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Islamic Ecomonics Journal

JEI
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Published by Universitas Darussalam Gontor

ISSN : 24601896 EISSN : 25415573 DOI : -

Core Subject : Economy, Humanities, Science, Social,

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Islamic Economics Journal (IEJ) is a national peer-reviewed and open access journal that publishes research papers encompasses all aspects of contemporary Islamic economics issues. This journal emphasizes specifications in the discourse of Islamic Public Economics, Islamic Monetery Economics, Islamic Business Economics, Islamic International Economics and Islamic Development Economics. This journal openly accepts the contributions of experts from related disciplines. All published articles do not necessarily represent the views of journals, or other institutions that have links to journal publications. This journal is intended to communicate the original researches and current issues on the subject. This journal warmly welcomes any contributions from scholars of the related issues.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 305 Documents

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Faktor Penentu Harga dalam Tinjauan Pemikiran Ekonomi Islam Nurizal Ismail; Siti Aisyah; Devid Frastiawan Amir Sup
Islamic Economics Journal Vol 6, No 2 (2020)
Publisher : University of Darussalam Gontor

Price is one of the vital factors in economic studies, either at a micro or macro level. In general term, the concept of price can be found in primary (Al Qur’an and Sunnah) and secondary such as tafsir, fiqh, kalam, philosophy and history. Therefore, this study aims to find out the concept of price determinants developed by earlier Islamic economics scholars and compare it with the price theory in modern economics, which refers to Western economic thought. This study using a qualitative methodology using library research and content analysis. The results are the price determinant in the Islamic economy are according to the agreement of Islamic scholar based on demand and supply then shapes the price and volume of transactions. The other factors influencing the price mechanism are inventory, geography or places, consumption time, quality of goods, quantity and cost. The differences with the western economic view lie in the worldview aspect or the world view in understanding the price concept.

Pilar dan Karakteristik Pasar Dalam Ekonomi Islam Farid Fathony Ashal
Islamic Economics Journal Vol 6, No 2 (2020)
Publisher : University of Darussalam Gontor

This article aims to examine the concept of the market in Islamic literature that had been practised by the classical period. The method used in this study is qualitative research with a literature study approach. The results of this study proved that Islamic literature had provided the application of market concepts which include pillars and characteristics as signs in market management, price mechanism, and avoiding from usury, gharar, maisir. The well functioning of the market has an important role in human life, yet that Islamic doctrine provided the constructive rules as an effort to purify the process of transferring property and goods from just and civilized public relations.

إدارة صندوق الأجرة في منتج التأمين التكافلي الوقف من منظور مقاصد الشريعة بيوجياكرتا Setiawan Bin Lahuri; Fadhila Tianti Mudi Awalia; Muhammad Alfi Syahrin
Islamic Economics Journal Vol 6, No 2 (2020)
Publisher : University of Darussalam Gontor

This study aims to discuss how the management of the ujrah funds on the waqf takafulink product and the management of the ujrah funds in the perspective of maqasid shariah in presenting wealth benefits. To achieve the discussion's objectives, researchers used field research with qualitative research types and a case study approach. As for collecting data, researchers conducted observations, interviews and looked at existing documents. Meanwhile, in analyzing the problem, the researcher used a qualitative descriptive technique and a maqasid shariah approach technique, so that this study could explain in detail about the management of funds in the waqf takafulink product. The results found the management of ujrah funds on the waqf takafulink product was contrary to the principles of sharia insurance because of the transfer of participant rights for the benefit of others as seen from the imposition of the ujrah funds that charged to participants to finance operations. But if the tax is on the company's amount of assets, the company should be able to bear the company’s operating costs without burdening the participants. Whereas from the review of maqasid shariah, the management of ujrah funds on takafulink products, waqf greetings is also against justice and benefit, because in managing funds there is an element of tyranny, and the status of ownership of property transferred in a way that is not in line with Islamic law.

Pengaruh Religiusitas Terhadap Kinerja Karyawan (Studi Kasus Pada Suryamart Soekarno-Hatta Ponorogo Tahun 2019) Imam Haryadi; Luthfi Noor Mahmudi
Islamic Economics Journal Vol 6, No 2 (2020)
Publisher : University of Darussalam Gontor

Human resource is a crucial component in every company. Employee performance that is not optimal is a matter of achieving success. The purpose of this study is to determine the effect of the value of religiosity on employee performance (a case study on Suryamart Soekarno-Hatta Ponorogo 2019). This research uses quantitative descriptive methods. Data collection techniques using primary and secondary data, where primary data is done by conducting surveys, secondary data is obtained through a questionnaire or questionnaire. The data analysis technique used in this article is a simple linear regression analysis. The results of this study indicate that the variable Religiosity (X) has a t-count greater than t table, t-count equal to (8.761 > t table 2.026) and the significance value (Sig.) 0.00 < 0.05. So it can be concluded that the Religiosity variable (X) has a significant effect on Employee Performance (Y) and is known from the coefficient of determination (R Square) of 0.669 or can be stated with 66.9%, this figure implies that Religiosity as the dependent variable (X) affect Employee Performance by 66.9%. While the remaining 33.1% is influenced by other variables not examined in this study. This study indicates that the greater the value of Religiosity, the greater the effect on Employee Performance. For Suryamart Supermarkets, it is suggested to maintain and improve the value of Religiosity for employees so that all activities in the institution which could give a positive impact on business performance.

Peran LAZ Sidogiri Dalam Memberdayakan Ekonomi Masyarakat Pasuruan Melalui Filantropi Islam Syamsuri Syamsuri; Deliar Agha Firdaus; Imam Kamaluddin
Islamic Economics Journal Vol 6, No 2 (2020)
Publisher : University of Darussalam Gontor

Poverty, economic inequality, and unemployment are common problems in economic empowerment in Indonesia. Poverty is the main problem in community economic empowerment because poverty will impact economic inequality and unemployment. Economic disparities were generating by an imbalance in income distribution between high-income and low-income groups. Poverty is a problem, a trial, and can even be a dangerous disaster that harms individuals and society. One means that Islam demands Muslims to eradicate poverty is through zakat institutions, which are an integral part of Islam’s pillars. This study aims to determine the role of the Sidogiri Amil Zakat Institution (LAZ) in empowering the community’s economy and find out the obstacles and solutions faced by the Sidogiri LAZ in empowering the community’s economy. This research is qualitative. The type of research uses descriptive analysis, namely, in the form of written data by re-describing the research object’s data. This study indicates that the Sidogiri LAZ has a community economic empowerment program run based on the care of the Sidogiri LAZ to improve the community’s economy through business skills training and business capital assistance to the community, such as business capital assistance. Poor communities, training and improving human resources in entrepreneurship, UMKM, and UKM assistance to people in need.

Analisis Penerapan Etika Jual Beli Islami Dalam Meminimalisir Distorsi Pasar Pada Pasar Tradisional (Studi Kasus Pada Pasar Induk Giwangan Yogyakarta) Meichio Lesmana; Siti Nurma Rosmita; Andika Rendra Bimantara
Islamic Economics Journal Vol 6, No 2 (2020)
Publisher : University of Darussalam Gontor

In Islamic economics, the market is creat to achieve market equilibrium. But the reality in the field is still challenging to find a market where the mechanism is imbalanced, which is not compatible with the ideal market according to Islamic principles. Many internal and external factors influence the disruption of the market mechanism. The disturbances that occur are known as market distortions. The existence of irregularities in the market is inevitable, where this behavior is far from the ethics of trade in Islam. The purpose of this study was to determine whether the traders in the Giwangan traditional market, which is dominated by Muslim traders, have implemented Islamic trading ethics to minimize market distortions. This research uses qualitative research with a field study approach and uses observation and interview methods. Based on the research results, it can be concluded that there is an Islamic trading ethic that has been practiced by traders in the Giwangan market, namely; honesty in transactions both in terms of quality and scale, the halalness of the products sold, a friendly and generous attitude, and the absence of unfair competition. But from that, there is such an unpracticed trade ethic as a lack of justice to new consumers and customers and a false oath of exaggeration in the quality of the goods sold. Therefore, it could be said that the Giwangan traditional market has attempted to trade by Islamic Sharia, although it has not been fully implemented.

Strategi Fundraising Zakat Profesi (Studi Kasus Baitul Maal Hidayatullah Ponorogo) Fikri Iskandar Fatkhurohman; Aqif Khilmia
Islamic Economics Journal Vol 7, No 1 (2021)
Publisher : University of Darussalam Gontor

Zakat as a pillar of Islam has a very important role because it has two dimensions, namely vertical as a form of obedience and obedience to Allah SWT, and a dimension of caring for fellow humans as servants. Zakat is divided into two, namely zakat fitrah and zakat maal. Zakat mal is divided into several types of zakat, including business zakat, agricultural products, livestock, gold, silver, minerals and found items. Seeing the importance of zakat, there must be a good manager in it. LAZNAS Baitul Maal Hidayatullah Ponorogo is a national amil zakat institution which is engaged in the collection of zakat funds, which is found in almost every city in Indonesia. Because many amil zakat institutions, especially those in Ponorogo district, demand the Baitul Maal Hidayatullah Ponorogo amil zakat institution to continue to improve the quality and professionalization as a good institution of competence and professionalism in collecting professional zakat funds. The purpose of this study is to determine the strategy of professional zakat fundraising in Baitul Maal Hidayatullah Ponorogo. This research method is to use a qualitative method using a case study approach. The results of this study The strategy carried out by Baitul Maal Hidayatullah Ponorogo using direct and indirect strategies, using education to the community in Ponorogo is door to door and through social media. It is proven to be successful where the professional zakat funds collected have increased every year.

Analisis Rasio Kinerja Keuangan Bank Muamalat Indonesia Pada Masa Pandemi Covid-19 Indah Harum Rezeki
Islamic Economics Journal Vol 7, No 1 (2021)
Publisher : University of Darussalam Gontor

Shari'ah banks in Indonesia began to develop when Bank Muamalat was established in 1991. Bank Muamalat, which used the shari'ah system during economic turmoil, was able to maintain stable financial performance. However, according to a Shari'ah economic observer who is also the founder of Karim Consulting, Adiwarman Karim, the current condition of the Islamic banking industry could deteriorate earlier than the conventional banking industry. During the Covid19 pandemic, Islamic banking will face several possible risks. such as non-performing financing risk (NPF), market risk, and liquidity risk. Therefore, this risk will ultimately have an impact on the performance and profitability of Islamic banking.Based on the above background, this study was conducted to determine the financial performance of Bank Muamalat Indonesia in terms of financial ratios that were reported periodically during the Covid19 pandemic. This type of research is a descriptive study with a qualitative approach. The data collection technique used is through the documentation method, namely secondary data collection in the form of quarterly financial reports that have been published on the Bank Muamalat Indonesia website in 2020. The analysis technique used is a descriptive analysis by analyzing banking financial performance ratio data. The results of this study state that the financial performance of Bank Muamalat Indonesia during the Covid 19 the year 2020 pandemic was in a healthy condition from the aspects of capital, quality of earning assets, and liabilities. This is evidenced by the results of the value of the Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), and Financing to Debt Ratio (FDR) which are always at the standard value of a healthy bank financial performance. Meanwhile, in terms of profitability and operational management, Bank Muamalat Indonesia is in an unsanitary condition. This can be seen from the results of the ratio of Return on Assets (ROA), Operational Costs, and Operating Income (BOPO) which are always at ratios that do not comply with sound financial value standards.

Pengaruh Pemahaman Wakaf Terhadap Niat Berwakaf Tunai Jama’ah Masjid di Kecamatan Kota Ponorogo Abdul Latif; Imam Haryadi; Adib Susilo
Islamic Economics Journal Vol 7, No 1 (2021)
Publisher : University of Darussalam Gontor

This research aimed to seek the influence of waqf understanding on cash waqf intention of the mosque congregation at the District of Ponorogo. The method employed in this study is multiple regressions with primary data collected from 150 respondents of 5 big mosques in the District of Ponorogo within the questionnaire. The result of the study shows that all variables of waqf understanding namely basic understanding of waqf, understanding of waqf benefit, and understanding of waqf laws are simultaneously influenced the dependent variable with significant impact. Meanwhile, partially understanding the benefit of waqf positively significant influenced the intention to participate and donate cash waqf, while the rest variables had no impact on the intention to participate and donate cash waqf.

Determinant of Zakat Productive Towards Small Medium Enterprise (SMEs) Incomes of Recipient of Zakat Ichsan Hamidi; Suhel Suhel; Dirta Pratama Atiyatna; Alghifari Mahdi Igamo
Islamic Economics Journal Vol 7, No 1 (2021)
Publisher : University of Darussalam Gontor

This study aims to find out the determinant of zakat productive towards Small Medium Enterprise (SMEs) incomes of recipient of zakat. This study uses quantitative approaches using primary data which collect through interviews, documentation and observation with a quetionnaires. The population are all recipients of zakat who received the funding of zakat productive from BAZNAS of South Sumatera. The data is analyzed using multiple reggression model. The results of this study indicate that the determinant of zakat productive like zakat productive funds and training has a significant contribution on SMEs incomes of recipient of zakat. On this point zakat productive program can be developed more broadly and with more scheme, so that more recipients of zakat can join this program and got more welfare and a good living.

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Sheema Haseena Armina

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iej@unida.gontor.ac.id

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Department of Islamic Economics Jl. Raya Siman, Demangan - Siman - Ponorogo - Jawa Timur, 63471 Telp/HP. +62 812 35797925 Email: iej@unida.gontor.ac.id URL: https://ejournal.unida.gontor.ac.id/index.php/JEI

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Kab. ponorogo,

Jawa timur

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Sheema Haseena Armina

Contact Email sheemahaseenaarmina@unida.gontor.ac.id

Phone -

Journal Mail Official iej@unida.gontor.ac.id

Editorial Address Department of Islamic Economics Jl. Raya Siman, Demangan - Siman - Ponorogo - Jawa Timur, 63471 Telp/HP. +62 812 35797925 Email: iej@unida.gontor.ac.id URL: https://ejournal.unida.gontor.ac.id/index.php/JEI

Location Kab. ponorogo, Jawa timur INDONESIA

Abstract

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Abstract

Contact Name
Sheema Haseena Armina

Contact Email
sheemahaseenaarmina@unida.gontor.ac.id

Phone
-

Journal Mail Official
iej@unida.gontor.ac.id

Editorial Address
Department of Islamic Economics Jl. Raya Siman, Demangan - Siman - Ponorogo - Jawa Timur, 63471 Telp/HP. +62 812 35797925 Email: iej@unida.gontor.ac.id URL: https://ejournal.unida.gontor.ac.id/index.php/JEI

Location
Kab. ponorogo,

Jawa timur

INDONESIA