cover
Contact Name
Sheema Haseena Armina
Contact Email
sheemahaseenaarmina@unida.gontor.ac.id
Phone
-
Journal Mail Official
iej@unida.gontor.ac.id
Editorial Address
Department of Islamic Economics Jl. Raya Siman, Demangan - Siman - Ponorogo - Jawa Timur, 63471 Telp/HP. +62 812 35797925 Email: iej@unida.gontor.ac.id URL: https://ejournal.unida.gontor.ac.id/index.php/JEI
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Islamic Ecomonics Journal
ISSN : 24601896     EISSN : 25415573     DOI : -
Islamic Economics Journal (IEJ) is a national peer-reviewed and open access journal that publishes research papers encompasses all aspects of contemporary Islamic economics issues. This journal emphasizes specifications in the discourse of Islamic Public Economics, Islamic Monetery Economics, Islamic Business Economics, Islamic International Economics and Islamic Development Economics. This journal openly accepts the contributions of experts from related disciplines. All published articles do not necessarily represent the views of journals, or other institutions that have links to journal publications. This journal is intended to communicate the original researches and current issues on the subject. This journal warmly welcomes any contributions from scholars of the related issues.
Articles 305 Documents
Signifikasi Peran Qawa’id Fiqhiyyah dalam Pembelajaran Ekonomi Syariah Rahmad Hakim
Islamic Economics Journal Vol. 2 No. 2 (2016)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (625.119 KB) | DOI: 10.21111/iej.v2i2.1394

Abstract

Along with the development time and place, human economic life increasingly dynamic. On the other hand, the development of Islamic financial institutions is increasing and growing, especially in the last decade. Two things above be an important factor of the importance of certainty about the various forms of transactions in accordance with Islamic Shari’a. Offering hope that the development of economic life and Islamic financial institutions should increasingly all transactions with Shari’ah system. In the presence of the Islamic economic studies program or Islamic economics at Higher Education Institutions (IPT), both state and private, who have a major role in preparing the human resources, has a big responsibility to ensure legal certainty in all transactions; both traditional and contemporary transactions. With this, it is necessary for all students to learn qawa’id fiqhiyah for reaching these goals. This study used a qualitative descriptive method, that is the approach used to address the significance of the role of qawa’id fiqhiyyahin learning Islamic economics. In collecting the data used methods of documentation, namely by performing in-depth research on a variety of relevant literature in the field of  qawa’id fiqhiyyah. The final conclusion of this study is that qawâ’id fiqhiyyahhave a significant role in the learning of Islamic economics. This is due to the reality of human life in the field of running dynamic economy, which often results in the release of all forms of economic activity of Islamic law. So that many transaction sprung did not have a clear legal status.
Corporate Social Responsibility Dalam Perpektif Islam Mufti Afif
Islamic Economics Journal Vol. 3 No. 2 (2017)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (350.811 KB) | DOI: 10.21111/iej.v3i2.2716

Abstract

This research is comparison study between convetional concept of CSR and Islamic concept. These two concepts, they are fundamental distinction, such in philosophy aspect and objective aspects. Conventional CSR generally on solving problem of poverty in addition to obtain the level of profit such as the trust of society. Whereas CSR responsibilities related to Islam between individual and social responsibilities of humanity. On basic of philosophy of CSR aspects of Islam in Quran and Sunnah, which deliver on the concept of relationship between institution and society or environment. This means the bond is stronger than conventional concept of CSR, which are only binding based on public confidence at Islamic Institution teaches that worship is not limited on the worship of mahdhah (hablumminallah), but other worship mahdhah also so due to considerations related to social worship (hablumminannas); This cue contained in God’s Word QS. Al-Ma’un verses 1-7. Islam has the principle of accountability which is balanced in all shapes and spaces in scope. Between body and soul, between individuals and between individuals and the family, social and, between a community with other societys and finally CSR Islam far has nailai maslahah compared to conventional CSR. 
Etika Persaingan Dalam Usaha Menurut Pandangan Islam Abdul Latif
Islamic Economics Journal Vol. 3 No. 2 (2017)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (365.198 KB) | DOI: 10.21111/iej.v3i2.2717

Abstract

Islamic Business Ethics is an important thing in the journey of professional business activity, and shows. There is an independent structure that is separate from other structures. because business ethics in Islam mostly explains the policy and truth both the level of intention and the idea of  behavior, Islam to trade relations. Trading in Islam is now beginning to show its fangs. This is due to the collapse of the capitalist economy due to the global crisis. And in everyday life a person will never be separated from economic activities, especially Islamic economics In practice, Islam recommends that based on Islamic law of Qur’an and sunnah.
Paradigma Ekonomi Syariah Dalam Faham Hegemoni Kapitalisme dan Sosialisme Sebuah Solusi Pola Hidup Muslim Ika Prastyaningsih; Mohammad Ghozali; Andi Triyawan
Islamic Economics Journal Vol. 3 No. 2 (2017)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (391.014 KB) | DOI: 10.21111/iej.v3i2.2718

Abstract

Western countries with the economic system of capitalism have hegemonize all aspects of the economy of society, so that they dominate all countries in the world including Islam. The hegemony according to five things, that are:Defence, economic, socio-cultural, political, religion. The actualization and contextualization of the Islamic economic system is a form of criticism, and it will becomes a solution to the theory and economic system built on unhumanity (not egalitarian), especially capitalism and socialism. So that A Moslem must take Islam as a living system that regulates all sides of human life, which promises the welfare and falah.Because human life does not stop only in the world and it will be held accountable later in the world. The concept of Islamic Economics is not a collection of the good that exists in the capitalist and socialist economic system. But more than that though it looks the same but the value built on the Qur’an and Sunnah. The Kindness that exists in Islamic Economics has the greatness of value based on the revelation of Allah and Sirah Nabawiyah. The system of Islamic Economy can be accepted by all people in the world. Because it contains maslahah value for all creatures that exist on earth. The concept of justice built by Islam not only exist on the physical aspects but also the metaphysical. As well as welfare, not only in the realm of the body but also the Spiritual.
Indikator Perilaku Konsumen Dalam Memenuhi Kebutuhan Primer (Studi Maslahah Imam Al-Gazali Kitab Al Mustasfa Min ‘Ilm Ushul) Miftahul Huda
Islamic Economics Journal Vol. 3 No. 2 (2017)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (377.382 KB) | DOI: 10.21111/iej.v3i2.2719

Abstract

Consumer behavior is a human attitude in utilizing its income in meeting the needs, both individually and socially. The problem of human economy in the perspective of Islam is the fulfillment of need with Natural Resources (SDA), with the concept of maslahah is expected to assist in fulfilling the welfare of human life present. Imam Al-Ghazali has previously introduced the concept of social welfare function, in which we are required to distinguish the needs of dharuriyyat, hajiyyat, and tahsiniyyat is a matter which must Observed, lest we be wrong in determining the category level tesebut. Introduction in meeting the needs of priority scale has been introduced since the first although not yet reviewed in detail. The application al-ushul al-khamsah in meeting human needs has been facilitated by its development to date. The universal value that belongs to its own value in guarding the behavior of a consumer to become an Islamic Man.
Penerapan CSR (Corporate Social Responsibility) Perbankan Syari’ah Umum di Indonesia Perspektif Maqasid Asy Syari’ah Muhammad Iqbal
Islamic Economics Journal Vol. 3 No. 2 (2017)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (441.436 KB) | DOI: 10.21111/iej.v3i2.2720

Abstract

The practice of CSR has been a trend among corporation for the last few years. The implementation of CSR in a financial institution, however, still adopts the western concept. Previous studies have also found that the practice of CSR in today’s corporations in not in with Islamic sharia. This is closely related to the concept of CSR in which the practice follows the original concept. The researcher planned to observe general sharia banks in Indonesia, particularly their CSR practice. This study used the perspective of maqāsid asy syari’ah in order that the legitimacy of CSR practice could be undeniable, the quality would approve, and the implementation could be more serious more than the previous-years’ ones. The observation on the practice of CSR in sharia commercial banks would be focused on two sharia commercial banks as the representing samples of 12 sharia commercial banks in Indonesia. Thin was deemed necessary because in reality not all sharia commercial banks have been able to implement and report good practice of CSR. The reality and result in the field showed that from the persective of maqāsid asy syari’ah focusing on the kulliyatul khams standar. Bank Muamalat Indonesia and Bank Syariah Mandiri have included most of the standard. In other words, the justification of maqāşid asy syari’ah in the oractice of CSR for the benefit of the people. The generalization of population result represented by the two sharia commercial banks could be formed if the practice in the other banks was a similar or even more than that in these sample banks.
Penilaian Kesehatan Koperasi Jasa Keuangan Syariah (KJKS) Berkah Madani Periode 2015-2016 Fida Arumingtyas
Islamic Economics Journal Vol. 3 No. 2 (2017)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (340.549 KB) | DOI: 10.21111/iej.v3i2.2721

Abstract

The  analysis  conducted  will  interpret  ratios  or  financial  data  and  its  implications. This research is compiled to analyze health assessment KJKS Berkah Madani years 2015-2016 using a standard assessment of the Regulation of the Minister of State for Cooperatives and SMEs RI Number: 35.3/Per/M.KUKM/X/2007 on guidelines for a health assessment KJKS and UJKS Cooperative. The results of this study will be taken into consideration in the evaluation and a policy for KJKS Berkah Madani to improve their business performance so that stability is maintained and is expected to enhance public trust in this Islamic Microfinance Institutions. The approach used in this study is a quantitative and descriptive variables  used  are  capital;  asset  quality;  management;  efficiency;  and  liquidity. Based on analysis of the health assessment KJKS Berkah Madani can be seen that score recapitulation of five variables in 2015 amounted to 73, 7832 and in 2016 increased to 79,9832 with the category Fairly Healthy.
The Evaluation UPK Performance Managing PNPM Revolving Fund In Banyudono (2015-2017) Dipa Nuswantara
Islamic Economics Journal Vol. 3 No. 2 (2017)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (406.633 KB) | DOI: 10.21111/iej.v3i2.2722

Abstract

The revolving fund of community-based awareness programs aims to provide capital access for the poor that is expected to stimulate economic activity. The districs of Banyudono has 15 sub-districts which recivied this funding program. There are 4 ratios to assest UPK’s performance in managing revolving loan funds they are LAR, PAR, CCr, and ROI. In the LAR ratio showing loan arrears more than three months the average assessment  during 2015 to 2017 has a value of 66.5% which means suspend. PAR ratio shows the number of KSM members who are at risk of having arrears more than three months has an average value of 52.2% which means suspend. The CCr ratio showing the ability of UPK to finance its operational activities with its revenue has an average value from 2015 to 2017 about 289.9% which means that it is adequate. The ROI ratio shows the ability of UPK to generate profit from their revolving loans has an average value of -10.1% means delayed. In general, the performance of UPK in Banyudono sub-district still has not met expectations.
Strategi Kebijakan Pembangunan Ekonomi Dalam Perspektif Islam (Studi Kritis Terhadap Pemikiran Ekonomi Neo Klasik) Arie Rachmat Soenjoto
Islamic Economics Journal Vol. 4 No. 1 (2018)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (473.415 KB) | DOI: 10.21111/iej.v4i1.2896

Abstract

Liberalization and deregulation which are at the core of Neo-Classical economic policy have led developing countries to the brink of poverty. Although economic growth has increased but the problem of equity and fulfillment of basic needs cannot be overcome, this can be seen in Indonesia as one of the users of Neo-Classical policies. According to data from the statistics center in March 2017 the number of poor people reached 27.77 million people. Maluku and Papua have been named as the regions with the highest percentage of poor people, namely 24.14% of the total population of Indonesia. This figure is the highest percentage of poverty in Indonesia. Even though Papua is an Indonesian gold barn. In 2011, Indonesia’s Gini ratio reached 0.41, meaning that the level of inequality in Indonesia is quite high. This indicates the failure of Neo-Classical policies in building the economy. This research was conducted to fi nd out how Neo-Classical economic policies and Islamic economics in economic development, as well as to fi nd out the views of Islam on Neo-Classical economic policies in economic development. Research research library is a study of criticism using books as a source of research, and using descriptive-analytical methods that provide an overview of Neo-Classical policies with an analysis of Islamic perspectives. Primary data of Adam Smith’s thinking from the literature of books, journals, papers, magazines and articles. Secondary data from the thoughts of Islamic economists from the literature of books, journals, papers and articles. The results of the analysis of this study can be seen that Islam has elements of interconnected strategies that can achieve economic development goals, namely the mechanism of moral fi ltering, correct motivation, socio-economic restructuring, fi nance, and the role of the State. Five policy actions include human resource development, wealth equity, economic restructuring, fi nancial restructuring, and strategic policy planning. In the Islamic perspective, liberalization is recognized but has social responsibility, while deregulation means anti-government. In Islam the government must be responsible for fulfilling 5 sharia objectives. In implementing development policies and strategies, the government is expected to be able to instill Islamic values in every economic activity by creating a healthy socio-economic without disturbing individual rights and motivating the community with this maqashid sharia will be achieved.
Business System Analysis Based On Multi Level Marketing In The Perspective of Islami Business Ethics (Case Study: PT. Veritra Sentosa International) Achmad Fajaruddin; Bella Tahya Hania
Islamic Economics Journal Vol. 4 No. 1 (2018)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (487.69 KB) | DOI: 10.21111/iej.v4i1.2897

Abstract

Nowadays, have came varieties of online application that can be used to make an online payment, one of it is Paytren. The application launched by Treni is applying MLM system in it's business. Nowadays, has come a lot of MLM companies that deviated from the business ethics. While in Islam, the application of Islamic business ethics is mandatory. This research aims to know the business system based on MLM and how the perspective of Islamic business ethics with the business that run by Treni. This research is a fi eld research with qualitative methods. Research data obtained from primary and secondary data. While primary data collected from interviews, observation and documentation. And secondary data collected from books, journals and other source that has same relation with the research. The conclusion are, the company is some company which sell a license for using an aplication with the aim for payying the daily needs and the montly bills, this aplication can be used in every kind of smartphone, especially in android and iOS. The partners get their commission from the selling of license to the other partners or from the transaction which done by their ownselves of by their downline. So for the implementation of Islamic business ethics, then Paytren has implemented an Islamic business ethics in it's business. It's known by the applied of the basic values of Islamic business ethics, namely Tawheed, khilafah, worship, tazkiyah and ihsan.