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Journal of Nusantara Economy
Published by PT. Islamic Research Publisher
ISSN : -     EISSN : 29858259     DOI : https://doi.org/10.66325/nusantaraeconomy
Core Subject :
Aim and Scope Aim: Journal of Nusantara Economy is an international peer-reviewed journal dedicated to advancing scholarly research on economic transformation, business innovation, economic governance, and Islamic economic development in the Asia-Pacific and European regions. The journal provides a platform for interdisciplinary studies that examine the interaction between economic systems, business practices, legal frameworks, and public policies in addressing contemporary global challenges. Scope: The journal publishes original research and review articles in the following areas: Economic Transformation, Sustainable Development, and Public Policy Business Innovation, Entrepreneurship, and Digital Economy Economic Law, Financial Regulation, and Governance International Trade, Investment, and Asia-Pacific–Europe Economic Relations Islamic Economics, Islamic Finance, and Halal Economy Sustainable Finance, Financial Technology (FinTech), and Inclusive Growth Comparative and Interdisciplinary Studies on Contemporary Economic Issues in Asia-Pacific and Europe The journal particularly welcomes empirical, comparative, and policy-oriented research that contributes to understanding economic, business, and regulatory developments within the Asia-Pacific and European contexts.
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Articles 40 Documents
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Implementation Of Mudharabah Financing On Baitul Maal According Majlis Ulama Indonesia Meta Riskia
Journal of Nusantara Economy Vol. 1 No. 1 (2022): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v1i1.17

Abstract

This study aims to answer a problem regarding how the implementation of mudharabah financing in Baitul Mal Hidayatullah, Bengkulu City, and how to review the DSN MUI fatwa No.07/DSN-MUI/IV/2000 concerning mudharabah financing for the implementation of mudharabah financing in Baitul Mal Hidayatullah, Bengkulu city. The method used in this research is field research, namely research conducted directly in the field to obtain the necessary data and research whose object is the symptoms or events that occur in a community group. Based on the study results, the losses resulting from the business carried out by the mudharib are entirely borne by the BMH and claim the mudharib as a poor person, so there is no need to return the capital that the mudharib has taken. Moreover, the mudharib is not charged with a fine by the BMH but is given a period (rappel) until the mudharib can agree to return the funds. So, the baitul mal hidayatullah itself has not optimally implemented DSN Fatwa No. 07/DSN-MUI/IV/2000 regarding mudharabah financing. Although the BMH bears all losses experienced by the mudharib, the BMH party does not provide 100% capital to the mudharib. penelitian ini bertujuan untuk menjawab suatu permasalahan mengenai bagaimana pelaksanaan pembiayaan mudharabah di baitul mal hidayatullah kota bengkulu serta bagaimana tinjauan fatwa DSN MUI No.07/DSN-MUI/IV/2000 tentang pembiayaan mudharabah terhadap pelaksanaan pembiayaan mudharabah di baitul mal hidayatullah kota Bengkulu. Metode yang digunakan dalam penelitian ini ialah field research yaitu penelitian yang dilakukan secara langsung di lapangan untuk memperoleh data yang diperlukan dan penelitian yang obyeknya mengenai gejala-gejala atau peristiwa yang terjadi pada suatu kelompok masyarakat. Berdasarkan hasil penelitian bahwasanya kerugian akibat dari usaha yang dilakukan oleh mudharib dibebankan  sepenuhnya oleh pihak BMH dan mengklaim si mudharib ini sebagai fakir miskin sehingga tidak perlu mengembalikan modal yang telah mudharib ambil. Dan pihak mudharib sendiri tidak dibebankan denda oleh pihak BMH akan tetapi diberikan jangka waktu (rapple) sampai pihak mudharib ini bisa menyetujui pengmbalian dana tersebut ataukah tidak. Sehingga bisa kita dikatakan, baitul mal hidayatullah ini sendiri belum secara optimal dalam melaksanakan Fatwa DSN No. 07/DSN-MUI/IV/2000 tentang pembiayaan mudharabah. Meskipun, pihak BMH menanggung segala bentuk kerugian yang dialami oleh mudharib akan tetapi pihak dari BMH tidak memberikan modal 100% kepada pihak mudharib.
Practice Services Between Sale and Purchase of Coffee Syari'ah Economic Perspective Siti Afifah Nurullah
Journal of Nusantara Economy Vol. 1 No. 1 (2022): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v1i1.22

Abstract

The purpose of this study is to find out how the practice of intermediary services for selling and buying coffee in Tanjung Aur Village, Maje District, Kaur Regency, and to find out how the Sharia Economic Law review is for the practice of intermediary services for buying and selling coffee in Tanjung Aur Village, Maje District, Kaur Regency. The type of research to be carried out is qualitative research. Informants were determined by purposive sampling technique. The informants in this study were coffee farmers and buying and selling intermediaries. The number of informants is 14 people. The study's results revealed that: (1) coffee intermediary services in Tanjung Aur Village were carried out between coffee farmers and buying and selling intermediaries. Farmers give power to intermediaries to sell the coffee they get to wholesalers or large buyers of agricultural products. After the coffee is sold, the farmer will receive the proceeds from the sale given by the intermediary. (2) Review of Sharia Economic Law on buying and selling coffee intermediary services in Tanjung Aur Village is illegal. As emphasized in Al-Qur'an As-Syu'ara verse 183, which means do not harm humans in their rights and do not run rampant on earth by causing damage, and following the rules of fiqh, namely harm should be eliminated. So an act that can cause harm or loss between one party and another is not permissible.   Tujuan dari penelitian ini yaitu untuk mengetahui bagaimana praktik jasa perantara jual beli kopi di Desa Tanjung Aur Kecamatan Maje Kabupaten Kaur dan untuk mengetahui bagaimana tinjauan Hukum Ekonomi Syariah terhadap praktik jasa perantara jual beli kopi di Desa Tanjung Aur Kecamatan Maje Kabupaten Kaur. Jenis penelitian yang akan dilakukan yaitu penelitian lapangan (field research) dengan menggunakan penelitian kualitatif. Informan ditentukan dengan teknik purposive sampling. Yang menjadi informan dalam penelitian ini adalah petani kopi dan perantara jual beli. Jumlah informan yaitu 14 orang. Hasil penelitian mengungkapkan bahwa: (1) Praktik jasa perantara jual beli kopi di Desa Tanjung Aur dilakukan antara petani kopi dan perantara jual beli. Petani memberikan kuasa kepada perantara untuk menjualkan hasil kopi yang mereka peroleh kepada pedagang besar atau pembeli hasil pertanian berjumlah besar. Setelah kopi terjual baru kemudian petani akan menerima hasil penjualan yang diberikan perantara. (2) Tinjauan Hukum Ekonomi Syariah terhadap praktik jasa perantara jual beli kopi di Desa Tanjung Aur hukumnya Haram atau tidak diperbolehkan. Sebagaimana yang ditegaskan dalam Al-Qur’an As-Syu’ara ayat 183 yang artinya Dan janganlah kamu merugikan manusia pada hak-haknya dan janganlah kamu merajalela di muka bumi dengan membuat kerusakan, dan sesuai dengan kaidah fiqih yaitu kemudharatan hendaklah dihilangkan. Sehingga suatu perbuatan yang dapat mendatangkan kemudharatan atau kerugian antara satu pihak dengan yang lain tidak diperbolehkan.
Buying and Selling Used Clothing: An Islamic Economy Law Perspective Wahyu Ziaulhaq
Journal of Nusantara Economy Vol. 1 No. 1 (2022): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v1i1.23

Abstract

This study aims to describe the buying and selling of used clothing from the perspective of Islamic Economy Law. This type of research is qualitative and normative legal research, namely what we know as library law research, namely legal articles that are carried out by research based on materials sourced from libraries. Sources of data used by the author in this article include primary legal materials, namely applicable laws and regulations that provide descriptions of primary legal materials in the form of interpretations, available books, journals, documents, and other references related to this article. The results of writing this article are as follows: First, buying and selling used clothes can be done if the clothes do not cause negative effects (mudharat) on the buyer's body. Second, buying and selling used clothes can be done if the terms and conditions of buying and selling must be fulfilled. Third, the practice of khiyar (choosing); in this case, if the seller gets a defect at the time of sale and purchase or before the delivery occurs, he is entitled to khiyar, but if in the transaction, both parties know and are mutually willing, then there is no need for khiyar.   Penelitian ini bertujuan untuk mendeskripsikan jual beli pakaian bekas dalam perspektif Hukum Ekonomi Islam. Jenis penelitian ini adalah penelitian kualitatif dan penelitian hukum normative; yang kita kenal dengan penelitian hukum kepustakaan,. Sumber data yang digunakan penulis dalam artikel ini meliputi bahan hukum primer yaitu peraturan perundang-undangan yang berlaku yang memberikan gambaran bahan hukum primer berupa tafsir, buku umum, jurnal, dokumen dan referensi lain yang berkaitan dengan artikel ini. Dari hasil penulisan artikel ini yaitu: Pertama, jual beli pakaian bekas dapat dilakukan apabila pakaian tersebut tidak menimbulkan efek negatif (mudharat) bagi tubuh pembeli. Kedua, jual beli pakaian bekas dapat dilakukan jika syarat dan ketentuan jual beli harus dipenuhi. Ketiga, adanya hak khiyar (memilih), dalam hal ini jika penjual mendapat cacat pada saat jual beli atau sesudahnya, sebelum terjadi penyerahan, ia berhak atas khiyar, tetapi jika dalam transaksi kedua belah pihak mengetahui dan saling rela, maka tidak perlu adanya khiyar.
Relevance Of Al Mawardi's Reflection In The Development Of Islamic Economic Activities Dwi Astuti Wahyu Nurhayati; Novi Tri Oktavia
Journal of Nusantara Economy Vol. 1 No. 1 (2022): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v1i1.24

Abstract

This paper discusses the development of Islamic economics by al-Mawardi. Abu al-Hasan Ali bin Muhammad bin Habib al-Mawardi al-Basri, commonly known as al-Mawardi, is one of the leading Islamic economic thinkers, born in Basrah, Iraq, in 364 Hijriyah (974 AD). This research is historical research that considers past events based on a survey of materials that contain information about the past, and the research method used by researchers is library research. Sources of data obtained by researchers are from the book of al-Ahkãm al-Sulthãniyyah and books and journals, and other materials related to al-Mawardi's Islamic economic thought. This study's results indicate that one of al-Mawardi's most representative scientific works reflects his thoughts on Islamic Economics. The subject matter that is carried out by al-Mawardi in this work is the problem of state finances, especially the problem of sources of state revenue and spending. Al-Mawardi's economic thinking, namely: (1) State and Economic Activity, (2) Land Tax Regulations, and (3) Bayt al-Mãl. Al-Mawardi argues that the state has a duty that must be carried out to provide the welfare of all people by carrying out economic development to meet the needs of every citizen, so it cannot be denied that the state requires a source of funding or a revenue budget to carry out its obligations. al-Mawardi provides a perspective regarding several alternatives that can be used as state revenue, including zakat, ghanìmah, kharãj, jizyah, and ùsyùr. al-Mawardi said that if the sources of state revenue are still insufficient to meet the needs of the state revenue budget or there is a budget deficit; then the state is permitted to issue policies in the form of new taxes or make public loans.   Tulisan ini membahas tentang pengembangan ekonomi islam oleh al-Mawardi. Abu al-Hasan Ali bin Muhammad bin Habib al-Mawardi al-Basri atau biasa dikenal dengan al-Mawardi adalah salah satu tokoh pemikir ekonomi Islam, kelahiran Basrah, Irak tahun 364 Hijriyah (974 Masehi). Penelitian ini merupakan penelitian historis yang mempertimbangkan peristiwa masa lalu berdasarkan survei terhadap bahan-bahan yang mengandung informasi tentang masa lalu, dan metode penelitian yang digunakan peneliti adalah penelitian kepustakaan. Sumber data yang diperoleh peneliti adalah dari kitab al-Ahkãm al-Sulthãniyyah dan buku dan jurnal serta bahan lain yang berhubungan dengan pemikiran  ekonomi islam  al-Mawardi. Hasil penelitian ini menunjukkan bahwa terdapat salah satu karya ilmiah al-Mawardi paling representatif mencerminkan tentang pemikirannya terhadap Ekonomi Islam. Pokok bahasan yang diusung oleh al-Mawardi dalam karya tersebut adalah masalah keuangan negara terutama masalah sumber pendapatan dan belanja negara. Pemikiran ekonomi al-Mawardi yaitu: (1) Negara dan Aktivitas Ekonomi, (2) Regulasi Pajak Tanah, dan (3) Bayt al-Mãl. Al-Mawardi berpendapat bahwa negara mempunyai tugas yang harus dilaksanakan untuk memberikan kesejahteraan hidup seluruh rakyat dengan melakukan pembangunan ekonomi guna memenuhi kebutuhan setiap warga negaranya, maka tidak dapat dipungkiri bahwa negara memerlukan sumber pendanaan atau anggaran biaya pendapatan dalam melaksanakan kewajibaannya tersebut. al-Mawardi memberikan perspektif terkait beberapa alternatif yang dapat dijadikan sebagai pendapatan negara diantaranya zakat, ghanìmah, kharãj, jizyah, dan ùsyùr. al-Mawardi menyebutkan seandainya sumber-sumber pendapatan negara tersebut masih belum cukup mampu untuk memenuhi kebutuhan anggaran pendapatan biaya negara atau terjadi defisit anggaran, maka negara diperkenankan untuk mengerluarkan kebijakan berupa pajak baru atau melakukan pinjaman publik.
Boarding House Rent Refunds During Covid 19 Based On Sharia Economic Law Robi Musthofa Al Ghazali
Journal of Nusantara Economy Vol. 1 No. 1 (2022): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v1i1.25

Abstract

This research discusses the issue of returning boarding fees for tenants who do not stay at their boarding houses during the Covid 19 pandemic. Apart from that, this research also discusses the review of Islamic Economic Law. This research is field research. Respondents to this study were village heads, boarding house owners and tenants. The collection techniques used were observation, documentation, and interviews. The findings of this study are that the boarding house owner provides compensation for the cost of renting a boarding house during the Covid-19 pandemic. According to Sharia Economic Law, the return of this rental fee is appropriate and fulfils several conditions and pillars of the rental contract. However, tenants were disappointed during the Covid 19 pandemic because the rent payments were the same as before the pandemic; the tenants' obligations continued to be carried out to pay the rent in full. The benefit rights obtained are not proportional to the payment in full. So, the practice of returning boarding house rent during a pandemic, according to Islamic economic law, is permissible as long as both parties are willing and do not harm both parties.   penelitian ini membahas persoalan pengembalian uang kos bagi penyewa yang tidak menepati kosannya pada masa pandemi covid 19, selain itu, penelitian ini juga membahas bagaimana Tinjauan Hukum Ekonomi Syariahnya. Penelitian ini adalah penelitian lapangan. Responden penelitian ini adalah kepala desa, pemilik Kosan dan Penyewa Kosan. Teknik pengumpulan yang digunakan adalah observasi, dokumentasi, dan interview. Temuan penelitian ini adalah pemilik kos memberikan despensasi terhadap biaya sewa kos selama masa pandemi covid 19. Menurut Hukum Ekonomi Syariah, pengembalian uang sewa ini sudah tepat dan memenuhi beberapa syarat dan rukun akad sewa menyewa. Namun, pada masa pandemi covid 19 di temukannya unsur kekecewaan oleh penyewa kerena pembayaran sewa sama dengan sebelum pandemi, kewajiban penyewa terus djalankan untuk membayar uang sewa kos secara penuh. hak manfaat di peroleh tidak sebanding dengan pembayaran secara penuh. Jadi, Praktik Pengembalian Uang Sewa Kos- kosa di Masa Pandemi Menurut Hukum Ekonomi Syariah di Perbolehkan selama kedua belah pihak rela dan tidak merugikan kedua belah pihak.
Fif's Strategy for Dealing with Problematic Financing in the Post-Pandemic Period Risqika Yunafiroh; Novi Tri Oktavia
Journal of Nusantara Economy Vol. 2 No. 1 (2023): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v2i1.51

Abstract

Research This motivated by weakness economy public consequence from impact of Covid-19 that occurred for 2 (two) years so that at risk of occurring financing problem at the institution Finance FIF Tulungagung . Objective he did study This For describes the strategy used by FIF Tulungagung in face financing problem post happening the covid-19 pandemic . The method used by researchers in do study This is approach qualitative with type studies case , where researcher in a manner empirical look for knowledge with investigate phenomenon in context life real with use proof multisource accompanied settlement model data collection financing problem through sources from articles , papers , books , internet sites , results study associated , and sources written other related _ with settlement financing problem at FIF Tulungagung . Research results found _ on- site researcher show that FIF Tulungagung in face financing problem using the reminder strategy via network communication phone to creditors who are experiencing financing problem . If after a creditor reminder process is carried out No give response whatever to FIF Tulungagung _ so billing process is carried out . If deep 30 days time more creditor still No pay the bill is credit status congested raised from billing to remedies. FIF Tulungagung do execution guarantee fiduciary If creditor ignore letter subpoena given by FIF Tulungagung officers at the time visit to House creditor .
Integrating Benevolence in the Islamic Digital Canvas Marketing Model for Promoting Sharia-Compliant P2P Lending Platforms: A Comprehensive Approach Romi Setiawan
Journal of Nusantara Economy Vol. 2 No. 1 (2023): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v2i1.67

Abstract

The purpose of this study is to introduce the Islamic Digital Marketing Canvas Model to market Sharia-compliant Peer-to-Peer (P2P) lending platforms. This model attributes to the digital channels and platforms to strategically engage the Islamic finance audience by incorporating the sharia principles. There are five key components introduced which are value proposition, goals and objectives, content strategy, channels, measurement, and optimization. This model offers a structured approach for designing, implementing, and evaluating marketing strategies within the context of P2P lending platforms. The study employs a qualitative research method supplemented by a literature review approach. Drawing upon modern digital marketing practices and principles of Islamic finance, this study introduces benevolence (ihsan) as a novel element within the Islamic Digital Marketing Canvas model, offering a comprehensive and flexible framework for enhancing sharia awareness, engagement, and growth in Sharia-compliant P2P lending platforms. This study contributes to the evolving field of Islamic fintech marketing by presenting a strategic approach that aligns digital marketing tactics with Sharia values and financial innovation.
Hadits Scientific: The Wage Integration Paradigm In Sharia Economic Concept Elman Johari
Journal of Nusantara Economy Vol. 2 No. 1 (2023): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v2i1.82

Abstract

This study aims to discuss the understanding of scientific hadits including about wages. Research method using descriptive qualitative research method with Content analysis approach which data sources are taken from books, books and scientific  writings from research journals both as primary and secondary sources. The discussion of this research includes hadith about  wages, as well as Islamic economic views on wages. This study concludes that wages  as a basis for synchronized payment of wages are permissible although not mandatory. Because basically the time of payment of wages in Islam there is no provision whether it is moved or terminated until the work is completed. In addition, providing encouragement to help each other so that workers can receive their salaries first before carrying out their work obligations. An important finding in this research is that expediting wage payments is permissible although not mandatory. The context of the hadith means a recommendation, not an obligation. Because basically, in Islam, there is no provision regarding the time for payment of wages, whether it be hastened or terminated until the work is finished.
Integrated Marketing in Subway Fast Food Restaurant Franchises Nabila Rizki Amalia; Latif Syaipudin
Journal of Nusantara Economy Vol. 2 No. 2 (2023): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v2i2.86

Abstract

Franchising is a business carried out by at least two parties, with a predetermined cooperation agreement. Businesses with this franchise concept are assessed in terms of their impact, which can provide positive or negative benefits. As implemented at the Subway fast food restaurant. However, this is a risk in joint business activities. The negative impact is when one of the parties defaults, but the positive impact is that all burdens and responsibilities can be carried by both parties who carry out the agreement. In marketing efforts in this business concept, it is then important to implement integrated marketing communication efforts or integrated marketing is one of the important factors in a business activity. The basic marketing patterns that can be used are advertising, social media and direct marketing. These three become the basic framework that can be used in integrated marketing communication.
The Significance of Compliance Functions in Ensuring the Continuity of Sharia Insurance Companies Deny Susanto
Journal of Nusantara Economy Vol. 2 No. 2 (2023): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v2i2.87

Abstract

This paper examines the crucial importance of compliance duties in safeguarding the viability of Sharia insurance companies. Sharia insurance possesses distinct attributes that necessitate strict compliance with the tenets of Islamic law. Compliance is an essential factor in ensuring that Sharia insurance businesses adhere to the ethical norms and sharia principles that form the basis of their operations. The talk commenced by examining the legal framework governing Sharia insurance and identifying crucial elements necessitating adherence. The focus was on the principles of transparency, justice, and the prohibition of interest in Sharia insurance policies. Compliance functions serve as a mechanism to guarantee that organizations adhere to relevant legislation and standards, thereby reducing the likelihood of violations and safeguarding the interests of law enforcement and other stakeholders. This article examines the favorable influence of compliance functions on corporate reputation, market competitiveness, and consumer confidence. The viability of Sharia insurance firms is contingent upon their ethical conduct and adherence to Sharia rules in their operations. Compliance serves as both an internal monitoring mechanism and a strategic ally in fostering long-term sustainability. Based on an examination of existing literature, case studies, and thorough research, this essay asserts that ensuring compliance and functional integrity is crucial for establishing a strong basis for Sharia insurance firms. Hence, a comprehensive comprehension of Sharia law, rules, and optimal methodologies within the realm of Sharia insurance becomes imperative for professionals, governing bodies, and scholars involved in this domain. Efficient execution of the compliance function will bolster long-term expansion, durability, and public trust in the Shariah insurance sector.

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