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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar
Siregar, Dina Fadilla
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PENGARUH PENDIDIKAN DAN USIA IBU RUMAH TANGGA TERHADAP LITERASI KEUANGAN KELUARGA DI KELURAHAN BUKIT NENAS KOTA DUMAI Siregar, Dina Fadilla; Gusnardi; Makhdalena
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.48243

Abstract

This study aims to analyze the influence of education and age of housewives on family financial literacy in Bukit Nenas Village, Dumai City. This research uses a quantitative approach with primary data collected through questionnaires. The population consists of all housewives in Bukit Nenas Village totaling 1,727 individuals. The sampling technique used is simple random sampling, resulting in 95 respondents. Data analysis was conducted using multiple linear regression with the assistance of SPSS software, preceded by validity, reliability, and classical assumption tests. The results show that education has a positive and significant effect on financial literacy, particularly at the junior high school, senior high school, and higher education levels, while elementary education is not significant. Meanwhile, age does not entirely have a significant effect, as only the group aged over 50 years shows a positive and significant influence on financial literacy. Simultaneously, education and age affect financial literacy, with education being the more dominant factor.
Co-Authors Gusnardi Makhdalena