cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota palembang,
Sumatera selatan
INDONESIA
I-Finance Journal
Published by Universitas Islam Negeri Raden Fatah Palembang
ISSN : 24768871     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
I-Finance: a Research Journal on Islamic Finance is a peer-reviewed journal on Islamic finance.
Arjuna Subject : -
Articles 149 Documents
 4   5   6   7   8 
EFFICIENCY PERFORMANCE ANALYSIS OF PANIN DUBAI SYARIAH BANK IN COLLECTING AND DISTRIBUTING THIRD PARTY FUNDS BEFORE AND AFTER MERGER Supriyono Supriyono; Ahmad Rodoni; Yacop Suparno; Hermadi Hermadi; Hilyatun nafisah
I-Finance Journal Vol 5 No 1 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i1.3716

Abstract

In this study, the researcher would make Panin Dubai Syariah Bank was the object of research on Islamic banks that carry out mergers and acquisitions. This research by using quarterly financial reports to determine the level of efficiency of the Panin Dubai Syariah Bank to be analyzed using the Data Envelopment Analysis (DEA) method. The researcher was used the annual report to find out the extent the Panin Dubai Syariah Bank carries out its Shariah values and objectives to be analyzed based on the Maqashid Index Sharia. The frontier approach can be divided into parametric approaches and non-parametric approaches. The parametric approach takes measurements using stochastic econometrics and seeks to eliminate interference from the effects of inefficiency. While the non-parametric approach with linear programs ( non-parametric linear programming approach ) performs non-parametric measurements using an approach is not stochastic and tends to combine the interference into inefficiency. This is based on the discovery and observation of the population and evaluates efficiency relative to the units observed. In the non- parametric method, the approaches that can be used are Data Envelopment Analysis (DEA) and Free Disposal Hull (FDH). The results of the measurement of Bank Panin Dubai Syariah using DEA indicate that the decision to merge carried out by Panin Syariah Bank with Dubai Islamic Bank was the right decision because, with the merger, Panin Dubai Syariah Bank could produce almost perfect efficiency value of 99% in the year 2015. With doing the merger, Bank Panin Dubai Syariah can minimize the inefficiencies that occur in the input variable so that it can maximize the efficiency that occurs in the output variable
ANALISIS TINGKAT KESEHATAN BANK UMUM SYARIAH SEBELUM DAN SESUDAH TERDAFTAR DI BEI Yetri Martika Sari
I-Finance Journal Vol 5 No 1 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i1.3717

Abstract

This study aims to assess the soundness of sharia commercial banks before and after being registere don the Indonesian stock exchange using the Risk-Based Bank Rating (RBBR) method which is stipulated in the OJK regulation No.8/POJK.03/2014 concerning the assessment of the soundness level of sharia commercial banks and sharia businessunits. The object of this research are sharia commercial banks registered on the Indonesian stock exchange (IDX). The sampling technique in this study used purposive sampling with the criteria of sharia commercial banks which was conducting an initial public offering in 2018. Two samples were obtained for this research, namely BRIS and BTPNS. The analytical techniques in this study were descriptive quantitative using four RBBR factors namely risk profile (NPF and FDR), GCG, profitability (NOM and ROA), andcapital (CAR). The resultsofthis study on the soundness of the bank before and after being listed on the IDX did not indicate a difference in the health rating of the banks both BRIS and BTPNS. the results of a comparison of the performance of BRIS and BTPNS seen from the four RBBR factors showed tha tBTPNS's performance was better than BRIS's performance.
RELEVANSI BUDAYA “ NATING” DAN PERSEPSI MASYARAKAT KABUPATEN LAHAT TERHADAP POTENSI PENDIRIAN BAITUL MAAL WAT TAMWIL Litriani Erdah
I-Finance Journal Vol 5 No 1 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i1.3722

Abstract

Praktek gadai atau nating yang sering terjadi dimasyarakat dapat dikatakan terdapat unsur penganiayaan,hal ini disebabkan karena pelaku nating sangat terpaksa untuk menggadaikan lahan milik mereka, selama dalam masa perjanjian pemilik lahan tidak memiliki hak untuk mengelola atau menggarap dan tidak mendapatkan bagian dari hasil produksi atau hasil panen. Kemudian, pada saat perjanjian berakhir pemilik lahan harus menebus lahan dengan jumlah atau besaran yang sama pada saat peminjaman awal tanpa mendapatkan bagian dari keuntungan hasil panen itu sendiri. Budaya nating yang ada dimasyarakat selama ini telah berlangsung sejak lamadan menjadi adat yang biasa dan belum ada problem solving baik dari Pemerintah, lembaga adat atau pihak terkait lainnya. Konsep BMT (Baitul Mal wat Tamwil) dapat dihadirkan di daerah kabupaten kota Lahat Sumatera Selatan dan bahkan di kecamatan dan perdesaan.Konsep BMT sebagai lembaga keuangan mikro syari’ah. Pendekatan Community Based Riset (CBR) dilakukan dengan cara wawancara mendalam kepada masyarakat yang melakukan kegiatan nating, guna menemukan faktor-faktor yang melatarbelakangi masyarakat melakukan kegiatan nating tersebut dan permasalahan yang sering dihadapi . Wawancara dilakukan dengan pemilik tanah / lahan, pemilik modal, dan pemangku setempat yang berwenang baik pemangku pemerintahan maupun pelaku adat. Serta, mendiskusikan solusi yang tepat bagi masalah-masalah yang sering terjadi. Hasil dari penelitian ini didapatkan bahwa Masyarakat melakukan praktek nating atau gadai dikarenakan ada keperluan yang sangat mendesak biasanya untuk biaya pengobatan, biaya pendidikan anak, tambahan uang untu merenovasi rumah, tambahan uang untuk membeli kebun, banyak alasan yang melatarbelakangi masyarakat melakukan praktek gadai. Persepsi masyarakat mengenai keberadaan BMT sangat setuju karena dapat membantu masyarakat khususnya masyarakat yang sawahnya sudah tergadai, jenis BMT/ Koperasi yang diinginkan oleh masyarakat adalah jenis simpan pinjam yang tidak berbunga, serta pembayaran yang dapat dibayar pada saat musim panen. Relevansi budaya nating terhadap potensi pendirian BMT, bahwa diharapkan BMT menjadi suatu penewaran baru bagi permsalahan yang ada selama ini. Dengan danya pendiirian BMT diharapkan mampu menjadi sebuah solusi baru bagi permasalahan yang ada dimasyarakat. Pendirian BMT sangat relevan bagi solusi permasalahan budaya “nating” di Kabupaten Lahat pada umumnya.
AN ANALYSIS ON POVERTY INEQUALITY IN SOUTH SULAWESI -INDONESIA BY USING IMPORTANCE PERFORMANCE ANALYSIS (IPA) Abdul Kadir Arno; Fasiha Fasiha; Muh. Ruslan Abdullah; Ilham Ilham
I-Finance Journal Vol 5 No 2 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i2.4907

Abstract

This article provides an overview of economic inequality and the disparity in the level of poverty in the South Sulawesi-Indonesia Province by using variables of economic growth, GDP / capita and the number of poor people between districts in South Sulawesi Province with periodic data types, namely data from 2013-2017. This study uses an Importance-Performance Analysis analysis tool which emphasizes more on quadrant analysis using Cartesian Quadrant. The conclusion of this study is that the disparity of poverty between districts in South Sulawesi Province with determinants of polarized economic growth with high economic growth conditions but the number of poor people is also very high, high economic growth The number of poor people is low, Economic Growth Low the number of poor people is also low , Economic growth is low but the number of poor people is very high, so the determinant of GDP / capita follows the same pattern.
CONDITIONAL CONSERVATISM SEBAGAI MEDIASI ANTARA LEVERAGE DAN INSTITUTIONAL OWNERSHIPA TERHADAP NILAI PERUSAHAAN Dinnul Alfian Akbar
I-Finance Journal Vol 5 No 2 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i2.4908

Abstract

This research dilator behind the controversy regarding the benefits of conservative accounting numbers, intended to determine the direct effect of leverage and Institutional Ownerships on firm value, and the indirect effect of these variables through conditional conservatism as an intervening variable on company value in 2010 - 2017 in Indonesia stock exchange. The results concluded that the conditional conservatism variable cannot mediate the effect of leverage on firm value. In addition there is a direct effect between leverage and Institutional Ownerships on company value
CONVERSION BANK EFFECT: QONUN ACEH DAN KESEJAHTERAAN Muhammad Abdul Rohman
I-Finance Journal Vol 5 No 2 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i2.4909

Abstract

Two phenomena that occurred in Aceh Province after the tsunami disaster, the first phenomenon was a slowdown in poverty reduction in Aceh Province in rural and urban areas and an increase in total assets, financing, third party funds, Islamic banks' people's financing under the pretext of the existence of Aceh Qonun containing conversion Aceh banks from conventional to Islamic. This research tries to relate the two phenomena, how is the influence of the Aceh qonun on the formation of Islamic banks on welfare. This type of research is quasi-experiment with the difference in difference method to analyze the data. The results of this study indicate that someone who has a bank account will tend to increase one's welfare than someone who does not have a bank account. then a person living in Aceh who experienced the treatment of the enactment of Qanun in Aceh actually tends to be less Prosperous than someone who lives outside Aceh. While the combination of financial access and the existence of Aceh qonun will have an impact on people's welfare. The policy implication of this research is the existence of Sharia Qanun which regulates finance in Aceh is not enough to make an increase in welfare, so it needs to be combined with a financial inclusion program in order to bring about an increase in the quality of people's lives.
MODIFIKASI MODEL INDEKS JANSEN SEBAGAI ALAT UKUR KINERJA SAHAM SYARIAH Mohammad Farhan Qudratullah
I-Finance Journal Vol 5 No 2 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i2.4910

Abstract

The Jansen Index is a measure of stock performance based on the Capital Asset Princing Model (CAPM). The Jansen Index consists of 4 (four) components, namely: stock returns, beta stocks, market returns, and risk-free returns. Many studies approach risk-free returns with interest rates when measuring the performance of Islamic stocks in the Jansen Index model, while interest rates are prohibited in the concept of Islamic finance. This paper discusses the modification of the Jansen Index model to analyze the performance of Islamic stocks with 4 (four) approaches, namely the model without interest rates, models with zakat rates, models with inflation, and models with gross domestic production (GDP) and compare them with models with interest rates (BI-Rate). Then the five models are implemented in the Islamic capital market in Indonesia in the period January 2011 - July 2018.The results obtained are that there is a very high suitability for the measurement results of the five models. Judging from the closeness of the results of performance measurement, the five models can be grouped into 2 (two), namely models with interest rates, inflation, and GDP as the first group, while models without interest rates and zakat- rate as the second group. This means, on the concept of Islamic finance, risk-free returns can be measured using these 4 (four) approaches, specifically inflation or GDP
ANALISIS PENGARUH KEMANDIRIAN KEUANGAN DAERAH PADA KABUPATEN/KOTA DI PROVINSI SUMATERA SELATAN Periansya Periansya
I-Finance Journal Vol 5 No 2 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i2.4911

Abstract

This research was conducted with the aim to know the regional wealth, revenue sharing fund and general allocation fund to the independence of regional finance at the Government of Regency/City in South Sumatra Province. This research was conducted in the period 2014 until 2017. The population in this study is all of Regency/City in the Province of South Sumatra. Sample determination is determined by the Purposive sampling technique as many as 11 regencies/cities in South Sumatera Province. The type of research is quantitative research with secondary data. Form the Budget Realization from the Audit Result Report (LHP) BPK RI 2014 – 2017. The analytical method used is multiple linear regression analysis with panel data. The results showed that the regional wealth and general allocation fund partially influenced the direction of a positive relationship to regional financial independence. While revenue sharing funds partially did not influence regional financial independence. In addition simultaneously regional wealth, revenue sharing funds and general allocation funds simultaneously have a significant effect on regional financial independence at the government of regency/city in South Sumatra Province
THE EFFECT OF CORPORATE GOVERNANCE, COMPANY MEASURE, AND CAPITAL STRUCTURE OF PROFITABILITY AND THE VALUE OF THE FIRM IN TEXTILE AND GARMENT INDUSTRY WAS LISTED IN INDONESIA STOCK EXCHANGE Perduti Lestari Rulimo; Syamsu Alam; Erlina Pakki
I-Finance Journal Vol 5 No 2 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i2.4912

Abstract

This research aims to find out the effect of corporate governance, company size and capital structure on profitability and firm value in textile and garment industry companies listed on the Indonesia Stock Exchange. Corporate governance variables are measured by independent commissioners. Company size variable is measured by SIZE. Capital structure variables are measured by Debt to Equity Ratio (DER). The profitability variable is measured by Return on Equity (ROE). The population in this research is the textile and garment industry sub-sector manufacturing companies listed on the IDX. The sampling method used was purposive sampling method. Data sources are secondary data collected by documentation techniques. This study uses descriptive statistics and inferential statistics with a quantitative approach and uses panel data regression techniques assisted by the Eviews version 9 program. The results showed that first, the independent commissioner had a positive and not significant effect on Return on Equity. Second, SIZE has a negative and not significant effect on Return on Equity. Third, Debt to Equity Ratio has a positive and significant effect on Return on Equity. Fourth, independent commissioners have a positive and significant effect on tobin’s Q. fifth, SIZE has a positive and significant effect on tobin’s Q. sixth, Debt to Equity Ratio has a negative and significant effect on tobin's Q. seventh, independent commissioners have no effect on tobin’s Q through Return on Equity. eighth, SIZE has no effect on tobin’s Q through Return on Equity. ninth, Debt to Equity Ratio affects tobin's Q through Return on Equity and Tenth, profitability has a positive and significant effect on tobin’s Q
MENGUKUR EFISIENSI KINERJA KEUANGAN BADAN AMIL ZAKAT NASIONAL (BAZNAS): PENDEKATAN METODE DATA ENVELOPMENT ANALYSIS (DEA) Much. Maftuhul Fahmi; Indah Yuliana
I-Finance Journal Vol 5 No 2 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i2.4913

Abstract

National Amil Zakat Agency (BAZNAS) as the official amil management body owned by the government has the duty to collect, manage, and distribute zakat on a national scale. BAZNAS itself still has the potential for the collection of zakat that continues to grow, given the accumulation of muzakki funds conducted by BAZNAS is only 1% of GDP (Gross Domestic Product) of Indonesia. The potential possessed by BAZNAS is still constrained by conditions that hinder the process of collecting zakat, so it is necessary to optimize the collection of zakat. One way to optimize BAZNAS performance is to measure its efficiency. Therefore, the purpose of this study is to analyze the efficiency of BAZNAS financial performance. The method used is the Data Envelopment Analysis (DEA) method with the assumption of Constant Return Scale (CRS) and Variable Return Scale (VRS). The measurement of efficiency is processed through the Banxia Frontier Analyst 4.0 software. The BAZNAS research observation period was five years, starting from 2013 to 2017. The research variables used included pooled funds, fixed assets, managed assets, and salary ‘amiline as input variables and channeled funds and operational costs as output variables. The results showed that BAZNAS during the period 2013 to 2017 had reached an efficient value of 100 percent. This is evidenced from the actual value that has reached the target value.

Page 6 of 15 | Total Record : 149

 4   5   6   7   8 

Filter by Year

2015 2025


Reset
Filter By Issues
All Issue Vol 11 No 2 (2025): I-FINANCE: a Research Journal on Islamic Finance Vol 10 No 2 (2024): I-FINANCE: a Research Journal on Islamic Finance Vol 10 No 1 (2024): I-FINANCE: a Research Journal on Islamic Finance Vol 9 No 2 (2023): I-FINANCE: a Research Journal on Islamic Finance Vol 9 No 1 (2023): I-FINANCE: a Research Journal on Islamic Finance Vol 8 No 2 (2022): I-FINANCE: a Research Journal on Islamic Finance Vol 8 No 1 (2022): I-FINANCE: a Research Journal on Islamic Finance Vol 7 No 2 (2021): I-FINANCE: a Research Journal on Islamic Finance Vol 7 No 1 (2021): I-FINANCE: a Research Journal on Islamic Finance Vol 6 No 2 (2020): I-FINANCE: a Research Journal on Islamic Finance Vol 6 No 1 (2020): I-FINANCE: a Research Journal on Islamic Finance Vol 5 No 2 (2019): I-FINANCE: a Research Journal on Islamic Finance Vol 5 No 1 (2019): I-FINANCE: a Research Journal on Islamic Finance Vol 4 No 2 (2018): I-FINANCE: a Research Journal on Islamic Finance Vol 4 No 1 (2018): I-FINANCE: a Research Journal on Islamic Finance Vol 3 No 2 (2017): I-FINANCE: a Research Journal on Islamic Finance Vol 3 No 1 (2017): I-FINANCE: a Research Journal on Islamic Finance Vol 2 No 2 (2016): I-FINANCE: a Research Journal on Islamic Finance Vol 2 No 1 (2016): I-FINANCE: a Research Journal on Islamic Finance Vol 1 No 1 (2015): I-FINANCE: a Research Journal on Islamic Finance More Issue