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At-Taradhi: Jurnal Studi Ekonomi
Published by Universitas Islam Negeri Antasari Banjarmasin
ISSN : 19793804     EISSN : 25489941     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education
At-Taradhi: Jurnal Studi Ekonomi:This journal is published twice a year in June and December with a focus on economics and the like with the same science
Arjuna Subject : -
Articles 435 Documents
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Analisis Komparatif Strategi Investasi Sepakbola Ma'mun, Muhammad Yulian; Ilmi, Zainal; Fatlullah; Malihah, Lola; Meilania, Gusti Tasya; Nafidzi, Elman
At-Taradhi Jurnal Studi Ekonomi Vol 15 No 2 (2024): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v15i2.15912

Abstract

This study explores Saudi Arabia's ambitious entry into the global football industry through the lens of strategic investment, comparing its approach with established models like Major League Soccer (MLS) and the Chinese Super League (CSL). This research aims to examine the economic objectives and sustainability potential that drive this investment. It aims to assess how these investments contribute to economic diversification, job creation, and the broader development of Saudi Arabia’s sports industry.The study employs a literature review methodology to evaluate the potential long-term sustainability and effectiveness of Saudi Arabia's approach, drawing insights from the successes and failures of the MLS and CSL models. Findings indicate that while Saudi Arabia's substantial financial investments have the potential to rapidly elevate its league's international profile, their long-term impact depends on strategic economic management. Achieving lasting economic benefits requires not only significant financial outlays but also a well-balanced approach that includes cultivating local talent, establishing independent revenue streams, ensuring financial sustainability, and fostering a genuine football culture. By addressing these factors, Saudi Arabia can enhance the sustainability of its league and align its football investments with the broader economic diversification goals outlined in vision 2030.     Investasi Arab Saudi pada industri sepakbola melalui Saudi Pro League, merupakan salah satu upaya negara kerajaan tersebut mewujudkan visi Saudi 2030. Studi ini bertujuan mengeksplorasi ambisi Arab Saudi ikut ambil bagian dalam investasi pada industri sepak bola, dengan membandingkan pendekatannya dengan model yang telah mapan seperti Major League Soccer (MLS) dan Chinese Super League (CSL). Penelitian ini mengkaji tujuan ekonomi yang mendorong investasi ini, dengan fokus khusus pada keberlanjutan finansial dan prospek jangka panjangnya. Penelitian ini menggunakan metodologi tinjauan pustaka untuk mengevaluasi potensi keberlanjutan dan efektivitas jangka panjang dari pendekatan Arab Saudi, dengan mengambil pelajaran dari keberhasilan dan kegagalan model MLS dan CSL. Temuan penelitian menunjukkan bahwa meskipun investasi finansial besar yang dilakukan Arab Saudi berpotensi meningkatkan profil liga mereka di kancah internasional secara cepat, manfaat ekonomi yang berkelanjutan hanya dapat dicapai melalui pendekatan yang tepat. Hasil studi menunjukkan bahwa Arab Saudi harus menyoroti pentingnya pengembangan bakat lokal, penciptaan sumber pendapatan independen, penerapan manajemen keuangan yang sehat, serta pembentukan budaya sepak bola yang autentik dalam pengembangan industri sepakbolanya. Dengan memperhatikan faktor-faktor ini, Arab Saudi dapat menciptakan liga yang berkelanjutan dari sisi bisnis dan finansial, dan memastikan bahwa investasi sepak bolanya selaras dengan tujuan diversifikasi ekonomi sesuai visi Saudi 2030.
Korelasi Pelaksanaan Edukasi dari Otoritas Jasa Keuangan (OJK) dengan Perilaku Keuangan Masyarakat di Kecamatan Bajuin Kabupaten Tanah Laut Nilasari, Erissa; Faridah, Rohana
At-Taradhi Jurnal Studi Ekonomi Vol 15 No 1 (2024): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v15i1.15931

Abstract

Knowledge of financial institutions, especially regarding how to use financial institutions services, knowledge about the importance of making short and long-term financial savings, and how to manage expenditures are some of the aspects expected by the community through financial education programs by disseminating information about financial services institutions. This study seeks to find a correlation (relationship) in the implementation of education from the Financial Services Authority (OJK) with the financial behavior of the people in Bajuin District, Tanah Laut Regency. Data collection techniques using questionnaires and field observations with purposive sampling method and the number of respondents as many as 50 people spread across six villages. Data analysis techniques used the Pearson correlation method. The results showed that the implementation of education from the Financial Services Authority (OJK) had a positive correlation (amounting to 0.401) with the financial behavior of the people in the Bajuin District. However, the correlation is classified as weak.   Pengetahuan akan lembaga keuangan, khususnya mengenai bagaimana memanfaatkan jasa lembaga keuangan, pengetahuan mengenai pentingnya membuat simpanan keuangan jangka pendek dan jangka panjang, serta bagaimana mengelola pengeluaran merupakan beberapa aspek yang diharapkan akan dimiliki oleh masyarakat melalui program edukasi keuangan dengan cara sosialisasi mengenai lembaga jasa keuangan. Penelitian ini berusaha untuk mencari korelasi (hubungan) pelaksanaan edukasi dari Otoritas Jasa Keuangan (OJK) dengan perilaku keuangan masyarakat di Kecamatan Bajuin, Kabupaten Tanah Laut. Teknik pengumpulan data menggunakan kuesioner dan observasi lapangan dengan metode purposive sampling serta jumlah responden sebanyak 50 orang yang tersebar di enam desa. Teknik analisa data menggunakan metode korelasi Pearson. Hasil penelitian menunjukkan bahwa pelaksanaan edukasi dari Otoritas Jasa Keuangan (OJK) mempunyai korelasi yang positif (sebesar 0,401) dengan perilaku keuangan masyarakat di Kecamatan Bajuin. Namun, korelasinya tergolong lemah.
Implementing Fraud Prevention and Detection Strategies in Indonesia’s National Health Insurance: A Case Study at BPJS Kesehatan Yogyakarta Hana, Maitsa Zharfa; Prabowo, Hendi Yogi
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 1 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i1.16732

Abstract

Fraud in public health insurance systems poses an escalating threat to fiscal sustainability, service quality, and public trust. In Indonesia, the National Health Insurance Program (JKN) managed by BPJS Kesehatan operates within a decentralized healthcare system, exposing it to complex fraud risks, particularly in claim processing. This study examines how the BPJS Kesehatan Yogyakarta City Branch implements fraud prevention and detection strategies in accordance with Ministry of Health Regulation No. 16 of 2019 and BPJS Regulation No. 67 of 2021. Adopting a qualitative case study approach, analysis was conducted using NVivo 12 based on in-depth interviews with four key informants. Findings reveal that while fraud control mechanisms are formally established and aligned with national policy, key operational gaps persist, most notably, the inconsistent use of fingerprint-based biometric verification at primary care facilities (FKTP) and the absence of a local Internal Supervision Unit (SPI), which hampers timely oversight. Moreover, identified fraud risks such as claim manipulation, upcoding, and claim fragmentation illustrate the ongoing challenges in translating national anti-fraud regulations into effective local practice. These insights highlight the need for stronger cross-sector coordination and localized audit capacity to enhance fraud governance at the branch level. By offering localized insights into the practical application of national policies, this study contributes new perspectives to the literature on health insurance fraud prevention and provides practical implications for improving accountability in Indonesia’s universal healthcare system. Kecurangan dalam sistem asuransi kesehatan publik merupakan ancaman yang semakin meningkat terhadap keberlanjutan fiskal, kualitas layanan, dan kepercayaan publik. Di Indonesia, Program Jaminan Kesehatan Nasional (JKN) yang dikelola oleh BPJS Kesehatan beroperasi dalam sistem layanan kesehatan yang terdesentralisasi, sehingga menghadapi risiko kecurangan yang kompleks, khususnya dalam proses klaim. Penelitian ini mengkaji bagaimana BPJS Kesehatan Cabang Kota Yogyakarta mengimplementasikan strategi pencegahan dan pendeteksian fraud sesuai dengan Peraturan Menteri Kesehatan No. 16 Tahun 2019 dan Peraturan BPJS No. 67 Tahun 2021. Dengan menggunakan pendekatan studi kasus kualitatif, analisis dilakukan melalui perangkat lunak NVivo 12 berdasarkan wawancara mendalam dengan empat informan kunci. Temuan menunjukkan bahwa meskipun mekanisme pengendalian fraud telah dibentuk secara formal dan selaras dengan kebijakan nasional, masih terdapat celah operasional yang signifikan, khususnya belum konsistennya penggunaan verifikasi biometrik berbasis sidik jari di fasilitas kesehatan tingkat pertama (FKTP) serta belum adanya Satuan Pengawas Internal (SPI) di tingkat cabang yang menghambat pengawasan secara tepat waktu. Selain itu, risiko kecurangan yang diidentifikasi seperti manipulasi klaim, upcoding, dan fragmentasi klaim mencerminkan tantangan yang terus berlangsung dalam menerjemahkan regulasi nasional anti-fraud ke dalam praktik lokal yang efektif. Temuan ini menegaskan pentingnya penguatan koordinasi lintas sektor dan kapasitas audit lokal untuk meningkatkan tata kelola pencegahan fraud di tingkat cabang. Dengan memberikan wawasan kontekstual tentang penerapan kebijakan nasional di tingkat operasional, penelitian ini menawarkan perspektif baru dalam literatur pencegahan fraud asuransi kesehatan dan memberikan implikasi praktis bagi peningkatan akuntabilitas dalam sistem jaminan kesehatan nasional di Indonesia.
Waqf dan Sistem Ekonomi Berkelanjutan: Tinjauan Bibliometrik atas Penelitian dan Inovasi Global dalam Ekonomi Islam (2008-2025) Dupi, Muhamad; Dhiya Ul Husaen, Fuad
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 2 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.18154

Abstract

The paper will discuss the development of the global research on waqf in the relationship with sustainable economic systems and Islamic economic innovation throughout the period 2008-2025. The primary aim of the research is to methodically tracer the research patterns, patterns of collaboration and themes that can place waqf as a strategic tool of sustainable development and Sustainable Development Goals (SDGs). This paper is a bibliometric study of 380 articles with Scopus indices, and the data was retrieved on August 2, 2025 using the visualization tool VOSviewer. The findings indicate that the number of studies devoted to the topic of waqf doubled in 2018, which suggests that the trend has moved toward viability-based and policy-demanding uses of the Islamic social finance. Geographically, Southeast Asia, especially Malaysia and Indonesia, and countries of the Middle East become the primary hub of the scholarly production, which is reinforced by the development of the international cooperation in academic affairs. At the institutional level, Malaysia and Indonesia have been identified as prime centers of the global research network through universities and specialized research centers and journal analysis has shown that there is a high degree of concentration of publications in few core outlets. Thematic analysis reveals that there are four broad groups of clusters, namely: (1) waqf and Islamic financial instruments in relation to the SDGs, (2) cash and productive waqf as a social welfare, (3) waqf and financial inclusion as an economic development, and (4) philanthropy and poverty alleviation. The originality of the current study is that it covers a long period of time in the world and presents clear bibliometric mapping on sustainability. The policy implications include the need to enhance the governing of waqf and the development of digital waqf, as well as sustainability-oriented and green waqf models. Thih article will discuss the development of the global research on waqf in the relationship with sustainable economic systems and Islamic economic innovation throughout the period 2008-2025. The primary aim of the research is to methodically tracer the research patterns, patterns of collaboration and themes that can place waqf as a strategic tool of sustainable development and Sustainable Development Goals (SDGs). This paper is a bibliometric study of 380 articles with Scopus indices, and the data was retrieved on August 2, 2025 using the visualization tool VOSviewer. The findings indicate that the number of studies devoted to the topic of waqf doubled in 2018, which suggests that the trend has moved toward viability-based and policy-demanding uses of the Islamic social finance. Geographically, Southeast Asia, especially Malaysia and Indonesia, and countries of the Middle East become the primary hub of the scholarly production, which is reinforced by the development of the international cooperation in academic affairs. At the institutional level, Malaysia and Indonesia have been identified as prime centers of the global research network through universities and specialized research centers and journal analysis has shown that there is a high degree of concentration of publications in few core outlets. Thematic analysis reveals that there are four broad groups of clusters, namely: (1) waqf and Islamic financial instruments in relation to the SDGs, (2) cash and productive waqf as a social welfare, (3) waqf and financial inclusion as an economic development, and (4) philanthropy and poverty alleviation. The originality of the current study is that it covers a long period of time in the world and presents clear bibliometric mapping on sustainability. The policy implications include the need to enhance the governing of waqf and the development of digital waqf, as well as sustainability-oriented and green waqf models.   Artikel ini akan membahas perkembangan penelitian global tentang waqf dalam kaitannya dengan sistem ekonomi berkelanjutan dan inovasi ekonomi Islam selama periode 2008–2025. Tujuan utama penelitian ini adalah untuk secara sistematis melacak pola penelitian, pola kolaborasi, dan tema-tema yang dapat menempatkan waqf sebagai alat strategis untuk pembangunan berkelanjutan dan Tujuan Pembangunan Berkelanjutan (SDGs). Makalah ini merupakan studi bibliometrik terhadap 380 artikel yang terindeks di Scopus, dan data diperoleh pada 2 Agustus 2025 menggunakan alat visualisasi VOSviewer. Temuan menunjukkan bahwa jumlah studi yang didedikasikan untuk topik waqf meningkat dua kali lipat pada tahun 2018, yang menunjukkan bahwa tren telah bergeser ke arah penggunaan waqf yang berbasis kelayakan dan berorientasi kebijakan dalam keuangan sosial Islam. Secara geografis, Asia Tenggara, terutama Malaysia dan Indonesia, serta negara-negara Timur Tengah menjadi pusat utama produksi akademik, yang diperkuat oleh perkembangan kerja sama internasional dalam urusan akademik. Pada tingkat institusional, Malaysia dan Indonesia telah diidentifikasi sebagai pusat utama jaringan penelitian global melalui universitas dan pusat penelitian khusus, dan analisis jurnal menunjukkan bahwa terdapat tingkat konsentrasi yang tinggi dari publikasi di beberapa outlet inti. Analisis tematik mengungkapkan bahwa terdapat empat kelompok kluster utama, yaitu: (1) Waqf dan instrumen keuangan Islam dalam kaitannya dengan Tujuan Pembangunan Berkelanjutan (SDGs), (2) waqf tunai dan produktif sebagai bentuk kesejahteraan sosial, (3) waqf dan inklusi keuangan sebagai bagian dari pembangunan ekonomi, dan (4) filantropi dan pengentasan kemiskinan. Keunikan studi ini terletak pada cakupan periode waktu yang panjang di seluruh dunia dan penyajian peta bibliometrik yang jelas mengenai keberlanjutan. Implikasi kebijakan meliputi kebutuhan untuk meningkatkan pengelolaan waqf dan pengembangan waqf digital, serta model waqf yang berorientasi pada keberlanjutan dan ramah lingkungan.
A Phenomenological Study of Ethnic Entrepreneurship and Business Sustainability among Young MSME Entrepreneurs Hastin Umi Anisah; Aufa Habibie; Muhammad Afrimal Firdaus
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 2 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.18792

Abstract

This study aims to provide a comprehensive understanding of the implementation of ethnic entrepreneurship among young MSME entrepreneurs in Banjarmasin City. Specifically, it seeks to explore the phenomenon of ethnic entrepreneurship and to examine whether its application influences the sustainability of young entrepreneurs’ MSMEs in the city. Data were collected from five key informants selected through a snowball sampling technique. The research employed passive participant observation, semi-structured interviews, and both open- and closed-ended questionnaires as data collection instruments. Emphasizing an emic perspective, the study prioritized the perceptions and experiences of the key informants. A phenomenological analytical approach, as proposed by Miles and Huberman, was utilized to interpret the data. The findings reveal that ethnic entrepreneurship significantly contributes to the sustainability of young entrepreneurs’ MSMEs in Banjarmasin City.   Keywords:Ethnic entrepreneurship, Sustainability, Young entrepreneurs, MSMEs   How to Cite:Anisah, H. U., Habibie, A., and Firdaus, M.A. “A Phenomenological Perspective on Ethnic Entrepreneurship and Sustainability of Young Entrepreneurs MSMEs.” At-Taradhi: Journal of Economic Studies 16, no. 2 (2025): 125-136   This study aims to provide a comprehensive understanding of the implementation of ethnic entrepreneurship among young MSME entrepreneurs in Banjarmasin City. Specifically, it seeks to explore the phenomenon of ethnic entrepreneurship and to examine whether its application influences the sustainability of young entrepreneurs’ MSMEs in the city. Data were collected from five key informants selected through a snowball sampling technique. The research employed passive participant observation, semi-structured interviews, and both open- and closed-ended questionnaires as data collection instruments. Emphasizing an emic perspective, the study prioritized the perceptions and experiences of the key informants. A phenomenological analytical approach, as proposed by Miles and Huberman, was utilized to interpret the data. The findings reveal that ethnic entrepreneurship significantly contributes to the sustainability of young entrepreneurs’ MSMEs in Banjarmasin City.   Penelitian ini bertujuan untuk memberikan pemahaman komprehensif mengenai implementasi kewirausahaan etnis di kalangan wirausaha muda pelaku UMKM di Kota Banjarmasin. Secara khusus, penelitian ini berupaya mengkaji fenomena kewirausahaan etnis serta menelaah apakah penerapannya berpengaruh terhadap keberlanjutan UMKM yang dijalankan oleh wirausaha muda di kota tersebut. Data dikumpulkan dari lima informan kunci yang dipilih melalui teknik snowball sampling. Proses pengumpulan data menggunakan observasi partisipan pasif, wawancara semi-terstruktur, serta kuesioner terbuka dan tertutup. Dengan menekankan perspektif emik, penelitian ini memprioritaskan persepsi dan pengalaman langsung para informan kunci. Analisis data dilakukan menggunakan pendekatan fenomenologis sebagaimana dikembangkan oleh Miles dan Huberman. Temuan penelitian menunjukkan bahwa kewirausahaan etnis berkontribusi secara signifikan terhadap keberlanjutan UMKM para wirausaha muda di Kota Banjarmasin.  

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