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All Journal Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) AB-JOIEC: Al-Bahjah Journal of Islamic Economics Contemporary Islamic Economic and Business Review
Abdul Aziz
UIN Siber Syekh Nurjati Cirebon
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

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THE EFFECT OF INVESTMENT, CONSUMPTION, AND GOVERNMENT SPENDING ON POVERTY THROUGH ECONOMIC GROWTH Siti Aisah; Dita Rosyalita; Danil Surasa; Abdul Aziz; Syaeful Bakhri
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 7 (2026): JUNE
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of consumption, investment, government spending, and poverty on economic growth during the 2014 Q1–2024 Q4 period. The study uses a quantitative approach with secondary data in the form of time series obtained from official sources. The collected data were tested using multiple linear regression, and supported by descriptive statistical tests, stationarity tests, correlation tests, and autocorrelation tests. The results show that consumption, investment, and government spending have a positive but insignificant influence on economic growth. Conversely, poverty has a negative but significant influence on economic growth. Simultaneously, all independent variables do not have a significant effect on economic growth. The relatively low coefficient of determination value indicates that there are still other factors outside the model that influence economic growth. This finding emphasizes the importance of poverty reduction in driving increased economic growth.
Strategi Pengelolaan Dana Sosial Baitul Maal di KSPPS Al-Ishlah Mitra Sejahtera dalam Mensejahterakan Masyarakat Sabrina Oktapratiwi; Abdul Ghoni; Abdul Aziz
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 1 (2026): Kinerja Keuangan Lembaga Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v2i1.17

Abstract

BMT (Baitul Maal wa Tamwil) masih sering dipersepsikan oleh masyarakat sebagai lembaga yang hanya berfokus pada aspek bisnis seperti bank syariah. Padahal, BMT juga memiliki peran penting dalam pengentasan kemiskinan melalui fungsi sosialnya, yaitu Baitul Maal. Baitul Maal berperan sebagai wadah penghimpun dan penyalur dana sosial seperti infak, sedekah, dan wakaf untuk membantu masyarakat kurang mampu serta memberdayakan mereka melalui dukungan modal usaha. Salah satu lembaga yang menjalankan peran ini adalah Baitul Maal KSPPS Al-Ishlah Mitra Sejahtera. Penelitian ini bertujuan untuk mengetahui bagaimana pengelolaan dana sosial dilaksanakan di lembaga tersebut dalam rangka meningkatkan kesejahteraan masyarakat. Metode yang digunakan adalah studi kasus dengan pendekatan deskriptif kualitatif. Teknik pengumpulan data dilakukan melalui observasi, wawancara, dan dokumentasi. Hasil penelitian yang telah dilakukan menunjukkan bahwa pengelolaan dana sosial dilaksanakan dengan menerapkan fungsi-fungsi manajemen, yaitu perencanaan, pengorganisasian, pelaksanaan, dan pengawasan. Dana yang terkumpul disalurkan melalui berbagai program strategis seperti pemberdayaan ekonomi, pendidikan, kesehatan, serta kegiatan sosial dan kemanusiaan. Faktor pendukung dalam pengelolaan ini mencakup komitmen pengurus dan kepercayaan masyarakat, sedangkan faktor penghambatnya adalah keterbatasan sumber daya amil dan minimnya ketersediaan dana sosial
Pengaruh Literasi Keuangan Syariah dan Brand Image Terhadap Keputusan dalam Menggunakan Produk Perbankan Syariah pada Aktivis Mahasiswa FEBI UIN Siber Syekh Nurjati Cirebon Sherly Nur Jamila; Abdul Aziz; Wartoyo
AB-JOIEC: Al-Bahjah Journal of Islamic Economics Vol. 2 No. 2 (2024): AB-JOIEC
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61553/abjoiec.v2i02.275

Abstract

ABSTRAK Sherly Nur Jamila, NIM: 2108203193, Pengaruh Literasi Keuangan Syariah dan Brand Image Terhadap Keputusan Menggunakan Produk Perbankan Syariah Pada Aktivis Mahasiswa FEBI UIN Siber Syekh Nurjati Cirebon. Penelitian ini bertujuan untuk mengukur dan menganalisis pengaruh literasi keuangan Syariah dan brand image terhadap keputusan aktivis mahasiswa FEBI UIN SSC dalam menggunakan produk Perbankan Syariah. Penelitian ini menggunakan jenis penelitian kuantitatf dengan pendekatan survei dan menggunakann data primer serta diolah dengan menggunakan aplikasi SmartPLS 4. Populasi dalam penelitian ini adalah aktivis mahasiswa FEBI UIN Siber Syekh Nurjati Cirebon. Hasil penelitian menunjukkan bahwa variabel literasi keuangan Syariah secara parsial berpengaruh signifikan terhadap keputusan penggunaan produk perbankan Syariah dengan nilai p value 0.000 < 0.05 dan t-statistics 62.029 > 1.96 maka dapat disimpulkan bahwa hipotesis pertama diterima, Variabel brand image secara parsial berpengaruh signifikan terhadap keputusan penggunaan produk perbankan Syariah dengan nilai p value 0.036 < 0.05 dan t-statistics 2.101 > 1.96 maka dapat disimpulkan bahwa hipotesis kedua diterima. Adapun besaran pengaruh Literasi Keuangan Syariah dan Brand Image terhadap keputusan penggunaan produk perbankan Syariah yaitu sebesar 99.2% sisanya sebesar 0.8% dipengaruhi oleh variabel lain diluar yang diteliti. Kata Kunci: Literasi Keuangan Syariah, Brand Image, Keputusan Penggunaan, Produk Perbankan Syariah. ABSTRACT Sherly Nur Jamila, NIM: 2108203193, The Influence of Sharia Financial Literacy and Brand Image on the Decision to Use Sharia Banking Products among FEBI UIN Cyber Syekh Nurjati Cirebon Student Activists. This research aims to measure and analyze the influence of Sharia financial literacy and brand image on the decision of FEBI UIN SSC student activists to use Sharia Banking products. This research uses a quantitative type of research with a survey approach and uses primary data and is processed using the SmartPLS 4 application. The population in this research is student activists at FEBI UIN Siber Syekh Nurjati Cirebon. The results of the research show that the Sharia financial literacy variable partially has a significant effect on the decision to use Sharia banking products with a p value of 0.000 < 0.05 and t-statistics 62.029 > 1.96, so it can be concluded that the first hypothesis is accepted, the brand image variable partially has a significant effect on the decision to use Sharia banking products with a p value of 0.036 < 0.05 and t-statistics 2.101 > 1.96 then it can be concluded that the second hypothesis is accepted. The magnitude of the influence of Sharia Financial Literacy and Brand Image on the decision to use Sharia banking products is 99.2%, the remaining 0.8% is influenced by other variables outside those studied. Keywords: Sharia Financial Literacy, Brand Image, Usage Decision, Sharia Banking Products.
Employee Engagement as Mediator Distributive Justice, Islamic Workplace Spirituality, and Work Life Balance on Employee Performance in Islamic Banking Nining Wahyuningsih; Abdul Aziz; Ida Rosnidah; Layaman Layaman
IQTISHADIA Vol 19, No 1 (2026): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v19i1.37507

Abstract

This study aims to examine the influence of distributive justice, Islamic spirituality in the workplace, and work-life balance on employee performance through employee engagement. This study develops the variables of workplace spirituality and work-life balance from an Islamic perspective. This study uses a quantitative approach with a saturated sampling technique. Data were collected through a questionnaire from 323 Sharia Bank employees in Cirebon City and Regency, Indramayu Regency, Majalengka Regency, and Kuningan Regency. Data analysis used SEM PLS processed using smart-PLS software. The results of the study indicate that in the direct influence test, namely distributive justice, Islamic spirituality in the workplace and work-life balance have a significant positive effect on employee performance. Likewise, indirect influences, namely distributive justice, have a significant effect on employee performance through employee engagement, and Islamic spirituality in the workplace has an effect on employee performance through employee engagement, and work-life balance has a positive effect on employee performance through employee engagement. The findings of this study confirm organizational behavior theory and reinforce social exchange theory, which holds that high engagement fosters enthusiasm and dedication to work, thereby improving performance. Likewise, Islamic spiritual values need to be implemented beyond mere symbolic meaning. 
Co-Authors Abdul Ghoni Danil Surasa Dita Rosyalita Ida Rosnidah Layaman Layaman Nining Wahyuningsih Sabrina Oktapratiwi Sherly Nur Jamila Siti Aisah Syaeful Bakhri Wartoyo Wartoyo