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All Journal I-Finance Journal International Journal of Islamic Business and Economics (IJIBEC) Jurnal Ilmu Ekonomi dan Sosial (JIES) Jurnal Bina Bangsa Ekonomika Maqdis: Jurnal Kajian Ekonomi Islam I-PHILANTHROPY: A Research Journal on Management of Zakat and Waqf
Erdah Litriani
Universitas Islam Negeri Raden Fatah Palembang
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Expanding Women’s Access To The Banking Sector Maftukhatusolikhah, Maftukhatusolikhah; Mardiyah, Siti; Litriani, Erdah; Delasmi, Sri
International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 1 NO. 2 DECEMBER 2017
Publisher : Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (343.143 KB) | DOI: 10.28918/ijibec.v1i2.1014

Abstract

The increase in micro, small, and medium enterprise (UMKM) units managed by women has contributed a positive impact on reducing poverty rates. The data highlighting lack of female entrepreneurs of UMKM who used and/or are supported with financing facility from banks have led to some emerging questions to be discussed. This present study promotes significance, namely: 1) The effectiveness of financing tends to affect the banks’ performance through created demands; 2) The results of this study are expected to enhance the attention of Islamic banking to female customers by increasing the allocation of financing for those customers; 3) The further implication of these findings is the increase in national economic growth from the UMKM actuated by women; 4) The broader implication is the reduction of working women at high risks because of the conducive business climate in Indonesia with the support of the banking sector. Therefore, this quantitative research that was conducted with regression analysis focused on the internal factors to analyze perceptions, behavior, culture and social class of female customers towards the effectiveness of working capital financing at Islamic banking in Palembang. The findings revealed that the variable of perceptions gave a positive effect on the effectiveness of financing of 0.316, behavior showed a positive impact on the effectiveness of financing of 0.676, culture noted a positive influence on the effectiveness of financing of 0.346, whereas social class demonstrated a negative impact on the effectiveness of the financing of -0.14.
PENGARUH PEMBIAYAAN MODAL KERJA TERHADAP PENDAPATAN USAHA NASABAH PADA PT. BANK SYARIAH MANDIRI KANTOR CABANG SIMPANG PATAL PALEMBANG Erdah Litriani
I-Finance Journal Vol 3 No 2 (2017): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v3i2.1448

Abstract

This study aims to investigate the Working Capital Financing Effect Against Revenue Customer At PT. Bank Syariah Mandiri Branch Office Simpang Patal Palembang. Working capital financing is financing to meet the needs of increased production both quantitatively and qualitatively, and for the purposes of trade or increase the utility of place of an item. Operating revenues were higher course is expected by every customer who makes an effort to encourage the development of the business. This study on the financing of working capital to revenue customers by using purposive sampling method means sampling conducted choose subjects based on specific criteria researchers set, the sample in this study were 30 people from a population of 274 people. The method used in this study is a simple linear regression method. Based on the research results obtained, that the financing of working capital variables affect the customer's business income variable and there is a positive relationship between working capital financing to operating income customers. Based on t test results that show the value of t> t table (8.937> 1.701) and a significant value is smaller than the significance level (α) 0.05 (0.000 <0.05), then the hypothesis that there is a significant positive effect variable financing working capital to operating income customers at PT. Bank Syariah Mandiri Branch Office Simpang Patal Palembang.
PENGARUH INFLASI DAN NILAI TUKAR RUPIAH TERHADAP HARGA SAHAM DI SEKTOR INDUSTRI BARANG KONSUMSI PADA INDEKS SAHAM SYARIAH INDONESIA (ISSI) TAHUN 2012-2016 Dini Yuniarti; Erdah Litriani
I-Finance Journal Vol 3 No 1 (2017): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v3i1.1478

Abstract

Sharia Securities are effects that do not conflict with the principles of sharia in the Capital Market. This study aims to reveal how the influence of inflation and the rupiah exchange rate against stock prices in the consumer goods industry sector on the index of sharia stock indonesia (ISSI). The object of this research is all syariah stock listed in indonesia syariah stock index (ISSI) in Indonesia Stock Exchange (BEI) consumer goods industry sector period 2012-2016. Sampling sample in this research using Purpose Sampling method based on data availability during the study period and data type is secondary data, while the analysis method used is multiple linear regression model with panel data. The results showed that the Inflation and Rupiah Exchange variables have an effect and significant to the stock price in the consumer goods industry sector in Indonesia Sharia stock index (ISSI) period 2012-2016.
RELEVANSI BUDAYA “ NATING” DAN PERSEPSI MASYARAKAT KABUPATEN LAHAT TERHADAP POTENSI PENDIRIAN BAITUL MAAL WAT TAMWIL Litriani Erdah
I-Finance Journal Vol 5 No 1 (2019): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v5i1.3722

Abstract

Praktek gadai atau nating yang sering terjadi dimasyarakat dapat dikatakan terdapat unsur penganiayaan,hal ini disebabkan karena pelaku nating sangat terpaksa untuk menggadaikan lahan milik mereka, selama dalam masa perjanjian pemilik lahan tidak memiliki hak untuk mengelola atau menggarap dan tidak mendapatkan bagian dari hasil produksi atau hasil panen. Kemudian, pada saat perjanjian berakhir pemilik lahan harus menebus lahan dengan jumlah atau besaran yang sama pada saat peminjaman awal tanpa mendapatkan bagian dari keuntungan hasil panen itu sendiri. Budaya nating yang ada dimasyarakat selama ini telah berlangsung sejak lamadan menjadi adat yang biasa dan belum ada problem solving baik dari Pemerintah, lembaga adat atau pihak terkait lainnya. Konsep BMT (Baitul Mal wat Tamwil) dapat dihadirkan di daerah kabupaten kota Lahat Sumatera Selatan dan bahkan di kecamatan dan perdesaan.Konsep BMT sebagai lembaga keuangan mikro syari’ah. Pendekatan Community Based Riset (CBR) dilakukan dengan cara wawancara mendalam kepada masyarakat yang melakukan kegiatan nating, guna menemukan faktor-faktor yang melatarbelakangi masyarakat melakukan kegiatan nating tersebut dan permasalahan yang sering dihadapi . Wawancara dilakukan dengan pemilik tanah / lahan, pemilik modal, dan pemangku setempat yang berwenang baik pemangku pemerintahan maupun pelaku adat. Serta, mendiskusikan solusi yang tepat bagi masalah-masalah yang sering terjadi. Hasil dari penelitian ini didapatkan bahwa Masyarakat melakukan praktek nating atau gadai dikarenakan ada keperluan yang sangat mendesak biasanya untuk biaya pengobatan, biaya pendidikan anak, tambahan uang untu merenovasi rumah, tambahan uang untuk membeli kebun, banyak alasan yang melatarbelakangi masyarakat melakukan praktek gadai. Persepsi masyarakat mengenai keberadaan BMT sangat setuju karena dapat membantu masyarakat khususnya masyarakat yang sawahnya sudah tergadai, jenis BMT/ Koperasi yang diinginkan oleh masyarakat adalah jenis simpan pinjam yang tidak berbunga, serta pembayaran yang dapat dibayar pada saat musim panen. Relevansi budaya nating terhadap potensi pendirian BMT, bahwa diharapkan BMT menjadi suatu penewaran baru bagi permsalahan yang ada selama ini. Dengan danya pendiirian BMT diharapkan mampu menjadi sebuah solusi baru bagi permasalahan yang ada dimasyarakat. Pendirian BMT sangat relevan bagi solusi permasalahan budaya “nating” di Kabupaten Lahat pada umumnya.
Expanding Women’s Access To The Banking Sector: (Analysis of Perceptions, Behavior, Culture, And Social Class of Female Customers Towards The Effectiveness of Working Capital Financing At Islamic Banking In Palembang) Maftukhatusolikhah Maftukhatusolikhah; Siti Mardiyah; Erdah Litriani; Sri Delasmi
International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 1 NO. 2 DECEMBER 2017
Publisher : Faculty of Islamic Economics and Business of UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v1i2.1014

Abstract

The increase in micro, small, and medium enterprise (UMKM) units managed by women has contributed a positive impact on reducing poverty rates. The data highlighting lack of female entrepreneurs of UMKM who used and/or are supported with financing facility from banks have led to some emerging questions to be discussed. This present study promotes significance, namely: 1) The effectiveness of financing tends to affect the banks’ performance through created demands; 2) The results of this study are expected to enhance the attention of Islamic banking to female customers by increasing the allocation of financing for those customers; 3) The further implication of these findings is the increase in national economic growth from the UMKM actuated by women; 4) The broader implication is the reduction of working women at high risks because of the conducive business climate in Indonesia with the support of the banking sector. Therefore, this quantitative research that was conducted with regression analysis focused on the internal factors to analyze perceptions, behavior, culture and social class of female customers towards the effectiveness of working capital financing at Islamic banking in Palembang. The findings revealed that the variable of perceptions gave a positive effect on the effectiveness of financing of 0.316, behavior showed a positive impact on the effectiveness of financing of 0.676, culture noted a positive influence on the effectiveness of financing of 0.346, whereas social class demonstrated a negative impact on the effectiveness of the financing of -0.14.
Korelasi Pertumbuhan Ekonomi dan Indeks Pembangunan Manusia di Indonesia Erdah Litriani
Jurnal Ilmu Ekonomi dan Sosial (JIES) Vol 10, No 1 (2021): March 2021
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (221.55 KB) | DOI: 10.22441/jies.v10i1.12199

Abstract

Indonesia menggunakan PDB dan PDRB sebagai ukuran pembangunan, tetapi ukuran tersebut tidak mampu menjelaskan pembangunan ekonomi, aspek sosial dan kesejahteraan manusia secara keseluruhan. Maka peningkatan dan penurunan PDRB dapat mempengaruhi tingkat indeks pembangunan manusia. Fluktuasi PDB dapat mempengaruhi indeks pembangunan manusia, demikian juga sebaliknya pembangunan manusia (kesehatan, pendidikan, kelayakan hidup) yang semakin membaik akan mempengaruhi sumberdaya manusia untuk meningkatkan kualitas SDM itu sendiri. Sehingga, penelitian ini mengkaji mengenai hubungan antara perumbuhan ekonomi dan indeks pembangunan manusia.Metodologi penelitian menggunakan analisis korelasi menghasilkan Pertumbuhan ekonomi dan indeks pembangunan manusia memiliki korelasi. Dengan nilai r hitung sebesar 0,500505 lebih besar dibandingkan dengan nilai r tabel sebesar 0,159. Pertumbuhan ekonomi dan indeks pembangunan manusia saling mempengaruhi satu dengan yang lain. Pertumbuhan ekonomi yang tinggi yang diukur melalui pendapatan nasional akan semakin meningkatkan dana pendstribusian kepada masyarakat untuk perbaikan pembangunan manusia pada sektor kesehatan, pendidikanm dan kelayakan taaf hidup. Distribusi pendapatan yang merata diharapkan dapat meningkatkan kualitas sumber daya manusia. Dan sebaliknya ketika kualitas pembangunan manusia sudah lebih baik, masyarkat lebih baik dalam  bekerja karena salah satu komponen IPM yaitu kulaitas pendidikan sudah lebih baik.Kata Kunci : Pertumbuhan ekonomi, PDB,IPM
ESTIMASI NILAI EKONOMI KAWASAN WISATA RELIGIUS MAKAM KAWAH TENGKUREP DENGAN PENDEKATAN TCM DAN CVM Erdah Litriani
Jurnal Bina Bangsa Ekonomika Vol. 14 No. 2 (2021): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.282 KB) | DOI: 10.46306/jbbe.v14i2.95

Abstract

The problems that occur are not only too close to the container port and not well organized, the Tengkurep crater grave area is also a number of other problems. As less conducive in terms of security. Another problem is the lack of information in various media regarding the area, which causes very few tourists who come every month, except in certain months, such as before the month of Ramadan and the Prophet's birthday. Willingness to pay or willingness to pay from visitors is influenced by several factors, namely: income, age, education level, gender, and religiosity level. Willingness to Accept or willingness to accept the impact of the population is influenced by several factors, namely: income, distance, age, level of education, and level of religiosity. The factors that influence the number of visits are income, travel costs, age, education level, gender, and level of religiosity. The estimated economic value of the Kawh Tengkurep grave area is based on the Travel Csot Method approach or travel costs of Rp. 79,300,000. Estimation of the economic value of the tengkurep crater grave area using the CVM (Contingent Valuation Method) approach using Willingness to pay or willingness to pay from visitors of Rp. 75. 937,500 The estimated economic value of the Tengkurep crater tourism area using the CVM (contingent valuation method) approach using the Willingness to Accept (WTA) or the community's willingness to accept the positive and negative impacts of the existence of the tengkurep crater grave area of ​​Rp. 202,497,828,571
STRATEGY FOR DEVELOPING FINANCIAL SELF-RELIANCE THROUGH FOOD SECURITY INDEPENDENT BUSINESS AT BOARDING SCHOOLS, BANYUASIN DISTRICT ERDAH LITRIANI; M RASYID REDHO PRATAMA; FAKHRINA FAKHRINA; DISFA LIDIAN HANDAYANI; NURUL MUBAROK
Maqdis: Jurnal Kajian Ekonomi Islam Vol 7, No 2 (2022): Juli - Desember 2022
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v7i2.231

Abstract

This study aims to determine the strengths, weaknesses, opportunities and challenges of developing an independent food security business at the Sabilul Hasanah Islamic Boarding School in Mainan Village, Sembawa District, Banyuasin Regency in order to increase financial independence in Islamic boarding schools. This research design uses descriptive analysis with SWOT analysis with 4x4 diagrams, data collection techniques using interviews and observations. The results of this study : 1). Strength: food security (rice) is an abundant resource. 2) Weakness: lack of capital, business units that are not too developed, gaps between managers and students who have their own busy lives and activities. 3). Opportunity: food security business can meet the needs of Islamic boarding schools, can be marketed to realize financial independence, in the future this business program can develop to be bigger in meeting market fulfillment, the regulations that support it are very clear. 4) Threaths: the challenges faced are food entrepreneurs who already exist, consistency of suppliers of raw materials and prices, use of technology in marketing, trends in consumer behavior.
Korelasi Antara Transparansi Lembaga Pengelola Zakat dengan Tingkat Kepercayaan Muzakki dalam Membayar Zakat di Badan Amil Zakat Nasional (BAZNAS) Kota Palembang Erdah Litriani; Disfa Lidian Handayani; Citra Lestari
Jurnal I-Philanthropy Vol 1 No 1 (2021): I-PHILANTHROPY:A Research Journal On Management Of Zakat and Waqf
Publisher : Prodi Manajemen Zakat dan Wakaf Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/iphi.v1i1.9518

Abstract

This study discusses the correlation between the transparency of zakat management institutions and the level of trust of muzakki in paying zakat at the National Amil Zakat Agency (BAZNAS) Palembang City. With the formulation of the problem, how is the correlation between the transparency of zakat management institutions and the level of trust of muzakki in paying zakat at the National Amil Zakat Agency (BAZNAS) in Palembang. Which aims to determine the correlation between the transparency of zakat management institutions with the level of trust of muzakki in paying zakat at the National Amil Zakat Agency (BAZNAS) Palembang city and donations to related institutions for policy formulation in zakat management. This research uses quantitative research. Quantitative research methods can be interpreted as research methods based on causal relationship symptoms, used for population research and certain samples, data collection using research instruments, quantitative data analysis, with the aim of testing predetermined hypotheses. From the results of the product moment correlation analysis, the figure is 71.18%. This value is getting closer to 1. Thus, it can be concluded that there is a close relationship between institutional transparency and muzzaki trust in the management of zakat funds at Baznas. The better the transparency of Baznas, the more muzzaki's trust in the Baznas institution in the management (collection and distribution) of zakat funds will be.
Co-Authors Citra Lestari Dini Yuniarti Disfa Lidian Handayani Fakhrina M RASYID REDHO PRATAMA MAFTUKHATUSOLIKHAH MAFTUKHATUSOLIKHAH Mudinillah, Adam NURUL MUBAROK Siti Mardiyah Sri Delasmi Sri Delasmi Jayanti