Falah : Jurnal Ekonomi Syariah
FALAH: Jurnal Ekonomi Syariah is managed by Department of Islamic Economic, Faculty of Islamic Studies, University of Muhammadiyah Malang (p-ISSN 2502-3918, e-ISSN 2502-7824) This journal published two times a year (Pebruary and August) since 2016. The journal presents the results of research in the field of Islamic Economic, Islamic Banking, Islamic Management and so on.
Articles
217 Documents
<![CDATA[Perkembangan Bank Syariah Di Asia Tenggara: Sebuah Kajian Historis ]]>
<![CDATA[Mohammad Ghozali]]>;
<![CDATA[Muhammad Ulul Azmi]]>;
<![CDATA[Wahyu Nugroho]]>
<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol. 4 No. 1 (2019): Februari 2019 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v4i1.8700
<![CDATA[The development of Islamic Banking in Southeast Asia is growing rapidly. Statistical data shows that Southeast Asia has become one of the centers for the development of the global Islamic finance industry. Literally, Indonesia and Malaysia is two countries in the region that have become dynamos for the development of the Islamic banking industry in ASEAN countries, this condition has encouraged other countries to be discussed in the development of the Islamic banking industry. The method of this paper is historical approach, which documentary methods in data collection techniques by analyzing documents that are relevant to the research topic. The conclusion of this study is that significant developments still occur in two countries, namely Malaysia and Indonesia, whereas in some countries such as Thailand, Singapore and the Philippines the development of Islamic banking is still minimal.]]>
<![CDATA[Manajemen Risiko Operasional Pada PT Bank Pembiayaan Rakyat Syariah (BPRS) Jabal Nur Tebuireng di Surabaya ]]>
<![CDATA[Wienanda Rizka Sukma Jelita]]>;
<![CDATA[Atina Shofawati]]>
<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol. 4 No. 1 (2019): Februari 2019 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v4i1.8733
<![CDATA[This study present to determine the management analysis of BPRS. This study was conducted at management that is different from the phenomenon that occurs in the object of research, namely PT BPRS Jabal Nur Tebuireng. This study uses qualitative methods with a case study approach. The way to manage the data is done by a focused open-ended method. The analysis technique used is matchmaking of patterns by comparing empirical patterns with predicted patterns. PT BPRS Jabal Nur Tebuireng has carried out operational management in accordance with ISO 31000 (2009). Possible conditions, but at the time of BPRS analysis Jabal Nur did not make a list of risks in which there was a Composite Risk Index (CRI) and made a matrix. In the evaluation phase, it was found that BPRS Jabal Nur Tebuireng were people involved in internal processes and fraud. So far BPRS Jabal Nur Tebuireng has been handling various operations.]]>
<![CDATA[Negara Kesejahteraan dan Maqasid Syariah: Analisis Pemikiran Jamaluddin Athiyyah ]]>
<![CDATA[Syamsuri Syamsuri]]>;
<![CDATA[Dadang Irsyamuddin]]>
<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol. 4 No. 1 (2019): Februari 2019 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v4i1.8741
<![CDATA[The discourse about the Welfare State is interesting. This article aims to conduct in-depth analysis related to the concept of the welfare state and its relation to maqasid sharia according to Jamaluddin Athiyyah. The method used in this study is qualitative with a literature approach, namely conducting a study of the literature surrounding the welfare state and the Maqasid sharia. The conclusion of this study is that Athiyyah provides an overview of the division of tasks of the government in ensuring the welfare of its people into four dimensions, namely: individuals, families, society and humanity. Furthermore it was stated that the three basic principles of maqasid sharia to create prosperity would not be fulfilled but rather with the active role of the State.]]>
<![CDATA[Pengaruh Corporate Governance terhadap Profitabilitas Bank Umum Syariah (BUS) Indonesia Periode 2011-2016 ]]>
<![CDATA[Jielend Ariandhini]]>
<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol. 4 No. 1 (2019): Februari 2019 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v4i1.8742
<![CDATA[This study aims to determine the effect of Corporate Governance (CG) as measured by the composition of the board of commissioners, the composition of the board of directors, the composition of the audit committee and the composition of the syariah supervisory board on the profitability of sharia commercial banks as measured by Return On Assets (ROA). The Method of this research is quantitatif by using secondary data with documentation technique. The population used in this study is all sharia commercial banks, based on the financial statements of each bank. The observation period in this research is from 2011 to 2016. The sampling technique is done by purposive sampling method. There are 5 banks, namely Bank Muamalat, Bank Sharia Mandiri, Bank Negara Indonesia Sharia, Bank Rakyat Indonesia Sharia, Bank Central Asia Sharia. Data analysis technique used in this research is panel regression. The results showed that independent variables of board of commissioner and syariah supervisory board have no significant effect on financial performance measured by Return on Asset (ROA). The independent variable of the board of directors has a positive and significant impact on the financial performance measured using Return on Assets (ROA), and the audit committee independent variable has a negative and significant effect on the financial performance measured using Return on Assets (ROA).]]>
<![CDATA[Pengaruh Tingkat Bagi Hasil, Financing to Deposit Ratio (FDR) Dan Tingkat Inflasi Terhadap Deposito Mudharabah Pada Bank Umum Syariah (BUS) Periode 2014 – 2017 ]]>
<![CDATA[Firda Izzati Febriani]]>
<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol. 4 No. 1 (2019): Februari 2019 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v4i1.8752
<![CDATA[This study aims to determine the factors affect the amount of mudharaba deposits in Sharia Commercial Banks period 2014-2017. Factors affecting mudharaba deposits are used in this study which profit sharing rate, liquidity level measured by financing to deposit ratio, and inflation rate. The method used in this research is quantitative descriptive. The data used are secondary time series for the period of January 2014-December 2017 which has been published by the website of Bank Indonesia and Otoritas Jasa Keuangan (OJK). The method of analysis used is multiple linear regression. The results of this study indicate that the profit sharing rate, financing to deposit ratio and inflation rate significantly influence the number of mudharaba deposit accumulation. Variable of profit sharing rate have a positive relation to mudharaba deposit. However, the variable of financing to deposit ratio and inflation rate have a negative relation to mudharaba deposit.]]>
<![CDATA[Journal Cover ]]>
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<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol. 4 No. 1 (2019): Februari 2019 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v4i1.8757
<![CDATA[Pengaruh Islamic Social Reporting terhadap Profitabilitas (Return on Asset dan Return on Equity) Pada Bank Umum Syariah di Indonesia ]]>
<![CDATA[Ana Santika]]>
<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2019): Agustus 2019 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v4i2.10084
<![CDATA[The act of accuracy and prudence is very important in the company because is the factor that determines the sustainability of companies such as banking. This study aims to analyze the effect of Shariah Complaints towards the profitability of Islamic Banks in Indonesia. This research is quantitative using documentation method and library study in data collection. The sampling technique uses purposive sampling with the criteria of Islamic commercial banks that publish annual-reports from 2013 to 2017 from 13 Islamic commercial banks (BUS) in Indonesia. The results of this study show that the Funding and Investment, Products and Services, Employees, Community or Social, Environmental, Corporate Governance simultaneously does not have influence significantly the ROE variable, but it does significantly influence ROA. This means that the wider the Islamic social reporting of Islamic banking, the greater the profitability of Islamic banking. In addition, high profitability will encourage managers to provide more detailed information, because they want to convince investors of company profits and its compensation for management.]]>
<![CDATA[Analisis Pengaruh Standar Audit Syariah terhadap Kualitas Penyajian Laporan Keuangan Pada Baitul Mal wa Tamwil di Kabupaten Wonogiri ]]>
<![CDATA[Risky Yuniar Rahmadieni]]>;
<![CDATA[Ibnu Qizam]]>
<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2019): Agustus 2019 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v4i2.10085
<![CDATA[The purpose of this study was to determine the extent to which the Statement of Islamic Accounting Standards, Sharia Audit, Sharia Supervision, Islamic Corporate Governance, and Islamic Work Ethos affect the Quality of Sharia Financial Statement Presentation in the Baitul Wat Mal of Wonogiri Regency Regional Office. This study uses a quantitative approach. Samples were taken by convenience sampling method. The research objects encompass five BMT’s located approximately 10 km away from the Wonogiri Regent's Office which consists of three sub-districts, namely Selogiri, Wonogiri, and Ngadirojo. 35 questioners are processed and analyzed using SPSS Version 23. Based on the results of this study, there are many effects of statement of Islamic accounting standards and Islamic work ethos on the quality presentation of Islamic financial statements.]]>
<![CDATA[Strategi Pengembangan Wakaf Berkelanjutan dalam Sektor Pertanian: Studi Kasus di Yayasan Pemeliharaan dan Perluasan Wakaf Pondok Modern (YPPWPM) Gontor Ponorogo ]]>
<![CDATA[Eko Nur Cahyo]]>;
<![CDATA[Ahmad Muqorobin]]>
<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2019): Agustus 2019 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v4i2.10086
<![CDATA[The development of endowments land in the agricultural sector is very essential because it is one of the strengthening sectors of the Indonesian economy. This study aims to identify the development of sustainable endowment strategies through the agricultural sector at Yayasan Pemeliharaan dan Perluasan Wakaf Pondok Modern (YPPWPM), Pondok Modern Darussalam Gontor Ponorogo. To identify the endowments development strategies in the agricultural sector this research is qualitative. The result shows that Yayasan Pemeliharaan dan Perluasan Wakaf Pondok Modern (YPPWPM), Pondok Modern Darussalam Gontor Ponorogo carried out three-factor systems for the sustainable development strategy. First, using the waqf land rental system. Second, the development of the management system. and thirdly, the profit-sharing system with the concept of mazara'ah. On the other hand, the results of the SWOT analysis indicate that this model is worth continuing to develop sustainable endowments so that the benefits of endowments can be fulfilled continuously.]]>
<![CDATA[Analisis Pendapatan Non Halal Perbankan Syariah Di Indonesia: Sumber Dan Penggunaannya ]]>
<![CDATA[Rudy Hartanto]]>;
<![CDATA[Irena Paramita Pramono]]>;
<![CDATA[Pupung Purnamasari]]>
<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2019): Agustus 2019 ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v4i2.10087
<![CDATA[The existence of the regulation for Islamic banking causes it to conduct its activities by the guidance of Islamic principles which avoid some non-halal sources of income. On the other hand, the transactions between Islamic banking and conventional banking are unavoidable because conventional financial institutions still dominate all transactions in each country. This means that non-halal sources of income cannot be avoided, by the way of the transaction is done. This research aims to analyze on the sources of income and its distribution of the non-halal funds of Islamic Banks in Indonesia. This research is quantitative. The method of collecting data documentation uses data from 2015-2017 with a total sample of 102 Islamic banks. The results show that there were differences in the average non-halal funds of Islamic Commercial Banks with Islamic Business Unit Bank. In addition, this study shows that Islamic commercial bank tends to have non-halal funds bigger than Islamic Business Unit Bank. On the other hand, the result shows that non-halal funds sources in the banking industry are dominated by interest income from another conventional bank and the using of non-halal funds is dominated by social activities.]]>
