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INDONESIA
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam
ISSN : 2365438x     EISSN : 24073709     DOI : -
Core Subject : Economy, Social,
Arjuna Subject : -
Articles 191 Documents
PENINGKATAN KUALITAS DAN PELAYANAN TERHADAP PENGAMBILAN KEPUTUSAN PENDANAAN NASABAH PADA PT. BANK BNI SYARIAH NGANJUK Respatiningtias, Dyah Suswanti
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Vol 6 No 02 (2019): Jurnal Ekonomi Syariah & Bisnis Islam
Publisher : LIPI

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Abstract

This study aims to determine the effect of improving quality and service partially or simultaneously on customer funding decision making at PT. Bank BNI Syariah Nganjuk. This type of research uses quantitative research methods with causal associative research design (cause and effect). Data collection tools used in the form of questionnaires. The sampling technique used uses the Slovin formula with a sampling technique in the form of accidental sampling, ie anyone who accidentally meets a researcher can be used as a sample, if it is deemed that the person met by chance is suitable as a data source. So we get 70 customers who use services at PT. Bank BNI Syariah Nganjuk. The analytical method used is multiple linear regression analysis with partial hypothesis testing using the t statistical test and simultaneous testing using the F statistical test. The results of this study prove that (1) Quality improvement has a partial effect on customer funding decision making at PT. Bank BNI Syariah Nganjuk. (2) Services partially influence the decision making of customer funding at PT. Bank BNI Syariah Nganjuk. (3) Quality and service improvement simultaneously influences the customer's funding decision making at PT. Bank BNI Syariah Nganjuk.
PENGELOLAAN ZAKAT, INFAK DAN SEDEKAH DALAM PENGEMBANGAN USAHA MIKRO (Studi Kasus Pada Badan Amil Zakat Nasional Kabupaten Tulungagung) Saifudin, Ahmad
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Vol 6 No 02 (2019): Jurnal Ekonomi Syariah & Bisnis Islam
Publisher : LIPI

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Abstract

The purpose of this research is to know the management of Zakat, Infaq, and charity in the development of micro-business case studies on the Badan Amil Zakat Nasional (BAZNAS) of Tulungagung District. The method Adapaun used in the study is a descriptive field method with a qualitative approach. Data collection techniques using interviews, participant observation, and documentation studies. Data checking is done using trianggulation techniques, discussions with peers. While checking the audience of research data by the Supervisor lecturer as an auditor. The results showed that the management of ZIS funds in BAZNAS in Tulungagung district has a way to manage the funds. So that the funds can run smoothly, effectively and efficiently then in need of management. In planning gathering BAZNAS Tulungagung has certain points to be aware of. These Adapaun points are; Organisations should know the circumstances of the environment in which the organization is located, then the object gathering us to the segments of who, whether individuals, corporations or foundations, after all is done then the institution or organization makes a strategy and Tactics to be used in gathering to achieve a predetermined target. In order to realize BAZNAS in the honest, fair and trustworthy district, the process of transportation and accountability is sought as much as possible to realize the trust of Muzakki.
PRAKTEK PEMBIAYAAN MUSYARAKAH PADA LEMBAGA KEUANGAN SYARI’AH Wahyuni, Nur
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Vol 6 No 02 (2019): Jurnal Ekonomi Syariah & Bisnis Islam
Publisher : LIPI

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Abstract

The purpose of this research 1) Agreement on the financing musyarokah BMT is an agreement that they use in accordance with the principles of sharia is based on the Al-Quran and Al-Hadith. The parties have an equal footing, and have equal rights and obligations. Agreement was also conducted to establish the benefit through the provision of capital to partners in need of funds and does not contain elements of entrapment. 2) The division of profits in accordance with the existing literature, defined as the portion of the contract executed, between the customer and BMT nobody feels aggrieved because there is already an agreement in advance. In the division of profits each month the customer must be reported and paid to the BMT, according to the results obtained without any engineering. 3) The performance of the partners has not looked good, a lot of customers with problems. So that BMT can not be known in both the level of empowerment and its outcome. Problems of the partners can be handled by giving authority to the other partners in managing the assets need to pay attention to the difficulties of negligence and both intentional and partner unintentionally. Partners must be competent in providing or given legal powers.
MASLAHAH SEBAGAI UPAYA MEMBANGUN EKONOMI BERDASARKAN ETIKA Nuraini, Arif; Muttaqin, Muhammad Ngizzul
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Vol 6 No 02 (2019): Jurnal Ekonomi Syariah & Bisnis Islam
Publisher : LIPI

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Abstract

As an activity that has never escaped human life, economic practice is a necessity and a necessity. In reality economic practice is adomed by various phenomena that oppress certain groups. Economic practices that void personal desires seem to override the human side. The practice of trade monopolies, usury practices, and fraud seem to have become ingrained in today?s economic practices. As a religion that has a goal maslahah, thisphenomenon certainly must be responded to by the Islamic religion through the principles of Islamic economics. As a literature-based study and literature study, this paper seeks to provide ethical principles in economic practice through the realization of error. The findings in this paper are expected to provide guidelines in economic practice.
OPTIMALISASI PEMBERDAYAAN WAKAF PRODUKTIF DI INDONESIA (IKHTIAR STRATEGIS DALAM MEMBANGUN KESEJAHTERAAN EKONOMI KEUMATAN) Amarudin, Muchamat
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Vol 6 No 02 (2019): Jurnal Ekonomi Syariah & Bisnis Islam
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Abstract

Dealektika about waqf, cannot be released with the aspirations of the welfare of the people. However, realizing this is not an easy thing to do, because welfare does not only include one or two aspects, but also must look at the conditions, including implementing some fundamental principles in life and community and national life. So that waqf in Indonesia is able to develop well and can truly improve the social and economic welfare of the ummah, then it is time in Indonesia to formulate various matters relating to waqf, especially regarding assets that may be represented, the designation of waqf, nadzir waqf and how to manage endowments.
PERAN PINJAMAN DANA BERBASIS ONLINE MELALUI APLIKASI TERHADAP PEREKONOMIAN DI INDONESIA Santi, Mei
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Vol 6 No 02 (2019): Jurnal Ekonomi Syariah & Bisnis Islam
Publisher : LIPI

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Abstract

One of the facilities offered by Indonesian financial institutions is credit. Where in Indonesia, demand for credit is very high. To support this, online loans have emerged that have an important role as one of the government partners who will contribute to channeling more loans to customers. The role of online loans through applications with various advantages which include: fast processing; easy terms; flexible; credit calculator; as well as a variety of products, are expected to help equal distribution to the public to become users of financial services. With access to finance for all levels of society it will certainly be able to help drive the economy in Indonesia and provide a major contribution to the progress of economic development in Indonesia in particular.
PENGARUH JAMINAN PERLINDUNGAN DANA DEPOSITO DAN SIMPANAN BERENCANA TERHADAP MINAT NASABAH PADA BANK SYARIAH MANDIRI KANTOR CABANG PEMBANTU NGUNUT TULUNGAGUNG: USWATUN NA'IMAH na'imah, uswatun
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 6 No. 02 (2019): Jurnal Ekonomi Syariah & Bisnis Islam
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Abstract

This research is backed by a weak understanding of the society of its rights as a depository of funds is still low. This study was conducted to provide information to the Bank of sharia funds on the financial guarantee that they have stored in Bank Syariah Mandiri. In this study using quantitative approaches with associative types, the scale used is the Likert scale. Sampling using random sampling techniques. To analyze such data researchers use SPSS program analysis version 16.0 with multiple regression analysis. The result of this study is (1) The Banking law has no significant effect on the interest of customers in Bank Syariah Mandiri KCP Ngunut Tulungagung, (2) Bank Indonesia supervision affects not significant to the interest of customers in Bank Syariah Mandiri KCP Ngunut Tulungagung. (3) Consumer protection law is not significant to the interest of customers in Bank Syariah Mandiri KCP Ngunut Tulungagung, (4) Guarantor Guarantee Board is positive and significant influence on customer interest in Bank Syariah Mandiri KCP Ngunut Tulungagung (5) The assurance of banking law, the supervision of Bank Indonesia, the guarantee of consumer protection law, the guarantee of deposit guarantors together positively and significantly influence the customer interest in the Bank Syariah Mandiri KCP in Tulungagung
Pengembangan Kapasitas Institusi Perbankan Syariah Dalam Penyediaan Infrastruktur Jaringan, SDM dan Produk Bambang Agus Sumantri
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 1 No. 1 (2014): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

Writing in the journal aims to analyze the development of institutional capacity, Islamic banking, network infrastructure, human resources and products of Islamic banking in Indonesia from 2003 to 2013. Where characteristics of a research library journal writing.
Pemberdayaan Ekonomi Umat Dalam Perspektif Islam (Sebuah Upaya dan Strategi) Dian Iskandar Jaelani
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 1 No. 1 (2014): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

Islam has taught its followers to try to get a good life in this world and in the hereafter in order to achieve well-being both physically and spiritually. Therefore no exaggeration to Islam as a religion can also be said of empowerment, which seeks to empower believers to live a well-balanced between the needs of the duniawi and ukhrawi. So far the Indonesian Islamic community, especially as the majority of people, is still too far away from all the advantages when compared with people in other countries, especially countries which are some of the western Christian, especially the economy. Even very unfortunate, in Islamic societies has occurred which led to economic inequality of wealth circulation only rotates in a group of bourgeois alone. This fact calls for economic empowerment efforts are systematic and continuous to deliver economically egalitarian society and circulation of wealth can be enjoyed by society equally. Therefore, the necessary breakthroughs or empowerment methods that hit. This paper will explain how the efforts and strategies of community economic empowerment in the Islamic perspective.
Konsepsi Ekonomi Islam Untuk Pembangunan Ekonomi Negara Afiful Ikhwan
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam Vol. 1 No. 1 (2014): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

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Abstract

Based on this conception of the role of the state is very important for the application of Islamic economics. Without the state, the Islamic economy will not be able to contribute to solving the economic problem and the establishment of a fair economic structure. Similarly, without taking Islamkan Islamic countries can not also be the axis of economic policy and development.

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