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Peningkatan Literasi Keuangan Pelaku UMKM melalui Sosialisasi  Pemisahan Keuangan Pribadi dan Usaha serta Pengelolaan Aset di Kampung Dalangan Crescentiano Agung Wicaksono; Tiara Rani Santoso; Hesiya May Ghaisani; Yuliantari Astasuci Nalurita; Lukas Tri Prasetyo; Kharisma Rizqi Auliariyani
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 4 No. 4 (2026): November 2026 In Press
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/03y0xh90

Abstract

Micro, small and Medium Enterprises (MSMEs) play an important role in community economic development but often face challenges in separating personal and business finances and recording assets. This community service program aimed to improve the financial literacy of MSME owners in RW VIII Dalangan, Kramat Utara, Magelang City. Activities included a preliminary survey, seminar, interactive discussions, and pretest-posttest evaluations involving 30 MSME owners. The results showed that the average score increased from 58.3 to 84.7, representing a 45.3% improvement. The proportion of participants with high understanding rose from 26.7% to 90%, while those with low understanding decreased from 40% to 0%. These findings indicate improved participant understanding following the program. The program is expected to encourage more organized financial management and support MSME sustainability and competitiveness.