Islamic Ecomonics Journal
Islamic Economics Journal (IEJ) is a national peer-reviewed and open access journal that publishes research papers encompasses all aspects of contemporary Islamic economics issues. This journal emphasizes specifications in the discourse of Islamic Public Economics, Islamic Monetery Economics, Islamic Business Economics, Islamic International Economics and Islamic Development Economics. This journal openly accepts the contributions of experts from related disciplines. All published articles do not necessarily represent the views of journals, or other institutions that have links to journal publications. This journal is intended to communicate the original researches and current issues on the subject. This journal warmly welcomes any contributions from scholars of the related issues.
Articles
305 Documents
<![CDATA[Implementation of Corporate Social Responsibility (CSR) On Islamic Banking: Maqasid Sy ariah’ s Approach ]]>
<![CDATA[Nurizal Ismail]]>;
<![CDATA[Ahmad Muqorobin]]>
<![CDATA[ Islamic Economics Journal Vol. 3 No. 1 (2017) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (612.688 KB)
|
DOI: 10.21111/iej.v3i1.1384
<![CDATA[Islamic banking as corporate is also subjected to the responsible of Corporate social responsibility (CSR). Moreover, Islamic Banking is different from Conventional bank in its worldview, operation and principle. It will impact to CSR operation in Islamic banking. CSR of Islamic Banking must constitute to its objective that should realize the just and welfare in ummah’s life. It came into existence as a collective religious obligation (fard kifayah) on the larger community (Ummah) as a financial intermediary for individuals in the community wishing to comply with Islamic law (Syari’ah). This study aims to discuss the role of maqasid Syari’ah, and to propose it into the applied of CSR on Islamic banking. Implementation of corporate social responsibility (CSR) is very important in Islamic banks because it is used as importantmeasurements to assess a successful company in its operation. CSR in Islamic bank should be different with the Conventional one from its worldview, system and standard of operational. The concept of CSR in Islam is not new, it is deeply mentioned and explained in sources of Islam. Maqasid Syari’ah is used to see the maslahat (benefit) and to make decision in all aspect of human life. In maslahat’s perspective, CSR of Islamic bank is to promote the justice and welfare and to avoid the disruption and chaos.]]>
<![CDATA[Ribā dan Ketidakadilan Sistem Ekonomi Kapitalisme, Sebuah Kajian Teoritis ]]>
<![CDATA[Muhammad Ghozali]]>;
<![CDATA[Yusi Septa Prasetya]]>
<![CDATA[ Islamic Economics Journal Vol. 3 No. 1 (2017) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (521.951 KB)
|
DOI: 10.21111/iej.v3i1.1385
<![CDATA[The failures of capitalism economic in realizing justice and prosperity is due to the implementation of the interest system (usury system). In the long term usury system pose a huge gap between communities. Giving a variety of impacts on the economy of ummah. As the imbalance of the real sector and monetary sector, poverty and others. People, their life has been shackled by the economic system that allow the practice of interest or on the practice of usury is certainly contrary to the society ideals which is social justice, contrary to a life filled with love In fact, not a few countries receiving assistance of these loans were destroyed due to the large amount of foreign debt. Islamic economic as economy system resurfaced again trying to bring about justice and the welfare of his followers to abolish interest (riba) and replace with a system of profit sharing (profit loss sharing). As one of alternative to achieve economic justice. The underlying revenue sharing system embodiment of justice in various financial sector and the real sector. As for the elimination of usury system that forcenturies held in various countries. To errasing the practice of usury rate system, Islamic economics has its own rules in eliminating usury system and replace it with a system of profit sharing (profit loss sharing) to achieve justice in economic life and charity as a form of wealth distribution. Profit loss sharing system with the end result-oriented on businesses without unknowning the share out either be positive or negative. Each parties will share in the same way]]>
<![CDATA[Pemberdayaan Ekonomi Berbasis Masjid dan Manajemen Ketakmiran pada Masjid An Nur dan FORSIMAL, Dadung, Mantingan ]]>
<![CDATA[Mufti Afif]]>;
<![CDATA[Andi Triyawan]]>;
<![CDATA[Royyan Ramdhani Djayusman]]>
<![CDATA[ Islamic Economics Journal Vol. 3 No. 1 (2017) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (266.952 KB)
|
DOI: 10.21111/iej.v3i1.1386
<![CDATA[The purpose of outreach activities with the title of “ The Administrators Empowerment An Nur Dadung Mosque in the administrator’s management is to help the mosque administrators as the responsible to manage all activities and routines which connected for ummah on the religious, education and economics”. The second purpose, is to improve the scientific religion administrators An Nur Dadung mosque. To achieve the purpose of outreach has been implemented by a lecturer team faculty of economic and management, University of Darussalam Gontor, the outreach activities is conducted in the form of management training, discussion, and administrators supervision activities. From the outreach activities carried out by An Nur Dadung mosque, Mantingan, Ponorogo it can be concluded that an increase in the participation of society on activities conducted by An Nur mosque administrators. The existence of thought between a members of An Nur mosque administrators in fostering the community of this mosque. There’s no mosque administrators thought an old fashioned (jumud) and blamed another communities in terms of believed (madzhab).The next holding the investigation in Sunday morning between mosque each monthly with a doorprize from muhsinin and breakfast together.]]>
<![CDATA[Baitul Māl Wat Tamwīl (BMT) sebagai Alternatif Strategis Memajukan Usaha Mikro Kecil Sektor Pertanian ]]>
<![CDATA[Atika Rukminastiti Masrifah]]>
<![CDATA[ Islamic Economics Journal Vol. 3 No. 1 (2017) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (1806.376 KB)
|
DOI: 10.21111/iej.v3i1.1387
<![CDATA[Micro and Small Enterprises (MSE’s) has an important role in economic development in Indonesia. However, MSE’s still has a lot of problem. They are still having difficulties to access business financing provided by Islamic financial institutions and banking. This paper attempts to analyze the benefit, opportunity, cost and risk of Islamic financial institutions espesially Baitul Mal wat Tamwil (BMT) in promoting MSE’s utilizing Analytical Network Process (ANP) method with Benefit Opportunity Cost Risk (BOCR) approach, including the proposed alternative strategies. Results of this study show that the highest priority of cost and risk is the lack of support and the understanding of community. Moreover the highest priority of benefit and opportunity is that Islamic Financial Institutions has a just profit-loss sharing system i.e., taking into account the possibility of profit and loss, and BMT has a wide and deep outreach for the poor and poorest. The priorities of strategic alternative in the agricultural sector to promote SME are providing alternative financing schemes based on sub-activities, establishing Linkage Program between BUS-BPRS-LKA-Government, organizing incentive schemes, and forming a National Agrarian Bank, which will be totally focused on projects in agriculture.]]>
<![CDATA[Pengaruh Korupsi dan Pendapatan Nasional terhadap Pembangunan Ekonomi di Negara-negara Islam ]]>
<![CDATA[Andri Martiana]]>
<![CDATA[ Islamic Economics Journal Vol. 2 No. 2 (2016) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (469.585 KB)
|
DOI: 10.21111/iej.v2i2.1388
<![CDATA[Economic development was an attempt by the state to improve the welfare of people in the entire region. Some effort of this development are the expansion of the economic base with diversification of agriculture, the development of production of extractive (mining, forestry) development of secondary industry (manufacturing and construction) and the activities of the tertiary sector (services) as well as the creation of productive employment in the fields of widespread activity.There are some fundamental issues in economic development, some of which are problems of corruption and economic growth as an increased ability to produce goods and services in various fields. This study aimed to analyze the effects of corruption and the national income to economic development in the Islamic countries. The study was conducted in Islamic countries who are members of the Organization of Islamic Conference (OIC) to take a sample of 52 countries members of the Organization of Islamic Conference (OIC) which was analyzed by quantitative approach using a multiple linear regression analysis. From the analysis, discussion and hypothesis testing using corruption and national income variables as independent variables, and economic development as the dependent variable, the results of studies showed that the corruption variables have positive and significant influence amounted to 42.1% of the economic development. National income variable has a positive and significant effect of 0.5% on economic development. Variable corruption and national income together (simultaneously) has a positive and significant influence amounted to 33.0% of the variable economic development.]]>
<![CDATA[Konsep dan Aplikasi Sukuk Negara dalam Pembiayaan Defisit APBNdi Indonesia ]]>
<![CDATA[Arie Rachmat Soenjoto]]>;
<![CDATA[Hilda Lutfiani]]>
<![CDATA[ Islamic Economics Journal Vol. 2 No. 2 (2016) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (1702.33 KB)
|
DOI: 10.21111/iej.v2i2.1389
<![CDATA[Increasing government expenditure which is not accompanied by increasing country Income can cause an enhancement State Budget deficit, so far, the government still fond to cover up budget deficit with foreign debt, where foreign debt is never apart from the interest as of the loan. Therefore, alternative way accordance with the principles of shari’ah which can become a source of financing of the state budget deficit need to issued. This research aims to know more in the concept of the sovereign sukuk issuance in state budget financing and to discover position of sovereign sukuk in state budget deficit in Indonesia. this research use literature study. To discuss more in and achieve the goal, attempting to collect data both primary and secondary. The processingof collecting data method of observation which is the first step to see and get the necessary data with how to observethe intensively books and other data source. Then analyzed using the way of thinking of the induction-deductions method to draw a conclusion. In order to analyze which conveyed more depth, continued analysis usingdescriptive analysis techniques analysis. This research results that sovereign sukuk potential to be developed as an alternativein accordance withthe principles of shari’ah which can become a source of financing the deficit with 3 publishing mechanism, namely Private placement, book building and auction. Position of sovereign sukuk in state budget deficit in 2010- 2014 is not clear because the deficitincrease from IDR 46.8 Trillion to IDR 241.5 Trillion, but in 2014- 2015 budget deficit decrease from IDR 241.5 Trillion to IDR 222.5 Trillion, while the financing of thestate budget deficit sourcefrom the issuance of the sovereign sukuk on2014-2015 experiencing an increaseof IDR 265 Trillion to IDR 298 Trillion, that the allocationslook more detailed, transparent and orderly manner . And willreducethe budget deficit.]]>
<![CDATA[Pengaruh Pengelolaan Unit-unit Usaha Pondok Terhadap Pembentukan Jiwa Wirausaha Santri (Studi Kasus Unit-unit Usaha Pondok Modern Darussalam Gontor Putri 2) ]]>
<![CDATA[Andi Triyawan]]>
<![CDATA[ Islamic Economics Journal Vol. 2 No. 2 (2016) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (277.007 KB)
|
DOI: 10.21111/iej.v2i2.1390
<![CDATA[As an institution that expected to realize the civil society, Darussalam Gontor Modern Boarding school with the dynamics of community life, able to provide knowledge for all it’s graduated. In order to maintain and develop PMDG, and to fullfil the student needs. So that it build the business units and it managed by students and teachers. This is a spirit of Gontor Economy independence in funding and also a place for learning and practicing abaout entrepreneurship. The Aims of this study is to determine the effect of student cooperative management on the establishment of entrepreneurial spirit of students and what the activities that mostly give influence the entrepreneurial spirit, especially in Gontor for girls the second Campus. Actually by a few Student expected every learners can feel and do all activities in the Bussiness unit. By that model, spirit of Entrepreneurship can be applied in their live. The research method that used in this research is descriptive quantitative, that explain the existing phenomena through statistical calculations by using multiple regression analysis formula with the classical assumption test. The results of this research show that the influence of independent variables on the dependent variable as a whole is significant. Although in this study, independent variables (planning, organizing, implementation, monitoring and evaluation) are just the organizing stages that have the highest influence on the dependent variable (entrepreneurial spirit). This research is far from perfect and hope an advice and critics from the readers, may Allah give us hidayah till we can straighten our steps in implementing of Syariah Islam.]]>
<![CDATA[Kajian Keharaman Riba dalam Islam dan Kecenderungan Memilihnya ]]>
<![CDATA[Devid Frastiawan]]>;
<![CDATA[Muhammad Ghozali]]>
<![CDATA[ Islamic Economics Journal Vol. 2 No. 2 (2016) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (314.767 KB)
|
DOI: 10.21111/iej.v2i2.1391
<![CDATA[The economic system of usury which is getting stronger grip in every area of the economy in different parts of the world make it as a major threat to ruin. Crisis, inequality, social problems and the deterioration of the business climate is the result of a small proportion of the economic system of usury which still dominates the current economic system. Assess community views the money as a result of commodity pivoting money flow towards the usury-based banking will get a calculation of a fixed profit without having to bear the burden and risks. Most people consider between usury and revenue sharing is no difference. Conventional Bank that provides interest is definitely more interested in the community than the existing revenue sharing system in Islamic banks. Blessing is not the main goal in seeking sustenance, halal and haram were ignored again and took advantage by unjustly perceived as something natural. Usurious economic system which tends to be formerly known as compared with an Islamic economic system, dominates both in terms of literature, influence, and its use in most countries in the world and brought great changes to the views of the community. The perspective is then always behind every attitude and action of the community’s economy was always likely to usury. Although the community is aware of and understand the impact of usury but the reality of the matter is usury continues to be an option.]]>
<![CDATA[Rekonstruksi Akad Perbankan Syariah Berdasar Maqashid Syariah ]]>
<![CDATA[Iqbal Imari]]>
<![CDATA[ Islamic Economics Journal Vol. 2 No. 2 (2016) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (283.765 KB)
|
DOI: 10.21111/iej.v2i2.1392
<![CDATA[Islamic finance has recently received growing attention in Indonesia, specially Islmaic Banking. Therefore its necessary to develop sharia contract which accordance to the public benefit continuously to achieve the great muslim goals as rahmatan lil ‘alamin.Therefore, sharia contract reconstruction toward maqashid syariahunder way contracts established not only stock and still to tradition books of fiqh. Yet to see the factual reality of financial industry needs with the maqashid(benefit) and it relevance with present context. Maqashid syariahis an extraordinary legacy mainly to solve the problems to new legal status which not duscussed on the Qur’an and the Hadith. This jurisprudence rules which is expected to reconstruct contracts on Islamic Banking more widely to public benefits. These beneficiaries are (1) rejecting the badness take precedence over profit; (2) when two mafsadatgathered, so take the lighter thereof; (3) something that can not be achieved as a whole, should not be abandoned as a whole; (4) tradition/local habits can be used as legal basis; and (5) to spread it more mainstream than not spread. In addition, local knowledge of rural communities can be a source of inspiration sharia economic activity in Indonesia where local wisdom practices can be repackaged and institutionalized through schemes Islamic financial scheme.]]>
<![CDATA[Pengaruh Kebijakan Pengurangan Beban Pajak Penghasilan bagi Pembayar Zakat (Studi Kasus Muzakki di Lembaga Amil Zakat YDSF Surabaya) ]]>
<![CDATA[Muhammad Zaki]]>;
<![CDATA[Royyan Ramdhani Djayusman]]>
<![CDATA[ Islamic Economics Journal Vol. 2 No. 2 (2016) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (485.579 KB)
|
DOI: 10.21111/iej.v2i2.1393
<![CDATA[Zakat is an obligation for a capable Muslim, while tax is also an obligation borne by every citizen. Meanwhile, zakat and taxes are two instruments that have the same function, which is to perform the income distribution function and overcome the poverty of its citizens. If the Muslim community in Indonesia pays these two obligations completely, then it will add a burden to the Muslim community in Indonesia. Therefore, Muslims in Indonesia who have paid zakat may be subject to a deduction of the tax burden so that Indonesian Muslim societies do not have double burden of obligation in their country. This study aims to determine the difference in the average number of muzakki in Institute Amil Zakat YDSF Surabaya before and after the policy of income tax deduction for paying zakah. Furthermore, the purpose of this study is to know the perception of opinion muzakki about the policy of deduction of income tax burden for zakat payer in YDSF Surabaya. This type of research is field research using triangulation method. The triangulation method is used to reinforce the data under study. And to identify components through quantitative data analysis and then collect qualitative data to expand the available information. The results showed that the average value of muzakki before this policy was 1523.37, while the mean value of muzakki after the policy was 1413.35. The difference indicates that the average amount of muzakki before the policy of reducing the tax burden is greater than the average amount of muzakki after the policy of reducing the tax burden. That is, the number of muzakki in zakat amil institutions decreased after the implementation of the policy of reducing the tax burden for the payers of zakat. The perception of muzakki regarding the existence of this policy is that this policy does not have a significant effect on the tax burden they have, because the amount of tax burden reduced by zakat only slightly.]]>
