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EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam
Published by STAI Muhamadiyah Tulungagung
ISSN : 2365438x     EISSN : 24073709     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
Arjuna Subject : -
Articles 191 Documents
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Paradigma Wakaf Tunai di Indonesia Mei Santi
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 2 No. 2 (2015): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

Concept treacherous life, lie, lie, seems to have become an indispensable longer of any movements of society. A seller, with culasnya deceive the buyer. Though in principle the seller has the obligation to: maintain and care for material to be delivered to the buyer until the time of delivery; submit material that is sold during the predetermined time, at the request of the buyer; bear the material being sold.
Penerapan Biaya Denda Pada Akad Sewa Menyewa dalam Persepektif Hukum Islam Nurhadi
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 2 No. 2 (2015): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

Application of penalty charges made if the tenant negligent and less cautious in keeping the rented goods, for the negligence of the tenant in the return of the rented goods in terapakan charge a fine per-hour delay, the calculation of 10% of the price in your rental price, while for severe damage to the rented goods rental apply in the calculation of the cost of repairs to both parties to the rental agreement. Meanwhile, according to Islamic law are allowed to apply the cost of fines provided that the parties of charge fines actually afford to pay, and if not then it should not be of charge fines because reviling one of the parties.
Strategi Masa Depan dengan Semangat Kewirausahaan Ahmadireja
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 2 No. 2 (2015): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

In carrying out entrepreneurial importance of the master plan for mental shape the creative and innovative early. All levels and education levels also have to accept entrepreneurial learning entrepreneurship education and training. Because entrepreneurship is about independence. Entrepreneurship can be defined as soul, spirit, attitude, behavior, and the potential of a person's ability to handle a business or activity that leads to the search for, create, implement ways of working, technologies, and new products to improve efficiency in order to provide better service. Competitiveness, innovation and economic growth depends on the ability to produce future leaders with the skills, attitudes and behaviors to become entrepreneurs and at the same time socially responsible. Entrepreneurship is not just about creating a business plan and business. It's also about creativity, innovation and growth, ways of thinking and acting that are relevant to all parts of the economy and society as well as the entire surrounding ecosystem. In developing entrepreneurship, graduates of higher education has an important role to play. This can be understood as a lifelong process that develop individual skills, attitudes and behaviors. It is important to start as early as possible at all levels of formal and informal education. It must be integrated into the education system of primary and secondary schools and higher education.
Reposisi Teologi Zakat dalam Praksis Pengentasan Kemiskinan Suripto
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 2 No. 2 (2015): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

Praxis of zakat in Islam as the implementation of the three pillars need to be repositioned in order to be useful in establishing the benefit of the individual and social well-being. Since orders are mandatory zakat in Islam is essentially a form of distribution for economic justice among fellow Muslims in order to avoid a gap between the rich and the poor. Model distribution of zakat which has been traditionally managed should be immediately changed by using modern management so that the right target and can actually help alleviate poverty (recipients) of poverty, so that they can be turned into tax payers. Although the charity is an individual responsibility, but the state also has a responsible management. Then the State should establish a special agency to manage zakat trustful and professional and must be administered separately from the government budget.
Perilaku Konsumen dalam Perspektif Ekonomi Islam: Teori dan Praktek Hasan Sultoni
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 2 No. 2 (2015): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

Islam sees economic activity is one way to accumulate and increase the reward to the falah (happiness of the world and the Hereafter). Motif consume in Islam is basically mashlahah, needs and obligations. Satisfaction of a Muslim is not based market more or less items that can be consumed, but based on how religious values ​​obtained from what it does. In the teachings of the Islamic religion for the purpose of consumption is the biggest maslahah, so that he can achieve victory in duina and hereafter. Satisfaction in Islam include consumer satisfaction and creative satisfaction, consumer satisfaction will produce the ready creation of satisfaction, because the consumption made by a Muslim would give his physical strength, so he can be more creative. To measure the satisfaction of a Muslim we can use the concept of conventional utilities. As for rational human behavior in the conduct of consumption when he can maximize the values ​​of conformity in accordance with the norms of Islam.
Riba dan Ketidakadilan Sistem Ekonomi Kapitalisme: Sebuah Kajian Teoritis Yusi Septa Prasetia; Mohammad Ghozali
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 2 No. 2 (2015): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

Economic failures of capitalism in the justice and welfare system is due to interest (usury system) has applied. In the long term usurious system pose a huge gap between communities. So that cause various effects on the economy of the people. As the imbalance of the real sector and monetary sector, poverty and others. Islamic Economics as an economic system that re-echoed back to try to achieve justice and prosperity followers to abolish interest (usury) and replacing it with a system of profit sharing (profit loss sharing). As one alternative to achieve economic justice. The underlying revenue sharing system embodiment keadialan in various financial sector and the real sector. In an effort to expunge ribawi the centuries took place in various countries.
Analisis Kesesuaian Implementasi Pembiayaan Dana Talangan Haji di Perbankan Syari’ah dengan Fatwa Mui Irfan Nurudin
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 2 No. 2 (2015): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

Bailouts of Hajj aims to facilitate community who are less able to perform the pilgrimage. At the beginning of this financing is not a problem. But in its development began to emerge: first, the problem of how to regulate the imposition ujroh Islamic banks in financing. Second, how the impact of the financing, and third, what alternative solutions if financing bailouts Hajj is still problematic. Research methods in this study is the first empirical study, the types of legal research or sociology, and the approach used is a normative approach. Second, the source of the data required primary and secondary data is data by using the law. Third, how data collection using brochures and documents the official bailouts of the Hajj. Fourth, the method used is the method of deductive reasoning and qualitative analysis. The results of this research will address, first, the analysis based on the theory of the bailouts and the theory of the riba, then whether the implementation of financing bailouts of their Hajj there are still elements of usury. Second, if reviewed maslahah, then what is the impact of bailouts of Hajj? Third, try to find an alternative solution.
Determinan Indeks Pembangunan Manusia: Analisa Pendekatan Maqāṣid SyarῙ’ah Al-Ghazali: Studi Kasus: Negara-Negara Oki Mohammad Bintang P; Nurizal Ismail dan Indra
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 2 No. 2 (2015): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

The multidimensional poverty is one of the big problems faced by some countries. It is a condition of an individual that had a low income, low education and low health care. Then, Amartya Sen and Mahbub Ulhaq had offered a new measure on Development namely Human Development Index (HDI). As in Islam, the development had arranged from the approach of Maqāṣid Syarῑ’ah and Al-Ghazali (1111 H) was the first Muslim intellectual who had Developed the thesis and had divided maqasid into three aspects, ḍaruriyyah, ḥajiyah, taḥsiniyyah. Furthermore, ḍaruriyyah consist of five basic elements namely Ḥifẓ Dῑn (Religion), Ḥifẓ Nafs (Life), Ḥifẓ ‘Aql (Intellectual), Ḥifẓ Nasl (Progeny), Ḥifẓ Māl (Wealth). Therefore the aim of the study was to search how the Maqāṣid Syarῑ’ah contributed to Human development theory and what were the factors of HDI of Maqāṣid Syarῑ’ah of Al-Ghazali approach. The Study selected 37 OIC Countries for eight years by using Data panel regression. The Study Showed that Ḥifẓ ‘Aql (Intellectual) and Ḥifẓ Māl (Wealth) has significant impat on HDI. On the other hand, Ḥifẓ Nafs (Life) Ḥifẓ Nasl (Progeny) have significant impact on HDI. This may due to the quality of Human Resources and Bureaucracy in Some OIC Countries. Meanwhile, the theory of Maqāṣid Syarῑ’ah had been developed well into Human Development but still had a lot of points to be evaluated.
Analisa Kritis Implementasi Akad Wadi’ah dalam Perbankan Syariah Mushlih Candrakusuma; Mohammad Ghozali
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 3 No. 1 (2016): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

Islamic banking does not only have the opportunity, but also a variety of problems. Among these current accounts and savings products sharia, which is based on contract wadi'ah. In its application, the trust receives deposits of Islamic banks in storing and channeling funds so that people can benefit optimally. In principle, the wadi'ah uptake of a deposit in the form of any legal limits. Wadi'ah applied in Islamic banking, more relevant to the contract qard (of debt). Islamic banking implement the agreement or contract wadi qard'ah. The purpose of Islamic law (maqasid al-shari'ah) on guaranteeing the consignment (hifz al-mal), embodied in the product save deposit box. In the save deposit box, a treasure entrusted to the bank, stored in a special storage area, which is maintained by the bank. At the primary level (al-daru Riyah), maintaining wealth is something fundamental, so it must be fought for the sustainability of maintenance. At the secondary level (al-hajjiyah), save deposit box is one means of facilitating bank to keep up the maintenance of the property.
Analisis Akar Pembeda Reksadana Konvensional dan Syari’ah Irfan Nurudin
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 3 No. 1 (2016): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

Reksadana is a means of investment that has the main purpose to help and the mobilization of small investors and individuals who invest in the capital market. Indonesia is a country with a majority Muslim population. Most Muslims want the presence of investment instruments in accordance with the Islamic Sharia. Intellectual effort and established the community in the running of his investment, the need for a clear distinction between Islamic and conventional reksana. Research methods in this study is the empirical legal research or sociology, and the approach used is a normative approach. Source data required primary and secondary data is data with the use of the law. The method used is the deductive method of thought thinking and performed an analysis of qualitative analysis.The basic principle of a difference between a conventional reksadana and Islamic reksadana lie in investment objectives, operations, again, surveillance, and contract transactions. This has been the emphasis in Islam run reksadana, but not conventional reksadana accommodate things of concern to reksadana.

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