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Jurnal Al-Qardh
Published by Institut Agama Islam Negeri Palangka Raya
ISSN : 23546034     EISSN : 25990187     DOI : 10.23971/jaq.v1i2.
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Social Sciences
Journal Alqardh published by Faculty of Islamic Economics and Business is aimed at being a medium for research results dissemination and scientific papers on the Indonesian economy and business among international academics, practitioners, regulators, and public. The Alqardh is issued two times annually, i.e., in July, and Desember. The Editor receives research manuscripts that not have been offered for publication elsewhere. Since its first issue published in 2016, the Journal Al-Qardh has more progress. Its commitment toward the development of education, especially in the realm of research, the aim Alqardh being a prestigious scholarly periodical in the world on the Indonesian economy and business
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 174 Documents
 1   2   3   4   5 
PERSPEKTIF IMAM MALIK TENTANG PENGAWASAN HARGA (STUDI TERHADAP HARGA SEMBAKO OLEH DINAS PERINDUSTRIAN DAN PERDAGANGAN KOTA PALANGKA RAYA) Sadiani, Sadiani; Maisyaroh, Siti
AL-QARDH Vol 2, No 2 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Palangka Raya

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Abstract

Penelitian ini tentang perspektif Imam Malik tentang pengawasanharga (studi terhadap harga sembako oleh Dinas Perindustrian dan Perdagangan Kota Palangka Raya. Fokus penelitian ini tentang: fenomena harga sembako di pasar Palangka Raya. Peran Dinas Perindustrian dan Perdagangan dalam melakukan pengawasan harga sembako di pasar Palangka Raya, Perspektif Imam Malik terhadap pengawasan harga sembako yang dilakukan oleh Dinas Perindustrian dan Perdagangan Kota Palangka Raya. Metode yang digunakan dalam penelitian ini adalah penelitian lapangan (field research) dengan pendekatan kualitatif dan pendekatan fiqh. Objek penelitian adalah harga sembako sedangkan subjeknya Dinas Perindustrian dan Perdagangan Kota Palangka Raya. Teknik pengumpulan data terdiri dari observasi, wawancara, dan dokumentasi, dilanjutkan dengan pengabsahan data dan analisis data. Hasil penelitian dan analisis menunjukan bahwa fenomena harga sembako di pasar Palangka Raya, fluktuatif yaitu turun-naik, manakala harga naik disebabkan beberapa faktor; sembako dipasok berasal dari Jawa, gagal panen, biaya sewa lapak mahal, menjelang bulan ramadhan hingga menjelang idul fitri dan hari natal. Peran Dinas Perindustrian dan Perdagangan Kota Palangka Raya dalam melakukan pengawasan harga sembako di pasar Palangka Raya, petugas dari dinas tersebut melaksanakan tugasnya dengan cara memantau ke pasar, melakukan dialog dengan para pedagang sembako, mengadakan operasi pasar dan pasar murah/pasar penyeimbang dan pembinaan kepada para pedagang. Perspektif Imam Malik terhadap pengawasan harga sembako yang dilakukan oleh Dinas Perindustrian dan Perdagangan Kota Palangka Raya, yaitu terdapat sedikit perbedaan. Menurut Imam Malik pemerintah boleh menentukan harga sedangkan Dinas Perindustrian dan Perdagangan Kota Palangka Raya bukan sebagai penentu harga melainkan hanya mengawasi dan mengadakan pasar penyeimbang untuk menstabilkan harga pasar.
E-PAYMENT: INOVASI LAYANAN PENGHIMPUNAN DAN REDISTRIBUSI WAKAF UANG BERBASIS ONLINE DALAM PERCEPATAN PEMBANGUNAN EKONOMI INDONESIA Irsad, Agus Muhammad; Berakon, Izra
AL-QARDH Vol 2, No 1 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Palangka Raya

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Abstract

Indonesia as a majorMuslim population country, has a large potential of cash waqf. Indonesian Waqf Board (BWI) predicted the potential of cash waqf in Indonesia is Rp 20 trillion, but had not followed by the effective collection method, so that potential has not been able to develop optimally. On the other hand, technology grown rapidly, followed by the numberof internet users in Indonesia. Based on the data of  the Association of Internet Service Providers Indonesia (APJII) shows that internet users in Indonesia by aged 20 years and plus, reached 119.2 million inhabitants. It allows the integration of  the effective system of collectingwaqf property. One of the effective collecting efforts done by the government is to establish a waqfbank which role as nadzir beside a liason between wakif with the waqf management institutions. The main duty ofwaqf management institution here is as nadzir who will manage cash waqfproductively and fostering the communityso as toempower the economy. However, the current establishment of waqf bank is still in the process of finalization, so there is no core principle in collecting waqf. Therefore, the purpose of this research is to offer an electronic application of collecting and redistributing cash waqf by the internet networking and the development of the digital era. It concept called e-payment.It choosen an e-payment as the concept, which wakif must fill the balance of waqf bank account from commercial bank accounts owned by wakif. Then wakif choose waqfallocation with options that have been provided by waqfbank.The research method usedis descriptive analysis and conjoint analysis. The final implication by the innovation of the e-payment application is that the existing ease of waqfcollection is expected to be effective and reach many people and able to increase the economy of Indonesian society. 
Pengaruh Customer Satisfaction, Brand Trust, dan Customer Feedback Terhadap Customer Loyalty Pada Perusahaan Mobil Suzuki Arianto, Jhony Putra Satria
AL-QARDH Vol 1, No 1 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Palangka Raya

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Abstract

The background of this research to understand the importance of customer satisfaction will result customer loyalty on consumer’s of automobile. The design of this research applies a research model based on consumer’s of Suzuki Ertiga In Suzuki Indonesia Company which locard in East Bekasi. A total of seventy consumers as respondents were analyzed using multiple regression analysis with SPSS 17. The objectives of this research to examine the importance will result on customer retention and generation of positive word of mouth. The result of this research that the effect of positively Customer Satisfaction, Brand Trust, dan Customer Feedback toward Customer Loyalty.  The managerial implication for marketing managers for understanding the importance of customer loyalty to increase company profitability.
BUDAYA “NYETRUM” DALAM MEMPERTAHANKAN EKONOMI MASYARAKAT MENDAWAI SEBERANG PANGKALAN BUN Jirhanuddin, Jirhanuddin; Jelita, Jelita; Habibie, Ahmad
AL-QARDH Vol 1, No 1 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Palangka Raya

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Abstract

Electric shock activity is an activity of an electric discharge into the water to look for fish using a stun. This activity is a way to sustain the local economy of the challenges existing conditions. Because of some reasons such as easy, effective and efficient this way is still used. Another reason this way is still used is because of economic necessity, small capital, and another effort is difficult to do.Even in preserving the environment, the Local Government who has authority in this case issued a regional regulation. Moving on from these problems, the writer wants to know the important role of the Electric shock activity at RT 01 Mendawai Seberang as the foundation to sustain the local economy as well as its impact, with the problem of the studies are (1) How does the Electric shock activity at RT 01 Mendawai Seberang Pangkalan Bun? (2) How is the role of culture in Electric shock activity on maintaining the local economy at RT 01 Mendawai Seberang Pangkalan Bun? (3)What is the impact of Electric shock activity for ecosystems and humans? This research is using qualitative descriptive approach. The subjects of this research are people who live in RT 01 Mendawai as the fisherman who use stun to look for fish. The object of this research is the culture of Electric shock activity in maintaining the local economy RT 01 Mendawai Seberang Pangkalan Bun. The techniques used in data collection are observation, interview and documentation. In the technical validity of the data, the researcher was used a triangulation process.             The results from the culture of electric shockonmaintaining economic society at the RT. 01 Mendawai Seberang Pangkalan Bunis an activity that has long been done and the result of cultural transformation that has been handed ancestors.This activity is one way to sustain the local economy of the challenges existing conditions. Using a stun for fishing has several factors because it is easy, effective and efficient.Economicnecessity, the capital required is not too large, another effort is difficult to do, and the domicile is the reason behind this culture is still being conducted until today. The impact of electric shock toward the ecosystem of fish just a little bit because it is not spent the ecosystem of fish. Only a small portion is taken for the purposes of trade. Whereas the impact on the fishermanthemselves the possibility exists, if its application is not appropriate and not in accordance with the existing procedures could harm the fishermanthemselves.Electric shock activity is an activity of an electric discharge into the water to look for fish using a stun. This activity is a way to sustain the local economy of the challenges existing conditions. Because of some reasons such as easy, effective and efficient this way is still used. Another reason this way is still used is because of economic necessity, small capital, and another effort is difficult to do.Even in preserving the environment, the Local Government who has authority in this case issued a regional regulation. Moving on from these problems, the writer wants to know the important role of the Electric shock activity at RT 01 Mendawai Seberang as the foundation to sustain the local economy as well as its impact, with the problem of the studies are (1) How does the Electric shock activity at RT 01 Mendawai Seberang Pangkalan Bun? (2) How is the role of culture in Electric shock activity on maintaining the local economy at RT 01 Mendawai Seberang Pangkalan Bun? (3)What is the impact of Electric shock activity for ecosystems and humans?                This research is using qualitative descriptive approach. The subjects of this research are people who live in RT 01 Mendawai as the fisherman who use stun to look for fish. The object of this research is the culture of Electric shock activity in maintaining the local economy RT 01 Mendawai Seberang Pangkalan Bun. The techniques used in data collection are observation, interview and documentation. In the technical validity of the data, the researcher was used a triangulation process.             The results from the culture of electric shockonmaintaining economic society at the RT. 01 Mendawai Seberang Pangkalan Bunis an activity that has long been done and the result of cultural transformation that has been handed ancestors.This activity is one way to sustain the local economy of the challenges existing conditions. Using a stun for fishing has several factors because it is easy, effective and efficient.Economicnecessity, the capital required is not too large, another effort is difficult to do, and the domicile is the reason behind this culture is still being conducted until today. The impact of electric shock toward the ecosystem of fish just a little bit because it is not spent the ecosystem of fish. Only a small portion is taken for the purposes of trade. Whereas the impact on the fishermanthemselves the possibility exists, if its application is not appropriate and not in accordance with the existing procedures could harm the fishermanthemselves.
AKUNTANSI KELEMBAGAAN EKONOMI SYARIAH DALAM PERSFEKTIF IWAN TRIYUWONO Rahmaniar, Rahmaniar; Dahoir, Ahmad
AL-QARDH Vol 2, No 1 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Palangka Raya

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Abstract

Islam as a religion has been placed as an option and at the same teachings that provide guidance in human life adherents. Islamic economic development in Indonesia is progressing very rapidly, characterized by the emergence of sharia based financial institution. Financial institutions in practice cannot be separated from the financial statements or called in the language of business is accounting. This study focused on mentation of Iwan Triyuwono about the concept of sharia accounting, as stated in this theory that sharia enterprise theory and synergy binary opposition. The formulation of the problem in this study are (1) how the concept mentation of Iwan Triyuwono about sharia accounting? (2) how the relevance mentation of Iwan Triyuwono about accounting institutional of Islamic economics? Therefore the purpose of this study were (3) to describe the concept mentation of Iwan Triyuwono about sharia accountting (4) to describe the relevance mentation of about acoounting institutional of Islamic economics. This type of research is the library research using hictorical research aproach, namely research conducted by collecting data or scientific papers aimed at the object of research or data collection is literature, or the study undertaken to solve a problem on basically rests on a critical and in depth study of the materials relevant book. The subjects used in this study is Iwan Triyuwono. The results of this study indicate that the mentation of Iwan Triyuwono with shariah enterprise theory and the theory of binary opposition synergies already very relevan to formulate theories that previously exsited in modern accounting theory. But in practice has not been able to be applied fully in the Islamic economics institutions. Because of the needs of the industry if sharia accounting concept he put forward can be realized with either the creation of a network organization with the realities if divine power.
PENGARUH FASHION HIJAB TERHADAP PERILAKU KONSUMTIF MAHASISWI FAKULTAS EKONOMI DAN BISNIS ISLAM IAIN PALANGKA RAYA
AL-QARDH Vol 1, No 2 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Palangka Raya

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Abstract

Development of the world fashion at this time theis always increased. It can be demonstrated with the development of fashion hijab at this time. Many models are evolving hijab cause excessive purchasing behavior. Such behavior is the consumer behavior, is behavior that purchase goods or services in excess. For this study will focus on the effect on consumer behavior fashion hijab of student IAIN Palangkaraya to determine the effect on consumer behavior fashion hijab of student IAIN Palangkaraya with technique Product Moment Correlation analysis using SPSS 18.0 version. This research is a quantitative descriptive research type ex post facto, the authors use the data collection methods of observation and questionnaires. From the test results performed on the instrument 15 respondents with 24 items declared valid question and can be used to collect the data in the study sample. The population in this study are all mahasiwi Faculty of Economics and Business Islam IAIN Palangkaraya, while the sample amounted to 68 respondents student of the Faculty of Economics and Business Islam IAIN Palangkaraya and from the number of respondents were given a questionnaire to be answered. While the technical data analysis techniques used are product moment correlation analysis. Results of research techniques Pearson product moment correlation (r) shows that the correlation between Fashion hijab with the consumer behavior of 0.780. Based on the interpretation of the correlation coefficient r value , then 0.780 including the level of relations "strong". This shows that there is a strong relationship between fashion hijab with the consumer behavior . Moreover , the significance of the hijab fashion variable (X) and consumer behavior variable (Y) is 0,000. Based on the decision rules of the hypothesis , the probability value of 0.05 is greater than or equal to the probability value Sig . Or (0.05 ≥ 0.000) , then Ho is rejected and Ha accepted, meaning significantly. And the influence of fashion hijab on consumer behavior amounted to 60.9 % , while the remaining 39.1 % is influenced by other factors.
ANALISIS SWOT KEBUTUHAN KARYAWAN PERBANKAN SYARIAH DARI SARJANA EKONOMI SYARIAH IAIN PALANGKA RAYA jelita, jelita; Wardana, Wilmar Okto
AL-QARDH Vol 2, No 2 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Palangka Raya

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Abstract

This research background in IAIN Palangka Raya as one of the colleges that there is a container for printing human resources and potentional knowledgeable in the world of work. One of the graduate printed is a graduate of the Faculty of Economics and Business Islam with competence in the Islamic finance. But the facts on the ground are not little public data show that graduates become more dominant than the employees in Islamic banking scholars who really has the educational background of Islamic economics. The problem begins with the researcher tried to explore data about the SWOT analysis of the needs of potential economic scholars of sharia in Islamic banking city of Palangka Raya. The problem in this research are 1) Strength, 2) weakness, 3) opportunities, 4) the threats facing prospective Bachelor of Islamic Economics IAIN Palangka Raya on Islamic Banking city of Palangka Raya and 5) How can the application of a SWOT analysis in developing prospective Bachelor of Islamic Economics IAIN Palangka Raya Britain on Islamic Banking city of Palangka Raya. This study used qualitative research methods, the research subject is the faculty of economics and business of Islamic banking Islamic and 4 cities Palangka Raya ie BMI, BSM, BRIS and BPR Mitra Amanah. Data collection techniques through, observation, interviews and documentation; validating data through triangulation techniques, then the data analyzed by data reduction, a data display and conclusion verification. The results of this study are 1) The strength of a. have a basic knowledge of Islamic banking b. have a scholarly foundation related to Islamic financial institutions c. Output Islamic scholars who are experts in Islamic economics. 2) The weakness in terms of academic, SDM Teachers, curriculum learning, relationship. While the non-academic terms that mindset is still low degree candidate. 3) Opportunities have added value, priority religion, knowledge about Islamic banking contract-agreement, an understanding of the products; have communication skills and proficiency in a polite and courteous and knowledge in the field of Islamic religion. 4) Threats to the economy in the banking degree candidate is not looking at the educational background, dressed and physical conditions prescribed for frontline staff. 5) The results of a SWOT analysis required by prospective students of Islamic Economics Iain Palangka Raya on Islamic banking: a. Internal 1) Improving the teaching of human resources. 2) Development of the learning curriculum. 3) improve the relationship in the field of education. 4) Provide training in human resource development sharia economics degree candidate b. External Improvingstudent mindset to be able to develop themselves independent, creative, innovative and high work ethic.
WAKAF PAKAIAN PERSPEKTIF EKONOMI SYARIAH Akbar, Wahyu
AL-QARDH Vol 1, No 2 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Palangka Raya

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Abstract

Clothes as primary necessity is the most needed especially if there is a disaster such as flood, eruption, fire and some other disasters. It is better if the clothes belong to some unlucky people, and it can be through benefaction instrument. So it can create the economy balancing which then be able to make a development of economy equalization, especially the primary needed (daruriyat) it is about clothes needed. It can be as a solution to the overage clothes which had by the rich men and also as a way to consumptive attitude that has been a life style and character of rich men toward clothes trend mode. The main aim of this study was to review the basic problem: (1) What were the economic values which had on the clothes of syariah economy perspectives? (2) How was the clothes benefaction ijtihad of syariah economy perspectives as economy development?This study was a library reseacrh, where specifically it was mentioned as deductive qualitative descriptive design in frame syariah ecoonomy by using histroical approach, conceptual approach, and syariah economy contextual approach, by using deductive qualitative descriptive analysis model, they were data reduction, data display, and verification. Data collected was analyzed by using retropsective method.The results of the study concluded that: (1) the economic values which had on the clothes of syariah economy perspectives were the function value and the benefit of human sustainability guarantee which placed on priority scale of human’s need. It was primary needed (daruriyat) which can guarantee the equilibrium of doing the life activity whether based on muamalah or worship. (2) the clothes benefaction ijtihad  of syariah economy perspectives as economy development were through two models they were consumptives benefaction (using directly without any production process) and productive benefaction (processing the clothes which economical) as a relevant idea to the new paradigm of benefaction in Indonesia and also as solution to consumptive attitude of the community toward the dynamic of clothes trend mode.      
AKUNTANSI KELEMBAGAAN EKONOMI SYARIAH DALAM PERSFEKTIF IWAN TRIYUWONO Rahmaniar Rahmaniar; Ahmad Dahoir
AL-QARDH Vol 2, No 1 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (157.311 KB) | DOI: 10.23971/jaq.v2i1.825

Abstract

Islam as a religion has been placed as an option and at the same teachings that provide guidance in human life adherents. Islamic economic development in Indonesia is progressing very rapidly, characterized by the emergence of sharia based financial institution. Financial institutions in practice cannot be separated from the financial statements or called in the language of business is accounting. This study focused on mentation of Iwan Triyuwono about the concept of sharia accounting, as stated in this theory that sharia enterprise theory and synergy binary opposition. The formulation of the problem in this study are (1) how the concept mentation of Iwan Triyuwono about sharia accounting? (2) how the relevance mentation of Iwan Triyuwono about accounting institutional of Islamic economics? Therefore the purpose of this study were (3) to describe the concept mentation of Iwan Triyuwono about sharia accountting (4) to describe the relevance mentation of about acoounting institutional of Islamic economics. This type of research is the library research using hictorical research aproach, namely research conducted by collecting data or scientific papers aimed at the object of research or data collection is literature, or the study undertaken to solve a problem on basically rests on a critical and in depth study of the materials relevant book. The subjects used in this study is Iwan Triyuwono. The results of this study indicate that the mentation of Iwan Triyuwono with shariah enterprise theory and the theory of binary opposition synergies already very relevan to formulate theories that previously exsited in modern accounting theory. But in practice has not been able to be applied fully in the Islamic economics institutions. Because of the needs of the industry if sharia accounting concept he put forward can be realized with either the creation of a network organization with the realities if divine power.
PENGARUH FASHION HIJAB TERHADAP PERILAKU KONSUMTIF MAHASISWI FAKULTAS EKONOMI DAN BISNIS ISLAM IAIN PALANGKA RAYA Sa'adatunnisa Sa'adatunnisa
AL-QARDH Vol 1, No 2 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (297.737 KB) | DOI: 10.23971/jaq.v1i2.630

Abstract

Development of the world fashion at this time theis always increased. It can be demonstrated with the development of fashion hijab at this time. Many models are evolving hijab cause excessive purchasing behavior. Such behavior is the consumer behavior, is behavior that purchase goods or services in excess. For this study will focus on the effect on consumer behavior fashion hijab of student IAIN Palangkaraya to determine the effect on consumer behavior fashion hijab of student IAIN Palangkaraya with technique Product Moment Correlation analysis using SPSS 18.0 version. This research is a quantitative descriptive research type ex post facto, the authors use the data collection methods of observation and questionnaires. From the test results performed on the instrument 15 respondents with 24 items declared valid question and can be used to collect the data in the study sample. The population in this study are all mahasiwi Faculty of Economics and Business Islam IAIN Palangkaraya, while the sample amounted to 68 respondents student of the Faculty of Economics and Business Islam IAIN Palangkaraya and from the number of respondents were given a questionnaire to be answered. While the technical data analysis techniques used are product moment correlation analysis. Results of research techniques Pearson product moment correlation (r) shows that the correlation between Fashion hijab with the consumer behavior of 0.780. Based on the interpretation of the correlation coefficient r value , then 0.780 including the level of relations "strong". This shows that there is a strong relationship between fashion hijab with the consumer behavior . Moreover , the significance of the hijab fashion variable (X) and consumer behavior variable (Y) is 0,000. Based on the decision rules of the hypothesis , the probability value of 0.05 is greater than or equal to the probability value Sig . Or (0.05 ≥ 0.000) , then Ho is rejected and Ha accepted, meaning significantly. And the influence of fashion hijab on consumer behavior amounted to 60.9 % , while the remaining 39.1 % is influenced by other factors.

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