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el-Jizya: Jurnal Ekonomi Islam
Published by Institut Agama Islam Negeri Purwokerto
ISSN : 2354905X     EISSN : 25796208     DOI : https://doi.org/10.24090/ej
Core Subject : Economy,
Economics, Econometrics & Finance
el-Jizya adalah jurnal ilmiah yang diterbitkan oleh Jurusan Syariah STAIN Purwokerto. Terbit pertama kali tahun 2013. Jurnal ini memfokuskan pada kajian Ekonomi Islam dalam berbagai sudut pandang keilmuan. Redaksi mengundang para ahli dan segenap sivitas akademika untuk menulis artikel sesuai dengan tema besar jurnal ini. Artikel yang dimuat tidak selalu mencerminkan redaksi ataupun institusi lain terkait dengan penerbitan jurnal.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 87 Documents
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PERAN WIRAUSAHA MUSLIM DALAM IMPLEMENTASI MASYARAKAT EKONOMI ASEAN (MEA) Nurfauzi, Yogi
El-Jizya : Jurnal Ekonomi Islam Vol 4 No 2 (2016)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v4i2.2016.pp377-398

Abstract

Masyarakat Ekonomi Asean (MEA) telah mulai 1 Januari 2016. Kesepakatan ini dilakukan oleh 10 negara anggota ASEAN pada 2007 untuk menciptakan pasar tunggal di kawasan Asia Tenggara. Negara ASEAN yang melakukan kesepakatan terdiri dari Brunei, Filipina, Indonesia, Kamboja, Laos, Malaysia, Myanmar, Singapura, Thailand, dan Vietnam. Tujuan dari diciptakannya MEA ini, berdasarkan piagam ASEAN adalah dalam upaya meningkatkan perekonomian kawasan ASEAN dengan meningkatkan daya saing di kancah regional dan Internasional agar ekonomi tumbuh merata. Wirausaha Muslim mempunyai ikatan yang sangat erat dengan pertumbuhan ekonomi nasional. Wirausaha Muslim memiliki peran yang sangat penting dalam perekonomian Indonesia Khusunya di Era Masyarakat Ekonomi Asean (MEA). Setidaknya ada tujuh Peran wirausaha muslim dalam perekonomian Indonesia di era MEA yaitu: Pertama Meningkatkan produktivitas barang dan jasa, kedua Mampu Meningkatkan Pendapatan Per Kapita, ketiga Mendorong inovasi produk baru, keempat Mampu Menciptakan Lapangan Kerja, kelima Memberikan Kemudahan dan Kenyamanan Hidup, keenam Mendorong Kemajuan IPTEK (IlmuPengetahuan dan Tekhnologi), dan ketujuh Meningatkan Penerimaan Negara dari Sektor Pajak.
MAFIA AKAD DALAM PERBANKAN SYARIAH Aziz, Fathul Amin
El-Jizya : Jurnal Ekonomi Islam Vol 3 No 1 (2015)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v3i1.2015.pp93-106

Abstract

The concept of Islamic banking is good enough, but the findings are substantial deviations in sharia banking practices in the field, among which are related to the contract which is the business core of the sharia bank itself. This condition should not be allowed to be dragged down, because the practice of deviation done by some sharia banks in this case is similar to the engineering of the sharia contract namely the conjunction of the product with the packaging of sharia services. Understanding the agreement will be important morning sharia banking practitioners as well as transparency on Sharia banks in order to prevent potential "mafia", which may exist in sharia banking in Indonesia. Keywords: Islamic Bank, Deviation, Mafia
MANAJEMEN KEWIRAUSAHAAN SEBAGAI MEDIA DAKWAH Aziz, Fathul Amin
El-Jizya : Jurnal Ekonomi Islam Vol 3 No 2 (2015)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v3i2.2015.pp25-40

Abstract

Entrepreneurial management process can be used as a medium of propaganda because it has some lofty goals in accordance with the values​/precious religion norms. This value is to improve the welfare of society, to make progress, to cultivate the spirit of attitudes, behaviors, reliable, superior, amanah, tabligh, and fatonah. Process toward the goal of entrepreneurial management can be carried out by Muslim entrepreneurs as a medium of propaganda, particularly through the planning of activities to include the fulfillment of religious obligations, recruitment, promotion and office, organizing, implementation to monitoring. Keywords: entrepreneurship, da’wa Proses manajemen kewirausahaan dapat dijadikan media dakwah karena memiliki beberapa tujuan mulia sesuai dengan nilai/norma-norma agama yang luhur. Nilai tersebut adalah meningkatkan kesejahteraan masyarakat, menghasilkan kemajuan, membudayakan semangat sikap, perilaku, handal, unggul, amanah, tabligh, dan fatonah. Proses menuju tujuan manajemen kewirausahaan tersebut dapat dilakukan oleh para pengusaha Muslim sebagai media dakwah, diantaranya melalui perencanaan kegiatan kegiatan dengan memasukkan pemenuhan kewajiaban agama, perekrutan anggota, kenaikan pangkat dan jabatan, pengorganisasian, pelaksanaan sampai dengan pengawasan. Kata kunci: kewirausahaan, dakwah
Sumber Daya Alam Dalam Pembangunan Berkelanjutan Perspektif Islam Qur'an, Amanah Aida
El-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v5i1.1621

Abstract

Abstrak Natural resources are a gift given by God almighty to mankind which is khalifa fil ard, but instead humanity is who makes the destruction of nature. Sustainable development is a pattern of development that takes into account the natural balance. Islam gives freedom to utilize the abundant natural resources, especially in Indonesia but there are limitations, also should pay attention to the balance of nature so that natural resources will still be maintained continuity. This study is used the library research. In this study will discuss the concept of natural resources in asustainable development perspective of Islam. Keyword: Natural Resources, sustainable development, Islam.
SINERGITAS ISLAMIC MICROFINANCE INSTITUTION (IMFI): Pemberdayaan dan Peningkatan Kesejahteraan Usaha Mikro Kecil dan Menengah (UMKM) Suharti, Fisit
El-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v5i1.1626

Abstract

Dua dekade terakhir perkembangan ekonomi syariah ramai dengan munculnya berbagai lembaga keuangan syariah, termasuk di dalamnya adalah BMT dan lembaga zakat. Namun, lembaga zakat ini jauh lebih awal dibanding dengan BMT. Kedua lembaga ini memiliki kesamamaan dalam fungsi intermediary menghimpun dan menyalurkan dana ZIS dalam operasionalnya, tetapi di sisi lain keduanya juga memiliki sejumlah kendala, untuk itu dalam makalah ini penulis mencoba mensinergikan keduanya dalam rangka pemberdayaan masyarakat miskin dan peningkatan kesejahteraan Usaha Mikro Kecil dan Menengah (UMKM). BMT memiliki potensi besar turut serta mewujudkan sektor UMKM yang kuat. Secara karakteristik, keberadaan lembaga keuangan ini memiliki kebersenyawaan yang erat dengan sektor usaha, karena target dan sasaran BMT serta skala usahanya memiliki orientasi pembiayaan sektor mikro. Selain itu aset nasional BMT juga telah mencapai Rp 4,7 trilliun, dengan jumlah pembiayaan Rp 3,6 trilliun. Sedangkan lembaga zakat dalam hal ini BAZNAS, juga memiliki potensi yang sama. Namun, dana ZIS ini nampaknya belum disalurkan secara maksimal. Efektivitas penyaluran dana ZIS tahun 2014 sekitar 67,50 % , sedangkan tahun 2015 ini hanya 26,91%. Atas hal ini, perlu adanya sinergitas kedua lembaga ini dalam bentuk kerjasama penyaluran dana ZIS agar maksimal. BAZNAS memiliki dana ZIS yang cukup besar, dan BMT juga memiliki program pembiyaaan mikro dan dana ZIS. Mekanismenya adalah BAZNAS menyalurkan dana untuk mayarakat miskin dan pelaku usaha mikro (kecil dan menengah) melalui BMT agar lebih terkontrol. BMT dalam menyalurkan dana ZIS tersebut dengan mekanisme “ACTORS” melalui 5 tahapan, yakni, pemberian dana ZIS untuk masyarakat miskin, qardul , bagi hasil, return, saving.
HUBUNGAN ANTARA RASIO HUTANG DAN PROFITABILITAS DENGAN REAKSI PASAR (STUDI PADA PERUSAHAAN YANG MENGELUARKAN SUKUK) Ma'sumah, Siti
El-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v5i1.1627

Abstract

Companies that will enlarge the business can issue sukuk to raise funds. Sukuk issuance by the company will be reacted by the market. The market reaction may be affected by the debt ratio and profitability. So of the research aims to determine the relationship between debt and profitability with market reaction. The population of this research is the company issuing the sukuk from 2007 to 2015. The sampling technique used in determining the sample is purposive sampling, with the following criteria: 1. The company is listed on the Indonesian Stock Exchange 2. Publish financial statements in the year of issuance of sukuk 3. Has the complete data needed in the study 4. Sukuk issued by the company in the same year been one that has the largest nominal. Based on the analysis that has been made known that the debt ratio does not significantly negative associated with market reaction. Profitability does not significantly positive associated with market reaction. Keywords: Debt Ratio, Profitability and Market Reaction.
PEMBERDAYAAN EKONOMI UMAT MELALUI PEMBIAYAAN MIKRO SYARIAH Deti, Sri
El-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract Economic empowerment of the people means developing an economic system of its own people by the people and for the benefit of the people. It also means improving the ability of the people as a whole by developing and mendinamiskan potential. Resource mobilization efforts to develop the economic potential of the people will increase the productivity of the people. Thus, the people or the people with the environment is able to produce and foster participatory added value increase the prosperity and well-being. There are continuous efforts to improve the economy of the people by strengthening the sector of micro, small and medium, both by the government as policy makers, the private sector (financial institutions bank and non-bank) were enough attention to this sector, or direct community is the driving force with the continued proliferation of barns effort. This was driven by the shift in perspective that had been partly the Community as an employee or employees of being an entrepreneur. One way to strengthen the sector of micro, small and medium enterprises is through micro-financing Islamic, microfinance is an activity of business financing in the form of raising funds on the loan for micro (small) run by entrepreneurs are lower middle income people who have income in below average. The magnitude of the potential of Islamic micro finance will encourage a number of Islamic financial institutions to continue to provide financing facilities to the public, so that all walks of life can be easy to develop a business that has been owned, and for those who would set up a new business. Keywords: Economic Empowerment of People, Microfinance Sharia
“Student’s Passion on Entrepreneurship (Studi Pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam, IAIN Purwokerto) socha, Sochimin
El-Jizya : Jurnal Ekonomi Islam Vol 5 No 2 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v5i2.1879

Abstract

ABSTRACT The aim of this study was to determine whether is minimum of one variables influence from personality, family environment, opportunities, and incomes towards entrepreneurship interest student of the Faculty of Economics and Business of Islam, IAIN Purwokerto. Data used in this research is primary data through questionnaire, interview, and observation. The sampling technique is Purposive Sampling which is calculated with Slovin formula’s. The data analysis by quantitative with multiple linear regression method using SPSS 17.0 for windows. The result of this study shows that personal variable, famlily environment, opportunities, and incomes is take effect simultaneously on entrepreneurship interest student of the Faculty of Economics and Business of Islam, IAIN Purwokerto. Partially, personal variable, and opportunities isn’t effect to entrepreneurhip interest student the Faculty of Economics and Business of Islam, IAIN Purwokerto, and family environment variable, and incomes is take effect to entrepreneurhip interest student the Faculty of Economics and Business of Islam, IAIN Purwokerto. The result of this reseach in a determination coefficient amont 0,79%, the mean is 79% variation entrepreneurship interest student the Faculty of Economics and Business of Islam, IAIN Purwokerto can be explain with independent variable which cover personality, family environment, opportunities, and incomes, and the rest explained by other varibles outside the regression model. Keywords : Personality, Family Environment, Opportunities, Incomes, Entrepreneurship Interest, Entrepreneurship.
APLIKASI MURABAHAH PADA LEMBAGA KEUANGAN SYARIAH Damayanti, Erna
El-Jizya : Jurnal Ekonomi Islam Vol 5 No 2 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v5i2.1880

Abstract

Abstact The implementation of murabahah concept in syariah bank, if connected to clerical view, experienced some modification. Murabahah practiced in LKS is known as murabahah li al-'mir bi al-syirâ ', a sale and purchase transaction in which a customer comes to the bank to buy a commodity with certain criteria, and he promises to buy the commodity/goods in a murabahah contract, i.e. in accordance with the cost of goods purchased plus the level of profit agreed by both parties. The customer will pay it through periodical installment in accordance with his financial capabilities. The application of murabahah in the practice of Sharia Financial Institutions (LKS) is the transfer of direct ownership from suppliers to customers, whereas direct bank payments are made to the first seller/supplier. The customer as the last buyer receives the goods after having entered into a murabaha agreement with the bank and the LKS conducts murabaha with the customer, and at the same time represents the wakalah contract to the customer to buy the goods themselves. Keywords: Application, Murabahah, LKS (Sharia Financial Institution).
PENDEKATAN PRINSIP GOOD CORPORATE GOVERNANCE DALAM MENINGKATKAN KUALITAS SUMBER DAYA INSANI (SDI) Prasetia, Yosi Septa
El-Jizya : Jurnal Ekonomi Islam Vol 5 No 2 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v5i2.1883

Abstract

Penerapan tata kelola perusahaan yang baik atau good corporate governance (GCG) merupakan konsep yang menekankan pentingnya para stakeholder untuk memperoleh informasi yang benar, akurat dan dapat dipertanggungajawabkan atau seperangkat regulasi yang mengatur hubungan antar stakeholder untuk mencegah terjadinya kesalahan yang signifikan dan memastikan bahwa kesalahan yang terjadi dapat dengan segera diperbaiki. Oleh karena itu untuk mewujudkan sistem GCG di butuhkan SDI yang berkualitas, memiliki professionalism Islam dan lingkungan kerja yang nyaman. Manajemen SDI berfungsi untuk mewujudkan pengelolaan SDI yang berkualitas sehingga mampu menerapkan GCG secara maksimal. Salah satu cara menajemen SDI itu adalah menumbuhkan prinsip-prinsip GCG pada kepribadian karyawan dan lingkungan kerja perusahaan. Kata kunci: sumber daya insani, good corporate governance

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