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At-Taradhi: Jurnal Studi Ekonomi
Published by Universitas Islam Negeri Antasari Banjarmasin
ISSN : 19793804     EISSN : 25489941     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
At-Taradhi: Jurnal Studi Ekonomi:This journal is published twice a year in June and December with a focus on economics and the like with the same science
Arjuna Subject : -
Articles 435 Documents
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MEKANISME DAN CARA PENYELESAIAN PEMBIAYAAN BERMASALAH Fathurrahman Azhari
At-Taradhi Jurnal Studi Ekonomi Vol 3, No 1 (2012): JURNAL STUDI EKONOMI
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v3i1.581

Abstract

Islamic Financial Units (IFU), both banks and non-banks, have main activities to col-lect funds from people (clients) and then distribute them through financing, loan and services.After the units as investors distribute the funds to business managers, there are two possibilities:the business runs well because of good management or bad management leads to an unability onthe side of the managers to pay regular installments. In a situation when a dispute occurs betweenparties involved in a financing contract, maybe in the case of non-performing loan due to badbusiness management, or because one party does not fulfill the obligation, or some imperfectionsin the financing contract lead to different ways of understanding it, the resolution mechanismsare available in either court of law or outside it. This article discusses the legal bases for disputeresolutions through both ways, which include some laws, the regulations of the Indonesian Cen-tral Bank, an Islamic banks dispute resolution procedure, and the legal opinion of Sharia Na-tional Council.
ANALISIS DAMPAK KRISIS KEUANGAN GLOBAL TAHUN 2008 TERHADAP GOLONGAN MENENGAH INDONESIA Kisfendie Regga Rahmad Igarta
At-Taradhi Jurnal Studi Ekonomi Vol 6, No 2 (2015)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v6i2.716

Abstract

Abstract: The increase in per capita income lead to poor grade into the middle class. This new middle class is vulnerable to the crisis on the economy because they are close to the poverty line. In 2008, the Indonesian economy is affected by the global ?nancial crisis. This study analyzes the Indonesian middle class households in 2005, 2008, and 2011 to determine the impact of the global ?nancial crisis. Middle class is de? ned using no hierarchical cluster analysis (K-Means Cluster) based on spending patterns. Results of the comparison condition of the middle class in three years said that the global ?nancial crisis of 2008 affects the proportion of Indonesia's middle class and its spending patterns. However, it has no effect on attention to education and health. This is due to middle class households have a head of household who are at their productive age to work and highly educated.
KULIAH ENTREPRENEURSHIP DAN RELEVANSINYA TERHADAP SEMANGAT BERWIRAUSAHA MAHASISWA FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN ANTASARI BANJARMASIN Yulia Hafizah
At-Taradhi Jurnal Studi Ekonomi Vol 5, No 2 (2014)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v5i2.223

Abstract

This paper is the description of student response towards learning of enterpreneurshipthat they get in Sharia faculty dan Islamic economy. Besides, it talks about effect of the learning towards their interest in entrepreneurship. The result is education and curriculum of enterpreneurship in campus that constitute manifestation from embodiment of CollegeTri Dharma have function to supply the students with the knowledge of entrepreneurship as well as able to change their point of view to business world. Students interest in entrepreneurship are growing and developing in line with the increasingly widespread planting of entrepreneurial spirit among them.
Analisis Customer Relationship Management (CRM) terhadap Customer Relationship Quality (CRQ) dan Customer Lifetime Value (CLV) Rumah Zakat di Indonesia Andhi Irawan
At-Taradhi Jurnal Studi Ekonomi Vol 10, No 1 (2019)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v10i1.2802

Abstract

Latar belakang penelitian ini adalah pengembangan Ekonomi Islam yang semakin cepat dan kesadaran pengelolaan zakat yang harus lebih profesional dan modern. Rumah Zakat sebagai salah satu Lembaga Zakat swasta (LAZ) terbesar di Indonesia, telah menerapkan alat Customer Relationship Management (CRM) untuk mendukung hubungan Rumah Zakat dengan para donatur Rumah Zakat dengan meningkatkan Customer Lifetime Value (CLV) melalui variabel Pelanggan Kualitas Hubungan (CRQ) Penelitian menggunakan data primer yang diperoleh dengan menggunakan kuesioner online bentuk google. Formulir tautan google quiestionnare didistribusikan ke donatur Rumah Zakat di seluruh Indonesia sebagai penduduk, melalui media sosial yang memiliki persahabatan dengan media sosial yang dimiliki oleh Rumah Zakat. Kuesioner yang didistribusikan diselesaikan oleh 174 responden yang valid sebagai sampel, yang kemudian diuji menggunakan Path Analysis SEM AMOS 24 alat tes.Hasil penelitian ini menunjukkan bahwa proses manajemen hubungan pelanggan (CRM) menggunakan alat hubungan pelanggan dapat secara signifikan mempengaruhi Customer Relationship Quality (CRQ). Customer Relationships Quality (CRQ) dapat secara signifikan Customer Lifetime Value (CLV). Customer Relationship Management (CRM) tidak akan dapat secara langsung mempengaruhi Customer Lifetime Value (CLV) secara signifikan tanpa Customer Relationship Quality (CRQ). Customer Relationship Management (CRM) akan secara positif dan signifikan mempengaruhi Customer Lifetime Value (CLV) melalui Customer Relationship Quality (CRQ).
PENETAPAN METODE ANUITAS DALAM PENGAKUAN KEUNTUNGAN MURABAHAH (Analisis Prinsip Syariah dan Asas Keadilan dalam Berkontrak pada Bank Kalsel Syariah) Ridho Eflian
At-Taradhi Jurnal Studi Ekonomi Vol 7, No 1 (2016)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v7i1.1980

Abstract

Abstract: This study aims to identify and analyze the implementation of the recognition of profts / margins in annuities on Murabahah contract in Bank Kalsel Syariah including the analysis of Islamic principles and compliance aspects of the justice principles as well as the extent of Islamic principles and the justice principles can be implemented by Bank Kalsel Syariah. Based on the method used, the writer concludes that Bank Kalsel Syariah will apply the PAPSI 2013 guidelines so that they will apply annuity method in recognizing its murabahah income. The implementation of the annuity method in recognizing murabahah income in Bank Kalsel Syariah potentially alter the substance of the original murabahah which is a sale and purchase agreement to a lending and borrowing money deal, then the contract can be a transaction that contrary to Islamic principles because there is the element of usury in it.Abstrak: Penelitian ini bertujuan untuk mengetahui dan menganalisis penerapan pengakuan keuntungan/marjin secara anuitas pada akad Murabahah di Bank Kalsel Syariah termasuk analisis terhadap prinsip syariah dan pemenuhan aspek asas keadilan serta sejauhmana prinsip syariah dan asas keadilan tersebut dapat diterapkan oleh Bank Kalsel Syariah. Berdasarkan metode yang digunakan dihasilkan kesimpulan, bahwa Bank Kalsel Syariah akan menerapkan pedoman PAPSI 2013 sehingga akan menerapkan metode anuitas dalam pengakuan keuntungan murabahahnya. Penerapan metode anuitas dalam pengakuan keuntungan murabahah di Bank Kalsel Syariah berpotensi mengubah substansi murabahah yang semula adalah akad jual beli menjadi transaksi pinjam meminjam uang, maka akad tersebut dapat menjadi transaksi yang bertentangan dengan prinsip syariah dikarenakan didalamnya ada unsur bunga yang identik dengan riba.
PERBEDAAN PARADIGMA EKONOMI KONVENSIONAL DAN EKONOMI ISLAM DALAM TEORI DAN REALITA (Perspektif Mikro) Abdullah
At-Taradhi Jurnal Studi Ekonomi Vol 3, No 1 (2012): JURNAL STUDI EKONOMI
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v3i1.576

Abstract

Conventional economy is different from Islamic economy. The former is based on thebehavior of economic units that is not tied to certain Sharia norms. On the contrary, the latterasserts that individual behavior is limited to Sharia rules. In practice, conventional economy onlypays attentions to changes taking place in economic variables. In contrast, not only does Islamiceconomy focuses on the changes, it also avoids what Sharia forbids. The behavior of Islamiceconomy actors is based on the theory of Islamic economy (consisting of such concepts as tauhid,adl, nubuwah, khilafah dan maad), and its principles: ownership, freedom and social justice. In prac-ticing these, the actors of Islamic economy are guided by ethics. Rules like these are not to befound in conventional economy, in which rentseeking can distort economic pratices which maylead to business failures and economic unstability.
IMPLEMENTASI TEORI MONOPOLI RICHARD A. POSNER TERHADAP UNDANG-UNDANG NOMOR 5 TAHUN 1999 TENTANG LARANGAN PRAKTIK MONOPOLI DAN PERSAINGAN USAHA TIDAK SEHAT ARIE SULISTYOKO
At-Taradhi Jurnal Studi Ekonomi Vol 5, No 1 (2014)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v5i1.75

Abstract

The main problem in the domestic competition is not at a high level of market concentration, but artificial barriers to market competition created by government policies, such as giving high protection for companies that are well established in the market. There are two problems that must be concerned, namely the implementation of the Richard A. Posners monopoly theory of the Law Number 5 Year 1999 about the prohibition of monopolistic practices, unfair business competition, and how to interpret and enforce the Commission's Law Number 5 Year 1999. Antimonopoly Law gives the same opportunity and the freedom to all businessman to compete in the market. There are rules that must be obeyed by businessman, which may not act as he pleased in the conduct of his business and shall not commit unfair competition. The Antimonopoly Law is supervised by the KPPU, the KPPU has the dual task besides to create the discipline in the competition also serves to create and maintain a conducive climate for business competition.
BUDAYA KOSMOPOLITANISME DALAM PRAKTIK JUAL BELI DI PASAR TERAPUNG PADA KALIMANTAN SELATAN Ariyadi Ariyadi
At-Taradhi Jurnal Studi Ekonomi Vol 9, No 2 (2018)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v9i2.2510

Abstract

Penelitian ini berangkat dari aktifitas yang sering dilakukan oleh masyarakat banjar yang  selalu diidentikan dengan Islam. Secara sosiologis, keidentikan masyarakat banjar dengan islam merujukkan kepada identitas sosial yang merefleksikan suatu dasar ikatan sosial yang sama. Secara historis, Islam dijadikan sebagai sebuah poros sistem perdagangan oleh masyarakat banjar. Ini berarti bahwa perilaku orang banjar dapat dicarikan sumbernya pada referensi islam, serta bagaimana nilai kosmopolitanisme dalam praktik jual beli di pasar terapung pada Kalimantan Selatan .Penelitian ini bertujuan untuk mengetahui bagaimana cara transaksi jual beli dipasar terapung di Kalimantan Selatan, bagaimana akad transaksi jual beli di pasar terapung di Kalimantan Selatan serta bagaimana nilai kosmopolitanisme dalam praktik jual beli di pasar terapung pada Kalimantan Selatan. Dengan demikian, setidaknya yang selama ini menjadi titik masalah dapat terungkap dan dapat menjadi informasi ilmiah yang mencerahkan.Penelitian ini merupakan penelitian lapangan (field research), penelitian ini bersifat deskriptif, dimana data-data yang dikumpulkan dianalisis secara kualitatif. Untuk memperoleh data yang diperlukan. Penulis melakuan observasi, dokumentasi dan wawancara secara langsung kepada sebagian pedagang Pasar Terapung di Kalimantan Selatan.Melalui teknik analisis kualitatif dari penelitian ini menghasilkan temuan-temuan: Pertama, cara transaksi jual beli dipasar perapung di Kalimantan Selatan (1) Barter,(Barang dengan barang yang setara) (2) Transaksi jual beli barang dengan alat tukar (uang). Kedua, akad yang digunakan di Pasar Terapung Kalimantan Selatan tidak bertentangan prinsip-prinsip syariat Islam. Ketiga, Adapun nilai-nilai kosmopolitanisme diantaranya: Menguatkan toleransi dan persaudaraan, tidak terdapat penipuan diantara pedagang dengan pembeli atau pedangan dengan pedagang. Suka sama suka antara pembeli dengan pedagang atau pedagang dengan pedagang selama berlangsungnya jual beli.
VITALISASI SISTEM EKONOMI ISLAM MENUJU KEMANDIRIAN PEREKONOMIAN UMAT SYAPARUDDIN SYAPARUDDIN
At-Taradhi Jurnal Studi Ekonomi Vol 4, No 1 (2013)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v4i1.95

Abstract

The Islamic economic system in the specific characteristics, is very different from the othereconomic systems because it is as an integral part of Islamic system, and economic in Islam brings anequlibrium for individual and public interest, as well as it brings an individual freedom for economicactivities. In the effort of compliting its acknowledgment to economic freedom, Islam gives anauthority to the government to intervere in the fungsionalization of Islamic economic system. Itmeans that all matters which concern on the economic aspects, have been discussed in Islam. So thatit could be concluded that the regulation of economic in Islam, is absolutely complete. Therefore, theapplication of Islamic economic system in the social order of community's economy probably wouldbring prosperity and benefit for community itself.
Analisis Terhadap Dalil Hukum dalam Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia Nomor 6 Tahun 2000 Tentang Istishna Noorwahidah Haisyi
At-Taradhi Jurnal Studi Ekonomi Vol 10, No 1 (2019)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v10i1.3083

Abstract

The legal basis stated in the Fatwa of the National Sharia Council (DSN) Number 6 of 2000 concerning Istishna' is very minimal, because it only consists of two hadith, one fiqh rule, and one ijtihad. This research was carried out to assess the accuracy of these four legal bases against the istishna’ provisions contained in the fatwa, and to trace other legal bases of the Qur'an and hadith which were deemed more relevant. This is a qualitative research with the library research approach. The legal material studied is the fatwa of DSN No. 6 of 2000 concerning Istishna', as well as legal arguments in the form of the Qur'an and hadith. The findings are then analyzed descriptively. The results of the research show that the legal basis used by the DSN to support istishna’ provisions in this fatwa is indeed quite accurate, but there are at least two verses of the Qur'an and two hadiths that are more relevant as the basis of these istishna’ legalities.

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