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INDONESIA
Jurnal Ilmiah Mahasiswa FEB
Published by Universitas Brawijaya
ISSN : -     EISSN : -     DOI : -
Core Subject : Education,
Education
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Articles 389 Documents
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Search results for , issue "Vol. 2 No. 2" : 389 Documents clear
Pengaruh Keyakinan dan Kepercayaan Teknologi Terhadap Minat Penggunaan Internet Banking Di Malang: Theory of Reason Action yang Direduksi Mardiyanti, Sofiana; Purnomosidhi, Bambang
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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This research aimed to examine the effect of  technology self efficacy and trust in technology to intention use internet banking in the Malang using models theory of reaction action and research of model reduction Selvan et al, (2011). Amount of the sample is 138 bank customers used internet banking. Results of the analysis for this model shows that intention to use internet banking is influenced by technology self efficacy mediated by attitudes toward internet banking, overall attitude toward service self technologies, and trust in technology. Positive feelings towards service self technologies and internet banking will indicate how large the intention of someone to use internet banking. The self efficacy and trust of high technology can foster positive feelings towards service self technologies and internet banking so as to encourage the intention of someone to either using the internet bangking. The results of this research proves that intention to use internet banking can be described using the theory of reason  action. Therefore, it is important to the banker authorities to note the level of trust and self efficacy in the internet banking technology implements as means of payment so as to encourage the intention of its customers to use internet banking. Keywords:  Theory of Reaction Action  (TRA),  internet banking, intention, efficacy, trust, and attitude.
The Analysis of Sustainability Report As a Form of Corporate Social Responsibility Implementation Based on Global Reporting Initiative (GRI) Guidelines (Case Study at PT. Telekomunikasi Indonesia, Tbk) Putri, Hajir Prisna Sugeng; Affandy, Didied Poernawan
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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The main purpose of this research is to gain information and understanding about the level measurement of PT Telekomunikasi Indonesia sustainability report fulfillment based on performance indicators in Global Reporting Initiative (GRI) guidelines. The performance indicators that will be analyzed include economic, environment, labor practices and decent work, human rights, society and product responsibility.  The researcher compared the performance indicators in the sustainability report with Global Reporting Initiative (GRI) standard and then analyzes the standard fulfillment for  those performance indicators. Standard fulfillment has three criteria that include standard fully fulfilled, standard partially fulfilled and standard not fulfilled.   The result of this research is the 2012 sustainability report of PT Telekomunikasi Indonesia has already reported performance indicators that recommended by Global Reporting Initiative (GRI). PT Telekomunikasi Indonesia sustainability report has fully fulfilled 45 indicators out of 84 indicators that covers in each performance indicators and this sustainability report has externally assured by Mazars. Based on the comparison between analysis result and GRI application level, the 2012 sustainability report of PT Telekomunikasi Indonesia can be graded with B+. Keyword: Sustainability Report, GRI, PT Telekomunikasi Indonesia
ANALISIS PENGARUH KINERJA KEUANGAN DAN MAKROEKONOMI TERHADAP NPL KPR (Studi Kasus Pada Bank Umum Periode 2010-2013) Setifandy, Tegar; Pangestuty, Farah Wulandari
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Kredit merupakan usaha pokok dari Lembaga Keuangan Bank, semakin besar volume kredit yang diterima bank maka semakin besar kemungkinan laba yang akan diperoleh. Non-Performing Loan merupakan salah satu indikator dalam menilai kinerja fungsi bank, dimana fungsi bank adalah sebagai lembaga intermediasi. Semakin rendah rasio NPL maka  akan  semakin  rendah  tingkat  kredit  bermasalah  yang  terjadi  yang  berarti semakin baik kondisi dari bank tersebut. Berbicara tentang jenis-jenis kredit, Kredit Pemilikan Rumah (KPR) merupakan  salah  satu  jenis  kredit  yang  cukup  populer.  Prediksi terjadinya Non-Performing Loan (NPL) dapat dilihat dari beberapa faktor diantaranya yang tercermin dalam rasio kinerja keuangan seperti Bank Size, Loan Deposit Ratio (LDR), dan Capital Adequacy Ratio (CAR), serta faktor makroekonomi seperti rasio pertumbuhan Gross Domestic Product (GDP) dan Inflasi. Penelitian ini bertujuan Untuk mengetahui bagaimana pengaruh kinerja keuangan dan variabel makroekonomi terhadap  NPL KPR pada bank umum selama periode tahun 2010-2013. Penelitian yang dilakukan termasuk jenis penelitian kuantitatif dengan menggunakan teknik analisa regresi berganda. Hasil penelitian membuktikan bahwa Hasil analisis pengaruh kinerja keuangan dan makroekonomi terhadap NPL KPR dapat diketahui bahwa  variabel bebas yang tercermin didalam kinerja keuangan yang meliputi Bank Size, LDR, CAR, dan makroekonomi yang meliputi GDP, Inflasi secara bersama-sama  mempunyai pengaruh yang  kuat  terhadap rasio NPL KPR Bank Umum selama periode tahun 2010-2013.   Kata Kunci:Kinerja keuangan(Bank Size,LDR,CAR), Makroekonomi(GDP,Inflasi),dan Non-perfoming loan /NPL.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENGUNGKAPAN TANGGUNG JAWAB SOSIAL (CSR DISCLOSURE) PERUSAHAAN SERTA PENGARUHNYA TERHADAP RESPON PASAR ATAS LABA PERUSAHAAN (EARNINGS RESPONSE COEFFICIENT) Ariningtyas, Sephira Evani
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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This study aims to examine the effect  of factors which include company size, leverage, management ownership, board of commissioners, profile, and profitability to CSR disclosure. In addition, this study also examines the effect of disclosure of CSR (Corporate Social Responsibility) to the ERC (Earnings Response Coefficient). The population of this research was all manufacturing companies listed on the Indonesia Stock Exchange in 2011-2012. This study used purposive sampling method and obtained a sample of 130 companies. The analysis technique used in this study is a multiple linear regression analysis.The results show that the board of commissioners has a positive effect on CSR  disclosure. In contrast, the variable size of the company, management ownership, leverage, profile, and profitability does not affect  to the disclosure of CSR. The test results also indicate that the variable CSR negatively affect Earnings Response Coefficients (ERC).Keywords:  Corporate Social Responsibility, firm size, leverage, management ownership, board of commissioners, profile, profitability, Earnings Response Coefficient
Analisis Peran Lembaga Amil Zakat Sebagai Agen Distribusi (Studi Kasus Lembaga Amil Zakat Rumah Zakat Cabang Malang) Nisak, Khoirun; Burhan, M. Umar
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Zakat obligation is present in order that humans are being able to help each other and justice distribution is created among civilians. Zakat has strong potency to builds up the welfare when it is managed properly, it should be paid to the agency of amil zakat and the institution of amil zakat so the zakat can be utilized and distributed to the mustahik through some productive programs. The very aim of it is the funds coming from zakat will not run out only through consumption at once. Therefore the main goal, transformation from mustahik for being muzakki can be achieved. Keywords: zakat, distribution, the institution of amil zakat
PERAN CUSTOMER RELATION MANAGEMENT ( CRM ) DALAM MEMPENGARUHI LOYALITAS PELANGGAN (Studi Pada Pelanggan AUTO 2000 Cabang Sutoyo Malang) Permatasari, Yenli Alfiah; Hussein, Ananda Sabil
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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This study aims to determine the effect Customer Relation Management on Customer Loyality (Studies in AUTO 2000’s Customer Sutoyo Branch). Types of research used in this research is explanative research that aims to explain the causal relationship between the causal variables through hypothesis testing. The sampling technique used was nonprobability sampling and obtained a sample of 150 respondens in total. To test the hypothesis proposed in this study used classical assumption, validity, reliability, determination, and regression analysis. Regression analysis showed that indentify, differentiation, interaction,and customize as well as have a significant influence on customer loyalty. Based on these results, Auto 2000 can make indentify, differentiation, interaction,and customize as reference in predicting how good Customer Relation Management in AUTO 2000. Keywords: indentify, differentiation, interaction,and customize, Customer Relation Management
ANALISIS KINERJA KEUANGAN PADA PT.HANJAYA MANDALA SAMPOERNA,tbk , S.E, Friston
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Penelitian ini bertujuan untuk mengetahui analisis kinerja keuangan pada PT. Hanjaya Mandala Sampoerna,  Tbk.  ditinjau dari rasio likuiditas,  Leverage,  profitabilitas,  efisiensi  dan pasar. Dalam penelitian ini menggunakan analisis Time Series Analysis, dengan membandingkan rasio pada suatu periode tertentu dalam hal ini adalah laporan keuangan pada PT.  Hanjaya Mandala Sampoerna, Tbk. Analisis data yang digunakan yaitu dengan menggunakan rasio:  1) Rasio Likuiditas. 2) Rasio Leverage 3) Rasio Profitabilitas 4) Rasio Efisiensi dan 5) Rasio Pasar dengan membandingkan perusahaan pesaing yaitu PT. Gudang Garam, Tbk. yang nantinya akan dibandingkan dengan rasio pasar yang beredar.  Berdasarkan hasil penelitian dan pembahasan yang telah dilakukan maka dapat ditarik kesimpulan bahwa kinerja keuangan pada PT.  Hanjaya Mandala Sampoerna,  Tbk.  dengan menggunakan metode Time Series Analysis mulai tahun 2008 sampai 2013, apabila ditinjau dari rasio likuiditas yaitu meliputi Current Ratio (CR) dan Cash Ratio menunjukkan adanya adanya kinerja keuangan yang cukup baik. Hasil analisis rasio Leverage dalam hal ini adalah Debt Ratio menunjukkan adanya kinerja keuangan yang baik. Hasil analisis rasio profitabilitas (Profitability Ratio) dalam hal ini yaitu mengenai Net Profit Margin (NPM) menunjukkan adanya kinerja yang tidak baik dan  Return On Invesment  (ROI)  dan juga  Return On Equity  (ROE) menunjukkan adanya kinerja yang baik. Adapun hasil analisis rasio efisiensi dalam hal ini yaitu mengenai Total Asset  Turn Over  (TATO) menunjukkan adanya kinerja keuangan yang baik.  Sedangkan dari rasio pasar PT. HM. Sampoerna, Tbk. harus lebih dapat meningkatkan daya saing agar para calon/investor lebih tertarik dalam memutuskan menanamkan sahamnya. Kata Kunci:   Rasio Likuiditas,  Rasio  Leverage, Rasio Profitabilitas (Profitability Ratio),  Rasio Efisiensi dan Rasio Pasar
DETERMINANTS OF VEGETABLE FARMER’S INCOME IN NGABAB VILLAGE, PUJON SUBDISTRICT THE REGENCY OF MALANG Belapati, Mardika
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Nowadays, the development of agriculture is still considered as the most important thing from all of economic developments in developing countries such as Indonesia, because it has abundant of natural resources and big potential of contribution to the national income. However, the fact until recently a majority of farmers in Indonesia are categorized as poor people. Unfortunately, that the agriculture sector even has big contributions of labor absorsion but the prosperity of farmers is still relatively low. The purpose of this research is to do an analysis of variables which effect on vegetable farmer’s income in Ngabab village. Those variables X1= Education Level, X2=Land Capacious, X3=Capital, X4=Labor. The research method which used is quantitative descriptive with random sampling technique (simple). Analysis method which used is multiple regression analysis. The result of the analysis shows that vegetable farmer’s income in Ngabab village can be explained as well by variable education level, land capacious, capital and labor. Through data analysis and statistic test, these show that from those four independent variables, apparently only three variables of which have significant effect on vegetable farmer’s income. Those are land capacious (X2), capital (X3) and labor (X4). Meanwhile variable education level has no significant effect on vegetable farmer’s income.   Keywords : Farmer’s income, Education Level, Land Capacious, Capital, Labor
Pengaruh Motivasi Kerja Terhadap Kinerja Karyawan Dengan Kepuasan Kerja Sebagai Variabel Intervening Pada Kantor Pusat PT Varia Usaha Gresik Primanda, Aryo; Azzuhri, Misbahuddin
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Tujuan penelitian ini adalah; (1) Untuk mengetahui pengaruh motivasi kerja secara langsung terhadap kepuasan kerja, (2) Untuk mengetahui pengaruh kepuasan kerja secara langsung terhadap kinerja karyawan, (3) Untuk mengetahui pengaruh motivasi kerja secara langsung terhadap kinerja karyawan, (4) Untuk mengetahui pengaruh motivasi kerja secara tidak langsung terhadap kinerja karyawan melalui kepuasan kerja sebagai variabel intervening. Jenis penelitian ini adalah deskriptif dengan pendekatan kuantitatif dengan metode penelitian menggunakan metode explanatory survey. Pengumpulan data dilakukan melalui penyebaran kuesioner kepada seluruh karyawan organik (tetap) unit servis yang ada di kantor pusat PT Varia Usaha dengan jumlah responden penelitian sebanyak 90 orang karyawan. Dalam penelitian ini variabel independennya adalah motivasi kerja, kemudian variabel dependennya adalah kinerja karyawan, sementara kepuasan kerja merupakan variabel intervening. Data yang telah terkumpul selanjutnya dianalisis dengan menggunakan analisis jalur (path analyzing). Hasil dari penelitian yang didapat adalah; (1) Motivasi kerja berpengaruh secara signifikan terhadap kepuasan kerja, (2) Kepuasan kerja berpengaruh secara signifikan terhadap kinerja karyawan, (3) Motivasi kerja berpengaruh secara signifikan terhadap kinerja karyawan, (4) Motivasi kerja secara tidak langsung berpengaruh signifikan terhadap kinerja karyawan melalui kepuasan kerja. Kata Kunci: motivasi kerja, kepuasan kerja, kinerja karyawan, path analyzing
Kinerja Pelaksanaan Program Keluarga Harapan Berdasarkan Perspektif Balance Scorecard ( Studi Kasus Pada Kantor Dinas Sosial Kabupaten Bintan ) Susanti, Andila Putri
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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In 2007,Indonesia’s goverments runned a main project called Program Keluarga Harapan. The aim of this project is to build social insurance system for the pover. Even it has been running for 7 years since it was established, but in Bintan, it was running at 2010 by Dinas Sosial,instead. Based on that situation, this paper is made to describe the efectivity of organitation peformance measurement based on 4 perspectives of Balanced Scorecard. Using qualitative methods, those perspectives show us that Dinas Sosial still faces some problems running this project. In order to gain the project’s goal, the goverment should pay attention to each perspective in formulating their strategies. Keywords: Program Keluarga Harapan, performance measurement, Balanced Scorecard

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