Claim Missing Document
Check
Articles

Found 2 Documents
Search

Perlindungan Hukum Penerapan Klausula Eksonerasi pada Perjanjian Investasi Perdagangan Kontrak Berjangka bagi Nasabah di PT Kontak Perkasa Future Pekanbaru berdasarkan UU No 8 Tahun 1999 tentang Perlindungan Konsumen Ramanitya Dewi Putri; Akel Fernando; Sehoni Sehoni
AHKAM Vol 5 No 1 (2026): MARET
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v5i1.8917

Abstract

Exoneration clauses in standard-form contracts have long been a focus of scholarship in contract law and consumer protection, yet studies that specifically examine their implementation and the implications for legal protection of clients in futures investment trading agreements, particularly in the practices of futures brokerage firms, remain limited. This study aimed to analyze the implementation of exoneration clauses and the forms of legal protection afforded to clients under Law Number 8 of 1999 on Consumer Protection in futures investment trading agreements at PT Kontak Perkasa Futures Pekanbaru. A mixed normative–empirical approach with a descriptive–analytical design was employed, in which data were collected through analysis of investment agreement documents and case studies of client losses, and subsequently examined qualitatively by assessing the alignment between legal norms and investment contract practices. The findings show that futures investment trading agreements are drafted as standard-form contracts containing exoneration clauses, thereby placing clients in a weak bargaining position and encouraging acceptance of the agreements without adequate understanding of their legal consequences. These findings confirm the existence of limitations on the principle of freedom of contract within an inherently asymmetrical legal relationship and reinforce the urgency of legal protection for clients as consumers of futures investment services. The study concludes that strengthening consumer protection in futures investment trading agreements is essential and recommends that regulators and futures brokerage firms review the substance of standard-form contracts to ensure legal certainty and fairness for clients.
Edukasi Hukum Perlindungan Konsumen bagi Masyarakat Perumahan Kelapa Sawit Marpoyan Damai Pekanbaru Tahun 2026 Ramanitya Dewi Putri; Rani Aulia Rayusda; Nisah Ayu Siregar; Yasti Sari; Yola Putri Anggraini; Kardi Kardi; Vika Vika; Dian Pariska; Stevanus Antoni.R; Ayuthia Ramadhani Herman; Anne Monika Fristy
Faedah: Jurnal Hasil Kegiatan Pengabdian Masyarakat Indonesia Vol. 4 No. 3 (2026): Agustus: Jurnal Hasil Kegiatan Pengabdian Masyarakat Indonesia
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/faedah.v4i3.1985

Abstract

Consumer protection is an essential aspect of a fair and democratic legal system. However, low public awareness, limited access to information, and the increasing complexity of digital transactions remain major challenges in enforcing consumer rights. This community service program aims to improve public legal awareness and practical skills in protecting consumer rights through an integrated legal education approach. The program was implemented through interactive legal counseling, real-case simulations, and digital educational modules that participants could access independently. Participants included members of the community, e-commerce users, secondary school students, and vulnerable groups, including students with special needs. The results showed significant improvements in participants’ understanding of consumer rights and obligations, their ability to recognize unfair business practices, and their skills in preparing consumer complaints. The integration of local and international perspectives, particularly related to digital transactions, enhanced participants’ understanding of global consumer protection standards. Digital media also supported continuous learning and the development of a legally aware consumer community. The program demonstrates that participatory, inclusive, and practice-oriented legal education is effective in strengthening consumer protection in Indonesia.