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Ø¨ÙØ¹ Ø§ÙØªÙØ³ÙØ· ÙÙ Ø§ÙÙÙÙ Ø§ÙØ¥Ø³ÙØ§ÙÙ Muqorobin, Ahmad
DINIKA : Academic Journal of Islamic Studies Vol 1, No 1 (2016)
Publisher : DINIKA : Academic Journal of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Installment purchase occurred and often widely circulated around society in this era, because societyâs necessity directly in good whereas the payment transaction cannot be settled at the same time, just like buying house, motorcycle, refrigerator, etc. The buyers sometimes cannot buy those goods for cash in the concept of this transaction has a consequence that installment price is higher than the cash price, because of addition price on deferred payment. This trading product has unknown yet by the society, especially in Muslim community. Muslim community hesitates about how is the law of this trading: some people said it is prohibited because consist of riba (usury), while others said allowed (halal). Based on the phenomenon above, this paper will discuss on the installment purchase according to fiqh which based on Islamic Sharia clearly and truly, by explaining the prepositions (dalil), condition, and ethics for both buyers and sellers, and also explaining the excess and the deficiencies of it. By the purpose to avoid the hesitancy and piece of the self-confidence, so we can do buying and selling transaction in accordance to the Sharia principles. This paper is literature study with normative approach to achieve the have way purposed. The writer collects the primary and secondary data source by the observation and documentation rules. Afterward, writher analyzing those data with inductive method which is based on the special principles and arranged in general formulation and deductive method in order to take the conclusion which explaining by descriptive and critical analysis.Â Keywords: Trading, Economy, Fiqhu al-Islamy Â

IMPLEMENTASI GOOD CORPORATE GOVERNANCE DI BANK SYARI’AH (STUDI KASUS DI BANK BTN SYARI’AH CAB. MALANG) MUQOROBIN, AHMAD
Ijtihad : Jurnal Hukum dan Ekonomi Islam Vol 11, No 2 (2017)
Publisher : Universitas Darussalam Gontor

Munculnya krisis moneter di Indonesia tahun 1997 disebabkan oleh rendahnya penerapan Good Corporate Governance (GCG). Memasuki abad 21, abad globalisasi yang penuh dengan tantangan dan persaingan, maka penerapan prinsip (GCG) telah menjadi suatu kebutuhan serta kepatuhan dalam pengelolaan perusahaan seperti perbankan syari’ah dilakukan untuk meningkatkan dan menjaga kepercayaan masyarakat terhadap Bank Syari’ah sebagai lembaga kepercayaan dan intermediasi, melindungi kepentingan stakeholders, meningkatkan moral serta meingkatkan nilai-nilai (values) bagi perusahaan. Penerapan prinsip (GCG) secara sederhana dapat diwujudkan dengan cara peningkatan etos dan budaya kerja yang amanah. Penelitian ini bertujuan untuk mengetahui penerapan prinsip-prinsip (GCG) pada PT Bank Negara Syariah cabanga Malang dalam pelaksanaan prinsip-prinsip (GCG) dan cara mengatasinya. Berdasarkan penelitian, diperoleh jawaban penerapan prinsip-prinsip (GCG) di Bank BTN Syari’ah cabang Malang dengan mengikuti 5 (lima) prinsip (GCG). Dalam prinsip transaksi yaitu: adanya kejelasan fungsi pada laporan keuangan, kejelasan informasi produk pada nasabah, serta kejelasan pada manajemen risiko. Prinsip akuntabilitas diterapkan dalam bentuk pelaksanaan budaya kerja, laporan audit, serta adanya pembinaan unit usaha. Prinsip responsibilitas yaitu dengan adanya penerapan yang berhubungan terhadap CSR. Prinsip indepedensi yaitu dengan adanya pengambilan segala keputusan secara obyektif dengan tidak adanya tekanan dari pihak lain. Dan prinsip kewajaran serta keadilan dilaksanakan demi memperhatikan kepentingan stakeholders dengan pemberian informasi yang wajar serta adanya keadilan yang diterapkan dalam pihak internal bank.

Strategi Pengembangan Wakaf Berkelanjutan dalam Sektor Pertanian: Studi Kasus di Yayasan Pemeliharaan dan Perluasan Wakaf Pondok Modern (YPPWPM) Gontor Ponorogo Cahyo, Eko Nur; Muqorobin, Ahmad
Falah: Jurnal Ekonomi Syariah Vol 4, No 2 (2019): Vol 4, No 2 Agustus 2019
Publisher : Universitas Muhammadiyah Malang

The development of endowments land in the agricultural sector is very essential because it is one of the strengthening sectors of the Indonesian economy. This study aims to identify the development of sustainable endowment strategies through the agricultural sector at Yayasan Pemeliharaan dan Perluasan Wakaf Pondok Modern (YPPWPM), Pondok Modern Darussalam Gontor Ponorogo. To identify the endowments development strategies in the agricultural sector this research is qualitative. The result shows that Yayasan Pemeliharaan dan Perluasan Wakaf Pondok Modern (YPPWPM), Pondok Modern Darussalam Gontor Ponorogo carried out three-factor systems for the sustainable development strategy. First, using the waqf land rental system. Second, the development of the management system. and thirdly, the profit-sharing system with the concept of mazara'ah. On the other hand, the results of the SWOT analysis indicate that this model is worth continuing to develop sustainable endowments so that the benefits of endowments can be fulfilled continuously.

Bai' At-Taqsit fi Al-Fiqh Al-Islamy Muqorobin, Ahmad
DINIKA : Academic Journal of Islamic Studies Vol 1, No 1 (2016)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/dinika.v1i1.5

Installment purchase occured and oftern widely circulated around society in this era, because society's necessity directly in good whereas the paymen transaction cannot be settled at the same time, just like buying house, motorcycle, refrigerator, etc. The buyers sometimes cannot buy those goods for cash in the concept of this transaction has a consequence that installment price is higher than the cash price, because of addition price on deferred payment. This trading product has unknown yet by the society, especially in Muslim community. Muslim community hesitates about how is the law of this trading: some people said it is prohibited because consist ofÂ ribaÂ (usury) while others said allowed (halal).Â Based on the phenomenon above, this paper will discuss on the installment purchase according to fiqh which based on Islamic Sharia clearly and truly, by explaining the propositions (dalil), condition, ethics for both buyers and sellers and also explaining the excess and the deficiencies of it. By the purpose to avoid the hesitancy and piece of the self-confidence, so we can do buying and selling transaction in accordance to the Sharia principles. This paper is literature study with normative approach to achieve the have way purposed. The writer collects the primary and secondary data source by the observation and documentation rules. Afterward, the writer analyses those data with inductive method which based on the special principles and arranged in general formulation and deductive method in order to take the conclusion which explaining by descriptive and critical analysis.Â

The Internalization of Anti-Corruption Values as Hidden Curriculum in Gontor Educational System Ahmad Muqorobin; Usamah Abdurrahman
Nadwa: Jurnal Pendidikan Islam Vol 15, No 2 (2021)
Publisher : FITK UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/nw.2021.15.2.9873

Corruption is admitted by several scholars as a main factor causing the decline of nations and, in the huger scale, civilizations. It is reasonable that this extraordinary crime disrupts the society in all aspects ranging from political to social. Therefore, nowadays, all entities struggle to identify the more effective methods lead to corruption eradication. In this regard, the education of anti-corruption values, then, is recognized as an appropriate way to preventing individuals from corruptive acts based on his own consciousness. This paper tries to examine the methods of Darussalam Gontor Islamic Institution in educating students, as agent of change, the values of anti-corruption by day-to-day activities both inside and outside classroom through hidden curriculum scheme. The data was compiled by interview, observation, and documentation. Using the descriptive-analysis method, it can be concluded that there are various instruments available in Gontor for the internalization of anti-corruption values such as tiered exemplary systems, assignments to manage transparent and accountable santri organizations, strict law enforcement against dishonesty, provision of preventive disciplinary rules, habituation to standing in queues, and environmental conditioning which is full of anti-corruption messages. In addition, materials containing integrity messages is also taught implicitly in various learning materials in the classroom. Such as Al-Mahfudzat, Al-Muthalaah, and Al-Hadith.

تولية الكافر على المسلم في ولاية الحكم عند ابن تيمية Ahmad Muqorobin; Ahmad Rayhan
Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Vol 2, No 1 (2018): Vol. 2, No. 1, Oktober 2018
Publisher : Sultang Agung Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jua.v2i1.2949

Leader is a very urgent figure in our daily life. In this case a lot of questions about the ideal leader figure who is able to lead this country. The reality is very difficult to find the ideal leader figure, until finally many discourses that say that the leader is not important Muslims or infidels. The most important factor is that he should be able to lead his community fairly. Religious issues are not considered because religion and the state are different things. This led to differences of opinion among 'ulama-'ulama Islam . This research focus to know the opinion of Ibn Taymiyyah related to problems of leadership infidels against Muslims in the government. Research this using type of literature research with normative approach for more in-depth discussion and can achieve the purpose of the background of the problem . In collecting these data the author use the method of documentation to collect the works of Ibn Taimiyah . Furthermore , the author uses the method of deduction to explain the biography of Ibn Taymiyah and the general view of kafir leadership. From sight general the researchers take the essence of the kafir's leadership over a Muslim and a natural government . In order for the analysis to be accomplished more deeply, the author develops his analysis by using descriptive analysis techniques. The result of this discussion concludes that Ibn Taymiyyah forbade kafir leaders to lead a majority Muslim government , and the words of Ibn Taymiyya who said that 'justice is the absolute prerequisite of a leader, and Allah helps a state that is' just though infidels', due to the time of Ibn Taymiyah there are so many Muslim leaders who do not apply 'justly, so this can only apply in that time and circumstance. The kafir leader can not lead justly because a kafir has not been able to deal justly with himself by not believing in Allah SWT.

al-zakāh wa al-Ḍarībah fi al-Fiqh al-Islāmī wa al-qānūn al-Indūnīsī (Dirāsah Tajrībiyyah Muqāranah) Ahmad Muqorobin
Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Vol 3, No 2 (2020): Vol. 3, No. 2, April 2020
Publisher : Sultang Agung Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jua.v3i2.7961

Zakat is a financial system that is essential to create a balance between society, so as not to make the rich richer and vice versa.Zakat is an obligation for Muslims to get closer to Allah and to cleanse his property. While the tax is a mandatory contribution to the state charged to the public for the benefit of the government and the general public. Seeing the importance of zakat and tax as an instrument of income of a country, then the purpose of this study was to determine the legitimacy of a combination of zakat and taxation in Islamic law, and its application in Indonesia, whose population includes Muslims and non-Muslims. This research uses descriptive analysis approach and simultaneously inductive approach in explaining the rules of zakat and tax system and to clarify the differences between them, then explain the application of zakat and taxation in Indonesia, for increasing the zakat payment.

Strategi Pengembangan Wakaf Berkelanjutan dalam Sektor Pertanian: Studi Kasus di Yayasan Pemeliharaan dan Perluasan Wakaf Pondok Modern (YPPWPM) Gontor Ponorogo Eko Nur Cahyo; Ahmad Muqorobin
Falah: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2019): Agustus 2019
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v4i2.10086

The development of endowments land in the agricultural sector is very essential because it is one of the strengthening sectors of the Indonesian economy. This study aims to identify the development of sustainable endowment strategies through the agricultural sector at Yayasan Pemeliharaan dan Perluasan Wakaf Pondok Modern (YPPWPM), Pondok Modern Darussalam Gontor Ponorogo. To identify the endowments development strategies in the agricultural sector this research is qualitative. The result shows that Yayasan Pemeliharaan dan Perluasan Wakaf Pondok Modern (YPPWPM), Pondok Modern Darussalam Gontor Ponorogo carried out three-factor systems for the sustainable development strategy. First, using the waqf land rental system. Second, the development of the management system. and thirdly, the profit-sharing system with the concept of mazara'ah. On the other hand, the results of the SWOT analysis indicate that this model is worth continuing to develop sustainable endowments so that the benefits of endowments can be fulfilled continuously.

Parameter Pengembangan Produk-Produk Perbankan Syariah Dengan Pendekatan Maqasid Syariah (Studi Kasus di Perbankan Syariah Kabupaten Ponorogo) Ahmad Muqorobin; Eko Nur Cahyo
Islamic Economics Journal Vol 5, No 2 (2019)
Publisher : University of Darussalam Gontor

Currently, the development and growth of Islamic banking show a positive trend that increases every year. This encourages Islamic banks to produce innovative products which customer needs. However, the methods used to develop products differ from one country and another. For Indonesia, one parameter is needed to harmonize all product developments produced by Indonesian Islamic banking. The purpose of this study is to explore the challenges of current Islamic banking in producing products and make a parameter as a reference for developing Islamic banking products with the Maqāsid Sharia approach for the realization of maslahah. To achieve this study using several methods such as interviews, content and descriptive analysis. The results of this study are the parameters that have been applied with the development product in Islamic banking Ponorogo citywith the Maqāsid Sharia approach. A product can produce maslahah if the five elements in Maqāsid shari’a are achieved, namely; (1) Preservation of religion by the basis of the product offered is based on the Al-Qur'an, Sunnah, and DSN-MUI, (2) Preservation of life, it is manifested by the service and supply to customers in accordance with Islamic ethics, (3) Preservation of intellect, with a form of banking business to explain in detail related to products offered to customers in a clear, (4) Preservation of wealth, it is realized with the management of property management client in Islam, (5) Preservation of progeny, by applying the four things previously, to guarantee halal and affect the sustainability of living for the family and the children of clients.

Implementation of Corporate Social Responsibility (CSR) On Islamic Banking: Maqasid Sy ariah’ s Approach Nurizal Ismail; Ahmad Muqorobin
Islamic Economics Journal Vol 3, No 1 (2017)
Publisher : University of Darussalam Gontor

Islamic banking as corporate is also subjected to the responsible of Corporate social responsibility (CSR). Moreover, Islamic Banking is different from Conventional bank in its worldview, operation and principle. It will impact to CSR operation in Islamic banking. CSR of Islamic Banking must constitute to its objective that should realize the just and welfare in ummah’s life. It came into existence as a collective religious obligation (fard kifayah) on the larger community (Ummah) as a financial intermediary for individuals in the community wishing to comply with Islamic law (Syari’ah). This study aims to discuss the role of maqasid Syari’ah, and to propose it into the applied of CSR on Islamic banking. Implementation of corporate social responsibility (CSR) is very important in Islamic banks because it is used as importantmeasurements to assess a successful company in its operation. CSR in Islamic bank should be different with the Conventional one from its worldview, system and standard of operational. The concept of CSR in Islam is not new, it is deeply mentioned and explained in sources of Islam. Maqasid Syari’ah is used to see the maslahat (benefit) and to make decision in all aspect of human life. In maslahat’s perspective, CSR of Islamic bank is to promote the justice and welfare and to avoid the disruption and chaos.

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