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Faktor Penentu Harga dalam Tinjauan Pemikiran Ekonomi Islam Nurizal Ismail; Siti Aisyah; Devid Frastiawan Amir Sup
Islamic Economics Journal Vol 6, No 2 (2020)
Publisher : University of Darussalam Gontor

Price is one of the vital factors in economic studies, either at a micro or macro level. In general term, the concept of price can be found in primary (Al Qur’an and Sunnah) and secondary such as tafsir, fiqh, kalam, philosophy and history. Therefore, this study aims to find out the concept of price determinants developed by earlier Islamic economics scholars and compare it with the price theory in modern economics, which refers to Western economic thought. This study using a qualitative methodology using library research and content analysis. The results are the price determinant in the Islamic economy are according to the agreement of Islamic scholar based on demand and supply then shapes the price and volume of transactions. The other factors influencing the price mechanism are inventory, geography or places, consumption time, quality of goods, quantity and cost. The differences with the western economic view lie in the worldview aspect or the world view in understanding the price concept.

Law Enforcement through Justice and Ethical Institution: Historical Perspective Siti Aisyah; Nurizal Ismail
AL- IKTISAB Journal of Islamic Economic Law Vol 2, No 1 (2018)
Publisher : Universitas Darusssalam Gontor

Islam is the way of life which guides mankind to attain the happiness in here and thehereafter (falah). It is also a religion of peace through the submission to the will and laws ofGod, advocates the establishment of ethic and social justice in order to achieve peace. In thehistory of Islam, enforcement of law was implemented to preserve good ethic and justice in thesociety. Therefore, it is needed to know how the implementation of Islamic law enforcementregarding ethic and justice in Islamic framework. This paper aims to study how the Islamicstate in the early of Islam pays attention to ethic and justice of society in its governmentaffair or administration and how the wilāyat al mazālim and hisbah as Islamic institutionwill stand for law enforcement to promote justice and higher ethic in the society. Moreover,finding of the study states that the Justice and ethical values have been still concerned byIslamic State. The administration of justice carried out by Muslim should consist of theapplication of Shari’ah in name of God without any temporal consideration. Enforcementof law regarding ethic and justice is manifested in hisbah and wilāyat al-mazālim. Eachinstitution has different duties, but has mutual relation to administrate the state towardwelfare state. The hisbah institution plays its role to command good action (amar ma’ruf)and prohibit evil (nahi munkar). It has a responsible for the implementation of Shari’ahprinciples in society. Furthermore, wilāyat al-mazālim is an institution that carries out thejustice around the society. This institution looks into the cases which are not included incommon court authority, such as persecution matters which are committed by the authority,judges or member ruling family.

DETERMINAN INDIKATOR MAKRO EKONOMI TERHADAP REKSA DANA SYARIAH DI INDONESIA PERIODE 2014-2021 Nur Azifah; Stevani Adinda Nurul Huda; Siti Aisyah
Jurnal Akuntansi dan Manajemen Bisnis Vol. 2 No. 1 (2022): April : Jurnal Akuntansi dan Manajemen Bisnis
Publisher : Asosiasi Dosen Muda Indonesia

This research aims to determine how macroeconomic indicators affect the net asset value of Islamic mutual funds in Indonesia from January 2014 to December 2021. This study employs the Linear Ordinary Least Squares (OLS) regression method with a saturated sample approach (census), with inflation, exchange rate, Bank Indonesia Syariah Certificate (SBIS), BI Rate 7 days repo, and money supply as independent variables and net asset value of sharia mutual funds as the dependent variable. According to the study's findings, inflation, exchange rate, SBIS, BI Rate, and JUB all significantly influence the net asset value (NAV) of Islamic mutual funds in Indonesia. These findings imply that macroeconomic indicators play an essential role in expanding the Islamic capital market sector in Indonesia, particularly sharia mutual funds, and that monetary stability in the domestic economy will affect the increase in people who invest their funds in sharia mutual funds instruments.

Rasionalisme dalam Perkembangan Ekonomi Mainstrim dan Islam di Indonesia Nurizal Ismail; Siti Aisyah; Wahyudi Bakri
Ijtihad Vol. 14 No. 1 (2020)
Publisher : Universitas Darussalam Gontor

Rationalism is one of the philosophical schools originated from Greek Civilization. Two prominent scholars developed the theory, namely Plato and Aristotle. The ratio is a crucial way to approach truth. The rationalism has influenced all knowledge and sciences developed by other scholars in different time and place. The study aims to know the influence of rationalism toward economic development in Indonesia. To obtain a clear answer, the study used thematic analysis to identify, categorize, and report the qualitative data related to the study. The finding says that rationalism has been adopted by Indonesia when it used either capitalism or socialism in the development of economic in Indonesia. The existence of Islamic economics in Indonesia gives a new paradigm of the method in understanding and solve the economic problem by using ratio in the framework of Islamic revelation. By then, there is a fundamental difference of philosophical underpinning related to the development of economic in Indonesia, starting from a conventional one to Islamic economics combining ratio and revelation to solve the economic problem of society.

Faktor Penentu Harga dalam Tinjauan Pemikiran Ekonomi Islam Nurizal Ismail; Siti Aisyah; Devid Frastiawan Amir Sup
Islamic Economics Journal Vol. 6 No. 2 (2020)
Publisher : University of Darussalam Gontor

Price is one of the vital factors in economic studies, either at a micro or macro level. In general term, the concept of price can be found in primary (Al Qur’an and Sunnah) and secondary such as tafsir, fiqh, kalam, philosophy and history. Therefore, this study aims to find out the concept of price determinants developed by earlier Islamic economics scholars and compare it with the price theory in modern economics, which refers to Western economic thought. This study using a qualitative methodology using library research and content analysis. The results are the price determinant in the Islamic economy are according to the agreement of Islamic scholar based on demand and supply then shapes the price and volume of transactions. The other factors influencing the price mechanism are inventory, geography or places, consumption time, quality of goods, quantity and cost. The differences with the western economic view lie in the worldview aspect or the world view in understanding the price concept.

ANALISIS PENGARUH PEMAHAMAN DAN KEPERCAYAAN TERHADAP MINAT MENJADI PESERTA ASURANSI SYARIAH SERTA PERSEPSI MASYARAKAT SEBAGAI VARIABEL INTERVENING (STUDI MASYARAKAT JABODETABEK) Siti Aisyah; Zahrani Fendiana; Stevani Adinda Nurul Huda; Nur Azifah
Jurnal Ilmiah Multidisiplin Vol. 3 No. 01 (2024): Januari : Jurnal Ilmiah Multidisiplin
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/jukim.v3i01.1132

Penelitian ini bertujuan untuk menganalisis bagaimana pemahaman dan keyakinan mempengaruhi minat masyarakat terhadap asuransi syariah, dan bagaimana persepsi masyarakat dalam hal ini berperan sebagai variabel yang memediasi hubungan antara pemahaman, keyakinan dan minat. Penelitian ini dilakukan dengan fokus pada masyarakat di wilayah Jabodetabek. Metode analisis penelitian ini menggunakan data kuantitatif primer, dengan tahapan pengujian yaitu: uji validitas, uji reliabilitas, uji r-square, dan uji hipotesis. Data yang digunakan dalam penelitian ini menggunakan instrumen kuesioner, data yang valid terkumpul sebanyak 121 responden. Metode pengambilan sampel dalam penelitian ini adalah purposive sampling berdasarkan kriteria tertentu dengan menggunakan teknik slovin. Alat uji yang digunakan adalah SmartPLS 4. Hasil penelitian menunjukkan bahwa dalam konteks asuransi syariah, pemahaman tidak memiliki pengaruh yang signifikan terhadap persepsi masyarakat. Namun, pemahaman berpengaruh terhadap minat masyarakat terhadap asuransi syariah. Selanjutnya, kepercayaan mempengaruhi persepsi masyarakat dan berperan penting dalam membentuk minat masyarakat terhadap asuransi syariah. Selain itu, persepsi masyarakat memiliki pengaruh langsung terhadap minat masyarakat terhadap asuransi syariah. Namun, variabel pemahaman tidak berpengaruh signifikan terhadap minat masyarakat melalui persepsi. Sebaliknya, kepercayaan memiliki pengaruh yang signifikan terhadap minat masyarakat melalui persepsi.

PEMANFAATAN LAHAN PERTANIAN, SOSIALISASI KOPERASI SYARIAH DAN PENINGKATAN KUALITAS UMKM DI LINGKUNGAN RW 02 KELURAHAN PABUARAN MEKAR, KABUPATEN BOGOR Mufid Suryani; Nida Nusaibatul Adawiyah; Inti Mulya Arti; Paranita Asnur; Fitri Yulianti; Nur Azifah; Stevani Adinda Nurul Huda; Maulana Syarif Hidayatullah; Siti Aisyah; Risa Septiani
Jurnal Pengabdian Masyarakat Sapangambei Manoktok Hitei Vol. 3 No. 2 (2023): Jurnal Pengabdian Masyarakat SAPANGAMBEI MANOKTOK HITEI
Publisher : Universitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/vey0dt11

Kegiatan usaha mikro kecil dan menengah adalah pondasi dasar yang mendukung perekonomian Indonesia. Berjalannya waktu terdapat ditemukan kendala untuk meningkatkan daya saingnya dipasar nasional. Kendala tersebut adalah sertifikasi halal pada produk makanan karena konsumen saat ini sudah perhatian terhadap asupan terkait kehalalan produk yang dikonsumsi. Karena itu kegiatan Pengabdian Kepada Masyarakat ini memiliki tujuan untuk mendukung digitalisasi wirausaha berbasis teknologi informasi serta pengelolaan usaha farming berbasis teknologi dan peningkatan sertifikasi produk halal dalam rangka mencapai tujuan misi Indonesia sebagai pusat halal dunia di lingkungan RW 02 Kelurahan Pabuaran Mekar melalui pembuatan Legalitas Nomor Induk Berusaha (NIB), pelatihan manajemen SDM dan produksi serta pendaftaran sertifikasi halal. Tahapan awal yang dilakukan pada kegiatan pengabdian masyarakat ini yakni melakukan survey kepada seluruh pelaku UMKM, melakukan wawancara dan mendata usaha yang dijalankan. Kemudian data tersebut dijadikan database untuk selanjutnya didampingi dalam pembuatan Nomor Induk Berusaha (NIB), pendaftaran sertifikasi halal, serta pelatihan dalam mengelola manajemen SDM dan produksi agar kualitas usaha UMKM tersebut semakin baik dan profesional. Hasil dari kegiatan ini terdapat 8 pelaku UMKM yang didaftarkan untuk mendapatkan NIB dan Sertifkat halal

Factors That Influence Interest In Giving Zakat : A Case Study At UPZ Gunadarma University Nurdiansyah Nurdiansyah; Fikri Zaeni Hasbalah; Siti Aisyah
Jurnal Kajian Akuntansi, Auditing dan Perpajakan Vol 1, No 2 (2024)
Publisher : Universitas Gunadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35760/jkaap.2024.v1i2.13048

The potential of zakat as one part of Islamic philanthropy is quite large, especially in educational institutions, it is interesting to conduct research on the influence of zakat in educational institutions. This study aims to analyze the influence of factors determining the interest of the academic community in giving zakat at UPZ Gunadarma University. This research uses quantitative method with purposive sampling method, the data used is primary data obtained through online questionnaire distribution. The analysis used in this study used multiple linear regression statistical models, t test and f test. The results showed that although the level of zakat literacy and awareness of respondents was quite good, but trust in zakat management institutions (UPZ Gunadarma) was the main factor that drove the decision to give zakat. The low level of trust of some muzakki towards UPZ is a challenge that needs to be overcome so that more academicians are interested in channeling their zakat through UPZ Gunadarma.

Reexamining the Notion of Wealth Management: Insights from the Qur'an and Hadith Nurizal Ismail; Siti Aisyah
Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam Vol. 1 No. 1 (2023): Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam
Publisher : Mumtaz Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63106/jepki.v1i1.1

The Muslim population is expected to grow significantly by 26 per cent by 2030, reaching about 2.2 billion, a significant figure. Currently, the global Islamic finance market was valued at US$2.2 billion in 2021 and is expected to reach US$3.02 billion by 2027, exhibiting a Compound Annual Growth Rate (CAGR) of 10.2% during the period of 2022-2027. The demand for wealth management that is in line with Islamic principles is rapidly increasing. Islamic wealth management is a new and promising financial service industry that is attracting affluent individuals who want their assets managed in accordance with Islamic values and principles. It is important to note that Islamic wealth management is distinct from the Western conception of wealth management due to its distinct philosophical foundation. Hence, understanding the philosophical foundations of Islamic wealth management is crucial to effectively manage wealth from an Islamic perspective. The purpose of this paper is to redefine the contemporary concept of wealth management from an Islamic viewpoint, drawing insights from the Qur'an and Sunnah, and propose an Islamic framework for wealth management. The research findings indicate that Islamic wealth management, derived from the Qur'an and Hadith, centers around the concept of Tawhīd as the central pillar and the adherence to Shari'ah as the guiding law for Muslims. The process of Islamic wealth management encompasses two key aspects: wealth creation and spending that consists of wealth accumulation, protection, and distribution. The creation of wealth is closely linked to the fulfillment of the objective of infāq (spending), which aims to promote maqashid shari'ah and advance justice and well-being in order to achieve falah (success and prosperity in the world and hereafter).

Analisa Faktor Penentu Keputusan Nasabah Pegadaian Memilih Pegadaian Syariah sebagai Alternatif Solusi Masalah Keuangan: Studi Empiris di Kota Depok Mujakir; Siti Aisyah
Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam Vol. 1 No. 2 (2024): Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam
Publisher : Mumtaz Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63106/jepki.v1i2.15

This study aims to determine the 7ps of the marketing mix (product, price, promotion, place, people, process & physical evidence on people's decisions to choosing sharia pegadaian as alternative solutions to financial problems: an empirical study on sharia pegadaian customers in Depok city. This study uses primary data in the form of a questionnaire containing statements related to the variables studied to sharia pegadaian customers as respondents. This study used Partial Least Square (PLS) Structural Equation Modeling (SEM) analysis with a sampling technique using a purposive sampling method assisted by the statistical tool SmartPLS 4. The results of this study indicate that the variable product, price, promotion, process and Physical Evidence have a significant effect on people's decision to choose sharia pegadaian as a financial solution, while the place and people variables have no effect on people's decisions to choose sharia pegadaian as a financial solution in Depok City.

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