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All Journal Jurnal Penelitian dan Pendidikan IPS Bubungan Tinggi: Jurnal Pengabdian Masyarakat Chalim Journal of Teaching and Learning Jurnal Pendidikan & Pengajaran
Rachma Dini Fitria
Universitas Islam Negeri Kiai Haji Achmad Siddiq Jember
Education Languange, Linguistic, Communication & Media Social Sciences Other

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Enhancing Students’ Financial Literacy through Sharia-Based Financial Management Training Ayyu Ainin Mustafidah; Putri Kamilatul Rohmi; Rachma Dini Fitria; Novita Nurul Islami; Putri Catur Ayu Lestari
Bubungan Tinggi: Jurnal Pengabdian Masyarakat Vol 8, No 2 (2026): MAY 2026
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/btjpm.v8i2.17985

Abstract

Despite increasing attention to financial literacy, limited contextual and Sharia-based interventions exist in pesantren settings. Therefore, this community service program aims to enhance students’ financial literacy through Sharia-based financial management training at the Ar Roudhoh Foundation, Jember. The program is motivated by the low level of students’ ability to manage personal finances and to support pesantren-based entrepreneurial activities. The method employed is Participatory Action Research (PAR), involving students, foundation administrators, and teachers (ustadz/ustadzah) in the planning, implementation, and evaluation stages. The training was conducted through interactive lectures, group discussions, pesantren-contextual case studies, simulations of budgeting, financial record-keeping, and savings planning based on Sharia principles, as well as the use of daily and weekly financial control sheets. Service evaluation was systematically designed to measure both learning outcomes and program effectiveness. The evaluation process consisted of quantitative and qualitative approaches, including pretest and posttest instruments to assess changes in financial literacy levels, structured observation sheets to evaluate participants’ practical financial management skills during simulations, and participant satisfaction questionnaires to measure the relevance, clarity, usefulness, and applicability of the training materials in daily life. Pretest results indicated that 80% of students were in the low to moderate financial literacy category, with mastery levels ranging from 53% to 67%. After the training, posttest results showed a significant improvement, with 92% of students achieving a high mastery category (83%–100%). Improvements were observed in budgeting skills, financial record-keeping, understanding of Sharia financial principles, and savings awareness. Participant evaluations revealed that the training materials were easy to understand, relevant to students’ needs, and supported by effective methods and media. Overall, Sharia-based financial management training has proven effective in improving students’ financial literacy and fostering more disciplined financial behavior in accordance with Islamic values, thereby potentially supporting the sustainable economic independence of pesantren.
Analysis of Environmental Literacy in Students of the Social Studies Study Program UIN Kiai Haji Achmad Siddiq Jember: Analisis Literasi Lingkungan Pada Mahasiswa Program Studi Tadris IPS UIN Kiai Haji Achmad Siddiq Jember Rachma Dini Fitria; Moh Barirul Umam
Chalim Journal of Teaching and Learning Vol. 5 No. 1 (2025): Teaching and Learning
Publisher : Program S3 Pendidikan Islam Institut Pesantren KH. Abdul Chalim Pacet Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/cjotl.v5i1.2005

Abstract

This study aims to understand the level of environmental literacy among students in the Social Studies Education Program at UIN Kiai Haji Achmad Siddiq Jember who have completed the course "Environmental Education and Sustainable Development." The research employed a quantitative descriptive method, using a questionnaire as the instrument to measure environmental literacy. The subjects of the study were selected through random sampling, involving 30 students from the total population. The level of environmental literacy was analyzed through four key aspects: environmental knowledge, Environmental attitudes, Cognitive skills, and environmentally responsible behavior. Based on the results of data processing and analysis, it is concluded that environmental literacy falls into the medium category. The average score for environmental knowledge was 47.63 (categorized as high). The score for environmental attitude was 16.46 (categorized as moderate). The score for cognitive skills was 15.5 (categorized as moderate). The score for environmentally responsible behavior was 33.93 (categorized as moderate). In general, the students' level of environmental literacy falls within the moderate category. These findings suggest that strengthening environmental literacy among students is necessary through innovative learning methods, enabling them to achieve a high level of environmental literacy. Family and environmental factors also play a significant role in fostering the development of environmentally conscious attitudes and strong environmental stewardship skills among university students.
Kehidupan Sosioekonomi dan Strategi Bertahan Hidup Petani Bawang Merah di Desa Banyuanyar Tengah, Probolinggo dan Relevansinya dengan Pembelajaran IPS M. Fikri Arifin; Rachma Dini Fitria
JURNAL PENDIDIKAN & PENGAJARAN (JUPE2) Vol. 5 No. 1 (2026)
Publisher : Pusat Penelitian dan Pengabdian Masyarakat STIKes Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54832/jupe2.v5i1.962

Abstract

This study aims to describe the socio-economic conditions of shallot farmers in Banyuanyar Tengah Village, Banyuanyar District, Probolinggo Regency; identify the survival strategies employed by these farmers to address socio-economic challenges; and explain the relevance of these findings as a source for contextual learning within Social Studies (IPS) education. The study employs a qualitative, descriptive approach. Data were collected through observation, in-depth interviews, and documentation. Informants were selected using a purposive sampling method, consisting of shallot farmers and Social Studies teachers (as supporting informants). Data analysis followed the interactive model developed by Miles and Huberman, which includes data reduction, data display, and conclusion drawing/verification. The results indicate that shallot farming serves as a primary source of income for the community; however, the economic status of individual farmers varies based on factors such as land ownership, capital capacity, production costs, harvest yields, and selling prices. The social life of the farmers is characterized by *gotong royong* (mutual cooperation), kinship ties, information exchange, and collaboration through social networks and farmer groups. Uncertainties regarding prices, weather, production costs, and pest risks compel farmers to adopt various survival strategies, such as seeking supplementary employment, managing household expenditures, allocating income for both family needs and the subsequent planting season, and leveraging social networks. This phenomenon is highly relevant to Social Studies education—specifically regarding topics such as economic activities, social interaction, human-environment relationships, and community empowerment. The lives of these farmers can serve as a concrete example to bridge academic concepts with local realities.
pengaruh model pembelajaran inkuiri terbimbing: pengaruh model pembelajaran inkuiri terbimbing terhadap kemampuan berpikir kritis siswa pada mata pelajaran IPS di SMPN 1 Pakusari tahun 2024/2025 Zakiyah Kamila Putri; Rachma Dini Fitria
Jurnal Penelitian dan Pendidikan IPS Vol. 20 No. 2 (2026): Jurnal Penelitian dan Pendidikan IPS
Publisher : Sekolah Pascasarjana Universitas PGRI Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jppi.v20i2.12396

Abstract

This study examined differences in critical-thinking questionnaire scores between Grade VII students receiving guided inquiry and those receiving conventional instruction in Social Studies at SMPN 1 Pakusari during the 2024/2025 academic year. A quasi-experimental comparison of nonequivalent groups was used, with class VII B as the experimental group and class VII A as the control group. The reported analysis compared scores measured after instruction on demand and supply; baseline scores were not included. The experimental instruction involved problem formulation, hypotheses, investigation, information analysis, and conclusions with teacher guidance. Data were analyzed using the Kolmogorov-Smirnov test, Levene's test, and a two-tailed independent-samples t-test at α = 0.05 in SPSS 26. The reported normality p-values were 0.596 and 0.603 for the experimental and control groups, respectively, while Levene's test yielded p = 0.508. The t-test yielded p = 0.001, indicating a statistically significant difference between the groups. However, group means, standard deviations, confidence intervals, and effect size were not reported, so the direction and magnitude of the difference cannot be determined. Without baseline adjustment and adequate documentation of questionnaire validity, the findings cannot establish improvement in demonstrated critical-thinking ability or a causal advantage of guided inquiry. Further evaluation requires validated performance measures and complete statistical reporting.
Co-Authors Ayyu Ainin Mustafidah M. Fikri Arifin Moh Barirul Umam Novita Nurul Islami Putri Catur Ayu Lestari Putri Kamilatul Rohmi Zakiyah Kamila Putri