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All Journal Edukasi Tematik: Jurnal Pendidikan Sekolah Dasar Jurnal Islam Nusantara
Irma Noviana
UIN Sunan Kudus
Religion Humanities Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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FinTech as Moral Governance in Islamic Boarding Schools: Evidence from Digital Pocket Money Management among Santri Taufikin Taufikin; Muhammad Shobirin; Muhammad Mujahwirul Ilma; Irma Noviana
JURNAL ISLAM NUSANTARA Vol 9, No 2 (2025)
Publisher : Lembaga Ta'lif wa An-Nasyr (LTN) PBNU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33852/jurnalnu.v9i4.670

Abstract

The objective of this study is to examine the effectiveness of digital student allowance cards in strengthening financial discipline and transparency in Islamic boarding schools. Financial management in Islamic boarding schools has traditionally relied on cash-based systems that are difficult to monitor and prone to inefficiency. This practice creates a mismatch between character education goals and students’ everyday financial behavior. This study employed a quantitative pre-experimental design using a one-group pretest–posttest approach. Data were collected from 50 students through structured questionnaires measuring financial discipline, expenditure control, perceptions of transparency, and monitoring awareness, and analyzed using descriptive statistics and paired difference tests. The findings reveal a significant improvement in students’ financial discipline after the implementation of digital allowance cards. Students demonstrated reduced impulsive spending and greater awareness of spending limits. The system also enhanced students’ ability to plan expenditures more responsibly. In addition, perceptions of transparency and accountability in financial management increased substantially. Monitoring awareness improved as students became more conscious of recorded transactions. These results suggest that digital allowance cards function not merely as administrative instruments but as mechanisms of behavioral regulation. This study contributes to the literature by positioning digital financial systems as tools of moral governance in Islamic education. It recommends that Islamic boarding schools and policymakers integrate technology-based financial systems aligned with the values of character education.
Inovasi Metode Pembelajaran Bahasa Indonesia di MI/SD: Analisis Strategi dan Implementasinya Irma Noviana; Desy Elisya Putri; Husni Mubarok
Edukasi Tematik: Jurnal Pendidikan Sekolah Dasar Vol. 6 No. 3 (2025): Edukasi Tematik: Jurnal Pendidikan Sekolah Dasar
Publisher : Program Studi Pendidikan Guru Sekolah Dasar - Universitas San Pedro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59632/edukasitematik.v6i3.674

Abstract

Metode pembelajaran merupakan komponen penting dalam menentukan kualitas proses belajar mengajar, khususnya pada pembelajaran Bahasa Indonesia di tingkat MI/SD. Namun, praktik pembelajaran di lapangan masih didominasi metode konvensional yang bersifat satu arah, sehingga kurang mampu menumbuhkan partisipasi dan motivasi belajar siswa. Penelitian ini bertujuan untuk menganalisis berbagai inovasi metode pembelajaran Bahasa Indonesia di MI/SD, meliputi metode ceramah, diskusi, tanya jawab, demonstrasi, proyek, pembelajaran kooperatif tipe jigsaw, serta storytelling. Penelitian menggunakan pendekatan kualitatif deskriptif dengan metode studi literatur. Hasil kajian menunjukkan bahwa penerapan metode pembelajaran yang inovatif mampu meningkatkan keterlibatan siswa, kemampuan berpikir kritis, keterampilan komunikasi, dan motivasi belajar. Dengan demikian, guru perlu mengembangkan dan mengadaptasi metode pembelajaran sesuai karakteristik peserta didik dan perkembangan teknologi. Inovasi metode pembelajaran tidak hanya merupakan kebutuhan pedagogis, tetapi juga strategi untuk mewujudkan tujuan pendidikan nasional dan pembentukan karakter peserta didik di era digital.
Co-Authors Desy Elisya Putri Husni Mubarok Muhammad Mujahwirul Ilma Muhammad Shobirin Taufikin Taufikin