Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
P-Index
This Author published in this journals
All Journal Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia Journal of Golden Generation Abdimas Optimal: Jurnal Ekonomi dan Manajemen
Sapna Maharani Saragih
Universitas Islam Negeri Sumatera Utara
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Neuroscience Nursing Physics Public Health Social Sciences Transportation Veterinary Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Analisis Hubungan Tingkat Pengangguran terhadap Tingkat Kemiskinan di Medan Timur Riska Khayuni; Rodiah Harahap; Sapna Maharani Saragih
Journal of Golden Generation Abdimas Vol. 2 No. 1 (2026): Maret : Journal of Golden Generation Abdimas
Publisher : PT. Lembaga Penerbit Penelitian Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65244/jgga.v2i1.308

Abstract

Penelitian ini bertujuan untuk menganalisis hubungan antara tingkat pengangguran dan tingkat kemiskinan di Kota Medan pada tahun 2025. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan teknik kuesioner sederhana. Data utama bersumber dari publikasi Badan Pusat Statistik (BPS) Kota Medan tahun 2025 dan hasil penyebaran kuesioner kepada 30 responden di kecamatan Medan Timur. Hasil penelitian menunjukkan bahwa pengangguran berpengaruh positif terhadap peningkatan kemiskinan. Tingkat kemiskinan Kota Medan sebesar 7,25 persen (171,60 ribu jiwa) dengan garis kemiskinan Rp721.547 per kapita per bulan. Meskipun terjadi penurunan angka kemiskinan dibanding tahun sebelumnya, indeks kedalaman (1,31) dan keparahan kemiskinan (0,35) meningkat, menunjukkan kesenjangan ekonomi yang masih cukup lebar. Rekomendasi yang dihasilkan antara lain peningkatan pelatihan keterampilan kerja, pemberdayaan sektor UMKM, dan penguatan investasi daerah.
Persepsi Masyarakat terhadap Transparansi Anggaran dan Akuntabilitas Pemerintah Kota Medan Ahmad Wahyudi Zein; Sri Wahyuni; Sapna Maharani Saragih; Rahmi Sekar Andhini; Khairunnisa Khairunnisa
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 5 No. 1 (2025): Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v5i1.5891

Abstract

Using a literature review approach, this research looks at how the public views the accountability and openness of the Medan City Government's budget. The foundation of this research is the idea that openness and responsibility are cornerstones of effective leadership that may boost confidence in government. Finding out how people feel about government transparency and accountability in handling regional budgets is the main goal of the research. An analysis of pertinent literature, documents, and prior research is carried out as part of the methodology, which is known as a literature review. According to the study's results, budget transparency is crucial for establishing public confidence and engagement since it shows how openly the government provides information and the accountability systems are operating. The study's findings highlight the need of holding governments more responsible and transparent in order to foster more responsive and accountable leadership and, by extension, to increase public engagement in tracking how regional funds are being used.
Generasi Z di Era Digital: Pengaruh Literasi Keuangan dan Penggunaan Financial Technology terhadap Perilaku Keuangan Annisa Afwani; Khoirotun Nisa Limbong; Elsa Rahmayani; Sapna Maharani Saragih; Khaila Nazwa Syahbani; Zahratul Izami
Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia Vol. 5 No. 3 (2026): September : Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia
Publisher : Sekolah Tinggi Ilmu Administrasi Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jppmi.v5i3.2999

Abstract

This study aims to analyze financial literacy and the use of financial technology in shaping the financial behavior of Generation Z through student community service activities (Kuliah Kerja Nyata or KKN) conducted directly in the field. This study employed a descriptive qualitative approach, with data collected through observation, in-depth interviews, and documentation. Informants were selected purposively based on their involvement and experience in using digital financial services. The results showed that Generation Z had a basic understanding of financial management, but its application was not yet fully consistent, particularly in recording expenses, setting priorities, and controlling purchases based on wants. The use of financial technology, including digital wallets, mobile banking, and QR-based payments, provided transaction convenience but could also encourage spontaneous spending. Education provided by KKN students helped improve informants’ understanding of financial planning, digital transaction security, expenditure control, and responsible use of technology. The activities also encouraged initial awareness of recording transactions and distinguishing needs from wants. This study emphasizes that integrating financial literacy with wise use of financial technology is necessary to support more planned and responsible financial behavior among Generation Z.
Co-Authors Ahmad Wahyudi Zein Annisa Afwani Elsa Rahmayani Khaila Nazwa Syahbani Khairunnisa Khairunnisa Khoirotun Nisa Limbong Rahmi Sekar Andhini Riska Khayuni Rodiah Harahap Sri Wahyuni Zahratul Izami