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All Journal Al-Mustashfa MAHKAMAH: Jurnal Kajian Hukum Islam el-Jizya: Jurnal Ekonomi Islam Al Hurriyah : Jurnal Hukum Islam Jurnal Manajemen dan Administrasi Antartika Cirebon International Journal of Economics and Business
Didi Sukardi
IAIN Syekh Nurjati Cirebon
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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ASPEK YURIDIS PROSES MIGRASI REKENING NASABAH DALAM RANGKA ROLL OUT PADA BANK SYARIAH INDONESIA Didi Sukardi
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 7, No 2 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v7i2.11495

Abstract

Bank Syariah Indonesia is the result of the merger of Bank Syariah Mandiri, BRISyariah, and BNISyariah with the spirit to encourage growth in the level of inclusion and Islamic financial literacy and to present the largest Islamic bank in Indonesia. The research method used is qualitative with a normative juridical approach. This field research is descriptive qualitative research with a normative juridical approach. Data were obtained through observation, interviews, and document analysis. The purpose of this study is to examine the process of account migration in order to roll out BSI's customers, and the juridical aspects. The result of the research shows that rollout is done through customer account migration. BSI uses the BSM’s system so legacy bank customers had to migrate accounts. Merger decision through various security considerations. a new legal relationship was born between BSI and customers from the legal event of the agreement, namely the change of savings books and ATMs based on Article 1338 of the Civil Code as the Sun Servanda Pacta Principle. The validity of the rollout is in accordance with Article 1320 of the Civil Code with the transfer.Keywords: Migration, Account, Customer, Roll Out, Bank Syariah Indonesia
PELAKSANAAN PEMBERIAN BANTUAN HUKUM BAGI MASYARAKAT YANG TIDAK MAMPU DALAM PANDANGAN HUKUM ISLAM (Study Kasus di Lembaga Bantuan Hukum Pancaran Hati Cirebon Akhmad Shodikin; Didi Sukardi; Lailiyah Lailiyah
Mahkamah : Jurnal Kajian Hukum Islam Vol 7, No 2 (2022)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/mahkamah.v7i2.11591

Abstract

This study aims to determine the implementation of providing legal aid for the poor at the Pancaran Hati Cirebon Legal Aid Institute (LBH) and the views of Islamic law on providing legal aid for underprivileged communities at the Pancaran Hati Cirebon Legal Aid Institute (LBH). The research method used is qualitative research. Qualitative research that describes phenomena or research facts as they are. This type of research is an empirical juridical research that examines legal provisions. Research data obtained from interviews and documentation. The implementation of providing legal aid for underprivileged communities at the Pancaran Hati Cirebon Legal Aid Institute (LBH) plays a very important role in providing legal aid to underprivileged communities seeking justice. To obtain legal assistance, namely by submitting a written application containing the identity of the applicant (KK or KTP), attaching an SKTM (certificate of incapacity) and briefly describing the case, submitting case documents and surveys to the home location. Budget funds in providing legal assistance from the BPHN Ministry of Law and Human Rights, the Government of West Java Legal Bureau and the Government of West Java's Kuningan Law Bureau. The duties and authorities of the Legal Aid Institute (LBH) Pancaran Hati Cirebon are to provide litigation and non-litigation legal assistance to people who can't afford it. The inhibiting factor in providing legal aid is that not all people know about legal aid institutions and the lack of legal education. The view of Islamic law on the provision of legal aid for underprivileged communities at the Legal Aid Institute (LBH) Pancaran Hati Cirebon is that it has become an order from Allah SWT in upholding Islamic law with the principles of justice, equality and mutual help, namely that everyone has the right to his or her rights and everyone equal status before the law. The implementation of providing legal aid to the poor is an application of the principle of mutual assistance in terms of goodness and piety. This act is a worship relationship between fellow creatures (hablum minannas) with the aim of benefiting the people.
Halal Certification Standards for Chicken Slaughter in Traditional Markets Didi Sukardi; Jefik Zulfikar Hafizd; Fajar Faturrachman Setiawan
Alhurriyah Vol 7, No 2 (2022): July - December 2022
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/alhurriyah.v7i2.4474

Abstract

Slaughter is a halal condition that can be consumed by land animals. That is, these animals are not halal without the slaughter process. Some broiler chicken owners still ignore the slaughtering process in accordance with Islamic sharia. This research is a field research, namely research conducted at the location that is the object of research, namely Cigasong Traditional Market, Majalengka Regency. In this research the method used is interview.From the research, it was concluded that: slaughtering by Rabani Slaughter House in the Cigasong traditional market, which was slaughtered by Mr. Lalan's employees, the slaughtering process was in accordance with MUI Fatwa number 12 of 2009 concerning Halal Slaughter Certification Certification Standards. Regarding slaughtering of slaughtered chickens, the implementation of slaughtering carried out at Rabani Chicken slaughterhouses in the Cigasong traditional market has all been met with Halal Slaughtering Certification Standards. Then it is suggested: The owner of the slaughterhouse at the Cigasong traditional market must pay attention and ensure the slaughter, For the Majalengka Ulema Council should pay regular visits to the place of broiler sellers in the Cigasong traditional market against Halal Slaughter Certification Standards. Is it already running, implemented and implemented by every owner of the Chicken House.
Analisis Pajak Restoran dan Pajak Hotel Terhadap Peningkatan Pendapatan Asli Daerah Raida Hanifi Shidqiya; Layaman Layaman; Didi Sukardi
Jurnal Manajemen dan Administrasi Antartika Vol. 1 No. 2 (2024): April 2024
Publisher : Antartika Media Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70052/juma.v1i2.419

Abstract

Tujuan penelitian ini yaitu untuk mengetahui Efektivitas dan Kontribusi pajak restoran dan pajak hotek terhadap peningkatan pendapatan asli daerah (PAD) di kota Cirebon tahun 2018 sampai tahun 2022. Penelitian ini adalah penelitian kuantitatif dengan menggunakan data sekunder dari laporan realisasi pendapatan daerah kota Cirebon. Teknik analisis data yang digunakan yaitu analisis deskriptif. Cara menganalisis data untuk mengetahui tingkat efektivitas dengan cara membandingkan nilai realisasi pajak restoran dan pajak hotel dengan target pajak restoran dan hotel yang telah ditetapkan pemerintah daerah kota Cirebon. Dan untuk mengetahui cara menganalisis kontribusi pajak restoran dan pajak hotel dengan membandingkan nilai realisasi pajak restoran dan pajak hotel dengan realisasi pendapatan asli daerah (PAD) kota Cirebon.hasil penelitian tingkat efektivitas pajak Restoran terhadap peningkatan pendapatan asli daerah di kota Cirebon selama periode 2018-2022 memiliki presentase keseluruhan sebesar 95,7% sehingga dapat dikatakan efektif . Efektivitas pajak hotel terhadap peningkatan pendapatan asli daerah di kota cirebon selama periode 2018-2022 memiliki presentase keseluruhannya sebesar 91,51% sehingga dapat dikatakan efektif Sedangkan kontribusi pajak restoran terhadap peningkatan pendapatan asli daerah di kota Cirebon selama periode 2018-2022 memiliki presentase secara keseluruhan sebesar 10,74% sehingga dikatakan kurang berkontribusi, Kontribusi pajak hotel terhadap peningkatan pendapatan asli daerah di kota Cirebon selama periode 2018-2022 memiliki presentase secara keseluruhan 3,41% sehingga dapat dikatakan sangat kurang berkontribusi terhadap peningkatan pendapatan asli daerah.   The purpose of this study was to determine the effectiveness and contribution of restaurant tax and hotek tax to increasing local revenue (PAD) in the city of Cirebon from 2018 to 2022. This research is a quantitative study using secondary data from the realization report of Cirebon city regional revenue. The data analysis technique used is descriptive analysis. How to analyze data to determine the level of effectiveness by comparing the realization value of restaurant tax and hotel tax with the restaurant and hotel tax target set by the Cirebon city government. And to find out how to analyze the contribution of restaurant tax and hotel tax by comparing the realization value of restaurant tax and hotel tax with the realization of local revenue (PAD) of the city of Cirebon.The results of the research on the effectiveness of the restaurant tax on increasing local revenue in the city of Cirebon during the period 2018-2022 have an overall percentage of 95.7% so that it can be said to be effective. The effectiveness of hotel tax on increasing local revenue in the city of Cirebon during the 2018-2022 period has an overall percentage of 91.51% so that it can be said to be effective While the contribution of restaurant tax to increasing local revenue in the city of Cirebon during the 2018-2022 period has an overall percentage of 10.74% so it is said to contribute less, The contribution of hotel tax to increasing local revenue in the city of Cirebon during the 2018-2022 period has an overall percentage of 3.41% so it can be said to contribute very little to increasing local revenue.
How Does Product Competitiveness Mediate the Effect of Business Legality and Halal Labelling on MSME Income? Didi Sukardi; Moh. Mabruri Faozi; Abdul Ghoni; Dwi Ayu Maharani; Sri Najmi Aprilia; Windy Nurditasari; Muhammad bin Jasmi
el-Jizya : Jurnal Ekonomi Islam Vol. 11 No. 2 (2023): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v11i2.9830

Abstract

MSMEs have a very important role as one of the pillars of national economic income, for that it is very important for MSME actors to ensure the legality of their business so that they can access financial facilities from banks and financial institutions. The certainty of products to have halal certification is a necessity considering the target population in Muslim-majority Indonesia. This study aims to measure and analyze how much influence legality and halal labels have on MSME income by using product advantages as mediation variables. This study used quantitative methods. Data analysis uses multiple linear regression analysis, path analysis, and partial tests. The results of the partial test (t-test) showed that the legality of the halal labeling business and product competitiveness had a positive and significant effect on the income of MSMEs in the Bhinangkit Community, while the coefficient of determination (R2) test showed that the influence of business legality, halal labeling, and product competitiveness on MSME income was 89.7%. The path analysis shows that business legality and the inclusion of halal labels have no effect on MSME income mediated by by-product competitiveness with a calculated t value of 0.2496 for business legality and 0.0344 for halal label marking.
Fenomena Perceraian Pada Keluarga Muslim di Kabupaten Cirebon Sukardi, Didi; Rana, Mohamad
Mahkamah : Jurnal Kajian Hukum Islam Vol 9, No 1 (2024)
Publisher : Institut Agama Islam Negeri (IAIN) Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/mahkamah.v9i1.16561

Abstract

This study aims to analyze the factors that cause the high rate of divorce in Muslim families in Cirebon Regency. This is based on the data from the annual report issued by the Sumber Religious Court. In addition, this study seeks to find solutions to minimize divorce rates. In this study, the method used is descriptive analysis with a sociological approach to law. The data collection techniques in this study were conducted using interviews with parties who filed for divorce, interviews with judges of the Sumber Religious Court and BP4, and literature studies. The results showed that factors of disharmony, economic problems, factors of no responsibility, the presence of third persons, factors of immoral acts, and factors of domestic violence caused the high divorce rate in Cirebon Regency. Solutive efforts to minimize the divorce rate in Cirebon Regency are by reconstructing mediation rules, reviving the role of BP4, maximizing premarital guidance, and making family resilience program policies.
ANALYSIS OF THE EFFECT OF GROSS REGIONAL DOMESTIC PRODUCT, EDUCATION AND HUMAN DEVELOPMENT INDEX ON POVERTY RATE IN CIREBON REGENCY IN 2012-2022 Shelsa Al Risma; Didi Sukardi; Ila Navilah
Cirebon International Journal of Economics and Business Vol. 2 No. 1 (2024): April 2024
Publisher : Faculty of Islamic Economics and Business IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cijeb.v2i1.118

Abstract

Poverty is a complex and multifaceted problem because it is not only related to economic aspects, but also penetrates into social, health, education and political issues. This study aims to determine whether Gross Regional Domestic Product, Education and Human Development Index have an influence on the Poverty Rate in Cirebon Regency. The data used is secondary data in the form of time series sourced from BPS and other sources using multiple linear regression models. The results showed that the Gross Regional Domestic Product and Education variables partially had no significant effect on the poverty rate in Cirebon Regency while the Human Development Index variable partially had a significant negative effect on the poverty rate in Cirebon Regency. And simultaneously, the variables of Gross Regional Domestic Product, Education and Human Development Index have a joint or simultaneous effect on the poverty rate in Cirebon Regency based on the coefficient of determination test which has an effect of 77.5%..
Co-Authors Abdul Ghoni Achmad Otong Busthomi Akhmad Shodikin Dwi Ayu Maharani Fajar Faturrachman Setiawan Hafizd, Jefik Zulfikar Lailiyah Lailiyah Layaman Layaman Moh. Mabruri Faozi Muhammad bin Jasmi Muhammad Galih Navilah, Ila Raida Hanifi Shidqiya Rana, Mohamad Shelsa Al Risma Sri Najmi Aprilia Windy Nurditasari