INFERENSI
INFERENSI, social and religious research journals focuses on the discussion of social-religious research that includes education, law, and economy using quantitative or qualitative research methods. This journal is a media to accommodate the result of field research of students, lecturers, or practitioners.
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<![CDATA[PENGARUH PREFERENSI MAHASISWA PROGRAM STUDI AKUNTANSI FAKULTAS EKONOMI UNIVERSITAS ISLAM BANDUNG (UNISBA) TERHADAP LOYALITAS DI BANK SYARIAH BANDUNG ]]>
<![CDATA[Susilo Setiyawan]]>;
<![CDATA[Epi Fitriah]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v7i1.255-276
<![CDATA[This study examined the strudents preferences toward syariah bank loyalities in the accounting department program of Bandung Islamic University. In addition, this research examine the validity, reliability and successive interval method on the variables. The research was conducted by cross-sectional basis. Analysis of the research conducted on 208 respondents. Respondents are students on accounting department program of Bandung Islamic University. This study applies OLS analytical tools. The results of the data analysis shows that students on accounting department program of Bandung Islamic University loyalities are positively and significantly influence toward Islamic banks in Bandung.]]>
<![CDATA[ANALISIS FAKTOR BAURAN PEMASARAN YANG MEMPENGARUHI KEPUASAN NASABAH SEHINGGA TERCIPTA WORD OF MOUTH POSITIF DI PT. BANK MUAMALAT INDONESIA, TBK CABANG MEDAN ]]>
<![CDATA[Suryani Suryani]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v7i1.143-162
<![CDATA[This study attempts to determine the effect of customer satisfaction in the context of the marketing mixof positive word of mouth customers of PT. Bank Muamalat Indonesia, Tbk Medan Branch. Number of questionnaires was collected as many as 50 questionnaires respondent. Analysis technique used was factor analysis followed by discriminant analysis with program of SPSS version 17.0. Based on factor analysis, it is known that one factor called location was proved to be inaccurate (correlation value 0.5) so that it is excluded from the model. Canonical correlation is obtained for 0.593 with a significance of 0.003. It can be concluded that 35.20% of the variation of positive word of mouth can be explained by the variable of discriminant Product, Promotion, Price, People, Physics and Process.]]>
<![CDATA[PERAN BMT DALAM MENGATASI KEMISKINAN DI KABUPATEN BANTUL ]]>
<![CDATA[Jaka Sriyana]]>;
<![CDATA[Fitri Raya]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v7i1.29-50
<![CDATA[This study aims to analyze the role of BMT in reducing poverty in Bantul, especially from the aspect of BMT role in increasing income members. This research applies regression analysis with data perception of the BMT’s members. The results show that business education variable, the Baitul Maal funds utilization, and motivation to work the members have a significant role in increasing the income of the members. Baitul Maal fund utilization significantly affects to increase their income. Motivation factor is also one of the variables that affect their income. From these results may be taken to imply that the perception of members of the existence and role of BMT to increase people’s income in order to decrease the poverty was primarily due to activities that are social, educational, and increased motivation to work.]]>
<![CDATA[HUBUNGAN KINERJA KEUANGAN BANK SYARIAH, ORIENTASI PASAR, ORIENTASI PEMBELAJARAN, DAN MODAL RELASIONAL ]]>
<![CDATA[Moh Khoiruddin]]>;
<![CDATA[Andhi Wijayanto]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v7i1.163-184
<![CDATA[This study aims to determine the relationship of the financial performance of Islamic banks, market orientation, learning orientation, and relational capital. By knowing the kind of relationship would be beneficial for improving the financial performance of Islamic banks which have distinctive core business. The population in this study was the manager of Islamic banks in the province of Central Java. With purposive random sampling, 119 samples are obtained. SEM analysis results show the effect of learning orientation on market orientation, market orientation effect on relational capital, relational capital effects on the financial performance, the effect of learning orientation on financial performance, the effect of market orientation on financial performance is significant. Goodness of Fit value of the model is quite satisfactory.]]>
<![CDATA[STUDI EMPIRIS ATAS ABSOLUTE INCOME HYPOTHESIS DAN PERMANENT INCOME HYPOTHESIS DALAM PERSPEKTIF ISLAM ]]>
<![CDATA[Anton Bawono]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v7i1.51-74
<![CDATA[Conventional consumption theory has complementary development and correct to one another. In this study, the aims include religiosity variable determinant of consumption, the household consumption behavior of Muslims. The analysis tool used is multiple regressions. Research findings indicate that religiosity variables have the most dominant and significant influence. While the other variables are also significant is the variable income, wealth and the wealth of productive smoothly the current period. The most dominant religiosity variable coefficients, because the more religious a Muslim will increasingly think of consumption the interests others in need, as it has a good prospect in the world in life and after death, in accordance with the guidance in the Qur’an and the Sunnah of the Prophet.]]>
<![CDATA[MODEL PENGUKURAN KINERJA INTELLECTUAL CAPITAL DENGAN IB-VAIC DI PERBANKAN SYARIAH ]]>
<![CDATA[Ihyaul Ulum]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v7i1.185-206
<![CDATA[The aim of this study is to develop a measurement of intellectual capital performance of Indonesian syariah banking by modifying the Pulic’s model that popular with the name of VAIC (value added intellectual coefficient). This study was done by documentation and focus group discussion with some financial accounting experts and public accountants. The result show that the main formula to measure IC performance of syariah banking is not too different with Pulic model, it was: iB-VAIC™ = iB-VACA + IB-VAHU + iB-STVA. The different one is the accounts to develop VA. VA in Pulic model was constructed by total revenue, while in iB-VAIC, VA was constructed from syariah activities.]]>
<![CDATA[PENGARUH PEMAHAMAN AGAMA, MOTIFASI MENDAPATKAN PROFIT DAN TINGKAT PENDIDIKAAN TERHADAP KESADARAN SERTIFIKASI HALAL BAGI PRODUSEN MAKANAN DI KABUPATEN SLEMAN DAN BANTUL ]]>
<![CDATA[Waluyo Waluyo]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v7i1.75-98
<![CDATA[This research aims to determine whether there is an understanding of the influence of religion, profit motivation and education levels of the awareness of certified halal food for producers in Sleman and Bantul, as well as to find among the independent variables which are more significant. This research is a quantitative study with multiple regression analysis. Independent variables (religious understanding, motivation and profit levels) simul-taneously have significant effect on awareness of halal certification for food producers in Sleman and Bantul with the amount of influence of 66.7%. The independent variables that have a significant effect on the dependent variable (motivation of certified halal) is understanding of religion variable and profit motivation.]]>
<![CDATA[PENGEMBANGAN KAPABILITAS KOLABORASI DINAMIS UNTUK MENINGKATKAN KINERJA BISNIS KOPERASI JASA KEUANGAN SYARIAH DI JAWA TENGAH ]]>
<![CDATA[Faqih Nabhan]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v7i1.207-230
<![CDATA[Since the last two decades, there has been controversy over the influence of collaborative partnerships on the performance of the organization. At the practical level, the low number of mudaraba and musharaka practices in the financing on Islamic financial institutions shows the significancy of conceptual frameworks in developing organizational capability in conducting collaborative partnerships that can improve the performance of Islamic financial institutions. Through in-depth theoretical and empirical study, it can be presented a conceptual model of the dynamic collaboration capabilities to enhance the business performance of Islamic financial institutions. The population was Islamic Financial Services Cooperatives in Central Java with 151 respondents spread over several districts and cities in Central Java. The study used purposive sampling and Structural Equation Model (SEM) to analyze the data.]]>
<![CDATA[KONSTRUKSI KOPETENSI PROFESIONAL SARJANA EKONOMI SYARIAH PADA LEMBAGA KEUANGAN SYARIAH ]]>
<![CDATA[Misnen Ardiansyah]]>;
<![CDATA[Ibnu Qizam]]>;
<![CDATA[Joko Setyono]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v7i1.99-122
<![CDATA[This study aims to analyze the perception of either students of higher education institutions of Islamic economics, or that of Islamic financial institutions, or that of institutions of sharia industry concerned with the competence of Islamic economics scholars. Data were obtained through the distribution of questionnaires in universities and branch offices of Islamic financial institutions in Yogyakarta selected by purposive sampling method. The analytical techniques used to address the hypothesis in this study was path analysis using the Partial Least Square (PLS) version 1.01. The results showed there is a positive influence of higher education institutions’ perceptions on students’ perceptions in the development of competence. However, both higher education institutions’ perceptions and students’ perceptions had no effect on the perception of the industry. This shows that there is still a gap between the competencies developed by higher education institutions and industrial needs.]]>
<![CDATA[ZAKAT SEBAGAI PENGURANG PAJAK DAN PENGARUHNYA TERHADAP PENERIMAAN PAJAK DI SEMENANJUNG MALAYSIA ]]>
<![CDATA[Eko Suprayitno]]>;
<![CDATA[Radiah Abdul Kader]]>;
<![CDATA[Azhar Harun]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 7, No 1 (2013) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v7i1.1-28
<![CDATA[This paper attempts to examine the role of zakat administration policy in Malaysia and its impact on the tax revenue in Malaysia Peninsula. Zakat administration issues pertaining to Islamic law but traditions remain under the jurisdiction of states. The practice of zakat is based on the Shariah while the taxation practice is based on the Malaysian Income Tax Act, established in 1967. Zakat is used as a fiscal policy tool whereby income tax payers were given 100 per cent rebates on zakat that they paid. The study uses panel data of states in Malaysia Peninsula and the analysis is done by using the fixed effect model. The study finds that zakat has a positif impact and significant on tax revenue.]]>
