bungai Palangka Raya
Publisher : Sekolah Tinggi Ilmu Hukum Tambun Bungai Palangka Raya

Artikel ini bertujuan untuk menganalis regulasi dan implmentasi biaya administrasi pada perbankan syariah. Masalah muncul karena biaya yang berkaitan dengan prosedur administrasi merupakan syarat untuk pelaksanaan pembiayaan. Dalam situasi ini, beberapa pihak yang diuntungkan dan beberapa pihak yang dirugikan. Artikel ini menggunakan Penulisan penelitian ini menggunakan metode normatif melalui literatur kajian pustaka (library research). Hasil penelitian menunjukkan bahwa biaya administrasi merupakan biaya yang timbul sehubungan dengan fungsi administrasi. Biaya administrasi termasuk yang terkait dengan penetapan kebijakan, perencanaan, administrasi, dan pengendalian di seluruh perusahaan. Agar biaya administrasi ini terhindar dari komponen riba yang dilarang oleh Islam, ada dua syarat yang perlu dipenuhi yaitu, Biaya administrasi harus berlandaskan pada perhitungan sebenarnya dari biaya yang digunakan untuk menyelesaikan suatu transaksi, termasuk biaya pemrosesan dokumen, biaya materai, gaji dan dana penyelidikan, serta dana untuk telekomunikasi. Dari segi regulasi, pemberlakuan biaya administrasi ke dalam akad pembiyaan di dalam bank syariah Indonesia telah memenuhi persyaratan dan memiliki kekuatan hukum. Di kemudian hari, pengenalan biaya administrasi ke dalam akad pembiayaan akan memiliki efek hukum pada pemangku kepentingan di sektor keuangan syariah Indonesia sebagai struktur hukum yang disepakati dan dilembagakan.

Pemberdayaan Zakat Untuk Usaha Produktif Sebagai Penopang Perekonomian Masyarakat Palangka Raya masa Pandemi Rahmad Kurniawan; Jefry Tarantang; Noorhana Sesar Sari
Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Vol. 1 No. 1 (2022): May 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

This article aims to understand the scope of zakat regarding its role as a source of state wealth. The writing of the paper is carried out using a literature study method sourced from library books, research journals, laws, and relevant article websites. Zakat as a source of state wealth is a method of managing assets belonging to Muslims which will be used for the benefit of the people in order to build a just and prosperous country's economy. Zakat is one of the instruments in macroeconomics that allows the economy to continue running at a minimum level. Zakat is property that must be issued by a Muslim or business entity to be given to those who are entitled to receive it in accordance with Islamic law. Basically zakat is shown to eliminate the gap between the rich and the poor, because the wealth in the world is solely a deposit from God to humans to be managed properly. For this reason, the potential of zakat as a support for the economy in Indonesia is one of the efforts to manage assets as well as possible by prioritizing the benefit of the people.

Developing Sharia Tourism in Fostering Regional Economic Growth (Study on Sharia Tourism at West Nusa Tenggara) Ibnu Elmi A.S Pelu; Rahmad Kurniawan; Wahyu Akbar
Heritage of Nusantara: International Journal of Religious Literature and Heritage Vol. 9 No. 1 (2020): HERITAGE OF NUSANTARA
Publisher : Center for Research and Development of Religious Literature and Heritage

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31291/hn.v9i1.562

The study investigated the development of sharia tourism to encourage the growth of potential tourist destination improve the regional economy as a sharia tourism destination, as well as legal policies in fostering sharia tourism in West Nusa Tenggara. The study employed qualitative research approach using concept of sharia tourism, the legal approach, and the sharia economic contextual approach. The findings revealed that: (1) from the road map view,Sharia tourism carried out by West Nusa Tenggara Provincial government was a continuation of sharia tourism by establishing 99 sharia tourism villages having local wisdom. In addition, developing sharia tourism was done by performing itself as a sharia tourist destination that did not ignore other tourism. It was also an avenur for a particular tourism choice in West Nusa Tenggara. The sharia tourism was considered successful in attracting foreign tourist destination, especially tourists from Muslim countries and some attractive Investment. The development of sharia tourism also tend to increase positively toward economic growth at West Nusa Tenggara. This can be seen from the data released by West Nusa Tenggara Tourism Department and Bank Indonesia, which showed economic growth of this region without mining sector in 2016 has reached 5.72% increase, in 2017 up to 7.10%, and in 2018, despite the earthquake, it continued to increase to 7.23% /year. (2) from the view of legal policies, West Nusa Tenggara already has strong legal legitimacy, so it can guarantee legal certainty in developing Sharia tourism destination. So hat, Sharia tourism destination in West Nusa Tenggara have clear policy directions in their ideas. It was strongly supported by policies, and implemented gradually.

MEKANISME PENCATATAN KONTRIBUSI PADA PT. ASURANSI ASKRIDA SYARIAH PALANGKA RAYA BERDASARKAN PSAK 108 Rahmad Kurniawan; Sri Ulfa
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 1 No. 2 (2021): Juli: Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaem.v1i2.218

This article aims to analyze the mechanism and adjust the recording of sharia insurance contribution funds with PSAK 108 at PT. Askrida Syairah Palangka Raya Insurance. Research Methods: This research is a field research using qualitative research methods with a descriptive approach, while the subject of this research is the Head of the Office of PT. Askrida Syariah Palangka Raya Insurance regarding the mechanism for recording sharia insurance contribution funds. Data collection techniques in this study used observation, interviews and documentation techniques. The data validation technique uses the credibility test (internal validity) with technical triangulation and dependability tests. Research Findings: The results of this study indicate that 1) the mechanism for recording contribution funds at PT. Askrida Syariah Palangka Raya Insurance in terms of determining the contribution value is influenced by the contribution rate, loan value and administrative costs. Then in terms of the distribution of contributions, Bank Syariah Indonesia gets 15% as Ujrah Bank and the remaining 60% goes into the participant's account as tabarru' funds and 40% goes to the manager's account as ujrah funds. 2) Recording of contribution funds at PT. Askrida Syariah Palangka Raya Insurance is not fully compliant with PSAK 108. Renewal of Research: PT. Askrida Syariah Palangka Raya Insurance in terms of contribution sharing is not only distributed to companies and managers but the Bank also gets a 15% share as the Bank's ujrah in managing contribution funds.

The Existence Of Bank Syariah Indonesia Post-Merger In Denpasar City Rahmad Kurniawan; Sofyan Hakim; Novi Angga Safitri
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8502

The Islamic Banking Revolution is a fairly basic change in a field of Islamic financial institutions that unites the 3 largest Islamic banks in Indonesia, namely Bank Mandiri Syariah, Bank BRI Syariah and Bank BNI Syariah which merge or merge into one called Bank Syariah Indonesia. This new breakthrough regarding the merger of state-owned banks is expected to be a breath of fresh air for all circles, especially non-Muslims to be more receptive to Islamic banking. It is certainly hoped that all Indonesian citizens regardless of their religion can accept Islamic banking as an economic system in Indonesia, especially in the city of Denpasar, which is an Islamic minority. The universal nature of Islamic banks for all people, it is necessary to expand to non-Muslim communities in order to maintain the sustainability and existence of Islamic banks.This research is a field research using qualitative research methods, while the subjects of this research are the internal parties of the Indonesian Islamic Bank in Denpasar City and the community/customers of BSI Denpasar City. Data collection techniques in this study used observation, interviews and documentation techniques. The data validation technique uses credibility test with source triangulation and dependability test.The results of this study indicate that 1) The existence of the Post-Meger Indonesian Islamic Bank in Denpasar City is still able to survive due to their strategy that covers several aspects by implementing the steps taken by Bank Syariah Indonesia in order to continue to exist and survive during the pandemic. Its existence is by implementing the Financing Relaxation program to Reduce Bad Credit Post Mergers during the pandemic, Actively sharing in Community Activities during the pandemic, Business Strategy of Bank Syariah Indonesia Post Mergers during the pandemic (both in terms of survival and marketing by targeting potential customers). 2). The public perception of Denpasar City about the existence of Bank Syariah Indonesia after the merger, both in terms of improving product quality and improving service quality, can be seen from the public perception about the merger of 3 Islamic banks (BSI) is quite good, the majority of Denpasar people already know about the merger of 3 Islamic banks. (BSI). They strongly support this merger because it makes it easier for them to deal with the bank concerned because there are more branches and the reach to the bank is getting closer, both for products and services.

Co-Authors Ahmad Dakhoir Akbar, Wahyu Enriko Tedja Sukmana Harfani Ibnu Elmi AS Pelu Jefry Tarantang Muhammad Riza Hafizi Noorhana Sesar Sari Novi Angga Safitri Resha Theara Sofyan Hakim Sri Ulfa Tri Anshari Muharrami

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