cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota surabaya,
Jawa timur
INDONESIA
Jurnal Ekonomi Syariah Teori dan Terapan
Published by Universitas Airlangga
ISSN : 24071935     EISSN : 25021508     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews.
Arjuna Subject : -
Articles 16 Documents
 1   2 
Search results for , issue "Vol. 7 No. 11 (2020): November-2020" : 16 Documents clear
Journal Cover Vol 7, No 11 (2020) Journal Cover
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp%p

Abstract

THE POTENTIAL OF THE IMPLEMENTATION OF HALAL TOURISM IN SLEMAN REGENCY BASED ON THE RELIGIOUS NEED OF MUSLIM TOURISTS Misbahul Muniroh; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2170-2182

Abstract

ABSTRAKDalam mewujudkan visi Indonesia sebagai pusat ekonomi syariah terkemuka di dunia, pemerintah berfokus pada pengembangan beberapa industri yang terbagi ke dalam beberapa klaster dimana salah satunya adalah pariwisata halal. Penelitian ini bertujuan untuk menganalisis potensi yang dimiliki kabupaten Sleman untuk menerapkan pariwisata halal ditinjau dari kebutuhan relijius wisatawan Muslim yakni makanan dan minuman halal, fasilitas ibadah, ketersediaan kamar kecil berbasis air, dan keamanan saat berwisata, serta ditinjau dari regulasi yang ada terkait pelaksanaan pariwisata halal. Metode penelitian yang digunakan ialah kualitatif deskriptif dengan teknik pengumpulan data berupa wawancara, dokumentasi, dan observasi tidak langsung. Hasil penelitian ini menunjukkan bahwa kondisi kepariwisataan kabupaten Sleman saat ini mendukung penerapan pariwisata halal karena makanan dan minuman halal, fasilitas ibadah, dan kamar kecil berbasis air dapat ditemukan dengan mudah, serta keamanan saat berwisata yang dirasakan wisatawan baik domestik maupun mancanegara. Walaupun demikian, belum ada regulasi yang mengatur tentang pelaksanaan pariwisata halal di kabupaten Sleman mengingat belum ada induk hukum yang memayunginya.Kata Kunci: Potensi Pariwisata, Pariwisata Halal, Kebutuhan Relijius Wisatawan Muslim, Kabupaten Sleman ABSTRACTIn order to actualize Indonesian vision as the center of Islamic economy in the world, the government focuses on the development of several industries which are divided into several clusters including halal tourism. This study aims to analyze Sleman regency’s potential to implement halal tourism in terms of religious needs of Muslim traveler such as halal food and beverage, worship facility, water-based toilet availability, and safety during visitation, and also in terms of regulation about halal tourism implementation. The research method used in this study is descriptive qualitative whereas data collection technique used are interview, documentation, and indirect observation. The result shows that current tourism condition in Sleman regency supports the implementation of halal tourism since halal food and beverage, worship facility, and water-based toilet are available and easily found, and also travelers felt safe during their visit in Sleman regency. Nevertheless, there is no regulation about halal tourism implementation in Sleman regency yet as there is no higher regulation above.Keyword: Tourism Potential, Halal Tourism, Religious Needs of Muslim Traveler, Sleman Regency
IMPLEMENTING ISLAMIC VALUES IN PT SJP Najmah Su'ad; Suherman Rosyidi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2236-2251

Abstract

ABSTRAKPenelitian ini bertujuan untuk memaparkan nilai-nilai Islam yang diterapkan di SJP, tantangan apa saja yang dihadapi dan menguak alasan masih digunakannya lembaga keuangan konvensional dalam operasinya. Dengan pendekatan kualitatif deskriptif, metode yang digunakan adalah studi kasus. Wawancara dengan pimpinan perusahaan dilakukan untuk memperoleh data utama dan hasilnya dibandingkan dengan hasil observasi, dokumentasi dan wawancara dengan karyawan. Hasil penelitian menunjukkan perusahaan yang bergerak di bidang konstruksi ini menerapkan nilai-nilai Islam dengan memperbolehkan karyawati membawa anak ke kantor, pembagian zakat, serta program kurban dan umrah. Selain itu, perusahaan membangun Rumah Quran dan menjadi donatur tetap di pesantren dan masjid sekitar perusahaan. Usaha untuk mengislamkan perusahaan tidak selalu mulus. Beberapa situasi memaksa perusahaan menggunakan produk bank konvensional. Dalam situasi lain, kekeliruan pandangan pimpinan perusahaan terhadap lembaga keuangan syariah membuat lembaga keuangan konvensional masih digunakan.Kata Kunci: Penerapan nilai-nilai Islam di Perusahaan, Lembaga Keuangan Syariah, Manajemen Islami, Indonesia ABSTRACTThis research aims to describe Islamic values implemented by PT SJP, the challenges, and the reasons why they still use conventional financial institutions in their performances. Research method used was case study with qualitative-descriptive approach. The interview result with the head of the company was compared to the results of observation, documentation, and interview with the employees. The results of the research indicated that this company which engaged in the construction sector has implemented Islamic values by allowing female employees bring their children to the office, distributing zakat, as well as holding qurban and umrah programmes. Furthermore, the company built Rumah Quran and becomes a permanent donor to several Islamic boarding schools and mosques around them. Numerous efforts that have been done to make the company have Islamic values do not always go well. Some situations urge the company to use conventional bank products. In another situation, misperception of the head of the company on Islamic financial institutions makes conventional financial institutions still used.Keywords:  Islamic values in company, Islamic financial institutions, Islamic Management, Indonesia
DETERMINANTS OF INVESTMENT PERFORMANCE OF SHARIA INSURANCE COMPANIES IN INDONESIA DURING THE 2014-2018 PERIOD Nafiatul Ilma; Dian Filianti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2106-2118

Abstract

ABSTRAKPenelitian ini menggunakan pendekatan kuantitatif dengan menggunakan jenis penelitian explanatory research. Populasi dalam penelitian ini adalah Perusahaan asuransi syariah di Indonesia yang terdaftar di Otoritas Jasa Keuangan periode 2014 – 2018. Teknik pengambilan sampel pada penelitian ini adalah purposive sampling dan diperoleh syariah 18 perusahaan asuransi syariah sebagai sampel. Penelitian ini menggunakan analisis regresi linear berganda. Hasil penelitian ini menunjukkan bahwa secara parsial company size dan volume of capital tidak berpengaruh signifikan sedangkan likuiditas, leverage, premium growth berpengaruh signifikan negatif sedangkan asset growth berpengaruh signifikan positif terhadap investment yield, secara simultan company size, likuiditas, asset growth, leverage, volume of capital, premium growth secara simultan berpengaruh signifikan terhadap investment yield.Kata Kunci: company size, liquidity, leverage, asset growth, volume of capital, premium growth, investment yield, takaful ABSTRACTThis research uses a quantitative approach using an explanatory research type. The population in this study is sharia insurance companies in Indonesia registered with the Financial Services Authority for the period 2014 - 2018. The sampling technique in this study was purposive sampling and 18 sharia insurance companies were obtained as samples. This study uses multiple linear regression analysis. The results of this study indicate that partially company size and volume of capital have no significant effect while liquidity, leverage, premium growth have a significant negative effect while asset growth has a significant positive effect on investment yield, simultaneously company size, liquidity, asset growth, leverage, volume of capital, premium growth simultaneously have a significant effect on investment yield.Keyword: company size, liquidity, leverage, asset growth, volume of capital, premium growth, investment yield, takaful
ANALYSIS OF DIFFERENCES IN SHARIA BANKING PROFITABILITY LEVEL BEFORE AND AFTER COOPERATING WITH FINANCIAL TECHNOLOGY COMPANIES (FINTECH) (CASE STUDY OF BANK BNI SYARIAH, BANK SYARIAH MANDIRI, AND BANK MEGA SYARIAH) Cupian Cupian; Farid Fauzy Akbar
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2149-2169

Abstract

ABSTRAKTeknologi keuangan tumbuh sangat pesat khususnya di Indonesia lantaran dilatarbelakangi oleh tumbuhnya penggunaan teknologi dunia. Layanan keuangan yang didominasi oleh lembaga keuangan seperti bank kini bergeser kepada layanan teknologi berbasis keuangan. Sebagai lembaga keuangan yang tidak memiliki pangsa pasar yang besar, perbankan syariah mulai melirik fenomena ini dan mengadopsi sistem kerjasama dengan teknologi ini. Penelitian ini dimaksudkan untuk mengukur seberapa efektifnya sistem kerjasama yang dilakukan oleh perbankan syariah yang bekerjasama dengan fintech sebagai perpanjangan tangan penyaluran pembiayaan. Penelitian ini merupakan peneliatian kuantitatif dengan analisis studi komparasi terhadap rasio profitabilitas dengan sampel yang diambil merupakan bank syariah yang telah bekerjasama dengan fintech, yaitu Bank Syariah Mandiri, Bank BNI Syariah, dan Bank Mega Syariah. Digunakan metode Uji T Berpasangan atau Paired T-Test untuk mendapatkan komparasi perbandingan sebelum dan setelah bekerjasama pada kelompok perbandingan 2 triwulan, 4 triwulan, dan 8 triwulan. Hasil penelitian ini menunjukkan bahwa terdapat perbedaan yang signifikan pada rasio ROA, ROE, dan BOPO pada rentang waktu 8 triwulan sebelum dan setelah bekerjasama dengan perusahaan fintech syariah.Kata Kunci: Fintech, Bank Syariah, Rasio Profitabilitas, Uji T Berpasangan ABSTRACTFinancial technology has grown very rapidly, especially in Indonesia because of the growing use of world technology. Financial services that are dominated by financial institutions such as banks now also shifting to financial-based technology services. As a financial institution that does not have a large market share, Islamic banking began to look at this phenomenon and some have adopted a system of collaboration with this technology. This research is intended to measure how effective the system carried out by Islamic banking in collaboration with fintech as an extension of the distribution of financing. This research is a quantitative study with comparative study of profitability ratios with samples taken from Islamic banks that have collaborated with fintech, namely Bank Syariah Mandiri, Bank BNI Syariah, and Bank Mega Syariah. Paired T-Test is used to get a comparison before and after cooperation at comparison group of 2 quarter, 4 quarter and 8 quarter. The results that there are significant differences in the ROA, ROE, and BOPO ratios in the span of 8 quarters before and after collaboration with Islamic fintech companies.Keywords: Fintech, Islamic Banking, Profitability Ratio, Paired T Test
THE REACTION OF INDONESIAN CAPITAL MARKET REACTION ON CORPORATE SUKUK ISSUANCE Dian Ayu Firtanasari; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2221-2235

Abstract

ABSTRAKPenelitian ini bertujuan untuk mengetahui reaksi pasar terhadap pengumuman penerbitan sukuk yang diukur dengan average abnoramal return dan average trading volume activity. Penelitian ini menggunakan pendekatan kuantitatif dengan menggunakan jenis penelitian event study. Populasi dalam penelitian ini adalah seluruh pengumuman penerbitan sukuk korporasi yang terdaftar di Bursa Efek Indonesia periode 2017-2020. Teknik pengambilan sampel dalam penelitian ini adalah purposive sampling yang kemudian diperoleh 17 tanggal pengumuman dari 8 perusahaan penerbit sukuk korporasi. Metode analisis yang digunakan dalam penelitian ini adalah one sample t-test dan paired sample t-test. Hasil penelitian ini adalah terdapat abnormal return negatif signifikan pada t-4 yang berarti terdapat reaksi pasar namun terdapat respon negatif dari investor, kemudian pada t-1,t-2,t-5,t+1,t+2,t+4, dan t+5 menunjukkan hasil negatif tidak signifikan yang berarti tidak terdapat reaksi pasar dan tidak ada respon baik dari investor. Pada t-3,t-0,t+2 dan t+3 yang menunjukkan hasil positif tidak signifikan yang berarti tidak terdapat reaksi pasar tetapi terdapat respon positif dari investor. Namun tidak terdapat perbedaan average abnormal return sebelum maupun sesudah penerbitan sukuk. Hasil juga menunjukkan terdapat trading volume activity positif signifikan pada t-2,t-3,t-4,t-5 dan t+2,t+3,t+4,t+5. Hal itu menandakan bahwa terdapat transaksi pembelian saham disekitar tanggal pengumuman penerbitan sukuk yang berarti terdapat respon positif dari para investor. Namun tidak terdapat perbedaan average trading volume activity sebelum maupun sesudah pengumuman penerbitan sukuk. Kata kunci: Reaksi Pasar, Event Study, Abnormal Return, Trading Volume Activity ABSTRACTThis study aims to determine the market reaction to the announcement of Sukuk issuance as measured by abnormal returns and trading volume activities. This research used a quantitative approach by using the type of event study research. The populations in this study were all announcements published on the Indonesia Stock Exchange for the 2017-2020 period. The sampling technique in this study was purposive sampling then obtained 17 of announcement dates from 8 corporate Sukuk issuing companies. The analytical method used in this study was a One-Sample t-test and Paired Sample t-test. The results of this study are there are significant negative abnormal returns on t-4, which means there is a market reaction but there is a negative response from investors, then at t-1, t-2, t-5, t+1, t+2, t+4, and t+5 show insignificant negative results, which means there is no market reaction and there is no good response from investors. Positive responses occur at t-3, t + 2, and t+3, which show insignificant positive results which means there is no market reaction but there is a positive response from investors. But there is no difference in the average abnormal returns before or after the Sukuk issuance. The results also show there is a significant positive trading volume activity on t-2, t-3, t-4, t-5 and t + 2, t + 3, t + 4, t + 5. This indicates that there were stock purchase transactions around the date of the announcement of the Sukuk issuance, which means there is a positive response from investors. But there is no difference in average trading volume activity before or after the announcement of the Sukuk issuance.  Keywords: Market Reaction, Event Study, Abnormal Return, Trading Volume Activity
THE RELATIONSHIP BETWEEN FOREIGN DIRECT INVESTMENT AND BANKING IN THE ECONOMY Mikhail Yunizar; Raditya Sukmana
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2089-2105

Abstract

ABSTRAKSemakin berkembangnya perbankan syariah yang ada di negara-negara muslim maupun non-muslim dan juga meningkatnya penanaman modal asing yang dilakukan oleh negara lain. Maka penelitian ini bertujuan untuk menganalisis pengaruh Foreign Direct Investment (FDI) dan Perbankan terhadap perekonomian yang ada pada negara anggota Organisasi Kerjasama Islam (OKI). Untuk menganalisis lebih lanjut, metode yang digunakan dalam penelitian ini adalah regresi data panel berdasarkan pada 14 negara dengan kurun waktu 2013-2018. Hasil dari penelitian ini menunjukkan bahwa secara simultan, FDI positif dan signifikan terhadap perekonomian dan total aset perbankan yang ada pada bank konvensional dan syariah berhubungan tidak signifikan terhadap perekonomian. Hasil dari penelitian ini menyarankan bahwa setiap negara harus berlomba-lomba menaikkan perekonomiannya dengan memanfaatkan sektor perbankan agar lebih baik lagi sehingga negara asing semakin tertarik untuk menanamkan modalnya.Kata Kunci: Perekonomian, Pertumbuhan Ekonomi, Foreign Direct Investment, Perbankan ABSTRACTIslamic banking has rapidly developed in any major Muslim and non-Muslim countries and the increase of foreign investment made by other countries. The purpose of this paper aims to analyze the effect of Foreign Direct Investment (FDI) and Banking on the economy in the Organization of Islamic Cooperation (OIC) countries member. For further analysis, the method used in this paper is data panel regression based on 14 countries for the period 2013 to 2018. The result of this paper indicated that simultaneously, FDI is positively and significantly related to the economy and the total assets of banking are not significant to the economy. The result of this paper suggests that each country must compete to increase economic growth by utilizing banking sectors so that foreign countries are interested in investing their capital.Keywords: Economy, Economic Growth, Foreign Direct Investment, Banking
THE WELFARE OF MARKET TRADERS IN AZ-ZAITUN I SURABAYA FROM THE PERSPECTIVE OF MAQASHID SHARIA Maghfira Julietta; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2133-2148

Abstract

ABSTRAKTujuan penelitian ini merupakan untuk mengetahui sejauhmana peran pasar dalam meningkatkan kesejahteraan dalam konteks ekonomi Islam apabila direlevansikan dalam perspektif maqashid syariah. Penelitian ini menggunakan pendekatan kualitatif deskriptif. Teknik pengumpulan data primer diperoleh dengan wawancara para pedagang Pasar Syariah Az-Zaiun I Surabaya. Observasi juga dilakukan terhadap para pedagang. kemudian, dilakukan triangulasi dan dianalisis untuk mendapatkan hasil kesimpulan. Data sekunder diperoleh melalui buku teks, jurnal ilmiah yang relevan. Hasil penelitian ini menunjukan bahwa kesejahteraan para pedagang Pasar Syariah Az-Zaitun mengalami peningkatan, namun bila dikaji melalui perspektif maqashid syariah belum mencapai kemaslahatan karena terdapat beberapa indikator yang belum terpenuhi oleh pedagang Pasar Syariah Az-Zaitun I Surabaya.Kata kunci: pasar, kesejahteraan, pedagang, maqashid syariah ABSTRACTThe purpose of this study is to determine the role of the market in improving welfare in the context of Islamic economics from the perspective of maqashid sharia. This research uses a descriptive qualitative approach. The primary data collection technique was obtained by interviewing the traders of the Islamic Az-Zaiun I Market in Surabaya. Observations were also made on traders. Then, triangulation is conducted and analyzed to get a conclusion. Secondary data is obtained through textbooks and relevant scientific journals. The results of this study indicate that the welfare of the traders of the Az-Zaitun Syariah Market has increased, but when examined through the perspective of maqashid sharia, it has not achieved benefit because several indicators have not been fulfilled by the traders of the Az-Zaitun I Islamic Market in Surabaya.Keywords: market, welfare, traders, maqashid sharia
FACTORS AFFECTING THE BEHAVIOR OF MUSLIM INVESTORS IN INVESTMENT DECISIONS OF SHARIAH STOCK Muchammad Choir Rivo; Ririn Tri Ratnasari
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2202-2220

Abstract

ABSTRAKTujuan dari penelitian ini adalah untuk mengetahui apa saja faktor-faktor yang mempengaruhi perilaku investor muslim pada komunitas pasar modal syariah dalam keputusan berinvestasi saham syariah. Penelitian ini menggunakan pendekatan kuantitatif eksploratif dengan analysis factor. Karakteristik populasi dalam penelitian ini adalah Investor Muslim yang tergabung dalam Komunitas Syariah Saham dan Komunitas Santri Investor. Jumlah sampel pada saat preliminary test dengan melakukan wawancara kuesioner online tertulis sebanyak 74 responden, dan untuk main test sebanyak 54 responden. Teknik pengambilan sampel digunakan adalah probability sampling. Dan penarikan sampel dilakukan dengan purposive sampling. Terdapat 5 faktor yang mempengaruhi perilaku investor muslim dalam keputusan berinvestasi saham syariah yaitu; 1) Faktor Analisa Teknikal Tren Harga Saham 2) Faktor Menghindari Investasi Pada Bisnis Non-Halal 3) Faktor Rekomendasi Forum Komunitas 4) Faktor Pembagian Dividen Oleh Perusahaan/Emiten 5) Faktor Takut Akan Kerugian Hasil Investasi Terhadap Kabar Buruk Perusahaan/Emiten. Dalam keputusan investasi saham syariah, investor muslim yang tergabung dalam komunitas mempertimbangkan faktor rasionalitas, faktor psikologi, dan faktor religiusitas.Kata Kunci: Keputusan Investasi, Perilaku Investor Muslim, Analysis Factor, Komunitas Pasar Modal Syariah ABSTRACTThis research aimed to find out the factors that influence the behavior of muslim investors in the Sharia Capital Market Community in the decision to invest in Islamic stocks. This research used quantitative approach with exploratory factor analysis. The characteristic of the population was muslim investors who are members of Komunitas Syariah Saham and Komunitas Santri Investor. Total sample when preliminary test conducted by written online questionnaire were 74 respondent, and for the main test were 54 respondent. Sampling technique used was probability sampling. Sample selection conducted by using simple purposive sampling. There are 5 factors that influence the behavior of Muslim investors in the decision to invest in Islamic stocks, namely; 1) Technical Analysis Factors of Stock Price Trends 2) Factors to Avoid Investing in Non-Halal Businesses 3) Community Forum Recommendation Factors 4) Dividend Distribution by Companies / Issuers Factors 5) Fear of Losing Investment Results Against Bad News of Companies / Issuers Factors. In sharia stock investment decisions, Muslim investors who are members of the community consider rationality factors, psychological factors, and religiosity factors.Keywords: Investment Decisions, Muslim Investor Behavior, Analysis Factor, Islamic Capital Market Community
THE ANALYSIS OF DETERMINING FACTORS AND ECONOMIC INDICATORS IN NET INTEREST MARGIN OF SHARIAH BANK Lailatul Ayuni; Lina Nugraha Rani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2074-2088

Abstract

ABSTRAKPenelitian ini bertujuan untuk mengetahui pengaruh faktor penentu Margin Bank Umum Syariah melalui variabel Capital Adequacy Ratio, Risiko Likuiditas, NPF, Bank Size dan indikator makroekonomi GDP dan Inflasi terhadap Net Interest Margin Periode 2011 - 2018 secara simultan dan parsial. Pengambilan sampel dengan teknik Purposive Sampling diperoleh 11 Bank Umum Syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik analisis regresi data panel. Data penelitian diambil dari website resmi yang dipublikasikan oleh Bank Indonesia (BI) dan Otoritas Jasa Keuangan (OJK) serta Annual Report masing – masing bank. Hasil penelitian menunjukkan adanya pengaruh signifikan antara CAR, Risiko Likuiditas, Bank Size, GDP, terhadap NIM Bank Umum Syariah. Sedangkan untuk variabel NPF dan Inflasi tidak berpengaruh signifikan. Hasil menunjukkan variabel GDP merupakan faktor yang paling berpengaruh pada Determinan Margin Bank Umum Syariah. Berdasarkan hasil penelitian tersebut, diharapkan pemerintah atau regulator dapat membantu peran perbankan dalam memberikan kebijakan dengan bentuk penyempurnaan keberpihakan regulasi dalam mendukung perbankan syariah.Kata Kunci: Net Interest Margin, Capital Adequacy Ratio, Risiko Likuiditas, Net Performing Financing, Bank Size, Makroekonomi, Bank Umum Syariah ABSTRACTThis study aims to determine the influence of the determinants of Shariah commercial bank margin through the variables of Capital Adequacy Ratio, Liquidity Risk, NPF, Bank Size and macroeconomic indicators of GDP and Inflation on the Net Interest Margin Period 2011 - 2018 simultaneously and partially. Sampling with purposive sampling technique obtained 11 Islamic Shariah commercial banks. This study uses a quantitative approach with panel data regression analysis techniques. The research data is taken from the official website published by Bank Indonesia (BI) and the Financial Services Authority (OJK) as well as the Annual Report of each bank. The results showed a significant influence between CAR, Liquidity Risk, Bank Size, GDP, on the NIM of Shariah Commercial Banks. Meanwhile, the NPF and inflation variables do not have a significant effect. The results showed that the GDP variable is the most influential factor on the Margin Determinants of Shariah Commercial Banks. Based on the results of this study, it is expected that the government or regulators can assist the role of banks in providing policies by improving regulatory alignments in supporting Islamic banking.Keywords: Net Interest Margin, Capital Adequacy Ratio, Liquidity Risk, Net Performing Financing, Bank Size, Macroeconomics, Sharia  Banks

Page 1 of 2 | Total Record : 16

 1   2 

Filter by Year

2020 2020


Reset
Filter By Issues
All Issue Vol. 12 No. 4 (2025): November-2025 Vol. 12 No. 3 (2025): Agustus-2025 Vol. 12 No. 2 (2025): Mei-2025 Vol. 12 No. 1 (2025): Februari-2025 Vol. 11 No. 4 (2024): November-2024 Vol. 11 No. 3 (2024): Agustus-2024 Vol. 11 No. 2 (2024): Mei-2024 Vol. 11 No. 1 (2024): Februari-2024 Vol. 10 No. 6 (2023): November-2023 Vol. 10 No. 5 (2023): September-2023 Vol. 10 No. 4 (2023): Juli-2023 Vol. 10 No. 3 (2023): Mei-2023 Vol. 10 No. 2 (2023): Maret-2023 Vol. 10 No. 1 (2023): Januari-2023 Vol. 9 No. 6 (2022): November-2022 Vol. 9 No. 5 (2022): September-2022 Vol. 9 No. 4 (2022): Juli-2022 Vol. 9 No. 3 (2022): Mei-2022 Vol. 9 No. 2 (2022): Maret-2022 Vol. 9 No. 1 (2022): Januari-2022 Vol. 8 No. 6 (2021): November-2021 Vol. 8 No. 5 (2021): September-2021 Vol. 8 No. 4 (2021): Juli-2021 Vol. 8 No. 3 (2021): Mei-2021 Vol. 8 No. 2 (2021): Maret-2021 Vol. 8 No. 1 (2021): Januari-2021 Vol. 7 No. 12 (2020): Desember-2020 Vol. 7 No. 11 (2020): November-2020 Vol. 7 No. 10 (2020): Oktober-2020 Vol. 7 No. 9 (2020): September-2020 Vol. 7 No. 8 (2020): Agustus-2020 Vol 7, No 7 (2020): Juli-2020 Vol. 7 No. 7 (2020): Juli-2020 Vol. 7 No. 6 (2020): Juni-2020 Vol. 7 No. 5 (2020): Mei-2020 Vol. 7 No. 4 (2020): April-2020 Vol. 7 No. 3 (2020): Maret-2020 Vol. 7 No. 2 (2020): Februari-2020 Vol. 7 No. 1 (2020): Januari-2020 Vol. 6 No. 12 (2019): Desember-2019 Vol. 6 No. 11 (2019): November-2019 Vol. 6 No. 10 (2019): Oktober-2019 Vol. 6 No. 9 (2019): September-2019 Vol. 6 No. 8 (2019): Agustus-2019 Vol. 6 No. 7 (2019): Juli-2019 Vol. 6 No. 6 (2019): Juni-2019 Vol. 6 No. 5 (2019): Mei-2019 Vol. 6 No. 4 (2019): April-2019 Vol. 6 No. 3 (2019): Maret-2019 Vol. 6 No. 2 (2019): Februari-2019 Vol. 6 No. 1 (2019): Januari-2019 Vol. 5 No. 12 (2018): Desember-2018 Vol. 5 No. 11 (2018): November-2018 Vol. 5 No. 10 (2018): Oktober-2018 Vol. 5 No. 9 (2018): September-2018 Vol. 5 No. 8 (2018): Agustus-2018 Vol. 5 No. 7 (2018): Juli-2018 Vol. 5 No. 6 (2018): Juni-2018 Vol. 5 No. 5 (2018): Mei-2018 Vol. 5 No. 4 (2018): April-2018 Vol. 5 No. 3 (2018): Maret-2018 Vol. 5 No. 2 (2018): Februari-2018 Vol. 5 No. 1 (2018): Januari-2018 Vol. 4 No. 12 (2017): Desember-2017 Vol. 4 No. 11 (2017): November-2017 Vol. 4 No. 10 (2017): Oktober-2017 Vol. 4 No. 9 (2017): September-2017 Vol. 4 No. 8 (2017): Agustus-2017 Vol. 4 No. 7 (2017): Juli-2017 Vol. 4 No. 6 (2017): Juni-2017 Vol. 4 No. 5 (2017): Mei-2017 Vol. 4 No. 4 (2017): April-2017 Vol. 4 No. 3 (2017): Maret-2017 Vol. 4 No. 2 (2017): Februari-2017 Vol. 4 No. 1 (2017): Januari-2017 Vol. 3 No. 12 (2016): Desember-2016 Vol. 3 No. 11 (2016): November-2016 Vol. 3 No. 10 (2016): Oktober-2016 Vol. 3 No. 9 (2016): September-2016 Vol. 3 No. 8 (2016): Agustus-2016 Vol. 3 No. 7 (2016): Juli-2016 Vol. 3 No. 6 (2016): Juni-2016 Vol. 3 No. 5 (2016): Mei-2016 Vol. 3 No. 4 (2016): April-2016 Vol. 3 No. 3 (2016): Maret-2016 Vol. 3 No. 2 (2016): Februari-2016 Vol. 3 No. 1 (2016): Januari-2016 Vol. 2 No. 12 (2015): Desember-2015 Vol 2, No 12 (2015): Desember-2015 Vol 2, No 11 (2015): November-2015 Vol. 2 No. 11 (2015): November-2015 Vol 2, No 10 (2015): Oktober-2015 Vol. 2 No. 10 (2015): Oktober-2015 Vol 2, No 9 (2015): September-2015 Vol. 2 No. 9 (2015): September-2015 Vol. 2 No. 8 (2015): Agustus-2015 Vol 2, No 8 (2015): Agustus-2015 Vol. 2 No. 7 (2015): Juli-2015 Vol 2, No 7 (2015): Juli-2015 Vol. 2 No. 6 (2015): Juni-2015 Vol 2, No 6 (2015): Juni-2015 Vol 2, No 5 (2015): Mei-2015 Vol. 2 No. 5 (2015): Mei-2015 Vol 2, No 4 (2015): April-2015 Vol. 2 No. 4 (2015): April-2015 Vol. 2 No. 3 (2015): Maret-2015 Vol 2, No 3 (2015): Maret-2015 Vol 2, No 2 (2015): Februari-2015 Vol. 2 No. 2 (2015): Februari-2015 Vol. 2 No. 1 (2015): Januari-2015 Vol 2, No 1 (2015): Januari-2015 Vol. 1 No. 12 (2014): Desember-2014 Vol 1, No 12 (2014): Desember-2014 Vol 1, No 11 (2014): November-2014 Vol. 1 No. 11 (2014): November-2014 Vol 1, No 10 (2014): Oktober-2014 Vol. 1 No. 10 (2014): Oktober-2014 Vol. 1 No. 9 (2014): September-2014 Vol 1, No 9 (2014): September-2014 Vol 1, No 8 (2014): Agustus-2014 Vol. 1 No. 8 (2014): Agustus-2014 Vol 1, No 7 (2014): Juli-2014 Vol. 1 No. 7 (2014): Juli-2014 Vol 1, No 6 (2014): Juni-2014 Vol. 1 No. 6 (2014): Juni-2014 Vol 1, No 5 (2014): Mei-2014 Vol. 1 No. 5 (2014): Mei-2014 Vol. 1 No. 4 (2014): April-2014 Vol 1, No 4 (2014): April-2014 Vol 1, No 3 (2014): Maret-2014 Vol. 1 No. 3 (2014): Maret-2014 Vol. 1 No. 2 (2014): Februari-2014 Vol 1, No 2 (2014): Februari-2014 Vol. 1 No. 1 (2014): Januari-2014 Vol 1, No 1 (2014): Januari-2014 More Issue