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Wahyu Abdul Jafar
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Journal of Nusantara Economy
Published by PT. Islamic Research Publisher
ISSN : -     EISSN : 29858259     DOI : https://doi.org/10.66325/nusantaraeconomy
Core Subject :
Aim and Scope Aim: Journal of Nusantara Economy is an international peer-reviewed journal dedicated to advancing scholarly research on economic transformation, business innovation, economic governance, and Islamic economic development in the Asia-Pacific and European regions. The journal provides a platform for interdisciplinary studies that examine the interaction between economic systems, business practices, legal frameworks, and public policies in addressing contemporary global challenges. Scope: The journal publishes original research and review articles in the following areas: Economic Transformation, Sustainable Development, and Public Policy Business Innovation, Entrepreneurship, and Digital Economy Economic Law, Financial Regulation, and Governance International Trade, Investment, and Asia-Pacific–Europe Economic Relations Islamic Economics, Islamic Finance, and Halal Economy Sustainable Finance, Financial Technology (FinTech), and Inclusive Growth Comparative and Interdisciplinary Studies on Contemporary Economic Issues in Asia-Pacific and Europe The journal particularly welcomes empirical, comparative, and policy-oriented research that contributes to understanding economic, business, and regulatory developments within the Asia-Pacific and European contexts.
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Articles 40 Documents
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Al-Ghazali's Views On The Economy And Development Of The Ummah Nurlinda
Journal of Nusantara Economy Vol. 2 No. 1 (2023): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v2i1.88

Abstract

This study examines the thoughts of Al-Ghazali who is one of the great thinkers in Islamic economics. Because according to him economic development as part of the tasks of social obligations set by God. In his works Al-Ghazali emphasized justice, peace and stability as the foundation of economic availability in the fields of production, consumption and distribution. For that, the role of the state is very important to maintain it all. Penelitian This study describes the thoughts of Imam Al-Ghazali in the field of economics which is used as the principle and basic benchmark of Islamic economics. This study aims to find out how the biography of Al-Ghazali, the works of Al-Ghazali, pandangan Al-Ghazali views on the economy and development of the Ummah. In this study, researchers use normative legal research that we know as research law literature that is legal articles conducted by researching based on materials sourced from the library. Sources of data obtained are taken from books, journals, and sumber-sumber other sources on the issues yang discussed , namely about Al-Ghazali's views on the economy and development of the Ummah. The results showed that economic activities must be in accordance with Islamic law for the benefit. In addition, in the book Ihya Ulumuddin there are several konsep economic concepts yang offered by Al-Ghazali, among others; the concept kesejahteraan of social welfare (maslahah), Pertukaran voluntary exchange and the evolution of the market, Etika Market Ethics, Aktivitas production activities, Barter and the evolution of money, the role of the state and Keuangan Public Finance
Implementation Of The Wakalah Wal Murabahah Agreement In PT. Future Package Financing Ahmad Day Robi; Yenni Samri Juliati Nasution; Nursantri Yanti
Journal of Nusantara Economy Vol. 2 No. 2 (2023): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v2i2.89

Abstract

In general, Future Package Financing (PMD) is a product from BTPN Syariah which is given to underprivileged women in rural areas who can be used for business development. PMD uses a wakalah wal murabahah contract. This research aims to find out about the implementation of the wakalah wal murabahah agreement in PT Future Package (PMD) financing products. BTPN Syariah KCP Panyabungan. The research approach used in this research is descriptive qualitative with data collection methods, namely using observation, interviews and documentation studies. The results of the research concluded that the implementation of the wakalah wal murabahah agreement in PT Future Package (PMD) financing. BTPN Syariah KCP Panyabungan uses DSN-MUI Fatwa No. 4 of 2000 concerning Murabahah, as a legal basis, there is a discrepancy, because the murabahah contract is executed before the wakalah contract. And the object of the contract is only in the form of money, the bank only offers a limit for money loans, not buying and selling (murabahah), the profit sharing margin is 30% which is taken not from profits from buying and selling goods (murabahah) so it is the same as borrowing money at conventional banks.
Protection For Business Actors Due To Unilateral Cancellation From Consumers In The Pre-Order Method Of Buying And Selling Online (A Study In Islamic Law) Rahmadi Indra Tektona
Journal of Nusantara Economy Vol. 2 No. 2 (2023): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v2i2.90

Abstract

The principle adopted in buying and selling online is an attitude of trust. After mutual trust, there will be an agreement between the seller and the buyer, then both parties exchange information to follow up on the sale and purchase transaction. Islam has clear rules regarding buying and selling transactions as a basis for business transactions for Muslims The existence of a pre-order trading system or ordering goods before the goods are available has become a significant trend in online commerce today. In the context of pre-orders, business actors risk unilateral cancellation from consumers after they order goods. This can be detrimental to business actors, especially if they have ordered or produced goods based on the number of orders. Islamic law emphasizes the concept of justice in all aspects of life, including in business transactions. Therefore, protection for business actors must also reflect fairness for both parties. From the background above, the author takes the formulation of the problem of how to protect business actors due to unilateral cancellation from consumers in the pre-order method of buying and selling online (a study in Islamic law).
Implementation of Profit and Loss Sharing in Rubber Plantation Parcels from the Perspective of Sharia Economic Law Adam Hafidz Al Fajar; Willy Maulana; Bima Fandi Asy’arie
Journal of Nusantara Economy Vol. 3 No. 1 (2024): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v3i1.92

Abstract

This research aims to describe the practice of a rubber plantation sharing agreement between a rubber plantation owner and a cultivator in Mekar Jaya Village, Banjar Margo Sub-district, Tulang Bawang Regency. This agreement is oral and, unfortunately, does not always go as expected, facing some significant problems. Cultivators proved to be irresponsible in their work, sometimes working and sometimes not. The imbalance of this agreement is detrimental to the owner of the rubber plantation, violating the principles of the Musaqah contract, which should include timely labour. The formulation of the research problem includes aspects of the practice of profit and loss sharing in rubber plantation parcels in Mekar Jaya Village, as well as the perspective of sharia economic law regarding this agreement between cultivators and plantation owners. This research aims to understand the practice of profit and loss sharing in rubber plantation parcels in Mekar Jaya Village and analyse it from the perspective of sharia economic law. The research method used is qualitative with the type of field research that is descriptive analysis. The results show that the practice of rubber profit-sharing agreements in Mekar Jaya Village is in accordance with the pillars and conditions of Musaqah in Islam, but not entirely in accordance. The clear agreement and fulfilment of the pillars and conditions of Musaqah make the agreement valid according to Islamic law. However, some discrepancies with the principles of Musaqah caused some of the parties to not fulfil the terms and conditions of Musaqah.
Implementation of Profit and Loss Sharing in Rubber Plantation Parcels from the Perspective of Sharia Economic Law Adam Hafidz Al Fajar
Journal of Nusantara Economy Vol. 2 No. 2 (2023): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v2i2.93

Abstract

This research aims to describe the practice of a rubber plantation sharing agreement between a rubber plantation owner and a cultivator in Mekar Jaya Village, Banjar Margo Sub-district, Tulang Bawang Regency. This agreement is oral and, unfortunately, does not always go as expected, facing some significant problems. Cultivators proved to be irresponsible in their work, sometimes working and sometimes not. The imbalance of this agreement is detrimental to the owner of the rubber plantation, violating the principles of the Musaqah contract, which should include timely labour. The formulation of the research problem includes aspects of the practice of profit and loss sharing in rubber plantation parcels in Mekar Jaya Village, as well as the perspective of sharia economic law regarding this agreement between cultivators and plantation owners. This research aims to understand the practice of profit and loss sharing in rubber plantation parcels in Mekar Jaya Village and analyse it from the perspective of sharia economic law. The research method used is qualitative with the type of field research that is descriptive analysis. The results show that the practice of rubber profit-sharing agreements in Mekar Jaya Village is in accordance with the pillars and conditions of Musaqah in Islam, but not entirely in accordance. The clear agreement and fulfilment of the pillars and conditions of Musaqah make the agreement valid according to Islamic law. However, some discrepancies with the principles of Musaqah caused some of the parties to not fulfil the terms and conditions of Musaqah.
Promotion Strategies for BMT to Enhance Competitive Advantage: A SWOT Analysis Abdullah Ahadish Shamad Muis
Journal of Nusantara Economy Vol. 2 No. 1 (2023): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v2i1.94

Abstract

This article delves into the realm of promotion strategies for Baitul Maal wat Tamwil (BMT) aiming to enhance their competitive advantage. To achieve this goal, the study employs a SWOT analysis, evaluating the organization's Strengths, Weaknesses, Opportunities, and Threats. This research focuses on BMT Kedinding Surabaya, collecting data from both internal and external sources. The findings of this study reveal that BMT Kedinding Surabaya has implemented five promotional mix elements. By identifying internal and external factors, this research provides insights into crafting effective promotion strategies tailored to the unique characteristics and challenges faced by BMT. As a result, we recommend that BMT Kedinding Surabaya pursue an aggressive promotion strategy, as they have greater opportunities and strengths, with the hope of maximizing the existing opportunities to enhance their competitive edge. Ultimately, the research provides valuable guidance for BMT’s seeking to prosper in the increasingly competitive financial landscape while adhering to Islamic principles.
M. Umer Chapra's Islamic Economic Thought in the Context of Contemporary Era Ririn Anjani Rangkuti
Journal of Nusantara Economy Vol. 3 No. 2 (2024): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v3i2.95

Abstract

Islamic economic thought continues to play an important role in formulating solutions to global economic challenges. This article specifically explores the thinking of M. Umer Chapra, a prominent Islamic economic scholar, and analyzes its relevance in dealing with contemporary economic complexities. The discussion begins by providing a background on the importance of Islamic economic thought, followed by a research objective that details the actuality of M. Umer Chapra's thought in addressing current global economic problems. The article highlights the basic concepts of Islamic economics, especially the principles of wealth distribution and economic justice, focusing on Chapra's holistic approach. M. Umer Chapra's biography and his contributions to the development of Islamic economics are analyzed in depth to provide contextual understanding. Through comparison with other economic thought, both Western and traditional, the article explores the similarities and differences in economic views, providing a comprehensive picture of M. Umer Chapra's distinctive contributions. The implementation of Chapra's thoughts in economic practice is demonstrated through case studies, while challenges and opportunities in applying Islamic economic concepts are presented in detail.
A Fiqh View of the Musyarakah Agreement and its Implementation in Islamic Banking Fairuz Azzahra Irsyad; Yenni Samri Juliati Nasution
Journal of Nusantara Economy Vol. 3 No. 2 (2024): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v3i2.97

Abstract

One form of channeling funds to sharia banks is musyarakah financing, which is the most typical and attractive of sharia financing. Because this financing agreement emphasizes cooperation and fairness in carrying out joint efforts. The aim of this research is to find out how fiqh views musyarakah contracts and their implementation in sharia banking. The research method that researchers use is the literature study research method for elaboration which involves reviewing reference books, literature, encyclopedias and reports that are relevant to the issue being discussed. The results of this research show that there are several differences in the fiqh views regarding musyarakah contracts with those practiced in sharia banking, which are in the aspects of guarantees, fines (collectability), and percentage distribution of profit sharing. With this difference, it is necessary to have an in-depth understanding of musyarakah contracts from the perspective of fiqh and its practice in sharia banking.
The Concept of Dinar and Dirham Currency in Perspective Ibrahim Umar Vadillo Fairuz Azzahra Irsyad; Muhammad Arif
Journal of Nusantara Economy Vol. 3 No. 1 (2024): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v3i1.98

Abstract

Since the early Islamic era, gold and silver, known as dinars and dirhams, have been used as a means of transactions in international trade. The application of the dinar and dirham actually functions as a strategy to deal with the dominance of the US dollar and euro, with the aim of reducing dependence on Islamic countries, including Indonesia. This concept also has the potential to be applied in efforts to limit usury practices, speculation and uncertainty. In this article, the author applies literature study research methods to outline various crucial aspects related to efforts to introduce dinars and dirhams as legal means of payment in Indonesia. Nazir explained that literature study is a data collection technique that involves reviewing books, literature, notes and reports that are relevant to the issue being discussed.
Embedding Maqasid Shariah in Modern Business Strategy: A Pathway to Ethical Sustainability Adam Hafidz Al Fajar; Ryan Reynolds
Journal of Nusantara Economy Vol. 3 No. 2 (2024): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v3i2.118

Abstract

This research aims to explore the application of Maqasid Shariah principles in modern business, which includes the protection of religion, life, intellect, progeny, and wealth, as an ethical framework to align economic goals with social responsibility. This research uses a qualitative method with a literature study approach, analysing related literature to gain in-depth insights. The research steps include data reduction, data presentation, and conclusion drawing. Data reduction was conducted by selecting relevant literature based on quality and relevance, while data presentation was carried out through matrices and diagrams to identify the relationship between Maqasid Shariah principles and modern business elements, such as ethical decision-making and sustainability. The results show that the implementation of Maqasid Shariah principles can increase consumer trust, promote business sustainability, and attract investors through an ethical approach. Businesses that integrate these values tend to be more inclusive and socially responsible. However, the research also found significant challenges, including limited understanding of Maqasid Shariah, commercial pressures, and regulatory barriers. Proposed solutions include education, cross-sector collaboration, and policy harmonisation. Academically, this study contributes to the growing discourse on Islamic business ethics by developing a conceptual linkage between Maqasid Shariah and contemporary sustainability paradigms, particularly Environmental, Social, and Governance (ESG) principles and stakeholder-oriented business models. It also extends the application of Maqasid Shariah beyond its traditional legal and theological domains into the field of modern business management, providing a comprehensive framework for integrating ethical, social, and economic objectives. With these findings, this research contributes to the advancement of both theory and practice in modern business by offering an ethically grounded and sustainability-oriented business framework.

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