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Falah : Jurnal Ekonomi Syariah
ISSN : 25023918     EISSN : 25027824     DOI : -
Core Subject : Economy,
FALAH: Jurnal Ekonomi Syariah is managed by Department of Islamic Economic, Faculty of Islamic Studies, University of Muhammadiyah Malang (p-ISSN 2502-3918, e-ISSN 2502-7824) This journal published two times a year (Pebruary and August) since 2016. The journal presents the results of research in the field of Islamic Economic, Islamic Banking, Islamic Management and so on.
Arjuna Subject : -
Articles 212 Documents
Optimalisasi Peran Masjid Sebagai Pemberdaya Ekonomi Masyarakat (Studi Pada Masjid Agung Ponorogo, 2016) Muhammad Abduh, Syamsuri &
Falah: Jurnal Ekonomi Syariah Vol 2, No 1 (2017)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v2i1.4358

Abstract

Since the time of the Prophet PBUH, mosques have a significant rules as a place of worship of Muslims, developing the economy of society, the place of wealth (Baitul Mal) which distribute zakat, alms, and spoils to the poor and the benefit of Muslims. Recently, the function of mosques not similar to the ancient time. In Ponorogo, there are approximately 481 mosques still not able to empower the local economy. Based on the research, the number of poor people in Ponorogo is still quite high, reached to 11.87% of the total population in East Java. The Tjokronegoro Mosque located in Ponorogo as the sample in this study because some of factors including steps strategy that has been done to empower the economy of the surrounding communities. The results of this study are expected to be a motivation and an example of economic empowerment through mosques, especially the East Java region. This research is qualitative descriptive, so the data collection method is using triangulation; documentation, interview and observation. Finally, this article found that the mosque Tjokronegoro Ponorogo Able to optimize their function in economic empowerment. Namely through three flagship programs: educational, humanitarian, and optimization of the distribution of zakah, infaq and sadaqah.
Manajemen Resiko Pada Produk BSM Cicil Emas di Bank Syariah Mandiri (BSM) Kantor Cabang Sukarno Hatta Malang Muslihati, Tk. Umar Johan &
Falah: Jurnal Ekonomi Syariah Vol 2, No 1 (2017)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v2i1.4362

Abstract

The purpose of this research is to know the mechanism of product BSM Gold Installments financing, the strategy used by Bank Syariah Mandiri in managing the risk, and the impact of the strategy implemented by Bank Syariah Mandiri. The method of collecting data used in this research is direct interviews to relevant sources and collection of supporting considered documents. The results of this observation indicate that: first, the risk management strategy in BSM Gold Installments can be separated to four stages: identifying risk, measuring risk, controlling risk and monitoring risk. Second, the implementation of risk management strategy of BSM Gold Installments has had a significant impact on the low of risk. In fact the selling price of BSM Gold Installment of Bank Syariah Mandiri increased every year. On March 2015, the price of one gram gold reach on Rp. 543,000 and increase up to Rp. 578,000 per gram on March 2017.
The Challenges of Muslim Countries in Business World Amal Norhaizah, Rafidah Binti Haji Amidon
FALAH Jurnal Ekonomi Syariah Vol 2, No 2 (2017)
Publisher : FALAH Jurnal Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (359.763 KB) | DOI: 10.22219/falah.vol2.No2.189-195

Abstract

Throughout the centuries, the Muslim countries has evolved and branched out to the world of arts, literature, philosophy, technology, economy, law and ethics, education, even politics inclusive of its conflict. Most of what occurred throughout the centuries was documented and used as reference in future studies such as studied done in medical by Ibnu Sina. Many part of the world have form negative perspectives of the Muslim countries especially by correlating negative incidents occurred in some part of the world as practice of all Muslim in the Muslim countries. Living in the Muslim countries has its advantages and disadvantages in which it will be discussed further in this essay. from the discussion below, it can be conclude that any world no matter the religion, the belief, the political standing is bombarded with dilemmas of identifying the advantages and disadvantages of their world to face the challenges of globalization. Distinguishing the advantages or the disadvantages without implicating neither sense of pride or sense of shame has been the practice that is being encouraged by all. The most important impression that the Muslim world can make is through the beauty of tolerance, understanding and the concept of sharing without judging others.
Pemikiran Muhammad Hashim Kamali dalam “Principle of Islamic Jurisprudence” Rahmad, Salman Abdullah
FALAH Jurnal Ekonomi Syariah Vol 2, No 2 (2017)
Publisher : FALAH Jurnal Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (403.311 KB) | DOI: 10.22219/falah.vol2.No2.236-246

Abstract

Tradisi hukum Islam (fiqh) mengenal adanya sumber-sumber hukum yaitu Alquran, Sunnah, Ijma’ dan Qiyas. Landasan penetapan hukum model qiyas asy-Syafi’i memiliki kesamaan secara struktur logika dengan cara berfikir Aristoteles. Akan tetapi, landasan penemuan ‘illat hukum harus didasari pada apa yang ditemukan dalam Alquran, Sunnah, dan Ijma’. Dalam konteks ini, peran akal ada tetapi dibatasi oleh peran teks.
Analisis Perbandingan Penghimpunan Dana Pihak Ketiga Bank Syariah Sebelum dan Sesudah Kebijakan Tax Amnesty Johan, Tk. Umar; Muslikhati, Muslikhati
FALAH: Jurnal Ekonomi Syariah Vol 3, No 1 (2018)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (583.737 KB) | DOI: 10.22219/jes.v3i1.5831

Abstract

This study aims to reveal the comparison of Third Party Funds (DPK) of sharia bank as Bank Perception Tax Amnesty policy in 2016.This study used a comparative quantitative approach with the subject of research is the Third Party Funds of sharia bank the receiver of Tax Amnesty funds in 2016. The selection of DPK as a research setting based on the existence of funds for bank is vital for business continuity, because without sufficient funds the bank will not be function properly. The determination of samples was decided by Ministry of Economic in Republic Indonesia No.600/KMK.03/2016, so the sample of this research compare within 3 banks, those are; Bank Muamalat Indonesia, Bank Negara Indonesia Syariah, and Bank Syariah Mandiri. The test equipment used Paired Sample T-Test assisted software SPSS 21. The result of Paired Sample T-Test founded that there was α  P value t equal to 0,000 or< 0,05, means a significant difference of DPK accumulation before and after Tax Amnesty policy in 2016. The average of DPK sharia bank before Tax Amnesty policy accumulated Rp 124,1 Trillion and increased Rp 132,9 Trillion after Tax Amnesty policy.
Money in Islam: Toward Re-evaluation of Islamic Financial System Umam, Khoriul
Falah: Jurnal Ekonomi Syariah Vol 2, No 1 (2017)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v2i1.4356

Abstract

This paper aims at re-evaluating the Islamic financial system based on its authenticity in the perspective of money in Islam. Imam Ghazali identifies two main functions of money: as a just unit of account and an efficient medium of exchange. These two functions are the purpose of money creation. Thus, Islam prohibits any activity diverting money from carrying out its functions. On the basis of this perspective, the current practice of Islamic banking thatcreates dominantly debts from sales and leasebased products and not the profit and loss sharing ones has caused money deviated from its functions. Furthermore, in Islamic capital market, this paper insists that the minimum holding period of Islamic stock market cannot abolish the practice of capital gain in the secondary market of Islamic capital market. Accordingly, Keynesian liquidity preference must exist as well as the speculative motive of money demand. As the result, money will be demanded not only for real economic activities, so the supply of money will overshoot the demand of real economic activities. Such condition distorts the ability of money to provide a true value for real economic activities. On the basis of these points of view, innovations in Islamic financial system should be designed to facilitate money providing a just value of economic activities and facilitating exchange of goods and services in efficient and equitable manner. Finally, this paper sees the need of Ulama who can control the innovation in Islamic financial system to be based on its authenticity that finally leads to the achievement of Islamic vision. In this regard, faculty should design its curriculum that provide graduates who are able to remove the western vision from Islamic finance theories and then to infuse the Islamic vision to them.
Pengelolaan Wakaf Produktif di Yayasan Rumah Sakit Islam (RSI) Surakarta Rifai, Dimas Reza
FALAH Jurnal Ekonomi Syariah Vol 1, No 2 (2016)
Publisher : FALAH Jurnal Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/falah.vol1.No2.%p

Abstract

The wealth in the Islamic perspective has an important roles to support the worship of human beings. Wealth is not the only goal, but one of the facilities for and provision to serve Allah. For human life in the world, one of the really matters is wealth, where wealth is all things owned a man, it has value and can be utilized for it to meet the life which included money used as the means of payment. Endowments have rooted in the Islamic community, and become supporter to the development Ummah. This can be seen on the fact that almost all of the worship, Islamic universities and religious Islamic institutions be built in land endowments.
Persepsi Nasabah Terhadap Tingkat Kualitas Pelayanan Bank Syariah Cabang Malang Iffah, Lailatul
FALAH: Jurnal Ekonomi Syariah Vol 3, No 1 (2018)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (439.031 KB) | DOI: 10.22219/jes.v3i1.5836

Abstract

This study aims to determine the perceptions of customers on the level of service quality of Syariah Mandiri Bank Malang branch based on five dimensions of service quality. This research used quantitative method with research subjects on BSM savings customers who used mudharabah muthlaqah contract of Syariah Mandiri Bank Malang branch. The data used in this study is the primary data through questionnaires. Questionnaires were distributed to customers as much as 53 questionnaires and sampling techniques using Purposive Sampling method. The result of the research showed that customer perception of Syariah Mandiri Bank Malang branch is very satisfied under the perception of emphaty dimension as dimension which dominates customer’s perception toward service quality of the Bank.
Dinar dan Dirham Sebagai Alternatif Mata Uang: Sebuah Tinjauan Literatur Noviyanti, Ririn
FALAH Jurnal Ekonomi Syariah Vol 2, No 2 (2017)
Publisher : FALAH Jurnal Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (350.115 KB) | DOI: 10.22219/falah.vol2.No2.177-188

Abstract

The issue of justice becomes a serious problem because of the lack of attention to the current system of justice. In the end, many of the economic actors are realizing that the current system is not capable of delivering optimal results. Various attempts were made to optimize the results but the results were in vain. Various policies have been made to provide solutions to the existing problems, but still unable to prevent the various economic crises that occur in the current system. This study aims to conduct in-depth discussion of the dinar and dirham as an alternative to the world currency solutions using literature approach. Based on the exposure, it can be concluded that dinar and dirham can and can be a solution of the international monetary system and replace the current monetary system. It is therefore ideal for all Muslim countries to embark on the implementation of the Islamic monetary system using dinar and dirham.
Jejak Gerakan Berderma di Indonesia Rahmad, Hamid Abdullah
Falah: Jurnal Ekonomi Syariah Vol 2, No 1 (2017)
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v2i1.4364

Abstract

Indonesia merupakan bangsa yang ramah, baik hati dan suka berderma. Begitulah paradigma yang selama ini berkembang. Perilaku etis yang tertanam begitu dalam dalam pribadi bangsa Indonesia, merupakan ajaran nenek moyang yang secara turun-temurun dilestarikan hingga kini. Hal ini terbukti dengan, keberadaan naskah –naskah melayu di abad XIX secara umum (meskipun ditujukan kepada raja), menyatakan pentingnya etika kedermawanan seperti perilaku bermurah hati, menghormati dan mencintai orang miskin dan anak yatim, menghindari keserakahan, dan berlaku adil (hal. 76-77). Dalam posisi inilah Prof. Azyumardi Azra manyatakan dalam pengantarnya, bahwa filantropi Indonesia memiliki keunikan yang tiada bandingannya di dunia.

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