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Jurnal Ekonomi Syariah Teori dan Terapan
Published by Universitas Airlangga
ISSN : 24071935     EISSN : 25021508     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews.
Arjuna Subject : -
Articles 1,152 Documents
 89   90   91   92   93 
PERBEDAAN RISK AND RETURN DEPOSITO MUDHARABAH PADA BUS DI INDONESIA (PERIODE 2015-2017) Noer Cholilah; Atina Shofawati
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 5 (2019): Mei-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20195pp1042-1056

Abstract

This research analyzes the level of potential risks and returns received by customers from mudharabah deposit investments. In this study the authors also analyzed the relationship between the two variables whether they have differences in.The research method used is a descriptive quantitative approach. The sample in this study were 9 Islamic Commercial Banks which included: Bank Syariah Mandiri, Bank Muamalat Indonesia, BRI Syariah, BNI Syariah, BCA Syariah, Panin Syariah Bank, Syariah BTPN Bank, Maybank Syariah Indonesia, and Bank Syariah Bukopin. The results of this study indicate that there are significant differences between the risks with investment in mudharabah deposits in Islamic Commercial Banks. The support of this hypothesis is based on the average value of Risk on mudharabah deposit investment in Islamic Commercial Banks of -0.06448, and a significance value of 0.038 (p <0.05). This shows that the two variances are not the same and different.Keywords: Risk, Yield, futures investment, mudharabah depositsREFFERENCESAl Qur’an dan Terjemahannya. 2014. Jakarta: Kementrian Agama RI.Anshori, Muslich Dan Sri Iswati. 2009. Buku Ajar Metodologi Penelitian Kualitatif. Surabaya: Pusat Penerbitan dan Percetakan Unair (AUP).Ascaraya.2008. Akad dan Produk Bank Syariah. Jakarta: PT Raja Grafindo Persada.Aziz, Abdul. 2010. Manajemen Investasi Syariah. Bandung: Alfabeta.Basyaib Fachmi. 2007. Manajemen Risiko. Jakarta: PT Gramedia.Fahmi, Irham. 2013. Rahasia Saham dan Obligasi. Bandung: Alfabeta.___________. 2015. Manajemen Investasi: Teori dan Soal Jawab, Edisi 2. Jakarta Selatan: Salemba Empat.Halim, Abdul. 2009. Analisis Kelayakan Investasi Bisnis Kajian dari Aspek Keuangan, Edisi pertama. Yogyakarta: Graha IlmuHasibuan, Melayu S.P. 2001. Dasar-Dasar Perbankan. Jakarta: PT Bumi Aksara.Hidayat, Taufik. 2011. Buku Pintar Investasi Syariah. Jakarta : Media Kita.Huda, Nurul. 2008. Investasi Pasar Modal Syariah, Edisi Revisi. Jakarta: Kencana.Hull, J.. 2007. Risk Management And Financial Institutions. 2nd ed. Boston: Pearson.Ismail. 2011. Perbankan Syariah. Jakarta: Kencana.Idrus, N Ferry. 2011. Manajemen Risiko Perbankan Syariah. Jakarta: PT Raja Grafindo Persada.Jogiyanto.2000. Teori Portofolio dan Analisis Investasi, Edisi Kelima. Yogyakarta: PT BPFE Yogyakarta.Jorion, P.H.. 1996. Value at Risk: The New Brenchmark for Measuring Derivatives Risk, third ed. McGraw-Hill, New York, NY.Karim, Adiwarman. 2010. Bank Islam: Analisis Fiqih dan Keuangan, Edisi 4. Jakarta: PT Raja Grafindo Persada. Kasmir. 2008. Analisis Laporan Keuangan. Jakarta: PT Raja Grafindo Persada.______. 2008. Bank dan Lembaga Keuangan, Edisi Revisi. Jakarta: PT Raja Grafindo Persada.______. 2010. Manajemen Perbankan. Jakarta: Rajawali Pers.Khairunnisa, Anindytia Clara. 2015. Risk Adjusted Return On Capital dan Economic Value Added Studi Empiris pada Industri Perbankan pada Tahun 2008-2013. Volume 2.Markowitz, H. 1952. Portofolio Selection.Jurnal of Finance 7: pp77-91.Muhammad. 2005. Manajemen Bank Syariah: Edisi Revisi, Cet. 1 . Yogyakarta: UPP AMP YKPN. Peraturan Bank Indonesia No.5/8/PBI/2003; diakses pada tanggal 28 Desember 2018 pukul 18.25 wib dari http://www.bi.go.id/Sudarsono, Heri. 2008. Bank dan Lembaga Keuangan Syariah, Cetakan Ke-2. Yogyakarta: Ekonisia.Sunariyah. 2004. Pengantar Pengetahuan Pasar Modal: Edisi Kelima. Bandung: CV Alfabeta.Tambunan. 2007. Menilai Harga Wajar Saham. Jakarta: PT Gramedia Pusaka Utama.Tandelilin Eduardus. 2011. Analisis Investasi dan Manajemen Portofolio: Edisi Pertama. Yogyakarta: Ekonisia.Wiroso.2011. Produk Perbankaan Syariah, Cetakan Ke-2. Jakarta: LPFE Usakti.Wiku Suryomurti. Konsep dalam Islam, artikel diakses pada tanggal 28 Desember 2018 pukul 18.50 wib dari http://www.wikusuryomurti.com/konsep-dalam-Islam/Yudho, Prabowo. 2009. Analisis Resiko dan Pengembalian Hasil pada Perbankan Syariah: Aplikasi Metode VaR dan RAROC pada BSM. Jurnal Ekonomi Islam La_Riba Vol. III. No.1.Yogyakarta: Fakultas Ilmu Agama Islam UII.
FACTORS AFFECTING ZAKAT ON PROFESSION PAYMENT BY CIVIL SERVANTS IN THE CITY OF BANJARMASIN Adzra Taqiyyah; Ilmiawan Auwalin
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 6 (2021): November-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20216pp714-726

Abstract

ABSTRAKPenelitian bertujuan untuk mengetahui bagaimana pengaruh dari variabel pangkat dan golongan, jenis kelamin, jumlah tanggungan keluarga, lama pendidikan, frekuensi pengajian, serta pendapatan lain selain gaji sebagai determinan terhadap pembayaran zakat profesi di kalangan Pegawai Negeri Sipil (PNS) di Kota Banjarmasin. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik analisis regresi logistik untuk menganalisis data. Penelitian ini melibatkan data primer atas 126 responden yang diambil menggunakan teknik convenience sampling dengan kriteria PNS Golongan III dan IV di mana golongan tersebut memiliki gaji yang telah memenuhi nisab zakat profesi. Diperoleh hasil bahwa variabel pangkat dan golongan, jenis kelamin, dan pendapatan lain selain gaji masing-masing berpengaruh negatif signifikan terhadap pembayaran zakat profesi sedangkan variabel jumlah tanggungan keluarga, lama pendidikan, dan frekuensi pengajian masing-masing ditemukan memiliki pengaruh positif signifikan terhadap pembayaran zakat profesi.Kata Kunci: pembayaran zakat profesi, pangkat dan golongan, jenis kelamin, jumlah tanggungan keluarga, lama pendidikan, frekuensi pengajian, pendapatan lain selain gaji ABSTRACTThis study aims to determine how the influence from titles and ranks, gender, number of family dependents, education history, frequency of communal Qur’an reading, and other forms of income apart from the actual salary itself as a determinant of professional zakat payments paid by State Civil Servants (PNS) in Banjarmasin City. This study uses a quantitative approach with logistic regression analysis techniques to analyze data. This study involved primary data on 126 respondents who were taken using a convenience sampling technique with the criteria of PNS Group III and IV where the group had a salary that met the professional zakat nisab. The results show that the variables of titles and ranks, gender, and other forms of income have a significant negative effect on the payment of zakat on profession, while the variables of the number of family dependents, education history, and the frequency of communal Qur’an reading are found to have a significant positive effect on zakat on profession payments.Keywords: zakat on profession, titles and ranks, gender, numbers of family dependents, education history, the frequency of communal Qur’an reading, other forms of income apart from the actual salary itself. DAFTAR PUSTAKAAbdullah, M., & Sapiei, N. S. (2018). Do religiosity, gender and educational background influence zakat compliance? The case of Malaysia. International Journal of Social Economics, 45(8), 1250–1264. https://doi.org/10.1108/IJSE-03-2017-0091Ahmad, S., Nor, N. G. M., & Daud, Z. (2011). Tax-based modeling of zakat compliance. Jurnal Ekonomi Malaysia, 45, 101-108.Al Qardhawi, Y. (2011). Fiqh Al Zakah. Beirut: Muassasah al-RisalahAndam, A. C., & Osman, A. Z. (2019). Determinants of intention to give zakat on employment income: Experience from Marawi City, Philippines. Journal of Islamic Accounting and Business Research, 10(4), 528–545. https://doi.org/10.1108/JIABR-08-2016-0097Anshori, M., & Iswati, S. (2009). Metodologi penelitian kuantitatif. Surabaya: Airlangga University Press (AUP).Arsyianti, L. D., Kassim, S., & Adewale, A. (2017). Socio-demographic and economic factors affecting regular charity-giving: A case of low-income households in Indonesia. International Journal of Zakat, 2(1), 21-29. https://doi.org/https://doi.org/10.37706/ijaz.v2i1.12Azen, R., & Walker, C.M. (2010). Categorical data analysis for the behavioral and social sciences. London: Routledge. https://doi.org/10.4324/9780203843611Azman, F. M. N., & Bidin, Z. (2015). Zakat compliance intention behavior on saving. International Journal of Business and Social Research, 5(1), 118–128.Badan Kepegawaian Daerah Provinsi Kalimantan Selatan. (2020). Jumlah PNS berdasarkan jenis kelamin. Diakses dari https://data.kalselprov.go.id/?r=JmlPns/index BAZNAS. (2021). Laporan kinerja badan amil zakat nasional tahun 2020. Jakarta: BAZNAS.BAZNAS Kota Banjarmasin. (2020). Infografik penerimaan BAZNAS Kota Banjarmasin 2019.  Diakses dari https://baznas.banjarmasinkota.go.id/detailpost/infografik-penerimaan-baznas-kota-banjarmasin-2019Direktorat Jenderal Pajak. (2020). Penghasilan Tidak Kena Pajak. Diakes dari https://www.pajak.go.id/id/penghasilan-tidak-kena-pajakDinas Komunikasi dan Informatika Provinsi Kalimantan Selatan. (2020). Produktivitas Perkebunan Karet Menurun. Diakses dari https://diskominfomc.kalselprov.go.id/2020/06/09/produktivitas-perkebunan-karet-menurunDSN MUI. (2003). Fatwa MUI nomor 3 tahun 2003 tentang zakat penghasilan. Jakarta: DSN MUI.Eagly, A.H. (2013). Sex differences in social behavior: A social-role interpretation. New York: Psychology Press. https://doi.org/10.4324/9780203781906Hilbe, J.M. (2015). Practical guide to logistic regression. New York: Chapman and Hall/CRC. https://doi.org/10.1201/b18678Top of FormHosmer, D. W., Lemeshow, S., & Sturdivant, R. X. (2013). Applied logistic regression. Hoboken (N.J.): Wiley.Kastlunger, B., Dressler, S. G., Kirchler, E., Mittone, L., & Voracek, M. (2010). Sex differences in tax compliance: Differentiating between demographic sex, gender-role orientation, and prenatal masculinization (2D:4D). Journal of Economic Psychology, 31 (4), 542-552. https://doi.org/10.1016/j.joep.2010.03.015Bottom of FormLaLumia, S. (2008). The effects of joint taxation of married couples on labor supply and non-wage income. Journal of Public Economics, 92(7), 1698–1719. https://doi.org/10.1016/j.jpubeco.2008.01.009Lind, D. A., Marchal, W. G., & Wathen, S. A. (2011). Statistical techniques in business & economics. Boston: McGraw-Hill/Irwin.Medias, F. (2018). Ekonomi mikro Islam. Magelang: UNIMMA Press.Pemerintah RI. (2017). Peraturan Pemerintah nomor 11 tahun 2017 tentang manajemen pegawai negeri sipil.Pusat Kajian Strategis Badan Amil Zakat Nasional. (2019). Outlook Zakat Indonesia 2020. Jakarta: Puskas BAZNAS.Putri, K. M., Fahmi, M. Y., & Handayani, L. (2019). Factors affecting community trust to pay zakay at the national board of zakat (BAZNAS) of South Kalimantan Province. International Conference of Zakat 2019 Proceedings.Pribadi, Y., Saat, N., & Burhani, A. N. (2020). The new santri: Challenges to traditional religious authority in Indonesia. Singapore: ISEAS - Yusof Ishak Institute.Rahmani, & Yanti. (2018). Penyelenggara syariah ajak PNS tunaikan zakat profesi. Diakses dari https://kalsel.kemenag.go.id/berita/515581/Penyelenggara-Syariah-Ajak-PNS-Tunaikan-Zakat-ProfesiSobana, D. H., Husaeni, U. A., Jamil, I., & Saepudin, D. (2016). The variables that affect compliance of muslim merchants for zakat maal in the district of Cianjur. International Journal of Zakat, 1(1), 78-87. https://doi.org/10.37706/ijaz.v1i1.8Sohag, K., Mahmud, K. T., Alam, MD. F. & Samargandi, N. (2015). Can zakat system alleviate rural poverty in Bangladesh? A propensity score matching approach. Journal of Poverty, 19(3), 261-277. DOI: 10.1080/10875549.2014.999974Undang-Undang Nomor 5 Tahun 2014 tentang Aparatur Sipil Negara.Undang-Undang Nomor 20 Tahun 2003 tentang Sistem Pendidikan Nasional.Wahid, H., Ahmad, S., & Noor, M. A. M. (2007). Kesedaran membayar zakat pendapatan di Malaysia. Islamiyyat, 29, 53–70.Yang, N., Chen, C. C., Choi, J., & Zou, Y. (2000). Sources of work-family conflict: A sino-U.S. Comparison of the effects of work and family demands. Academy of Management Journal, 43(1), 113–123. https://doi.org/10.2307/1556390
MURABAHAH CONTRACT AND MOSQUE-BASED FINANCIAL ACCESS IN SURABAYA Moch. Ainul Yakin; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 9 (2020): September-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20209pp1695-1713

Abstract

ABSTRAKPenelitian ini bertujuan untuk mengetahui implementasi pembiayaan akad murabahah pada program AKSI UMMAD (Akses Keuangan Syariah Untuk Masyarakat Mandiri Berbasis Masjid) di Masjid Al-Falah Surabaya. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan menggunakan strategi studi kasus di Masjid Al-Falah Surabaya. Pengumpulan data dilakukan dengan wawancara, dokumentasi, dan observasi. Teknik validasi yang digunakan adalah teknik triangulasi sumber dan triangulasi teknik. Penelitian ini berdasarkan peraturan Dewan Syariah Nasionanl Majelis Ulama Indonesia (DSN-MUI) No.o4/DSN-MUI/IV/2000 tentang Murabahah. Hasil penelitian yang telah dilakukan menunjukkan bahwa program AKSI UMMAD di Masjid Al-Falah Surabaya telah sesuai dengan Fatwa DSN-MUI No.04/DSN-MUI/IV/2000 tentang Murabahah.Kata kunci: Program AKSI UMMAD, Pembiayaan Akad Murabahah, Fatwa DSN-MUI, Masjid Al-Falah Surabaya ABSTRACTThis study aims to determine the implementation of the murabahah financing contract in the AKSI UMMAD (Access to Islamic Finance for Mosque-Based Independent Communities) program at Al-Falah Mosque in Surabaya. The method used in this research is a qualitative approach using a case study strategy at the Al-Falah Mosque in Surabaya. The data collection is carried out by interview, documentation, and observation. The validation techniques used are triangulation sources and triangulation techniques. This research is based on the regulation issued by the National Sharia Council Fatwa of Indonesian Council of Ulama (DSN-MUI) No.o4/DSN-MUI/IV/2000 concerning Murabahah. The results of this research show that the AKSI UMMAD program at Al-Falah Mosque in Surabaya is in accordance with DSN-MUI Fatwa No.04/DSN-MUI/IV/2000 on Murabahah.Keywords: AKSI UMMAD Program, Murabahah Contract, DSN-MUI Fatwa, Al-Falah Mosque Surabaya
IDENTIFIKASI PENYEBAB TIDAK OPTIMALNYA PENANGANAN PEMBIAYAAN BERMASALAH DI KSPS BMT ABC CABANG PEMBANTU KLM-SURABAYA Martha Dyah Puspita; Dian Filianti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 5 (2019): Mei-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20195pp913-927

Abstract

Sharia Financial Services Cooperative (KJKS) is a form of cooperative whose business activities are engaged in financing, investment, and deposits in accordance sharia principles. in relation to financial services in the form of such financing, in this case the Sharia Financial Services Cooperative (KJKS) will be faced with several risks, among others, is the risk of default on financing channeled and the existence of fraud action (fraud) committedby the management of the financial institution. The object of this research is KSPS BMT ABC Branch KLM-Surabaya.on the object of the study found that the total gross NPF until December 2016 reached 81.84%, in addition to the impact of high levels of Gross NPF is a loss to be borne until December 2016 amounted to Rp 354.715.664. Based on the results of pre-research interview with Mr. Muhammad stated that the cause of the loss due to there are two factors namely the existence of fraud (misconduct) in the form of misuse of funds by former employees and handling financing problems that can be optimally 30% of total troubled financing. The purpose of this study is to determine the cause of the non-optimal handling of troubled financing. Things that need to be reviewed in the process of handling pembiyaan problem is based on the phenomenon that occurs in the object of research. This research uses qualitative method with exploratory case study strategy. The results of research conducted by the researchers found that KSPS BMT ABC Branch KLM-Surabaya Assistant has a concept of mixing handling of non-performing financing based on standard operating procedures with the handling of troubled financing based on kinship.Keywords: Troubled Financing, Troubled Financing Handling, FraudREFERENCES Antonio, Muhammad Syafi’i. 2001. Bank syariah: Dari teori ke praktik. Jakarta.Baharuddin, Kalyisah. 2013. Penerapan Prinsip Kekeluargaan Dalam Penyelesaian Pembiayaan Bermasalah Pada BMT Al-Amin Makasar. Skripsi. Makasar: Fakultas Ekonomi Dan Bisnis Universitas Hasanudin.Baharudin, S. 2013. Koperasi Syariah dan Pengaturanya di Indonesia. Karim A, Adiwarman. 2014.  Bank Islam: analisis fiqih dan keuangan. Jakarta.KSPS BMT ABC. 2017. Pedoman Rapat Anggota Tahunan KSPS BMT ABC tahun 2016. Pasuruan.Moleong, lexy J. 2009. Metode penelitian kualitatif. Bandung.Shihab M Quraish. 2002. Tafsir Al – Misbah, Jakarta.Subagyo, Ahmad. 2015. Manajemen Operasi Lembaga Keuangan Mikro Syariah. Jakarta.Subagyo, Ahmad. 2015. Teknik Penyelesaian Kredit Bermasalah. Jakarta.Sugiyono, Prof. Dr. 2009. Metode penelitian kuantitatif, kualitatif, dan R&D.  Bandung.Suhendi, Hendi. 2002. Fiqh Muamalah, edisi 9. Jakarta.Usanti, Trisandini P. 2006. Restrukturisasi Pembiayaan Sebagai Salah Satu Upaya Penanganan Pembiayaan Bermasalah. Vol IX, No III.Usanti, Trisandini P dan Abd Shomad. 2015. Transaksi Bank Syariah. Jakarta: Bumi AksaraYin, Robert K. 2015. Studi Kasus Design & Metode. Jakarta: Raja Grafindo Persada 
THE IMPACT OF DISCLOSURE OF ISLAMIC CORPORATE SOCIAL RESPONSIBILITY OF EACH INDIVIDUAL DIMENSIONS ON PROFITABILITY Muhamat Romadhoni; Sylva Alif Rusmita
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 5 (2021): September-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20215pp641-654

Abstract

ABSTRAKPenelitian ini mempunyai tujuan untuk mengetahui dampak dari pengungkapan secara dimensi individu laporan Islamic Corporate Social Responsibility (ICSR) terhadap profitabilitas dalam bank umum syariah. Dalam penelitian ini digunakan pendekatan kuantitatif dengan metode regresi data panel serta dengan bantuan alat statistik yaitu Eviews 9. Terdapat 10 bank umum syariah di Indonesia pada periode 2016-2020 yang dijadikan sebagai sampel dalam penelitian ini. Pengukuran pengungkapan ICSR dilakukan dengan teknik konten analisis berdasarkan item-item yang mendeskripsikan nilai-nilai Islam pada laporan tahunan bank sehingga menghasilkan indeks pengungkapan Index Social Reporting (ISR). Hasil dari pengujian hipotesis menunjukkan bahwa secara simultan pengungkapan ICSR berpengaruh positif signifikan terhadap profitabilitas bank umum syariah. Secara parsial, pengungkapan dimensi per individu ICSR tidak mempunyai hubungan yang signifikan secara statistik antara dimensi individu ICSR terhadap profitabilitas, kecuali untuk ‘komitmen terhadap karyawan’, ‘komitmen terhadap debitur’, dan ‘komitmen terhadap komunitas’.Kata Kunci: Pengungkapan, Islamic Corporate Social Responsibility, Profitabilitas, Bank Umum Syariah. ABSTRACTThis study aims to determine the impact of the disclosure of individual dimensions of Islamic Corporate Social Responsibility (ICSR) reports on profitability in Islamic commercial banks. In this study, a quantitative approach was used with the panel data regression method and with the help of a statistical tool, namely Eviews 9. There were 10 Islamic commercial banks in Indonesia in the 2016-2020 period which were used as samples in this study. The measurement of ICSR disclosure is carried out using content analysis techniques based on items that describe Islamic values in the bank's annual report so as to produce a disclosure index of the Index Social Reporting (ISR). The results of hypothesis testing indicate that simultaneously the disclosure of ICSR has a significant positive effect on the profitability of Islamic commercial banks. Partially, the disclosure of individual dimensions of ICSR does not have a statistically significant relationship between individual dimensions of ICSR on profitability, except for 'commitment to employees', 'commitment to debtors', and 'commitment to community'.Keywords: Disclosure, Islamic Corporate Social Responsibility, Profitability, Islamic Commercial Banks.DAFTAR PUSTAKAChariri, A., & Ghozali, I. (2007). Teori akuntansi. Semarang: Badan Penerbit Universitas Diponegoro.Ahmad, N. N. N., & Sulaiman, M. (2004). Environment Disclosures in Malaysian Annual Reports: A Legitimacy Theory Perspective. International Journal of Commerce and Management, 14(1), 44-58. https://doi.org/10.1108/10569210480000173Aribi, Z. A., & Arun, T. (2015). Corporate social responsibility and Islamic financial institutions (IFIs): Management perceptions from IFIs in Bahrain. Journal of Business Ethics, 129(4), 785–794.Aribi, Z. A., & Gao, S. S. (2012). Narrative disclosure of corporate social responsibility on Islamic financial institutions. Managerial Auditing Journal, 27(2), 199–222.Arshad, R., Othman, S., & Othman, R. (2012). Islamic corporate social responsibility, corporate reputation and performance. World Academy of Science, Engineering and Technology, 64, 1070–1074.Asutay, M. (2007). Conceptualisation of the secondbest solution in overcoming the social failure of Islamic banking and finance: Examining the overpowering of homoislamicus by homoeco- nomicus. IIUM Journal of Economics and Management, 15(2), 167–195.Athanasoglou, P. P., Brissimis, S. N., & Delis, M. D. (2008). Bank- specific, industry-specific and macroeconomic determinants of bank profitability. Journal of International Financial Markets, Institutions and Money, 18, 121–136.Barnett, M. L., & Salomon, R. M. (2012). Does it pay to be really good? Addressing the shape of the relationship between social and financial performance. Strategic Management Journal, 33, 1304–1320.Baydoun, N., & Willet, R. (1997). Islam and accounting: Ethical issues in the presentation of financial information, accounting, commerce and finance. The Islamic Perspective, 1(1), 1-25.Beerli, et al. (2004). A model of customer loyalty in the retail banking market. European Journal of Marketing, vol. 38.Buckingham, G., Gregory, A., & Whittaker, J. (2011). Do markets value corporate social responsibility in the United Kingdom? Retrieved July 17, 2013 from http://business-school.exeter.ac.uk/ documents/papers/finance/2011/1107.pdf.Burke, L. and Logsdon, J. M. (1996). How Corporate Social Responsibility Pays Off. Long Range Planning, 29(4), 495-502. https://doi.org/10.1016/0024-6301(96)00041-6Bourke, P. (1999). Concentration and other determinants of bank profitability in Europe, North America and Australia. Journal of Banking & Finance, 13, 65–79.Chambers, C.L., & Day, R. (2009). The Banking sector and CSR: An unholy alliance. Financial Regulation International, 12(9), 1-7.Chronopoulos, D. K., Liu, H., McMillan, F. J., & Wilson, J. O. S. (2013). The dynamics of US bank profitability. Retrieved from http://ssrn.com/abstract=1972835.Demirguc-Kunt, A., & Huizinga, H. (2000). Financial structure and bank profitability. Policy Research Working Paper Series 2430. The World Bank.Donaldson, T., & Preston, L. E. (1995). The stakeholder theory of the corporation: Concepts, evidence, and implications. The Academy of Management Review, 20(1), 65–91.Evangelinos, K.I., Skouloudis, A., Nikolaou, I.E., & Filho, W. L. (2009). An analysis of corporate social responsibility (CSR) and sustainability reporting assessment in the Greek banking sector. In S.O. Idowu & W. L. Filho (Eds.), Professionals’ perspectives of corporate social responsibility (pp. 157-177). London, New York: Springer.Farag, H., Mallin C., & Ow-Yong K. (2014). Corporate social responsibility and financial performance in Islamic banks. Journal of Economic Behavior and Organization, 103(July 2014), S21-S38. https://doi.org/10.1016/j.jebo.2014.03.001.Fishman, R., Heal, G., & Nair, V. (2005). Corporate social responsibility: Doing well by doing good? Working Paper. University of Pennsylvania.Fitria, Soraya., & Hartanti. (2010). Islam dan tanggung jawab sosial: Studi perbandingan pengungkapan berdasarkan global reporting initiative indeks dan Islamic social reporting indeks. 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THE EFFECT OF POPULATION GROWTH AND TRADE OPENNESS ON ECONOMIC GROWTH OF THE OIC COUNTRIES Noor Syahro El Muharromy; Ilmiawan Auwalin
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 5 (2021): September-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20215pp537-547

Abstract

ABSTRAKPertumbuhan ekonomi memegang peranan penting dalam menentukan keberhasilan pembangunan sebuah negara, oleh karena itu setiap negara selalu menetapkan target pertumbuhan ekonomi yang stabil dalam tujuan pembangunan. Dalam prosesnya pertumbuhan ekonomi dipengaruhi oleh berbagai factor yang dapat mendorong atau bahkan menghambat laju pertumbuhan. Penelitian ini bertujuan untuk menganalisis pertumbuhan penduduk, keterbukaan perdagangan, inflasi, nilai tukar dan investasi terhadap pertumbuhan ekonomi 40 negara anggota Organisasi Kerjasama Islam (OKI) pada tahun 2005-2019 menggunakan pendekatan kuantitatif dengan teknik analisis regresi data panel fixed effect model dan menggunakan aplikasi Eviews 11dalam mengelola data penelitian. Hasil penelitian ini menunjukkan bahwa variabel pertumbuhan penduduk dan nilai tukar memiliki hubungan signifikan dan negatif terhadap pertumbuhan ekonomi, sedangkan keterbukaan perdagangan dan investasi berpengaruh signifikan dan positif. Sedangkan investasi tidak berpengaruh signifikan pada pertumbuhan ekonomi di Negara OKI. Berdasarkan hasil penelitian ini pemerintah dan pihak terkait diharapkan dapat mengendalikan tingkat pertumbuhan penduduknya serta mendorong sektor perdagangan internasional untuk meningkatkan pertumbuhan ekonomi mengingat tingkat keterbukaan perdagangan di Negara OKI masih dibawah potensinya.Kata Kunci: Pertumbuhan Ekonomi, Pertumbuhan Penduduk, Keterbukaan Perdagangan, Organisasi Kerjasama Islam. ABSTRACTEconomic growth plays an important role in determining the success of a country's development; therefore, each country always sets a target for stable economic growth in its development goals. In the process, economic growth is influenced by various factors that can encourage or even hinder the growth rate. The purpose of this study is to analyze the effect of population growth, trade openness, inflation, exchange rates and investment on the economic growth of 40 member countries of the Organization of Islamic Cooperation (OIC) in 2005-2019 using a quantitative approach with a fixed effect model panel data regression analysis technique and using the Eviews application. 11 in managing research data. The results of this study indicate that the variables of population growth and exchange rates have a significant and negative relationship to economic growth, while trade openness and investment have a significant and positive effect. Meanwhile, investment has no significant effect on economic growth in the OIC Country. Based on the results of this study, the government and related parties are expected to control the rate of population growth and encourage the international trade sector to increase economic growth considering that the level of trade openness in the OIC is still below its potential.Keywords: Economic Growth, Population Growth, Trade Openness, Organization of Islamic Cooperation REFERENCESAbbas, Q., Nurunnabi, M., Alfakhri, Y., Khan, W., Hussain, A., & Iqbal, W. (2020). The role of fixed capital formation, renewable and non-renewable energy in economic growth and carbon emission: A case study of Belt and Road Initiative project. Environmental Science and Pollution Research, 27(36).Abubakar, A. B. (2015). Impact of International trade on economic growth in India. International Journal of Financial Research, 6(3). https://doi.org/10.5430/ijfr.v6n3p163Ali, S., Ali, A., & Amin, A. (2013). The impact of population growth on economic development in Pakistan. 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INTEGRATED ECONOMIC EMPOWERMENT: EVIDENCE IN THE RELIGIOUS AREA OF GUSDUR'S TOMB Ainin Nur Mufidah; Hammis Syafaq; Ana Toni Roby Candra Yudha
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 6 (2021): November-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20216pp785-796

Abstract

ABSTRAKSaat ini wisata syariah yang biasa dikenal dengan wisata religi sedang menjamur, khususnya di Jawa Timur. Sosok yang dianggap wali oleh sebagian orang itu berada di Surabaya, Gresik, dan Tuban, namun saat ini berkembang di kabupaten Jombang, yakni makam Presiden ke-4 Abdurrahman Wahid yang disebut Gus Dur. Penelitian ini bertujuan untuk mengetahui pemahaman masyarakat dalam memanfaatkan peluang wisata religi makam Gus Dur dalam meningkatkan perekonomian masyarakat sekitar pondok pesantren Tebuireng khususnya di dusun Jalan Seblak gang III. Penelitian ini dapat dicermati melalui perubahan kehidupan ekonomi, pemanfaatan peluang usaha dan faktor penghambat bagi kepentingan usaha. Penelitian ini menggunakan metode deskriptif kualitatif dengan teknik pengumpulan data wawancara dan dokumentasi. Hasil penelitian ini menunjukkan bahwa masyarakat setempat mengalami perubahan ekonomi dengan memanfaatkan peluang untuk membangun warung di atas tanah mereka dan menyewakannya kepada pedagang luar. Ini memberikan nilai ekonomi tambahan. Namun, penjualan warung-warung tersebut dinilai tidak mencukupi, sehingga mengharuskan mereka untuk membuka usaha sampingan. Terdapat peluang yang sangat baik bagi masyarakat untuk memilih menyewakan lapaknya karena faktor penghambat yaitu keluarga, tenaga kerja, permodalan, dan rasa empati yang tinggi terhadap pedagang pendatang. Saran bagi Pemerintah Kabupaten Jombang adalah memfasilitasi masyarakat dengan pengetahuan kewirausahaan dengan mengadakan seminar agar memiliki pengetahuan dan motivasi yang tinggi untuk menjalankan bisnis.Kata Kunci: Wisata Religi Makam Gus Dur, Peningkatan Ekonomi, Peluang Usaha. ABSTRACTCurrently, sharia tourism, commonly known as religious-friendly tourism is proliferating, especially in East Java. The figure, who is considered a guardian by some people, is located in Surabaya, Gresik, and Tuban but currently developing in the Jombang district, namely the tomb of the 4th President Abdurrahman Wahid, who is called Gus Dur. This study aims to determine the understanding of the community in taking advantage of religious tourism opportunities in Gus Dur's tomb in improving the community's economy around the Tebuireng Islamic boarding school, especially in the hamlet of Street Seblak street alley III. This study can be observed through changes in economic life, utilization of business opportunities and inhibiting factors for business interests. This study uses a qualitative descriptive method with interview and documentation data collection techniques. The results of this study show that the local community is experiencing economic changes by taking advantage of the opportunity to build a warung on their land and rent it out to outside traders. It provides added economic value. However, the sales of the stalls are considered insufficient, so they require them to open a side business. There is an excellent opportunity for the community to choose to rent out their stalls because of the inhibiting factors, namely family, labour, capital, and a high sense of empathy for migrant traders. The suggestion for the Jombang Regency Government is to facilitate the community with entrepreneurial knowledge by holding seminars to have high knowledge and motivation for business interests.Keywords: Religion Tourism of Gus Dur Tomb, Economic Improvement, Business Opportunity. REFERENCESAbdi, M. K., & Febriyanti, N. (2020). Penyusunan strategi pemasaran islam dalam berwirausaha di sektor ekonomi kreatif pada masa pandemi covid-19. El Qist - Journal of Islamic Economics and Business, 10(2), 160–179.Abduh, M. (2019). The role of Islamic social finance in achieving SDG Number 2: End hunger, achieve food security and improved nutrition and promote sustainable agriculture. 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Sharia motivation in Muslim tourism definition, is it matter? Journal of Islamic Marketing, 10(3), 709–723. https://doi.org/10.1108/JIMA-01-2018-0015Wahyu Puspitasari, A. (2017). Optimizing productive land waqf towards farmers prosperity. Journal of Indonesian Applied Economics, 7(1), 103–112. https://doi.org/10.21776/ub.jiae.2017.007.01.7Yalina, N., Kartika, A. P., & Yudha, A. T. R. C. (2020). Impact analysis of digital divide on food security and poverty in Indonesiain 2015-2017. Jurnal Manajemen Teknologi, 19(2), 145–158. https://doi.org/http://dx.doi.org/10.12695/jmt.2020.19.2.3Yudha, A. T. R. C., Harisah, Santoso, I. R., Mukr, S. G., Zibbri, M., Firdaus, N. N., Hidayatullah, A., Hasani, J. E., Adam, M., Hamzah, M. M., Dian, C., Wijayanti, D. M., Fahrurrozi, & Zaini, M. (2020). Bisnis, Keuangan, Ekonomika Islam dan Covid-19: Merumuskan teori dan model bisnis, keuangan dan ekonomika islam dalam mengatasi krisis ekonomi akibat pandemi Covid-19. Jakarta: Kementerian Keuangan RI.Yudha, A. T. R. C., & Lathifah, N. (2018). Productive zakat as a fiscal element for the development and empowerment of micro enterprises in East Java Province. International Conference of Zakat. DOI: https://doi.org/10.37706/iconz.2018.123Yudha, A. T. R. C., & Muizz, A. (2020). Optimalisasi potensi lahan pertanian untuk ketahanan pangan di Kecamatan Panceng, Gresik, Jawa Timur. Journals of Economics Development Issues ( JEDI ), 3(2), 297–308. https://doi.org/https://doi.org/10.33005/jedi.v3i2.55Yudha, A. T. R. C., Pauzi, N. S., & Azli, R. binti M. (2020). The Synergy Model for Strengthening the Productivity of Indonesian Halal Industry. Al-Uqud: Journal of Islamic Economics, 4(2), 186–199. https://doi.org/10.26740/al-uqud.v4n2.p186-199Yudha, A. T. R. C., Ryandono, M. N. H., Rijal, A., & Wijayanti, I. (2020). Financing model to develop local commodity business of East Java in Maqashid Syariah perspective. Test Engineering and Management, 83(3590), 3590–3595.
THE EFFECT OF PRODUCT QUALITY, BRAND IMAGE, AND HALAL LABEL ON CONSUMER SATISFACTION CITRA BODY LOTION PRODUCTS (CASE STUDY OF SURABAYA UNIVERSITY STUDENT) Rizkiyah Rokhmatul Laili; Clarashinta Canggih
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 6 (2021): November-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20216pp743-756

Abstract

ABSTRAKPenelitian ini mengkaji tentang pengaruh kualitas produk, citra merek dan label halal terhadap kepuasan konsumen pada produk body lotion Citra pada Mahasiswa di Kota Surabaya. Metode penelitian yang digunakan yaitu penelitian kuantitatif dengan teknik analisis regresi linear berganda. Penelitian ini menggunakan teknik sampling purposive serta data primer yang berasal dari kuesioner yang disebar pada kriteria responden dalam penelitian. Hasil dari penelitian menyatakan bahwa kualitas produk dan label halal berpengaruh positif terhadap kepuasan konsumen. Citra merek berpengaruh negatif terhadap kepuasan konsumen. Hasil tersebut menunjukkan bahwa Mahasiswa di Kota Surabaya menjadikan aspek kualitas produk dan label halal sebagai penentu kepuasan konsumen dalam penggunaan body lotion Citra. Sedangkan aspek citra merek meliputi penilaian masyarakat terkait merek produk dan perusahaan yang memproduksi tidak menjadi bagian dari penentu kepuasan konsumen.Kata Kunci: Kualitas Produk, Citra Merek, Label Halal, Kepuasan Konsumen. ABSTRACTThis research examined product quality, brand image and halal labels on consumer satisfaction Citra body lotion products for college students in Surabaya. The research method used quantitative research with multiple linear regression analysis techniques. This research use sampling purposive techniques and primary data from a questionnaire distributed to respondents’ criteria. The result showed that product quality and the halal label have a positive effect on consumer satisfaction. The brand image has a negative effect on consumer satisfaction. The result showed that college students in Surabaya make the quality product and halal label a determining consumer satisfaction in using Citra body lotion products. While the brand image involves the public assessment of product brands and companies that produce them are not part of determining consumer satisfaction.Keywords: Product Quality, Brand Image, Halal Label, Consumer Satisfaction. DAFTAR PUSTAKAAlfian, I., & Marpaung, M. (2017). Analisis pengaruh label halal, brand dan harga terhadap keputusan pembelian di kota Medan. Jurnal At-Tawassuth, 2, 122–145.Anggraini, N. P., & Suryoko, S. (2018). Pengaruh labelisasi halal, harga dan kualitas produk terhadap loyalitas pelanggan melalui kepuasan pelanggan (Studi pada konsumen kosmetik sariayu di kota Semarang). Jurnal Ilmu Administrasi Bisnis, 7, 359–356.Annam, A. (2016). Hakikat ekonomi Islam tentang kelangkaan sumber daya ekonomi dan kebutuhan manusia (Era globalisasi dan industrialisasi). Al-Masharif : Jurnal Ilmu Ekonomi Dan Keislaman, 4, 127–144. DOI: https://doi.org/10.24952/masharif.v4i1.764Asaf, A. S. (2020). Upaya pemenuhan kebutuhan dasar manusia. Jurnal Cakrawarti, 2, 26–31.Bahar, A., & Sjaharuddin, H. (2015). Pengaruh kualitas produk dan kualitas pelayanan terhadap kepuasan konsumen dan minat beli ulang. Jurnal Organisasi Dan Manajemen, 3, 14–34.Bulan, T. P. L., Khairul, F., & Rizal, M. (2017). Pengaruh label halal dan bonus dalam kemasan terhadap keputusan pembelian pada produk kinder joy pada masyarakat kota Langsa. Jurnal Manajemen Dan Keuangan, 6, 729–739. DOI: 10.5281/zenodo.1320512Cahyani, F. G., & Sitohang, S. (2016). Pengaruh kualitas produk, kualitas pelayanan dan harga terhadap kepuasan konsumen. Jurnal Ilmu Dan Riset Manajemen, 5, 1–19.Dimyati, M. (2004). Perilaku konsumen. Jember: Universitas Jember.DPR RI. (2014). Undang - Undang Jaminan Produk Halal.Faizal, H., & Nurjanah, S. (2019). Pengaruh persepsi kualitas dan citra merek terhadap loyalitas pelanggan dimediasi kepercayaan dan kepuasan pelanggan. Jurnal Riset Manajemen Dan Bisnis, 4(2), 307–316.Ferrinadewi, E. (2008). Merek & psikologi konsumen implikasi pada strategi pemasaran. Surabaya: Graha Ilmu.Haryono, N., & Octavia, R. (2014). Analisis pengaruh citra merek dan mutu layanan terhadap kepuasan konsumen serta dampaknya terhadap loyalitas konsumen. Jurnal INDEPT, 4(20), 20–27.Hasibuan, H. A., Nasution, M. D. T., & Anggraini, F. (2017). The effect of halal label, halal awareness, and brand image on consumer intention to buy. International Journal for Innovative Research in Multidisciplinary, 3, 140–147.Izzuddin, A. (2018). Pengaruh label halal, kesadaran halal dan bahan makanan terhadap minat beli makanan kuliner. Jurnal Penelitian Ipteks, 3(2), 100–114.Jauzi, I., & Prasetyo, A. (2021). Analisa dampak kepuasan pelanggan dalam hubungan antara orientasi pelayanan dan kualitas pelayanan terhadap loyalitas pelanggan salon muslimah. Jurnal Ekonomi Syariah Teori dan Terapan, 8(3), 297–304. http://dx.doi.org/10.20473/vol8iss20213pp297-304Kotler, P. (2002). Manajemen pemasaran. Jakarta: PT. Prenhallindo.Kotler, P. (2017). Manajemen pemasaran, analisis, perencanaan, implementasi dan kontrol. Jakarta: PT. Prenhallindo.Kotler, P., & Amstrong, G. (2001). Prinsip - prinsip pemasaran. Jakarta: Erlangga.Kurniawati, D., Suharyono, & Kusumawati, A. (2014). Pengaruh citra merek dan kualitas produk terhadap kepuasan dan loyalitas pelanggan (Studi pada pelanggan KFC Cabang Kawi Malang). Jurnal Administrasi Bisnis, 14(2), 1–9.Lasander, C. (2013). Citra merek, kualitas produk, dan promosi pengaruhnya terhadap kepuasan konsumen pada makanan tradisional. Jurnal EMBA, 1(3), 284–293. DOI: https://doi.org/10.35794/emba.1.3.2013.2024Leonard, A., Sutomo, M., & Farid. (2018). Pengaruh pengalaman merek dan citra merek terhadap kepuasan mahasiswa fakultas ekonomi universitas tadulako menggunakan beauty balm (BB) cream wardah. Jurnal Ilmu Manajemen, 4(2), 185–190. DOI: https://doi.org/10.22487/jimut.v4i2.119Lesmana, R., & Ratnasari. (2019). Pengaruh kualitas produk dan kualitas pelayanan terhadap kepuasan konsumen PT. Radekatama Piranti Nusa. Jurnal Pemasaran Kompetitif, 2(2), 115–129. DOI: http://dx.doi.org/10.32493/jpkpk.v2i2.2464Liputan 6. (2021). Sensus 2020 : Milenial dan gen Z dominasi proporsi penduduk di Jatim. Diakses dari https://m.liputan6.com/surabaya/read/4464935/sensus-2020-milenial-dan-gen-z-dominasi-proporsi-penduduk-di-jatimLores, L., & Siregar, R. (2019). Biaya kualitas, produktivitas dan kualitas produk: Sebuah kajian literatur. Jurnal Akuntansi Dan Bisnis, 5(2), 94–101.Nugroho J, S. (2007). Perilaku konsumen: Konsep dan implikasi untuk strategi dan penelitian pemasaran. Jakarta: Kencana Prenada Media.Putra, I. R. (2019). 15.000 pengunjung ditarget hadiri pameran kecantikan terbesar di Indonesia. Diakses dari https://m.merdeka.com/uang/15000-pengunjung-ditarget-hadiri-pameran-kecantikan-terbesar-di-indonesia.htmlRouters, T. (2018). Global Islamic Economy Report. Manama: Bahrain.Sada, H. J. (2017). Kebutuhan dasar manusia dalam perspektif pendidikan Islam. At-Tadzkiyyah: Jurnal Pendidikan Islam, 8(2), 213–226.Sari, A. F. K., & Junaidi. (2020). Fenomena label halal is it a awareness or branding. Jurnal Ilmiah Ekonomi Islam, 6(1), 87–94. DOI:10.29040/jiei.v6i1.915Savitri, I. A. P. D., & Wardana, I. M. (2018). Pengaruh citra merek, kualitas produk dan persepsi harga terhadap kepuasan dan niat beli ulang. E-Jurnal Manajemen Unud, 7(10), 5748–5782. DOI: https://doi.org/10.24843/EJMUNUD.2018.v07.i10.p19Sigit, K. N., & Soliha, E. (2017). Kualitas produk dan kualitas layanan terhadap kepuasan dan loyalitas nasabah. Jurnal Keuangan Dan Perbankan, 21(1), 157–168. DOI: https://doi.org/10.26905/jkdp.v21i1.1236Sondakh, C. (2014). Kualitas layanan, citra merek dan pengaruhnya terhadap kepuasan nasabah dan loyalitas nasabah tabungan (Studi pada nasabah taplus BNI cabang Manado). Jurnal Riset Bisnis Dan Manajemen, 3, 319 - 32.Sopiyan, P. (2020). Pengaruh iklan dan citra merek terhadap kepuasan konsumen (Studi pada konsumen sepeda motor Honda PT. Helmi Hendra Motor Maja Majalengka). Jurnal Bisnis Manajemen Dan Kewirausahaan, 1(2), 133–146. DOI: https://doi.org/10.31949/entrepreneur.v1i2.888Sunyoto, D. (2013). Dasar - dasar Manajemen Pemasaran. Jakarta: CAPS Publishing.Supranto, J. (2006). Pengukuran tingkat kepuasan pelanggan: Untuk menaikkan pangsa pasar. Jakarta: Rineka Cipta.Sutisna, & Pawitra, T. (2001). Perilaku konsumen dan komunikasi pemasaran. Bandung: PT. Remaja Rosdakarya.Tjiptono, F. (2003). Total quality management. Yogyakarta: Andi.Top Brand Awards. (2021). Top brand index. Diakses dari https://www.topbrand-award.com/top-brand-index/Umami, I. M. (2020). 3 klinik kecantikan berikut ramah kantong buat mahasiswa seperti kamu. Beautynesia. Diakses dari https://www.beautynesia.id/berita-skincare/3-klinik-kecantikan-berikut-ramah-kantong-buat-mahasiswa-seperti-kamu/b-177213Wijayanto. (2020). Gaya hidup milenial dingkrak industri kosmetik. Radar Surabaya. Diakses dari https://radarsurabaya.jawapos.com/read/2020/01/14174764/gaya-hidup-milenial-dongkrak-industri-kosmetik
THE EFFECT OF LEVERAGE, PROFITABILITY, AND ECONOMIC CONDITIONS ON THE RETURNS OF CORPORATE IJARAH SUKUK DURING THE 2015-2018 PERIOD Meidina Ana Ogie; Nisful Laila
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 2 (2020): Februari-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20202pp389-400

Abstract

This research intends to analyze the impact of the variables of Debt to Equity Ratio (DER), Return on Asset (ROA), inflation and interest rates on returns of corporate ijarah Sukuk during the period of 2015-2018. The data gathered for this research is from the Financial Statements derived from the official website of each Company, Statistical Bureau Agency (BPS), Indonesia Price Bond Agency (IPBA) and Bond Book published by Financial Services Authority (OJK). The method of analysis used is the panel data regression analysis. The sample collected purposive sampling method is 18 Sukuk which are from 4 Sukuk publishing companies. The best model to process the data is the Random Effect Model. The result of the study shows that all variables affect the Sukuk yields simultaneously; however, the DER variable has a significant positive effect on Sukuk yields partially. Meanwhile, the ROA variable and inflation are not significant negative and interest rates have a negative effect significant to Sukuk yields. Keywords: Debt to Equity Ratio (DER), Return on Assets (ROA), Inflation, Interest Rates, Sukuk ReturnsREFFERENCE Alfiani, Damalia. (2013). Pengaruh likuiditas, produktivitas, provitabilitas, dan leverage terhadap peringkat sukuk (studi empiris pada bank umum syariah dan usaha unit syariah periode 2008-2010. Accounting Analysis Journal, 2(1), 110-115.Boediono. (1995). Seri sinopsis pengantar ilmu ekonomi no. 2: Ekonomi makro. Edisi Keempat. Yogyakarta: BPFE.Fahmi, Irham. (2012). Analisis laporan keuangan. Cetakan kedua. Bandung: Alfabeta.Housten, Brigham. (2010). Dasar-dasar manajemen keuangan edisi 1 buku 1. Jakarta: Salemba Empat.Kasmir. (2008). Analisis laporan keuangan. Jakarta: Rajawali Pers.Kadir, Syamsir. (2007). Pengaruh faktor struktural dan fundamental ekonomi terhadap tingkat imbal hasil obligasi korporasi di pasar modal Indonesia. Disertasi tidak diterbitkan. Bandung: Program Doktor Ilmu Ekonomi Universitas Padjajaran.Kuncoro, Mudrajat. (2004). Metode kuantitatif: teori dan aplikasi untuk bisnis dan ekonomi. Yogyakarta: UPP AMP YKPN.Mansur, M. (2009). Pengaruh tingkat suku bunga SBI dan kurs dolar AS terhadap indeks harga saham gabungan bursa efek Jakarta periode tahun 2000-2002. Working Paper in Accounting and Finance.Muhammad. (2014). Manajemen keuangan syariah. Yogyajkarta: UPP STIM YKPN.Rahardjo, Budi. (2009). Dasar-dasar analisis fundamental saham laporan keuangan perusahaan. Yogjakarta: Gajah Mada University Press.Ratih dan Nur Cahyono. (2014). Analisis faktor-faktor yang mempengaruhi peringkat obligasi. Diponegoro Journal of Accounting, 1(1), 1-13.Rosadi, Dedi. (2011). Analisis ekonometrika dan runtut waktu terapan dengan R. Yogyakarta: Andi Offset.Rendragraha, Bhirawa. (2012). Pengaruh faktor fundamental terhadap return saham pada emiten Jakarta Islamic Index tahun 2005-2011. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.Sari, Naluritha, Ni Wayan Linda, dkk. (2015). Variabel-variabel yang mempengaruhi yield obligasi pada perusahaan yang terdaftar di Bursa Efek Indonesia. E-Jurnal Manajemen Unud, 4(11), 3796-3824.Sudana, I Made. (2009). Manajemen keuangan teori dan praktik. Surabaya: Airlangga University Press.Sugiyono. (2014). Metode penelitian kuantitatif, kualitatif, dan R&D. Bandung: Alfabeta.Tandelilin, E. (2010). Portofolio dan investasi teori dan aplikasi. Edisi Pertama. Yogyakarta: KanisiusZiebart, David A dan Reiter, Sara A. (1992). Bond Ratings, Bond Yields and Financial  Information, Contemporary Accounting Research, 9(1), 252-282.
THE EFFECT OF INTERNAL AND MACROECONOMIC FACTORS ON THE STABILITY OF SHARIA COMMERCIAL BANKS IN INDONESIA FOR THE 2012-2018 PERIOD Dian Rizqi Lestari; Noven Suprayogi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2062-2073

Abstract

ABSTRAKPenelitian ini bertujuan untuk mengetahui pengaruh ukuran bank, efisiensi, capital buffer, PDB, Inflasi, dan suku bunga terhadap tingkat stabilitas Bank Umum Syariah di Indonesia periode 2012-2018. Penelitian ini menggunakan data panel dan metode z-score dalam mengukur stabilitas. Data diambil dari website resmi Badan Pusat Statistik (BPS) dan annual report masing masing bank umum syariah. Hasil penelitian ini menunjukkan variabel ukuran bank (size), efisiensi, capital buffer, PDB (Produk Domestik Bruto), inflasi dan suku bunga (BI rate) secara simultan memiliki pengaruh yang signifikan. Kata Kunci: Stabilitas, Bank Umum Syariah, ukuran bank, efisiensi, capital buffer, PDB, Inflasi, suku bunga ABSTRACTThis study aims to determine the effect of bank size, efficiency, capital buffer, GDP, inflation, and interest rates on the level of stability of Sharia Commercial Banks in Indonesia for the period of 2012-2018. This study uses panel data and z-score method in measuring stability. This study used data obtained from the official website of the Central Statistics Agency and the annual report of each Islamic commercial bank. The results of this study indicate that the variable of bank size, efficiency, capital buffer, GDP (Gross Domestic Product), inflation and interest rates (BI rate) simultaneously have a significant effect.Keywords: Stability, Sharia Commercial Banks, bank size, efficiency, capital buffer, GDP, inflation, and interest rates

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