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INDONESIA
Jurnal Keuangan dan Perbankan
ISSN : -     EISSN : -     DOI : -
Core Subject : Economy,
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Articles 784 Documents
DETERMINANTS OF ECONOMIC EXPOSURE: AN EMPIRICAL EVIDENCE FROM THE MISCELLANEOUS COMPANIES IN INDONESIA M. Shabri Abd. Majid; Zaida Rizqi Zainul; A. Sakir
Jurnal Keuangan dan Perbankan Vol 19, No 3 (2015): September 2015
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (103.617 KB) | DOI: 10.26905/jkdp.v19i3.48

Abstract

This research empirically measures the economic exposure of 11 selected miscellaneous companies in Indonesia. It also attempts to empirically explore the influence of firm size, export, liquidity, and leverage on the economic exposure of those companies. Annual data from 2007 to 2010, which was collected from thewww.idx.co.id andwww.bi.go.id were used and analyzed by the multiple linear regression to measure the economic exposure and examine the influences of the firm size, export, liquidity, and leverage on the economic exposure. Both partial (t-test) and simultaneous (F-test) hypotheses were constructed and tested using the software of SPSS for Windows. The research documented that, with the exception of the liquidity, which has a negative and significant effect partially on the economic exposure, all other variables, i.e., the firm size, export, and leverage were found to have insignificant effects. Meanwhile, based on the F-test, the research found that the firm size, export, liquidity, and leverage affected simultaneously and significantly the economic exposure of the companies. These findings imply that in order to manage their economic exposure, the companies should control these variables, especially the liquidity.
DAMPAK ELECTRONIC BANKING TERHADAP KINERJA PERBANKAN INDONESIA Farah Margaretha
Jurnal Keuangan dan Perbankan Vol 19, No 3 (2015): September 2015
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (135.075 KB) | DOI: 10.26905/jkdp.v19i3.49

Abstract

The purpose of this research is to determine the effect of banking service to bank profitability. A dependend variable ratio in this research is internet banking. It is to test the effect of Return on Asset (ROA), Return on Equity (ROE), Operating Expenses towards Operating Income and Performance. Another ratio, that was used as a variable control, is asset. The method of data analysis is binary logistic regression. The object of the research is 68 banks in Indonesia. Those banks are divided into two groups, bank with and without internet banking. The result of this research shows that there is influence on internet banking service to effeciency profitability and different grouping. Finance Manager and Investor should pay attention the effect of ROA, ROE, BOPO and Asset.
TIPE PEMISAHAN DAN PENGARUHNYA TERHADAP LABA PADA BANK UMUM SYARIAH HASIL PEMISAHAN M Nur Rianto Al Arif; Ismawati Haribowo
Jurnal Keuangan dan Perbankan Vol 20, No 3 (2016): September 2016
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (284.458 KB) | DOI: 10.26905/jkdp.v20i3.260

Abstract

The aim of this research is to analyze if there is a difference between the spinoffs type and profit at spinoffs bank. There are two type of spinoff in Indonesian Islamic banking industry, such as: spinoff that using acquisition, convert, merger and spinoff; and; pure spinoff. This research is using panel regression with random effect. The result shows there is no difference between type of spinoff and operational profit at spinoffs bank. This result implies that the spinoff type is decided according the business strategy that are going to choose by the parents bank. There are a lot of factors that are going to be considered to choose the spinoffs type for separate the Islamic business unit from its parents bank.
PENGARUH PSYCHOLOGICAL EMPOWERMENT, EMPOWERING LEADERSHIP, SISTEM PENGUKURAN KINERJA PADA MOTIVASI INTRINSIK FIRST-LINE EMPLOYEES PERBANKAN I Gusti Ayu Purnamawati; Gede Adi Yuniarta
Jurnal Keuangan dan Perbankan Vol 20, No 3 (2016): September 2016
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (342.546 KB) | DOI: 10.26905/jkdp.v20i3.259

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Psychological Empowerment, Empowering Leadership, dan Sistem Pengukuran Kinerja Pada Motivasi Intrinsik First-Line Employees Perbankan. Penelitian ini adalah penelitian kuantitatif. Data yang digunakan adalah data primer berupa kuesioner yang menggunakan skala likert 1-5 dan terdiri atas 36 item pertanyaan. Responden pada penelitian ini adalah manajemen lini garis pertama pada sektor perbankan yaitu sejumlah 35 orang yang berasal dari 7 BPR yang ada di Kabupaten Buleleng. Metode analisis data menggunakan model regresi linear berganda dengan bantuan alat statistik SPSS. Hasil penelitian menunjukkan bahwa Psychological Empowerment, Empowering Leadership, dan Sistem Pengukuran Kinerja berpengaruh positif dan signifikan pada Motivasi Intrinsik First-Line Employees Perbankan dengan menggunakan taraf signifikansi 5%.
ANALISIS PENGARUH FAKTOR INTERNAL BANK TERHADAP NON PERFORMING LOAN BERDASARKAN GENERALIZED METHOD OF MOMENT Muhammad Samsul Maryandi; Rizal Yaya; Edi Supriyono
Jurnal Keuangan dan Perbankan Vol 20, No 3 (2016): September 2016
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (584.566 KB) | DOI: 10.26905/jkdp.v20i3.263

Abstract

This research aims at finding out the effect of bank internal factor towards Non-Performing Loan (NPL). The internal factors of bank used in this study cover credit expansion level, operational efficiency level, credit interest level, and the percentage of credit with problems in the previous period as dynamic effect. The research was very important to conduct considering in some recent periods, the ratio of NPL owned by the bank group tend to show an increase. If compared to some previous research (especially the research that took the study case in Indonesia), this study had some strengths such as the sample used was relatively bigger in number (used 97 banks as sample during quarterly period II of 2013 until quarterly period II of 2015) and the use of Generalized Method of Moment Model to analyze the effect of bank internal factor towards NPL. Based on the analysis result of Generalized Method of Moment, it could be concluded that the level of credit expansion, operational efficiency, credit interest and the percentage of credit with problems in one previous period individually gave positive effect towards NPL. Meanwhile, the percentage of credit with problems in two previous periods gave negative effect towards NPL.
PENGARUH KUALITAS LAYANAN, PERSEPSI NILAI DAN KEPERCAYAAN TERHADAP KEPUASAN DAN LOYALITAS PENGGUNA LAYANAN MOBILE BANKING Heri Setiawan
Jurnal Keuangan dan Perbankan Vol 20, No 3 (2016): September 2016
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (471.801 KB) | DOI: 10.26905/jkdp.v20i3.269

Abstract

This study aims to determine the determinant of customer satisfaction and loyalty implications for users of mobile banking. This study used Structural Equation Modeling (SEM) to test the hypotheses of the study and use the software AMOS 5.0 and SPSS 20.0. The population in this study are the mobile banking users in seven banks in Palembang City; Bank Mandiri, Bank BNI, Bank BRI, Bank Danamon, BCA, and Bank Permata. The research sample consist of 250 respondents to the provisions of the election to the mobile banking users. The results showed that the service quality, perceived value, trust and customer satisfaction has a strong effect on customer loyalty. Service quality have significant effect on consumer satisfaction. Perceived of value have significant effect on customer satisfaction. Trust have significant effect on consumer satisfaction. Service quality have significant effect on customer loyalty. Trust have significant effect on customer loyalty. Customer satisfaction have significant effect on customer loyalty. Banks should build strong relationships with customers and provide better service quality to reduce the behavior of customers to switch to another bank service.
THE INFLUENCE OF BANKING CORPORATE SOCIAL RESPONSIBILITY (CSR) THROUGH FINANCIAL PERFORMANCE Sri Suryaningsum; Indra Kusumawardhani; Rizki Andriani; Muhammad Irhas Effendi; Raden Hendri Gusaptono
Jurnal Keuangan dan Perbankan Vol 20, No 3 (2016): September 2016
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (293.035 KB) | DOI: 10.26905/jkdp.v20i3.295

Abstract

This study aims to determine the influence of corporate social responsibility (CSR) which had been focusing proxy components to the environment, energy, health and safety, labor, product, public health and the financial performance using the variable return on equity (ROE). The sample was taken by 10 banking companies which listed on the Stock Exchange in the year 2007 to 2012 revealing the CSR in the annual report. T he sampling method technique used purposive sampling. The model used in this research is multiple linear regressions. The results showing the influence of CSR simultaneously was measured by components of the environment, energy, health and safety, labor, product, public health and the return on equity (ROE) relating to F counted as equal to 6.522 with a significance level of 0.000 and the environment variable partially that did not affect the ROE as a significance level of 0.881 0.05, thus energy variables did not significantly ROE due to the significance 0.980 0.05. The other variables concerning to the health and safety of workers significant influence with ROE due to the significance of 0.002 0.05. In addition, the other variables of labor has not significant ROE due to the significance 0.683 0.05, variable product does not influence significant the ROE because of the significance 0.490 0.05, variable community involvement did not influence significantly the ROE is due to the significance 0.234 0.05 and a common variable influence significantly the ROE for significance 0.002 0.05.
ANALISIS PENGARUH KINERJA PERBANKAN TERHADAP DANA PIHAK KETIGA BANK PERSERO iqbal firdausi
Jurnal Keuangan dan Perbankan Vol 20, No 3 (2016): September 2016
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (378.449 KB) | DOI: 10.26905/jkdp.v20i3.318

Abstract

This study aimed to analyze the effect of the performance of banks consisting of CAR, ROA, ROA, LDR simultaneously and partially on the Third Party Funds and analyze between the performance of banks consisting of CAR, ROA, ROA, LDR the dominant influence on the Third party Fund. Forms of this research is descriptive explanatory nature of causality through hypothesis testing. The number of samples in the study of 4 Bank Limited for 11 years i.e. from 2004 to 2014 year. The analysis technique used multiple regression analysis. The analysis showed that the performance of banks consisting of CAR, ROA, ROA, LDR simultaneously affect the Third Party Funds. Performance of banks consisting of CAR, ROA, ROA, LDR partially affect the Third Party Funds. ROA dominant influence on Third Party Funds.
ANALISIS PENGARUH KESUKSESAN IMPLEMENTASI CORE BANKING SYSTEM (CBS) DENGAN BERBASIS MODEL DELONE DAN MCLEAN Mardiana Andarwati
Jurnal Keuangan dan Perbankan Vol 20, No 3 (2016): September 2016
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (800.096 KB) | DOI: 10.26905/jkdp.v20i3.331

Abstract

AbstractCore Banking System (CBS) is banking application system implementation to improve service customers, but whether the bank knew that CBS was categorized applied successfully or not.The purpose of theseresearch are determine the successful implementation of CBS using models DeLone and Mclean IS Success consisting of six variables are system quality , information quality, usage , user satisfaction , individual impact , and impact organizations. Test the hypothesis using the Partial Least Suare (PLS).The results of this study are the quality of the system on the intensity of use and user satisfaction are positive and significant,the quality of information on the intensity of use is positive and significant and then user satisfaction isnegative and not significant, the influence of the intensity of use of the employment impacts of individual positive and significant, user satisfaction to the impact of individual positivel and significant, the intensity of use of the user satisfaction the positive and significant, and the impact individual on the impact of the organizationis positive and significant. So, as to impact individual the best relationship of the impact organization
THE IMPACT OF MONETARY POLICY ON BANK CREDIT DURING ECONOMIC CRISIS: INDONESIAS EXPERIENCE Abdul Mongid
Jurnal Keuangan dan Perbankan Vol 12, No 1 (2008): January 2008
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (207.764 KB) | DOI: 10.26905/jkdp.v12i1.876

Abstract

The monetary policy mechanism by which monetary policy was transmitted to thereal economy had emerged as the pivotal discussion topic recently. This paper tried to discussthe impact of Bank Indonesias monetary policy on loan bank. By using simple loan bankframework we concluded that monetary policies were able to influence loan bank. Themonetary variables such as discount rate policy, base money and exchange rate policy werevery important in determining the banking credit. As the credit was very important to influencesthe economic activitiy, the result provided evidence that monetary policy was important as atool to control economic activity via credit channel. The validity of this study challenged thehypotheses that monetary policy was death. However, monetary policy maker should carefullyconsider the soundness of the banking industry because it was a strategic partner for monetaryauthority to control the economic activities.

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