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All Journal Inisiatif: Jurnal Dedikasi Pengabdian Masyarakat Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Dede Abdurohman
Universitas Islam Bunga Bangsa Cirebon
Humanities Economics, Econometrics & Finance Education Public Health Social Sciences

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Transformasi Potensi Lokal Menjadi Komoditas Unggulan Melalui Pendekatan Asset Based Community Development Pada Produk Kopi Ragasakti Setianegara Kuningan Saehu Abas; Dede Abdurohman; Hajjin Mabrur; Zulfi Amaluddin; Khamdiallah; Amatullah Azizah
Inisiatif : Jurnal Dedikasi Pengabdian Masyarakat Vol 5 No 1 (2026): Inisiatif : Jurnal Dedikasi Pengabdian Masyarakat
Publisher : Pusmedia Group Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61227/inisiatif.v5i1.793

Abstract

Ragasakti Coffee from Setianegara Village represents a local commodity with strategic value for asset-based community development. This study aims to analyze community asset potential and participation, the transformation of local potential and external support, as well as the socio-economic impacts and future expectations in the development of Ragasakti Coffee. A qualitative approach with the Asset Based Community Development (ABCD) framework was employed to explore community assets participatively and to facilitate the transformation of local potential into a leading commodity. Data were collected through in-depth interviews with village officials, coffee farmers, and practitioners; participatory observation; and document studies. Data analysis applied Miles and Huberman’s model, including data reduction, data display, and conclusion drawing, while credibility was ensured through source and method triangulation. The findings reveal that Ragasakti Coffee possesses significant assets, including fertile land, farming skills, and social capital rooted in mutual cooperation and cultural identity. Community participation is high across the entire production chain, while transformation occurs through the integration of traditional practices with youth innovation. External support from government, universities, and the private sector strengthens development through training, technology, and promotion. Socio-economic impacts include increased household income, new business opportunities, stronger social cohesion, and greater youth involvement. The study also highlights a collective aspiration for Ragasakti Coffee to penetrate national and international markets and to serve as the basis for coffee-based tourism. In conclusion, Ragasakti Coffee functions not only as a driver of local economic growth but also as a symbol of socio-cultural identity, requiring strong community institutions and multi-stakeholder collaboration to ensure sustainability.
Akad/Kontrak Dalam Keuangan Syariah, Studi Analisis Terhadap Akad Ijarah Multijasa Pada BMT Al Falah Cirebon Abdul Aziz; Dede Abdurohman
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 7 No. 1 (2026): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecopreneur.v7i1.4133

Abstract

The purpose of this study is to examine the implementation of multi-service ijarah contracts at BMT Al Falah Cirebon, with an emphasis on the implementation of contracts in the field. The main focus of this study examines the relationship between DSN-MUI Fatwa No.44/DSN-MUI/VIII/2004 concerning Multi-Service Financing and practices in the field, including the potential for sharia deviations that can harm members. Qualitative approach with case study methods. Data collection techniques are through direct observation, review of contract and regulatory documents, and literature studies. The results of the study show that the implementation of the multi-service ijarah contract at BMT Al Falah has met the basic principles of sharia, including the clarity of the object of the contract, the determination of ujrah in a fixed nominal form, and the separation of the wakalah contract. Although it was found that the public's understanding of the contract is passive which has the potential to weaken the principle of ikhtiyari in the contract, the BMT tries to explain each article in the contract to members, so that the essence of the principle of ikhtiyari is maintained. The use of the Religious Court as a dispute resolution is in line with the provisions of national law. Practically, these findings contribute to the development of multi-service contracts that are more fair, participatory, and in line with sharia economic law. Further research is suggested to further examine the role of parties in the contract negotiation process and how sharia values are internalized in financing practices.
Co-Authors Abas, Saehu Abdul Aziz Amatullah Azizah Hajjin Mabrur Khamdiallah Zulfi Amaluddin