INFERENSI
INFERENSI, social and religious research journals focuses on the discussion of social-religious research that includes education, law, and economy using quantitative or qualitative research methods. This journal is a media to accommodate the result of field research of students, lecturers, or practitioners.
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<![CDATA[PERAN DAN IMPLEMENTASI WAQAF DALAM PENINGKATAN KESEJAHTERAAN MASYARAKAT ]]>
<![CDATA[Muhamad Nafik Hadi Ryandono]]>;
<![CDATA[Bashlul Hazami]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v10i1.239-264
<![CDATA[This study aims to answer how the role and implementation of the waqf to increase in the public welfare. Research approach is qualitative approach explanatory. Data collection of documentation, interviews and direct observation as well as the strategy is a case study. Techniques of analysis is descriptive narrative analysis techniques and pairing pattern. The key informant was led Laznas X in Surabaya and informants supporters are the recipients of empowerment. The results showed that the three keys to success in the role and implementation waqf empowerment to increase social welfare is; First, the successful establishment of characters that start with a particular prayer coaching five daily prayers. Second, success in spiritual mental financing among others; soul trustworthy, honest, hardworking and profesional. Third, mentoring and monetoring for financing revenue. Money-run Waqf economical and professional management have a greater impact on the improvement of social welfare compared to waqf immovable assets. ]]>
<![CDATA[VARIABEL PENENTU DAN EKSKALASI JUMLAH TABUNGAN MUDHARABAH DI BRI SYARIAH CABANG JEMBER ]]>
<![CDATA[Ahmad Roziq]]>;
<![CDATA[Ika Ratna Qorikaten Rohmah]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v10i1.161-186
<![CDATA[The aim of this study was to to examine and analize the confidence level, return of profit sharing, the suitability of sharia law, the reputation of the bank and the acquisition of information influence significantly affect the amount of Mudharabah savings in branch of BRI Syariah Jember. This research is a quantitative research with using type of explanatory research. The results showed that the level of trust significantly influence the amount of Mudharabah savings. Suitability sharia law significantly influence the amount of Mudharabah savings. The bank’s reputation significantly influences the amount of Mudharabah savings. Information obtained customers significantly influence on the amount of savings at BRI Syariah Jember with a positive direction.]]>
<![CDATA[ANALYSIS OF SOCIAL CAPITAL IN ISLAMIC MICROFINANCE ]]>
<![CDATA[Ahmad Ma'ruf]]>;
<![CDATA[Widhia Restiawati]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v10i1.25-46
<![CDATA[This study aims to analyze the social capital in the form of trust, social networks, and norms in Islamic Microfinance, with case study in several BMTs in Yogyakarta. In this study, sample of respondents are selected using purposive sampling. This study used a qualitative method with descriptive statistical analysis. Based on the analysis, the result is BMT has succeeded a good record on doing the social capital and trust has the highest value compared to norms and social networks. Trust becomes the most social capital variables that is widely applied in BMT. While norms become the variable that have smallest value of social capital.]]>
<![CDATA[IMPLEMENTASI PRINSIP BAGI HASIL DAN MANAJEMEN RISIKO DALAM PRODUK-PRODUK PEMBIAYAAN PERBANKAN SYARIAH DI KOTA MALANG ]]>
<![CDATA[Abbas Arfan]]>;
<![CDATA[Saifullah Saifullah]]>;
<![CDATA[Fakhruddin Fakhruddin]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v10i1.213-238
<![CDATA[The aims of this research is to determine the profit and loss sharing implementits principles on the products of sharia banking finance, the risk managementimplementation on the products of sharia banking finance and the constraints faced by sharia banking in Malang. This research used statute approach to analyze and to verify data from field research, based on fatwa DSN-MUI and regulation of Bank Indonesia. Method of data collections using questionaires, and analized by interactive analysis and descriptive-quantitative method. The result are the implementation of profit and loss sharing principles on the products of sharia finance in the form of mudlarabah and musyarakah are not well implemented as regulated in fatwa of DSNMUI. The implementation of risk management generally implemented as regulated in Bank Indonesia, but the lack of understanding and knowledge in society about its contracts are caused by the unexperienced human resources.]]>
<![CDATA[THE INFLUENCE OF TAX AWARENESS TOWARD TAX COMPLIANCE OF ENTREPRENEURIAL TAXPAYERS AND CELENGAN PADJEG PROGRAM AS A MODERATING VARIABLE: A Case Study At The Pratama Tax Office Of Wonosari Town ]]>
<![CDATA[Suyanto Suyanto]]>;
<![CDATA[Endah Trisnawati]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v10i1.47-68
<![CDATA[The objectives of this research are to test the tax awareness in relation to the tax compliance and to examine Celengan Padjeg Program which acts as a moderating variable to build a relationship between the tax awareness and the tax compliance. This research was conducted using Convenience sampling consisted of 98 respondents from individual taxpayers in Wonosari, Yogyakarta, Indonesia. The sample was fundamentally based on 95 questionnaires. The data analysis method of this research was a multiple regression analysis and test interactions. The analysis results showed that the tax awareness affected the tax compliance with a significance level of 0,000 (0,05). The Celengan Padjeg Program influenced the relationship between the tax awareness and the tax compliance significantly and it moderated the relationship between two variables.]]>
<![CDATA[ANALISIS PERSEPSI NASABAH TERHADAP PRODUK TABUNGAN MUAMALAT DAN SERVICE QUALITY BANK SYARIAH (Survey pada PT. Bank Muamalat Indonesia, Tbk Cabang Medan) ]]>
<![CDATA[Suryani Suryani]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v10i1.265-288
<![CDATA[This study aimed to find out customer’s perception of product savings and service quality in PT. Bank Muamalat Indonesia, in Medan. The sample of study are customers who visit the Islamic Bank. The technical sampling which used in this study are accidental sampling or convenience sampling. In other words, the technique which has been used for this study are persons who meet the researcher accidently at the location in 5 days, and the total of sample reach 50 respondents. The research instrument that used in this research are questionnaire with descriptive method for analysis. The study shows that overall from 13 questions that have been given, the response displaysthe frequency strongly disagree (0%), disagree (0.77%), neutral (11.1%), agree (40.2%), and strongly agree (48%).Quantitatively, this result indicates that the respondents generally agree with the result which has reach 90% (40.2% + 48% = 88.2%).]]>
<![CDATA[ISLAMIC VALUES DALAM PENGAMBILAN KEPUTUSAN AKUNTANSI ]]>
<![CDATA[Slamet Haryono]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v10i1.69-92
<![CDATA[This research examines the influence of Islamic Values on the accounting judgement. Studies of religiosity are dominated by intrinsic and extrinsic religiosity approach. This study arranges religiosity instrument of Accounting and Auditing Standard for Islamic Financial Institutions. The of Islamic values in this study are derived trustworthiness, religious legitimacy, objectivity, professional competence and diligence, faith driven conduct, professional conduct and technical standards. The respondents were the employees of the Islamic financial institutions who has held accounting duties within the company. Data collection using the survey and used in data analysis total of 75 of 200 questionnaires distributed. The results showed that the religious legitimacy affect the accounting judgement significantly. Professional competence and diligence influence the accounting judgement significantly. Faith driven conductand professional conduct and technical standards affect the accounting judgement significantly. However, found no evidence showed of the influence of trustworthiness and objectivity on the accounting judgement signicantly.]]>
<![CDATA[DETERMINAN TINGKAT HUTANG PADA PERUSAHAAN PUBLIK YANG BERTAHAN DALAM POSISI JAKARTA ISLAMIC INDEX SELAMA 2004-2014 ]]>
<![CDATA[Indah Hapsari]]>;
<![CDATA[Dewi Murdiawati]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v10i1.135-160
<![CDATA[Persisting in Jakarta Islamic Index positions for more than ten years was not easy. Managing the proportion of debt at the same time making its attractive to investors was also not simple. This study aims to analyze the determinants of debt from the surviving companies in Jakarta Islamic Index positions during 2004-2014. Using multiple linear regression, the adjusted R2 was 66,3% and the results stated that managerial ownerships, institutional ownerships, independent commissioners, and liquidity could influence and control the level of debt. Meanwhile, profitability, assets structure, and company size had no significant efffect to debt. These results indicated the importance of managerial ownerships, institutional ownerships, independent commissioners, and liquidity as the determinats of debt in accordance with sharia (Bapepam-LK No.IX.A.13).]]>
<![CDATA[ANALISIS CORPORATE SOCIAL RESPONSIBILITY, LOYALITAS NASABAH, CORPORATE IMAGE DAN KEPUASAN NASABAH PADA PERBANKAN SYARIAH ]]>
<![CDATA[Fetria Eka Yudiana]]>;
<![CDATA[Joko Setyono]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v10i1.93-114
<![CDATA[The purpose of this research is to analize the effect of the implementation of Corporate Social Responsibility (CSR) on customer loyalty to the corporate image and customer satisfaction as an intervening variable. This research is a survey research which used a quantitative approach. The data were obtained from 100 respondents from all customers Sariah Banking in Central Java and Yogyakarta by using purposive sampling technique. The research model testing technique used the path analysis approach using multiple regression. The results of this research suggests that CSR is positive and significant impact on the corporate image, CSR positive and significant impact on customer satisfaction, corporate image positive and significant impact on customer loyalty, customer satisfaction positive and significant impact on customer loyalty, CSR has positive effect but not significant on customer loyalty.]]>
<![CDATA[THE ROLE OF RELATIONSHIP MARKETING AND SHARIAH COMPLIANCE ON CUSTOMERS’ LOYALTY IN ISLAMIC MICROFINANCE ]]>
<![CDATA[Anita Rahmawaty]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 10, No 1 (2016) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v10i1.1-24
<![CDATA[The purpose of this research is to examine and analize the effect of relationshipmarketing and shariah compliance on customers’ satisfaction and loyalty. This research is a survey research which used a quantitative approach. The data were obtained from 185 respondents by using convenience sampling technique. The research model testing technique used the path analysis approach. The results showed that relationship marketing positively and significantly had effects on customers’ satisfaction and loyalty. In this research, it is found also that shariah compliance is not related to customers’ satisfaction. Nevertheless, it is found that shariah compliance is indirectly able to influence the loyalty through customers’ satisfaction. Thus, the research findings suggest that relationship marketing becomes the important variable that affects the customers’ satisfaction and loyalty.]]>
