Falah : Jurnal Ekonomi Syariah
FALAH: Jurnal Ekonomi Syariah is managed by Department of Islamic Economic, Faculty of Islamic Studies, University of Muhammadiyah Malang (p-ISSN 2502-3918, e-ISSN 2502-7824) This journal published two times a year (Pebruary and August) since 2016. The journal presents the results of research in the field of Islamic Economic, Islamic Banking, Islamic Management and so on.
Articles
212 Documents
<![CDATA[Ekonomi Syariah Sebagai âTrendâ di Era Globalisasi ]]>
<![CDATA[Nugraha, Jefri Putri]]>
<![CDATA[ FALAH Jurnal Ekonomi Syariah Vol 1, No 2 (2016) ]]>
Publisher : <![CDATA[FALAH Jurnal Ekonomi Syariah ]]>
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DOI: 10.22219/falah.vol1.No2.%p
<![CDATA[Islam is a universal religion that regulates all dimensions of human life both; the world and the hereafter. Islam has also arranged economic problems since Islam was revealed through the Prophet Muhammad. Al-Quran and al-Hadith as the main reference of sharia economic thought. Islamic finance has become an economic system that was born along with the birth of Islam, but only this decade Islamic economic system become trending topic of discussion. Considering followers conventional notions began to look at the economic system of Syariah. In the era of globalization, there are a tendency in economic development for more attention to ethics in economic activity. This paper aims to explore in depth discussion on the trend of global economic and its development at the same time, reveals the opportunities and challenges in the economic development of sharia in the context of global economic development era.]]>
<![CDATA[Penerapan Konsep Taâdib dalam Pembelajaran Ekonomi Syariah ]]>
<![CDATA[Hakim, Rahmad]]>
<![CDATA[ FALAH Jurnal Ekonomi Syariah Vol 2, No 2 (2017) ]]>
Publisher : <![CDATA[FALAH Jurnal Ekonomi Syariah ]]>
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DOI: 10.22219/falah.vol2.No2.211-225
<![CDATA[Increasing awareness of Muslims associated with the awareness of the economy in accordance with Islamic values is good news to be grateful. This has the logical consequence that the development of Islamic economics both in the theoretical and practical level is increasing rapidly in proportion to the increasing awareness of Muslims, especially in Indonesia. This study aims to analyze in depth and comprehensively related three important points, namely: first, the concept of taâdib in Islam. Second, the economic values of sharia economy. Third, the relevance of the concept of taâdib in Islamic economics. The approach used in this study is literature research by conducting a study and in-depth analysis related to literature related to the concept of taâdib and Islamic economic values. The result shows that the concept of taâdib can be applied in the study of Islamic economic accordance with the key concept which stated in the al-Qurâan such as: al-fadlu, âadl, maslahah, iqtishad, dan falah. Using those values so that the activity has the motivation (intention) is right and good that is reaching mardhatillah. On the other hand, running an economic activity based on true and good Islamic values is a form of a Muslims presence against the virtue (al-fadlu) given by Allah to him.]]>
<![CDATA[Ekonomi Islam Sebagai Solusi Krisis Ekonomi ]]>
<![CDATA[Hilman, Rifki Suja]]>
<![CDATA[ FALAH Jurnal Ekonomi Syariah Vol 2, No 2 (2017) ]]>
Publisher : <![CDATA[FALAH Jurnal Ekonomi Syariah ]]>
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DOI: 10.22219/falah.vol2.No2.117-130
<![CDATA[The economic crisis in perceptive Islam is inseparable from economic practices that are contrary to Islamic values, such as usury (monopoly), corruption, and other malpractices. But the common mistake made in identifying the root of the crisis that occurred only limited to the search on the symptom (symptoms). As a result, healing is only temporary, like analgesic drugs, temporarily relieving pain. At the Moments later, the crisis reappeared, even deeper and more serious. This paper tries to uncover some of the causes of the economic crisis, along with the solutions offered by Islamic economics as an effort to solve the crisis that has occurred.]]>
<![CDATA[Perilaku Konsumsi Masyarakat Modern Perspektif Islam: Telaah Pemikiran Imam Al-Ghazali dalam Ihyaâ Ulumuddin ]]>
<![CDATA[Syaputra, Elvan]]>
<![CDATA[ FALAH Jurnal Ekonomi Syariah Vol 2, No 2 (2017) ]]>
Publisher : <![CDATA[FALAH Jurnal Ekonomi Syariah ]]>
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DOI: 10.22219/falah.vol2.No2.144-145
<![CDATA[Satisfaction in fulfilling what someone want to consume is the measure of happiness. Such shopping now becomes an endless human need. Herein lies the consumption in the sense of altering âconsumption as necessaryâ into âconsumption as wantsâ. In this case, it is intended that oneâs motivation for spending is no longer to meet basic human needs, but rather to relate to their identity. This proves that the culture of consumerism has changed the pattern of peopleâs dependence in consume. This study aims to conduct an in-depth analysis of the pattern of consumption of modern society in terms of Islam; especially Imam al-Ghazali in Ihya âUlumuddin. The conclusion of this study is that Al-Ghazali laid the foundation of a Muslims life by attaining the goal of the salvation of the hereafter. As for one way to achieve the purpose of the Hereafter by running the consumption activity based on Islamic sharia.]]>
<![CDATA[Perlindungan Konsumen Perpektif Keagamaan dalam Penggunaan Bahan Berbahaya pada Makanan ]]>
<![CDATA[Hakim, Imamul]]>
<![CDATA[ FALAH Jurnal Ekonomi Syariah Vol 1, No 2 (2016) ]]>
Publisher : <![CDATA[FALAH Jurnal Ekonomi Syariah ]]>
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DOI: 10.22219/falah.vol1.No2.%p
<![CDATA[To fulfill of human need along with progress in science and engineering, appear various development in business, especially in food and beverage indutry. As efforts to meet the increase in needs, appear respons among supplier, with the various way, to meet various needs. In this context , done the addition of a chemical substance on the material food often known with food additive. But with progress, the hazardous materials that should not was suitable to consume added into food processing and drink. On the other hand, for a profit maximization, entrepreneurs didnât see risk resulting from food products. The government had done various regulation to protect the consumer from the use of dangerous materials in food production. But the fact, the widespread a breach that occurs demanding a different approach to fix them. In order to alleviate this problem, the religion call a concept in different sides, spiritual element be important aspect to presented in the territories of material business to affect attitude the people of the activities daily life]]>
<![CDATA[Strategi Pemasaran Produk PRULink Syariah Assurance Account Pada PT. Prudental Life Assurance Cabang Kota Malang ]]>
<![CDATA[Ernawati, Ernawati]]>;
<![CDATA[Rifa’i, Moch. Novi]]>
<![CDATA[ FALAH: Jurnal Ekonomi Syariah Vol 3, No 1 (2018) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v3i1.5834
<![CDATA[This study aims to determine what marketing strategy implemented by PT. Prudential Life Assurance Malang City Branch in marketing PRUlink Syariah Assurance Account. Selection of PT. Prudential Life Assurance Malang Branch as a place of research is based on developments on the world of insurance, and PT. Prudential Life Assurance Malang Branch is one of the fastest growing insurance companies. This research uses descriptive research with qualitative approach, that is researcher analyze data based on information obtained from interview result, observation, and other source. While for data analysis using qualitative analysis. From the results of this study can be concluded that the marketing strategy implemented by PT. Prudential Life Assurance Malang Branch On PRUlink Syariah Product Assurance Account is using internal marketing strategy that is strategy conducted by company related to the company itself and external marketing strategy that is indirect influence where is outside of power or control of marketer.]]>
<![CDATA[The Role of Demand toward Employee’s Wage Change: An Islamic Perspective ]]>
<![CDATA[Noviyanti, Ririn]]>
<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol 2, No 1 (2017) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v2i1.4360
<![CDATA[An employee must get a justice wage according their contribution to the company. But in reality, the employee get a stabil wage even in increasing of demand, and force them to receive a lower wage when the company in decreasing of demand. It’s a kind of unjustify according the contribution that the employee have given. This study is the research literature. The data in this study are obtained by using the documentary method, to search for data about the role of demand on wage levels. These data are analyzed by using descriptive method of content analysis to determine the contents of the three variables. The role of demand toward employee wage change in Islamic economics can be explained from two forms. First, demand increase for shared and unshared, demand increase for shared than the employee will get the additional wage from increasing demand, demand increase unshared, then the employee will get the stable wage due to additional company’s capital. Second, Demand decrease shared and unshared, demand decrease shared, then the employee will get the lower wage, decrease unshared, then the employee will get the stable wage caused the company should to reduce the company’s capital by requirement the additional employee hard work.]]>
<![CDATA[Efektifitas Zakat Produktif dalam Pemberdayaan Ekonomi Mustahik: Studi Pendahuluan Pada Badan Amil Zakat (BAZ) Kabupaten Gresik ]]>
<![CDATA[Savid, Ahmad Nashiruddin]]>
<![CDATA[ Falah: Jurnal Ekonomi Syariah Vol 2, No 1 (2017) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Malang ]]>
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DOI: 10.22219/jes.v2i1.4361
<![CDATA[The discourse of poverty is an interesting topic as well as an enduring problem that never resolved. Various ways are done to overcome poverty, one such effort is the optimization of the management of zakah, infaq and alms (ZIS). Amil Zakah Agency of Gresik Regency has distributed zakat productively as a grant of venture capital so that zakah can be developed. The measurement of zakah funds need to be done to determine the level of effectiveness of achievement of productive utilization of zakah. Technique of collecting data in this research is done by interview, observation and documentation. The sample is determined purposively likewise the chairman or head of the BAZ of Gresik Regency, the utilization division or the distribution of BAZ of Gresik regency, the staff and the mustahik of the beneficiaries of the utilization of productive zakah. The research finding shows that the concept of utilization of productive zakah on the mustahik’s economic empowerment undertaken by BAZ Gresik Regency poured into several programs which formed to three types of productive utilization of zakah, namely: (1) empowerment of livestock rolling either individual or collective, (2) empowerment of revolving capital, (3) Provision of work tools. The indicator of effectiveness in this research using Ni Wayan Budiani’s theory of effectiveness with four indicators of program, namely: the accuracy of program targets, program socialization, program objectives and program monitoring. The results of this study indicate that the indicators of accuracy of program targets and program monitoring have been effective, while two others have not been effective. ]]>
<![CDATA[Review Buku: The Price of Inequality: How Todayâs Divided Society Endangers Our Future ]]>
<![CDATA[Rahmad, Mischa Diana]]>
<![CDATA[ FALAH Jurnal Ekonomi Syariah Vol 1, No 2 (2016) ]]>
Publisher : <![CDATA[FALAH Jurnal Ekonomi Syariah ]]>
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DOI: 10.22219/falah.vol1.No2.%p
<![CDATA[Poin utama dari keseluruhan topik dalam buku ini adalah; praktik ârent seekingâ yang berdampak terhadap kesenjangan pendapatan, dan selanjutnya mengakibatkan kegagalan pasar dan krisis ekonomi. Istilahârent seekingâ merupakan istilah yang digunakan oleh Joseph E. Stiglitz dalam buku ini, yang ditujukan kepada beberapa oknum pengusaha pada ekonomi Amerika Serikat yang senantiasa mendapatkan keuntungan tanpa usaha, dan tak acuh terhadap lingkungan sekitar. Penulis menyebutnya sebagai âpencari (uang) yang tamakâ. Namun jika dilihat dari esensinya, perilaku seperti ini di Indonesia sangat mirip dengan ârentenirâ. ]]>
<![CDATA[Kualitas Produk, Pelayanan dan Nilai Syariah terhadap Persepsi Mahasiswa Ekonomi Islam untuk Menjadi Nasabah Bank Syariah ]]>
<![CDATA[Azhar Muttaqin, Dian Azmi Dinaratu]]>
<![CDATA[ FALAH Jurnal Ekonomi Syariah Vol 2, No 2 (2017) ]]>
Publisher : <![CDATA[FALAH Jurnal Ekonomi Syariah ]]>
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DOI: 10.22219/falah.vol2.No2.196-210
<![CDATA[This study aims to determine how much influence the perception of Islamic economics students about product quality, service quality, and sharia value of interest to become customers of Islamic Bank. The result of data processing shows that the perception of product quality and service quality perception have positive and significant effect on the interest to become the customer of Islamic Bank proven with probability value (sig.) Of 0.000 <0,05. While the variable of perception of syariah value have positive and insignificant effect on interest to become customer of Islamic bank with result of probability value (sig.) Equal to 0,888> 0,05. Variable perception of product quality has the greatest and significant influence to the interest of becoming a customer of Islamic Bank indicated by t value counted 5,042. The perception of product quality, service quality, and sharia value influence 50,7% to interest to become customer of Islamic Bank in view from Adjusted R Square value and 49,3% (100% - 50,7%) influenced by other variable outside variable The selected.]]>
