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All Journal Jurnal Ilmiah Profesi Pendidikan Al Itmamiy: Jurnal Hukum Ekonomi Syariah
Umi Sumbulah
Universitas Islam Negeri Maulana Malik Ibrahim
Religion Education Law, Crime, Criminology & Criminal Justice

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The Urgency of Developing Student’s Interests and Talents in Educational Institutions Aliffany Pualam Ariarta; Umi Sumbulah; Abdul Aziz
Jurnal Ilmiah Profesi Pendidikan Vol. 10 No. 2 (2025): Mei
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jipp.v10i2.3285

Abstract

This study aims to examine the importance of developing students' interests and talents, the stages that are passed in the process, and who plays a role in the process of developing students' interests and talents. This research uses a qualitative method with the type of literature study. Data collection is obtained from written sources, in the form of reading books, journals, scientific research and other documents relevant to the topic of discussion. Data analysis techniques with stages: 1) Condensation of data, 2) Presentation of data, 3) Describing data and verification of conclusions. The results showed that the development of interests and talents has an important urgency for students to help students discover and increase their potential, form self-identity and build self-confidence. It can also reduce cases of gadget addiction and online games for teenagers caused by a lack of positive activities. The establishment of interest and talent development activities needs to go through initial planning, implementation according to established standards, as well as regular control and evaluation so that it can be carried out properly. The role of teachers and parents is important for the success of this development activity. They help students find out their interests and talents, guide, become facilitators, motivators, and become role models.
MODERASI FINANSIAL: PERBANKAN SYARIAH DI LUAR PASAR MUSLIM Nadiatul Maziyyah Attarwiyah; Umi Sumbulah; Ahmad Izzudin
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 8 No. 1 (2026): Al Itmamiy : Jurnal Hukum Ekonomi Syariah
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/mqd3p721

Abstract

Bank syariah sering dipahami sebagai lembaga keuangan yang identik dengan umat Islam. Namun, kehadiran nasabah non-Muslim menunjukkan bahwa bank syariah tidak hanya bekerja dalam batas pasar Muslim, tetapi juga diterima dalam ruang ekonomi masyarakat plural. Kajian perbankan syariah selama ini lebih banyak membahas kepatuhan syariah, regulasi, dan perkembangan industri, sementara penerimaan nasabah non-Muslim belum banyak dibaca sebagai gejala moderasi finansial. Penelitian ini menganalisis penerimaan perbankan syariah di luar pasar Muslim. Sumber data terdiri dari literatur tentang perbankan syariah, moderasi beragama, ekonomi inklusif, dan nasabah non-Muslim. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif-analitis. Hasil penelitian menunjukkan bahwa (1) nasabah non-Muslim memilih bank syariah bukan terutama karena alasan teologis, melainkan karena rasionalitas ekonomi, seperti keamanan dana, transparansi akad, kualitas layanan, reputasi, dan kepercayaan. (2) Moderasi beragama dalam perbankan syariah bekerja melalui praktik ekonomi inklusif ketika lembaga berbasis nilai Islam melayani masyarakat lintas agama secara adil. (3) Syariah dalam perbankan bergeser dari simbol identitas komunal menuju etika ekonomi universal melalui nilai amanah, keadilan, kehati-hatian, transparansi, dan kemaslahatan. Implikasi kajian ini menunjukkan bahwa moderasi finansial dapat menjadi kerangka baru dalam membaca perbankan syariah di masyarakat plural serta mendukung kebijakan keuangan inklusif dan adil.
Co-Authors Abdul Aziz Ahmad Izzudin Aliffany Pualam Ariarta Nadiatul Maziyyah Attarwiyah